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About

Cardinity is an all-in-one payment system providing e-commerce websites with a payment gateway and a merchant account. It is a licensed payment institution registered on Visa and Mastercard networks to provide a global payment solution. Online merchants from the EU/EEA countries can use Cardinity payment services and charge customers all over the world. By opening a merchant account with Cardinity, clients can enjoy many useful features for free: recurring billing, one-click payments, tokenization, enhanced security measures, 3D Secure tool, and more.

About

HaiPay is a payment platform for digital businesses that sell across markets. Its merchant dashboard and API support card and local-method acceptance, hosted checkout, payment links, recurring billing, and cross-border payouts. Merchants can offer major card networks and locally preferred methods such as UPI, Pix, MoMo, Alipay, and WeChat Pay, subject to market and account eligibility. Subscription features support recurring charges and configurable billing models; payouts can be sent to bank accounts and e-wallets in supported markets. The platform also provides transaction reporting, settlement and reconciliation tools, webhooks, developer documentation, and a sandbox for testing integrations. HaiPay targets online commerce, game publishers, content and social platforms, and other digital businesses that collect payments internationally or pay customers, creators, sellers, or suppliers.

Platforms Supported

Windows Not Supported
Mac Not Supported
Linux Not Supported
Cloud Not Supported
On-Premises Not Supported
iPhone Not Supported
iPad Not Supported
Android Not Supported
Chromebook Not Supported

Platforms Supported

Windows Not Supported
Mac Not Supported
Linux Not Supported
Cloud Supported
On-Premises Not Supported
iPhone Not Supported
iPad Not Supported
Android Not Supported
Chromebook Not Supported

Audience

eCommerce companies in EU/EEA that want to accept payments online

Audience

HaiPay is built for online businesses whose customers pay in many local ways: SaaS and subscription products, apps and games, content and membership services, and platforms that pay out to creators, contractors or suppliers abroad.

Support

Phone Support Supported
24/7 Live Support Not Supported
Online Supported

Support

Phone Support Not Supported
24/7 Live Support Not Supported
Online Supported

API

Offers API Not Supported

API

Offers API Supported

Screenshots and Videos

Screenshots and Videos

Pricing

Pricing per transaction. No monthly fees. No setup fees.
Free Version Not Supported
Free Trial Not Supported

Pricing

2.5% + $0.30/transaction
The blended card rate starts at 2.5% + $0.30 per transaction for eligible merchants; the exact scope is confirmed in the quote. There are no setup or monthly fees. Local payment method rates start at 0.8% and vary by market. IC++ pricing requires at least $1,000 in monthly processing volume. Cross-border and foreign-exchange fees vary by market.
Free Version Not Supported
Free Trial Not Supported

Reviews/Ratings

Overall 3.7 / 5
ease 4.7 / 5
features 4.7 / 5
design 4.7 / 5
support 4.3 / 5

Reviews/Ratings

Overall 0.0 / 5
ease 0.0 / 5
features 0.0 / 5
design 0.0 / 5
support 0.0 / 5

This software hasn't been reviewed yet. Be the first to provide a review:

Review this Software

Pros & Cons from Real Users

Pros

  • Site is easy to use Team polite Site with good design
  • It was simple to integrate and they have recurring payments which is a must for my business model
  • I always get quick responses from customer support, can easily track all my transactions and generally have everything I need.

Cons

  • Pay each month (what is complicated) Ask many many documents Day of payment they not pay Search new reasons do not pay (like rules or law)
  • would be useful if they supported more currencies.
  • Only one thing - no AmEx support, but currently it is just a nice to have.

Training

Documentation Not Supported
Webinars Not Supported
Live Online Not Supported
In Person Not Supported

Training

Documentation Supported
Webinars Not Supported
Live Online Not Supported
In Person Not Supported

Company Information

Cardinity
Founded: 2007
Lithuania
cardinity.com

Company Information

HaiPay
Founded: 2025
Hong Kong
www.haipay.net

Alternatives

Alternatives

CVPay

CVPay

Fast and Safe Remittance
Alipay Plus

Alipay Plus

Alipay

Categories

Categories

Payment Processing Supported

Payment Processing Features

ACH Check Transactions Not Supported
Bitcoin Compatible Not Supported
Debit Card Support Supported
Gift Card Management Not Supported
Mobile Payments Supported
Online Payments Supported
POS Transactions Not Supported
Receipt Printing Not Supported
Recurring Billing Supported
Signature Capture Not Supported

Recurring Billing Features

Customer Portal Not Supported
Deferred Billing Supported
Discount Management Not Supported
Dunning Management Not Supported
Invoice History Not Supported
Multi-Currency Supported
Multi-Period Recurring Billing Not Supported
Payment Processing Supported
Recurring Donations Not Supported
Subscription Billing Supported

Integrations

HostBill Supported
Sonaro Supported

Integrations

HostBill Not Supported
Sonaro Not Supported
Claim Cardinity and update features and information
Claim Cardinity and update features and information
Claim HaiPay and update features and information
Claim HaiPay and update features and information