Ramp

Ramp

Ramp Financial
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About

Corporate spend management and payments with the smartest all-in-one platform for all business spending. An absolute range of corporate cards backed by a complete DIY platform. Simple digital onboarding process to create cards on the fly. Create purpose-based cards for each business spend. Assign cards & spend limits to your teams, branches & departments. Restrict or allow usage with pre-defined limits as per business needs. Unique purchase card program, quick credit evaluation & go live. Experience collateral-free revolving credit lines. Maximize the potential of the balance sheet. Minimum documentation, no foreclosure charges. Variable credit & billing cycles suited to your needs. Upgrade to a more secure, digital mode of managing spending. Pay for marketing, cloud, subscriptions & more. Secure global payments with single-use cards. Create & manage cards via interactive dashboards. Use your cards to make business payments like suppliers, utilities, rentals & taxes.

About

Ramp is a finance operations platform that automates the full spend lifecycle, from corporate cards and expense management to accounts payable, procurement, travel, and business banking. Corporate cards come with built-in spend controls, merchant blocking, and policy enforcement at the point of purchase. On the expense side, automated policy reviews handle transaction matching, receipt collection, and accounting field coding without manual intervention. Ramp Bill Pay processes invoices with near-perfect OCR accuracy, with support for ACH, same-day ACH, check, wire, and card payments globally. Procurement compresses intake-to-approval cycles with AI-parsed contracts, parallel routing across finance, IT, legal, and security, and vendor benchmarking against anonymized spend data from thousands of businesses. Travel enforces policy at booking, supports dynamic per diems, and automatically rebooks hotels when prices drop. Ramp Treasury lets businesses earn yield on idle cash through.

Platforms Supported

Windows Not Supported
Mac Not Supported
Linux Not Supported
Cloud Supported
On-Premises Not Supported
iPhone Not Supported
iPad Not Supported
Android Not Supported
Chromebook Not Supported

Platforms Supported

Windows Not Supported
Mac Not Supported
Linux Not Supported
Cloud Supported
On-Premises Not Supported
iPhone Not Supported
iPad Not Supported
Android Not Supported
Chromebook Not Supported

Audience

Corporate businesses and companies seeking a solution to improve their spend management operations and manage their payments

Audience

For SMEs looking for a spend management and reimbursement solution

Support

Phone Support Supported
24/7 Live Support Not Supported
Online Supported

Support

Phone Support Supported
24/7 Live Support Not Supported
Online Not Supported

API

Offers API Supported

API

Offers API Not Supported

Screenshots and Videos

Screenshots and Videos

Pricing

No information available.
Free Version Not Supported
Free Trial Not Supported

Pricing

No information available.
Free Version Supported
Free Trial Supported

Reviews/Ratings

Overall 0.0 / 5
ease 0.0 / 5
features 0.0 / 5
design 0.0 / 5
support 0.0 / 5

This software hasn't been reviewed yet. Be the first to provide a review:

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Reviews/Ratings

Overall 5.0 / 5
ease 5.0 / 5
features 5.0 / 5
design 5.0 / 5
support 5.0 / 5

Pros & Cons from Real Users

Pros

  • This software is everything wrapped up in one. Credit card, bill pay, expense reimbursement, and more all in one, and all free!

Cons

  • The eligibility requirement of $75k in cash is limiting for some of my smaller nonprofit clients.

Training

Documentation Supported
Webinars Not Supported
Live Online Not Supported
In Person Supported

Training

Documentation Supported
Webinars Supported
Live Online Supported
In Person Supported

Company Information

EnKash
India
www.enkash.com

Company Information

Ramp Financial
Founded: 2019
United States
www.ramp.com

Alternatives

Alternatives

Airbase

Airbase

Paylocity
PEX

PEX

Prepaid Expense Card Solutions

Categories

Categories

Accounts Payable Supported

Ramp provides a unified finance platform that automates accounts payable for global enterprises, replacing disconnected legacy tools with a single, AI-powered system. The platform streamlines the entire intake-to-pay lifecycle, allowing finance teams to process bills in seconds while enforcing custom approval flows and spend policies automatically. With deep integrations into major ERPs like NetSuite and Sage Intacct, Ramp ensures real-time financial accuracy and accelerates the month-end close. Enterprises benefit from a scalable solution that manages corporate cards, bill payments, and global reimbursements across 195 countries, all while providing comprehensive visibility into corporate spend.

AP Automation Supported

Ramp is a finance operations platform that automates the full spend lifecycle, from corporate cards and expense management to accounts payable, procurement, travel, and business banking. Corporate cards come with built-in spend controls, merchant blocking, and policy enforcement at the point of purchase. On the expense side, automated policy reviews handle transaction matching, receipt collection, and accounting field coding without manual intervention. Ramp Bill Pay processes invoices with near-perfect OCR accuracy, with support for ACH, same-day ACH, check, wire, and card payments globally. Procurement compresses intake-to-approval cycles with AI-parsed contracts, parallel routing across finance, IT, legal, and security, and vendor benchmarking against anonymized spend data from thousands of businesses. Travel enforces policy at booking, supports dynamic per diems, and automatically rebooks hotels when prices drop. Ramp Treasury lets businesses earn yield on idle cash.

Expense Report Supported
Spend Management Supported

Spend Management Features

Approval Workflow Supported
Budgeting / Forecasting Supported
Expense Tracking Supported
Multi-Currency Supported
Prepaid Cards Supported
Procurement Management Supported
Receipt Management Supported
Spend Analysis Supported
Spend Control Supported
Supplier Management Supported

Expense Report Features

Approval Process Control Supported
Invoice Management Not Supported
Multi-Currency Supported
Receipt Management Supported
Reimbursement Management Not Supported
Spend Control Supported
Time Tracking Not Supported
Workflow Management Supported

Integrations

QuickBooks Online Supported
AgentKit Not Supported
Amazon Web Services (AWS) Supported
Asseta Not Supported
Cobot Not Supported
Euler Not Supported
Freshdesk Supported
Fulfil Not Supported
Haiko Not Supported
HubSpot CRM Supported
Nango Not Supported
NetSuite Not Supported
Oracle Cloud Infrastructure Supported
ProfitBooks Supported
QuickBooks Online Advanced Not Supported
Seam AI Not Supported
Varick Agents Not Supported
WorkStreams Supported
Xero Not Supported
Xobin Supported

Integrations

QuickBooks Online Supported
AgentKit Supported
Amazon Web Services (AWS) Not Supported
Asseta Supported
Cobot Supported
Euler Supported
Freshdesk Not Supported
Fulfil Supported
Haiko Supported
HubSpot CRM Not Supported
Nango Supported
NetSuite Supported
Oracle Cloud Infrastructure Not Supported
ProfitBooks Not Supported
QuickBooks Online Advanced Supported
Seam AI Supported
Varick Agents Supported
WorkStreams Not Supported
Xero Supported
Xobin Not Supported
Claim EnKash and update features and information
Claim EnKash and update features and information
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Claim Ramp and update features and information