8am ClientPay vs. QuickBooks Payments Comparison


8am ClientPay 8am	QuickBooks Payments Intuit	+	+
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		Related Products EBizCharge EBizCharge is the leading embedded payments application for businesses to accept payments directly inside QuickBooks, Microsoft Dynamics, NetSuite, SAP, Acumatica, and 100+ other business systems. Trusted by 20,000 companies and voted best fintech solution by the Globee® Awards, EBizCharge combines modern billing tools with integrated payment processing to help B2B companies get invoices paid faster, eliminate manual work, and keep payment data automatically synced to their ERP. Companies use EBizCharge to: ◉ Accept credit card, debit card, and ACH payments natively in their ERP, CRM, or shopping cart ◉ Automate billing and reconciliation to save time and reduce errors ◉ Speed up collections with easy billing tools: payment links, online customer portal, recurring billing, saved cards, and more ◉ Reduce risk with enterprise-grade security certified by the PCI-Security Council: PCI-compliance, encryption, and tokenization 208 Ratings Visit Website Square Payments Accept every payment quickly, easily, and securely. Easily accept card payments—no matter if you’re selling on the go or at your store. Streamline the way you create, send, and track your invoices. Customer not there in person? Take remote credit card payments over the phone or from your computer, and get paid fast. Create and grow your online store, and seamlessly accept online payments with Square. We make accepting cards as fast, painless, and secure as possible. There are no extra fees, no long term contracts, and no tricks. Just fast, secure payments you can depend on. 10,145 Ratings Visit Website Melio Melio is an accounts payable tool built to simplify bill payments, boost workflow efficiency, and optimize cash flow for businesses of all sizes. To get started, try all of Melio's features free for 30 days! Pay vendors online through bank transfers or credit/debit cards, even if they typically accept checks—Melio manages the manual work for you. Effortlessly integrate with QuickBooks and Xero to ensure your financial records stay current. With Melio, pay by bank transfer or card to extend cash flow and earn rewards. Adding vendor or bill details is a breeze—input them manually, upload files, or take a photo of invoices. Schedule payments to align with your cash flow, and let Melio handle the rest. International vendor payments are made easy by paying in their local currency for products and services your business needs. The Melio mobile app, available for iOS and Android, lets you monitor and manage payments anytime, giving you full control over your finances on the go. 2,212 Ratings Visit Website PayKings PayKings is a merchant account provider that helps businesses secure payment processing services in industries often rejected by traditional payment processors. The platform offers merchant accounts, payment gateways, and payment processing solutions designed to support businesses with specialized risk profiles. What is a high risk merchant account? A high risk merchant account is a payment processing account for merchants that are classified in a high risk category. They require high risk credit card processing solutions. The PayKings Team can get you approved today for a low to high risk merchant account for B2B, eCommerce, or Retail at reduced rates and fees. Credit repair merchant accounts are essential for companies in the credit repair space. You provide credit solutions to your customers and we’ll take care of the payment processing. Selling any type of merchandise through an ecommerce store has its risks. 105 Ratings Visit Website KonstructIQ KonstructIQ is an AI-powered construction and financial platform designed for residential general contractors, remodeling firms, and home builders. It consolidates the full project lifecycle, from fast, professional estimates to budgeting, invoicing, payments, change-order management, cost tracking, subcontractor coordination, and real-time reporting, into a single interface. Its estimating module enables contractors to build detailed bids quickly, using customizable cost codes, markup or margin calculations, and either cost-plus or fixed-price models. Once an estimate is approved, it becomes the project budget; every subsequent bill, invoice, or change order automatically updates the budget so contractors maintain accurate job costing and profitability oversight. Payments to subcontractors or suppliers are built in, and support methods like ACH, checks, debit/credit cards, virtual cards, or Zelle, and invoices can be paid directly by clients through a portal to speed up cash flow. 7 Ratings Visit Website Convesio Convesio is a next-generation hosting and payment platform built to help commerce businesses grow faster, smarter, and more securely. Designed for WordPress and WooCommerce, Convesio combines high-performance hosting with an integrated payment ecosystem — ConvesioPay — that streamlines how merchants accept, process, and manage transactions online. With ConvesioPay, businesses get access to fast, secure payment processing that’s deeply connected to their hosting environment. This means lower latency, fewer plugin conflicts, and real-time visibility into revenue performance — all from a single dashboard. Combined with Convesio’s scalable container-based hosting, built-in caching, and advanced uptime management, the result is an optimized foundation for conversion, reliability, and growth. From startups to enterprise-level ecommerce operations, Convesio empowers merchants to focus on selling — not managing servers or chasing integrations. 