Token

Token

Token.io
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About

Dots is a global payouts platform for companies that pay large numbers of contractors, creators, sellers, gig workers, data annotators, and other non-employees. Businesses can send individual or batch payouts from a dashboard, upload a CSV, share a payout link, or automate payments through an API. Dots reaches 190+ countries through 300+ payment rails, including bank transfers, real-time payment networks, digital wallets, mobile money, cards, gift cards, and stablecoins where available. The platform collects payee details, verifies identity, runs KYC and sanctions checks, manages payout preferences, and tracks payment status. It also collects W-9 and W-8BEN forms, supports 1099 filing, provides branded onboarding, and handles payee support. Teams can monitor payouts, returns, fees, and reconciliation in one place. Its ledger supports payment splits, holds, reserves, and clawbacks for complex payout workflows. Dots is SOC 2 Type II compliant and has moved $2bn+ to 1m+ payees.

About

Token.io has reimagined account-to-account (A2A) payment infrastructure, enabling banks, fintech firms, platforms, and payment providers to increase revenue, reduce processing expenses, and simplify operations by offering ready-to-use Pay by Bank solutions. Widely acknowledged by independent analysts as one of the leading two A2A payment infrastructure providers worldwide, Token.io’s unparalleled connectivity and excellent partner support position it as a front-runner in open banking and A2A payment infrastructure. Its connections cover over 90% of bank accounts across 21 markets, granting unmatched capability to initiate instant bank payments, refunds and real-time payouts to more than 567 million bank accounts across Europe. Token.io's partenrs include 3 of Europe's top 5 financial institutions; it is also trusted by prominent names in the payments sector, including Mastercard, ACI Worldwide, Global Payments, Nuvei, and Paysafe.

Platforms Supported

Windows Not Supported
Mac Not Supported
Linux Not Supported
Cloud Supported
On-Premises Not Supported
iPhone Not Supported
iPad Not Supported
Android Not Supported
Chromebook Not Supported

Platforms Supported

Windows Not Supported
Mac Not Supported
Linux Not Supported
Cloud Supported
On-Premises Not Supported
iPhone Not Supported
iPad Not Supported
Android Not Supported
Chromebook Not Supported

Audience

Marketplaces, staffing and gig platforms, creator businesses, affiliate networks, AI data annotation and labeling companies, and other organizations that pay large numbers of contractors or users.

Audience

Banks, financial institutions, fintechs, payment service providers, gateways, acquirers, processors, digital wallets, crypto exchanges, gaming operators

Support

Phone Support Not Supported
24/7 Live Support Supported
Online Supported

Support

Phone Support Not Supported
24/7 Live Support Not Supported
Online Not Supported

API

Offers API Supported

API

Offers API Supported

Screenshots and Videos

Screenshots and Videos

Pricing

$19/month
Core: $19/month
Scale: $999/month
Enterprise: custom
Free Version Not Supported
Free Trial Not Supported

Pricing

No information available.
Free Version Not Supported
Free Trial Not Supported

Reviews/Ratings

Overall 0.0 / 5
ease 0.0 / 5
features 0.0 / 5
design 0.0 / 5
support 0.0 / 5

This software hasn't been reviewed yet. Be the first to provide a review:

Review this Software

Reviews/Ratings

Overall 0.0 / 5
ease 0.0 / 5
features 0.0 / 5
design 0.0 / 5
support 0.0 / 5

This software hasn't been reviewed yet. Be the first to provide a review:

Review this Software

Training

Documentation Supported
Webinars Not Supported
Live Online Supported
In Person Not Supported

Training

Documentation Supported
Webinars Not Supported
Live Online Not Supported
In Person Supported

Company Information

Dots
Founded: 2021
United States
usedots.com

Company Information

Token.io
Founded: 2015
United Kingdom
token.io

Alternatives

Alternatives

Advantica

Advantica

Softax

Categories

B2B Payment Supported
Contractor Payment Supported

Categories

B2B Payment Supported
Banking Supported
Open Banking Supported
Open Finance Supported
Payment Processing Supported

Payment Processing Features

ACH Check Transactions Not Supported
Bitcoin Compatible Not Supported
Debit Card Support Not Supported
Gift Card Management Not Supported
Mobile Payments Supported
Online Payments Supported
POS Transactions Supported
Receipt Printing Not Supported
Recurring Billing Supported
Signature Capture Not Supported

Integrations

Airtm Supported
Cash App Supported
ChatGPT Supported
Claude Supported
NetSuite Supported
PayPal Supported
Payoneer Supported
Plaid Supported
QuickBooks Online Supported
QuickBooks Online Advanced Supported
Sage Intacct Supported
Venmo Supported
Xero Supported

Integrations

Airtm Not Supported
Cash App Not Supported
ChatGPT Not Supported
Claude Not Supported
NetSuite Not Supported
PayPal Not Supported
Payoneer Not Supported
Plaid Not Supported
QuickBooks Online Not Supported
QuickBooks Online Advanced Not Supported
Sage Intacct Not Supported
Venmo Not Supported
Xero Not Supported
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Claim Dots and update features and information
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