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About

Accounting is a key component of any successful business. CheckMark is here to help with our MultiLedger integrated accounting system. Our program makes it simple, and you do not need to be a CPA to get the most out of our software. General Ledger, Accounts Receivable, Accounts Payable, Inventory, Job tracking, are just a few of the many features MultiLedger has to offer. MultiLedger is fully integrated, multi-user and cross-platform software for Mac and Windows. Designed for small and medium-sized businesses, MultiLedger allows you to create and send invoices, reconcile bank transactions, track inventory, monitor cash flow, generate key financial reports, and Print Forms 1099 effortlessly. MultiLedger is packed with everything you need to make your small business run smoothly and efficiently. It's time to take your business beyond the basics.

About

Zemam (زمام), or Zemam ERP, is a cloud ERP from Smartly Coded, built for small and mid-sized businesses in Egypt and the MENA region. Everything runs on one IFRS-compliant, double-entry ledger, so a single sale updates inventory, posts the accounting entry, and adjusts the customer balance at once — no double entry, no separate tools to reconcile. It covers accounting, inventory (WAC/FIFO with batch and expiry across multiple warehouses), sales, purchasing, treasury, the full cheque lifecycle, installments, and multi-currency (IAS 21) — plus manufacturing, fixed assets, CRM, and HR & payroll. The point of sale for retail and restaurants runs fully offline and auto-syncs, and a near-complete mobile app puts the whole system on your phone. Built for Egypt: VAT calculated after discount and native ETA e-invoicing. Fully Arabic (RTL) with English, multi-tenant isolation, role-based permissions, approval workflows, and a public API with webhooks. Start free — no credit card.

Platforms Supported

Windows
Mac
Linux
Cloud
On-Premises
iPhone
iPad
Android
Chromebook

Platforms Supported

Windows
Mac
Linux
Cloud
On-Premises
iPhone
iPad
Android
Chromebook

Audience

Businesses seeking an integrated accounting solution for small companies

Audience

Small & mid-sized businesses in Egypt & MENA — retail, wholesale, restaurants, food production, pharmacies, and light manufacturing — plus their owners, accountants, cashiers, warehouse, and sales teams.

Support

Phone Support
24/7 Live Support
Online

Support

Phone Support
24/7 Live Support
Online

API

Offers API

API

Offers API

Screenshots and Videos

Screenshots and Videos

Pricing

$499.00/one-time
Free Version
Free Trial

Pricing

$25/month
Zemam uses modular subscription pricing — you pay only for what you use.

The Core plan (Accounting, Sales, Purchases, and Inventory) starts at
1,500 EGP/month (~$30) and includes 3 users, 1 branch, and 1 warehouse.

Optional add-on modules can be added as needed: Point of Sale, HR &
Payroll, Multi-currency, Installments & Cheques, and Fixed Assets.
Extra users, branches, warehouses, and POS terminals are billed per unit.

Annual billing includes 2 months free. A free trial is available.
Free Version
Free Trial

Reviews/Ratings

Overall 0.0 / 5
ease 0.0 / 5
features 0.0 / 5
design 0.0 / 5
support 0.0 / 5

This software hasn't been reviewed yet. Be the first to provide a review:

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Reviews/Ratings

Overall 4.0 / 5
ease 4.3 / 5
features 4.7 / 5
design 4.3 / 5
support 4.7 / 5

Pros & Cons from Real Users

Pros

  • Easy to use, the support team are very professional and the best part of it is the integration with Chatgpt and claude from chatgpt or claude interface
  • What I like most is that everything is in one place. We use it for accounting, inventory, sales, purchasing, HR, CRM, POS and the mobile app. The reports are clear and easy to understand, and this helped us follow our business better. The accounting module also made it easier to understand our numbers even without depending on an accountant all the time. The system is easy to use after the first learning period, and it saves us a lot of time because all modules are connected together.
  • What I like most is that it's built in Arabic from the start, not just translated, so my team learned it quickly. Everything is connected — when I make a sale, the inventory and the accounts update on their own. The Egyptian VAT and the e-invoicing (ETA) work without any extra hassle, and the support team actually replies in Arabic when I need them.

Cons

  • everything is good till now nothing to complain with
  • The first setup took some time because it was our first ERP system. We also needed a short training to understand how everything works. Some screens have many options, so at the beginning it was a little confusing. After using it for a while, it became much easier.
  • I'd like a few more ready-made report templates. Some of the advanced settings I needed help from support to set up the first time.

Training

Documentation
Webinars
Live Online
In Person

Training

Documentation
Webinars
Live Online
In Person

Company Information

CheckMark
Founded: 1984
United States
www.checkmark.com/multiledger

Company Information

Zemam
Founded: 2026
Egypt
getzemam.com

Alternatives

Alternatives

NolaPro

NolaPro

Noguska
LedgerLite

LedgerLite

Responsive Software
ASG Financial Management System

ASG Financial Management System

Accounting Software Group

Categories

Categories

ERP

Accounting Features

Accounts Payable
Accounts Receivable
Bank Reconciliation
Billing & Invoicing
Cash Management
CPA Firms
Cryptocurrency Support
Expense Tracking
Fixed Asset Management
Fund Accounting
General Ledger
Government
Multi-Currency
Nonprofits
Payroll Management
Project Accounting
Purchase Orders
Tax Management

ERP Features

Accounting Integration
Accounting Management
CRM
Dashboard
Distribution Management
Enterprise Asset Management
Financial Management
HR Management
Inventory Management
Order Management
Project Management
Purchase Order Management
Purchasing
Reporting/Analytics
Sales Management
Supply Chain Management
Warehouse Management

Integrations

ChatGPT
Claude
PSA

Integrations

ChatGPT
Claude
PSA
Claim CheckMark MultiLedger and update features and information
Claim CheckMark MultiLedger and update features and information
Claim Zemam and update features and information
Claim Zemam and update features and information