63 Ratings Visit Website NMI Payments NMI Payments is an embedded payments solution that lets SaaS platforms, Software companies and ISVs integrate, brand, and manage payment acceptance directly within their software—without becoming a PayFac or building complex infrastructure. As a full-stack processor, acquirer, and technology partner, NMI handles onboarding, compliance, and risk so you can stay focused on growth. The modular, white-label platform supports omnichannel payments, from online, mobile and in-app to in-store and unattended. Choose from full-code, low-code, or no-code integration paths and launch in weeks, not months. Built-in risk tools, flexible monetization, and customizable branding help you scale faster while keeping full control of your experience. With NMI’s developer-first tools, sandbox testing, and modern APIs, you can embed payments quickly and confidently. 114 Ratings Visit Website 8am 8am™ is business management software for professional service firms designed to help law firms, accounting firms, and other professional services organizations run more efficiently from client intake to payment. Bringing together trusted products like LawPay, MyCase, CasePeer, DocketWise, CPACharge, and ClientPay, the platform delivers a unified solution for practice management, case management, document management, billing and invoicing, payment processing, accounting, and financial reporting. With enterprise-grade security, seamless integrations, and award-winning support, the platform empowers professional service firms to work smarter—not harder. Over 260,000 professionals and 175+ associations trust 8am technology to power their practices, simplify operations, and drive sustainable growth. 1,242 Ratings Visit Website Revaly Revaly is a Payment Performance Management platform designed to ensure that every legitimate transaction succeeds, protecting the recurring revenue businesses depend on. It uses exclusive issuer signals, network intelligence, and AI-powered optimization to maximize payment approvals across the entire lifecycle. By preventing avoidable failures at the first attempt and intelligently recovering declined payments, Revaly reduces involuntary churn and strengthens customer relationships. The platform continuously analyzes routing errors, behavioral patterns, and ecosystem signals to turn unpredictable payments into predictable revenue. Subscription-based companies rely on Revaly to lift approval rates and compound revenue growth without disrupting their existing billing stack. With over 100 integrations, the system fits seamlessly into current workflows while delivering measurable, long-term financial impact. 7 Ratings Visit Website RetailEdge RetailEdge is an easy to use and feature-rich point of sale (POS) and inventory management software solution for retail businesses. RetailEdge offers multi-location support, credit card processing, website integration, mobile POS, and gift card management capabilities within a suite. The solution supports secure and mobile payments like EMV and Apple Pay and integrates with multiple e-commerce platforms for efficient order processing and price updates. RetailEdge was developed in June of 1989 to provide a powerful, flexible, full-featured POS software and hardware solution at a reasonable price that is easy to install, use, and configure, but also affordable to maintain and run. We strongly believe that a good POS solution, in addition to providing great features for a low price, must be supported well. So we have developed a strong support system that provides a backbone of local resellers and quick access to US-based Tier 3 (highest) level support. 201 Ratings Visit Website
About 8am™ ClientPay gives you the power to securely accept credit card and eCheck payments from anywhere—in your office, online, even at a project site. Create a professional payment experience and enjoy a more reliable cash flow by expanding your available payment options and making it easy for clients to pay. Easily and securely accept credit, debit, and eCheck payments from anywhere and use innovative payment tools to make it easy to get paid. Rest easy knowing your firm’s data and your client’s sensitive information are protected by advanced data encryption and cybersecurity safeguards. Not only do we offer straightforward, competitive pricing, but there are also no long-term contracts, no setup fees, and no cancellation penalties. Get valuable financial insights with ClientPay’s reporting and reconciliation tools. Our customizable reports and dashboards provide on-demand access to real-time payment statistics and important business metrics.	About Work takes time. Getting paid shouldn't. QuickBooks Payments lets you accept credit cards, debit cards, and ACH bank transfers. Soon, you can spend money immediately after it hits your QuickBooks Cash account. Send invoices with a Pay Now button. Accept credit card payments and ACH bank transfers. Key in your customer credit or debit card numbers to take payments from anywhere. Our free mobile card reader lets you swipe and accept credit and debit cards. Sales automatically appear in QuickBooks in real time. Charge customers monthly or on a schedule that works for you. Start accepting credit card, debit card, and ACH payments with no upfront costs, subscriptions, or hidden rates.
