Cloudbankin vs. Lokta Core Comparison


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About An end-to-end cloud-based loan software to transform your digital lending. Efficient loan origination system through which all kinds of financial institutions - banks, NBFCs, and MFIs can disburse loans in less than 10 minutes. Comprehensive end-to-end system encapsulating product creation, disbursement, and management of loans through our cloud-based lending solution. Enhanced and cognitive credit decisions for effective implementation of simple to complex credit policies to meet the requirements of the ever-changing market. Enhanced and Effortless digital onboarding process well-suited for progressive financial establishments that are embracing the new normal.	About Lokta Core is the AI-first loan management system for banks, NBFCs, and digital lenders that want to run modern lending without trading away control, auditability, or sovereignty. It is built so the AI workflows your team is already piloting — agentic servicing, intelligent collections, copilots for credit ops — work natively on the same book of record, not as bolt-ons. For a CXO, the question is what changes on Monday. Three things. Faster product launches: new loan products and policy changes ship in days, not quarters, because the platform is policy-driven and governance-first. Lower run cost: a single audit-ready system replaces stitched-together LMS, BRMS, collections, and reporting tools. AI-ready by default: every action — operator, customer, or agent — is policy-bounded, maker-checker enforced, and evidence-backed, so the AI use cases your board is asking about can actually go to production. Lokta Core also gives you choice on deployment—managed SaaS, single-tenant cloud.
Platforms Supported Windows Mac Linux Cloud On-Premises iPhone iPad Android Chromebook	Platforms Supported Windows Mac Linux Cloud On-Premises iPhone iPad Android Chromebook
Audience Financial businesses searching for an end-to-end lending platform to disburse loans	Audience Banks, NBFCs, and digital lenders; Fintechs; Lending Service Providers (LSPs). Mid-market to large regulated lenders running active books of 10,000 to 1M+ accounts.
Support Phone Support 24/7 Live Support Online	Support Phone Support 24/7 Live Support Online
API Offers API	API Offers API
Screenshots and Videos View more images or videos	Screenshots and Videos No images available
Pricing No information available. Free Version Free Trial	Pricing $1000 Free Version Free Trial
Reviews/Ratings Overall 0.0 / 5 ease 0.0 / 5 features 0.0 / 5 design 0.0 / 5 support 0.0 / 5 This software hasn't been reviewed yet. Be the first to provide a review: Review this Software	Reviews/Ratings Overall 0.0 / 5 ease 0.0 / 5 features 0.0 / 5 design 0.0 / 5 support 0.0 / 5 This software hasn't been reviewed yet. Be the first to provide a review: Review this Software
Training Documentation Webinars Live Online In Person	Training Documentation Webinars Live Online In Person
Company Information Cloudbankin Founded: 2007 India habiletechnologies.com	Company Information Lokta Tech Pvt Ltd Founded: 2025 India lokta.ai
Alternatives MeridianLink Mortgage MeridianLink	Alternatives CloudNBFC WebCuits IT & Media Solutions
AFSVision Automated Financial Services	Loan Blaster NBFC Software
Biz2X	Cloudbankin
MeridianLink Consumer MeridianLink	OneFin
Newgen Retail Loan Origination Newgen Software View All	LoansNeo Achieva.ai View All
Categories Loan Management Loan Origination	Categories Loan Management
Show More Features Loan Origination Features Amortization Schedule Audit Trail Closing Documents Compliance Management Customer Database Digital Signature Document Management Fee Management Loan Processing Online Application
Integrations No info available.	Integrations No info available.
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