Flinks

Flinks

5.0 out of 5 stars
Column Flinks

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Column:

About

​Column is a nationally chartered bank engineered specifically for developers and builders to create innovative financial products. By constructing its own core banking system, ledger, and data model, Column eliminates the need for traditional middleware, granting developers direct access to the U.S. banking infrastructure. This approach enables seamless integration with the Federal Reserve, facilitating efficient money movement, account creation, and card program management. Key offerings include ACH origination, wire transfers via FedWire, real-time book transfers, and the ability to establish FDIC-insured bank accounts through a user-friendly API. Additionally, Column supports the development of customized card programs, providing dedicated Bank Identification Numbers (BINs) and compatibility with major networks and issuer processors. It also offers lending products such as loan origination, debt financing, and loan purchase programs to help companies scale their lending operations.
Flinks:

About

Flinks is the creator of a powerful no-code platform and financial data APIs that make it easy and efficient for your team to build with financial data. Trusted by millions of individuals accessing financial services at world-class companies, our purpose is to make the struggles of open banking a thing of the past. Flinks’ products at-a-glance: Enrichment — Get actionable insights on financial data for credit, fraud, and behavior; Connectivity — Let users connect their bank accounts to your products; Outbound — Deliver a winning Open Banking program. Flinks also supports financial service providers across industries and sizes — from consumer and commercial lending, payments, digital banking, fintech, to wealth management, we power different use cases and enable financial innovation for you and your customers.
Column:

Platforms Supported

Windows Not Supported
Mac Not Supported
Linux Not Supported
Cloud Supported
On-Premises Not Supported
iPhone Not Supported
iPad Not Supported
Android Not Supported
Chromebook Not Supported
Flinks:

Platforms Supported

Windows Supported
Mac Supported
Linux Not Supported
Cloud Supported
On-Premises Not Supported
iPhone Supported
iPad Supported
Android Supported
Chromebook Not Supported
Column:

Audience

Fintech startups and developers wanting a solution to build and scale financial services efficiently
Flinks:

Audience

Startups to large financial institutions searching for a Financial Data solution
Column:

Support

Phone Support Not Supported
24/7 Live Support Supported
Online Supported
Flinks:

Support

Phone Support Supported
24/7 Live Support Not Supported
Online Supported
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API

Offers API Supported
Flinks:

API

Offers API Supported
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Screenshots and Videos

Flinks:

Screenshots and Videos

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Pricing

$0.50 per transaction
Free Version Supported
Free Trial Not Supported
Flinks:

Pricing

Pricing is API volume & package based
Free Version Not Supported
Free Trial Supported
Column:

Reviews/Ratings

Overall 0.0 / 5
ease 0.0 / 5
features 0.0 / 5
design 0.0 / 5
support 0.0 / 5

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Flinks:

Reviews/Ratings

Overall 5.0 / 5
ease 4.0 / 5
features 5.0 / 5
design 4.0 / 5
support 4.0 / 5
Flinks:

Pros & Cons from Real Users

Pros

  • Really cool product - similar bank aggregation to others but where Flinks really over performs is on the data enhancement/analytics. Product is easy to setup, good support all the way through. Their "attributes" reports are awesome, especially when it comes to data for income validation, trends, fraud etc.

Cons

  • Could be more reliable on the data aggregation with certain FIs.
Column:

Training

Documentation Supported
Webinars Not Supported
Live Online Supported
In Person Supported
Flinks:

Training

Documentation Supported
Webinars Not Supported
Live Online Supported
In Person Not Supported
Column:

Company Information

Column
Founded: 2021
United States
column.com
Flinks:

Company Information

Flinks
Founded: 2016
Canada
flinks.com
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Alternatives

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Nordigen

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4.4 out of 5 stars
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Flinks:
VoPay

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Plaid

Plaid

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Flinks:
Finicity

Finicity

Mastercard
Column:

Categories

Embedded Finance Supported
Loan Origination Supported
Open Banking Supported
Open Finance Supported
Flinks:

Categories

Bank Verification Supported
Embedded Finance Supported
Open Banking Supported
Open Finance Supported
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Integrations

Aloan Not Supported
Argyle Not Supported
Dwolla Not Supported
EPIC Loan Systems Not Supported
Infinity Loan Management Not Supported
Neontra Not Supported
Stripe Not Supported
Totality Not Supported
VoPay Not Supported
Waypoint Budget Not Supported
Flinks:

Integrations

Aloan Supported
Argyle Supported
Dwolla Supported
EPIC Loan Systems Supported
Infinity Loan Management Supported
Neontra Supported
Stripe Supported
Totality Supported
VoPay Supported
Waypoint Budget Supported
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