Platforms Supported Windows Not Supported Mac Not Supported Linux Not Supported Cloud Supported On-Premises Not Supported iPhone Not Supported iPad Not Supported Android Not Supported Chromebook Not Supported	Platforms Supported Windows Not Supported Mac Not Supported Linux Not Supported Cloud Supported On-Premises Not Supported iPhone Not Supported iPad Not Supported Android Not Supported Chromebook Not Supported
Audience Web-based solution designed specifically for architecture, engineering, design, and construction professionals	Audience Companies of all sizes that want to accept payments
Support Phone Support Supported 24/7 Live Support Not Supported Online Supported	Support Phone Support Supported 24/7 Live Support Not Supported Online Supported
API Offers API Not Supported	API Offers API Supported
Screenshots and Videos View more images or videos	Screenshots and Videos View more images or videos
Pricing 1.95% per transaction Free Version Not Supported Free Trial Not Supported	Pricing ACH bank transfers - 1% (max $10) Card – Swiped - 2.4% + 25¢ Card – Invoiced - 2.9% + 25¢ Card – Keyed 3.4% + 25¢ Free Version Not Supported Free Trial Not Supported
Reviews/Ratings Overall 0.0 / 5 ease 0.0 / 5 features 0.0 / 5 design 0.0 / 5 support 0.0 / 5 This software hasn't been reviewed yet. Be the first to provide a review: Review this Software	Reviews/Ratings Overall 1.7 / 5 ease 1.3 / 5 features 1.3 / 5 design 2.3 / 5 support 1.0 / 5 Read all reviews
	Pros & Cons from Real Users Pros With their antiquated system QuickBooks Merchant Services is able to charge my customer but not show a record that they were charged, and put the money in their slush fund so that later then suck it into their pocket. It is a scam of the highest level. Multiple times I have had a customer call me and say I charged the wrong amount for his hunt. I contacted merchant services and they don't even show a record of the charge. My customers payment went directly into merchant services, the "Unknown Money bucket" which Merchant Services later sucks in to their bucket. I have had this happen a number of time when my numbers don't match or a customer call me on the charge amount. Most companies are busy selling their services and don't look for a missin thousant here or a thousand there. In this last one I brought to their attention to get corrected, they took $7000, the customer confirmed it, but their is no record in my Credit Card charges that the card was even charged. This is a scam that the Banking Board needs to get in the middle of. I am certain that I am not the only one. Can use on mobile device or desktop. Price was decent in comparison to others. Appeared to be the most cost effective choice for a new business owner. Nothing at all. The definition of inept, disgruntled oversized mammoth of a company that only serves own interest. Cons This is a merchant services that you can not trust. The will steal you blind, then just say they are sorry but you don'r get any of the money they dropped in their slush fund. Wow. What a horrible company and app. I am a new corporation. Just needed to pay myself through payroll. First time I ever tried to run payroll they put a hold on my account. Flagged me as potential fraud. Asked for 6 months band statements, my ID, and business license. Sent them the ID and license but tried to explain that since I am anew Corp I do not have six months of statements. They sent me an email stating my company is a high fraud risk, they are cancelling my account and will not ever allow me to subscribe again. Everything, this company fails at genuine customer. Service and action to fix their problems. Unlike small business that much address problems this company is the poltergeist of true service and resolution.
Training Documentation Supported Webinars Not Supported Live Online Supported In Person Not Supported	Training Documentation Supported Webinars Not Supported Live Online Not Supported In Person Not Supported
Company Information 8am Founded: 2005 United States www.clientpay.com	Company Information Intuit Founded: 1983 United States quickbooks.intuit.com/payments/
Alternatives Headnote	Alternatives EBizCharge
8am AffiniPay 8am	Chargezoom
MagicPay MagicPay Merchant Services	Ramp Ramp Financial
aPay Payment Gateway System Almuqeet Systems	ProPay TSYS
Jupiter View All	SaturnShift SaturnShift Inc View All
Categories Payment Processing Supported	Categories Payment Processing Supported
Payment Processing Features ACH Check Transactions Not Supported Bitcoin Compatible Supported Debit Card Support Not Supported Gift Card Management Not Supported Mobile Payments Supported Online Payments Supported POS Transactions Not Supported Receipt Printing Not Supported Recurring Billing Not Supported Signature Capture Not Supported	Payment Processing Features ACH Check Transactions Not Supported Bitcoin Compatible Supported Debit Card Support Not Supported Gift Card Management Not Supported Mobile Payments Supported Online Payments Not Supported POS Transactions Not Supported Receipt Printing Not Supported Recurring Billing Not Supported Signature Capture Not Supported
Integrations 8am Supported AMT ERP Not Supported Acctivate Inventory Software Not Supported AveeCare Not Supported BQE CORE Supported BluBilling Not Supported Checkfront Not Supported Deltek Costpoint Supported DepositFix Not Supported InvoiceSherpa Not Supported OVVI POS Not Supported Orderwerks Not Supported Pinnacle Cart Not Supported Pylar Not Supported QuickBooks Cash Not Supported QuickBooks Online Not Supported QuickBooks Online Advanced Not Supported RECUR360 Not Supported RentMaster Not Supported Show More Integrations View All 3 Integrations	Integrations 8am Not Supported AMT ERP Supported Acctivate Inventory Software Supported AveeCare Supported BQE CORE Not Supported BluBilling Supported Checkfront Supported Deltek Costpoint Not Supported DepositFix Supported InvoiceSherpa Supported OVVI POS Supported Orderwerks Supported Pinnacle Cart Supported Pylar Supported QuickBooks Cash Supported QuickBooks Online Supported QuickBooks Online Advanced Supported RECUR360 Supported RentMaster Supported Show More Integrations View All 17 Integrations
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