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About

Finexer is an FCA-regulated, API-driven platform revolutionizing how SMBs access and utilize financial data. By seamlessly connecting to all UK banks, Finexer enables real-time insights and Pay-By-Bank payments through a user-friendly dashboard, deploying 2-3x faster than competitors. Key Features - Data (AISP) & Payments (PISP) APIs: 1. Banks Transactions Data: Gain real-time access to bank transaction data, empowering businesses to enhance decision-making and create tailored user experiences. 2. Balance Checks: Unlock valuable insights into customers' income, expenses, and balance trends to deliver personalised services and targeted offers. 3. Open Banking Payments: Enable secure A2A payments, instant settlements, and automated recurring transactions (Beta), reducing costs by up to 90%. With advanced data capabilities, white-label options, and PSD2-compliant security, Finexer empowers businesses to optimise operations, drive revenue, and elevate customer experiences.

About

TrueLayer is the leading technology company providing secure, global access to financial infrastructure. Developers use our APIs to build best-in-class products that securely access data and initiate payments in real-time. Founded in 2016, TrueLayer is connected to major banks across the world, backed by leading venture capital, and trusted by some of the biggest names in fintech including Monzo, Revolut, and Zopa. By making the power of open banking accessible through our platform, TrueLayer enables developers across any industry — from startups to enterprises — to reinvent financial services. TrueLayer is available in the UK, Europe and Australia. Easily integrate next-generation payments and financial data into any app. Build powerful products your customers love. Send and receive money on the fastest rails at the lowest rates with a first-class user experience. No cards. No fraud. No chargebacks.

Platforms Supported

Windows
Mac
Linux
Cloud
On-Premises
iPhone
iPad
Android
Chromebook

Platforms Supported

Windows
Mac
Linux
Cloud
On-Premises
iPhone
iPad
Android
Chromebook

Audience

Startups, Businesses, Fintechs, Accounting & ERP, Credit and Lending, payroll invoicing, EPOS

Audience

Companies interested in a secure, global access API solution for their financial infrastructure

Support

Phone Support
24/7 Live Support
Online

Support

Phone Support
24/7 Live Support
Online

API

Offers API

API

Offers API

Screenshots and Videos

No images available

Screenshots and Videos

Pricing

No information available.
Free Version
Free Trial

Pricing

No information available.
Free Version
Free Trial

Reviews/Ratings

Overall 5.0 / 5
ease 5.0 / 5
features 5.0 / 5
design 4.9 / 5
support 5.0 / 5

Reviews/Ratings

Overall 0.0 / 5
ease 0.0 / 5
features 0.0 / 5
design 0.0 / 5
support 0.0 / 5

This software hasn't been reviewed yet. Be the first to provide a review:

Review this Software

Pros & Cons from Real Users

Pros

  • We started using Finexer to automate bank account verification during employee onboarding. The account information has been consistent, and our operations team spends much less time reviewing banking details manually.
  • Working with Finexer in live ERP environments, the main win has been consistency. Bank data comes in structured enough that reconciliation rules don’t break every month. Payment initiation is also more transparent than card flows—you can trace status without digging through multiple systems. It’s fairly low-maintenance once set up, which matters in busy finance ops teams.
  • Excellent visibility into seller bank activity. Helps validate genuine trading patterns and spot anomalies quickly. Works well for strengthening onboarding checks and ongoing fraud monitoring without heavy manual review.
  • Switching to Pay by Bank cut out card fees straight away, and we’ve seen fewer failed rent payments. The real-time bank data also makes affordability checks quicker and more reliable than chasing documents.
  • Speeds up source of funds checks with direct bank data access, reducing reliance on manual statements. Improves accuracy and helps streamline collaboration between solicitors and estate agents during property transactions.

Cons

  • Production pricing is discussed through a short sales process rather than instant self-service, but it meant we ended up with a setup that matched our expected usage.
  • It’s limited to UK banking coverage, so it doesn’t extend well if your setup includes international entities.
  • Focus on account-to-account payments reduces fees and complexity, but won’t suit businesses reliant on card-based flows or recurring card billing models.
  • Finexer does not support cross-border payouts, FX conversion, or SWIFT-based treasury flows.
  • Currently focused on UK coverage, which works well for UK transactions but may limit use in wider international property dealings for now.

Training

Documentation
Webinars
Live Online
In Person

Training

Documentation
Webinars
Live Online
In Person

Company Information

Finexer
Founded: 2024
United Kingdom
finexer.com

Company Information

TrueLayer
Founded: 2016
United Kingdom
truelayer.com

Alternatives

Amiqus

Amiqus

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Alternatives

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Finicity

Mastercard

Categories

Categories

Integrations

Activepieces
Clay
Codat
Gains App
Nutmeg
One Mortgage System (OMS)
Plum
Primer

Integrations

Activepieces
Clay
Codat
Gains App
Nutmeg
One Mortgage System (OMS)
Plum
Primer
Claim Finexer and update features and information
Claim Finexer and update features and information
Claim TrueLayer and update features and information
Claim TrueLayer and update features and information