FISCAL

FISCAL

Vision Software Solutions
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+

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About

Aloan automates the commercial loan underwriting workflow for banks, credit unions, and commercial lenders. Lenders upload their credit policy documents and the system automatically configures lending rules, data requirements, and compliance checklists. Borrowers submit loan applications through a branded portal where every deal is verified against the lender's policies before an underwriter reviews it. The system classifies and categorizes borrower documents — tax returns, financial statements, bank statements, rent rolls — and matches them to the correct entity in multi-borrower structures. Financial data is extracted into standardized spreads with every figure traced to the original source. Credit memos generate with borrower overviews, financial analysis, policy compliance results, and recommendations. Connects to existing loan origination systems via REST APIs. Implementation includes policy ingestion, template configuration, and team training.

About

For over thirty years, our products have delivered standardization and efficiency to banks and credit unions across the country. We understand how you work. Fiscal spreading and tracking are products of Vision Software Solutions. We’ve worked with thousands of bankers for over three decades, and our average customer has been with us for more than 11 years. Because we understand the things that are important to you, our approach to banking software solutions, credit analysis software, loan exception tracking, and financial statement spreading always balances consistency and flexibility. Again and again, as banking software providers we’ve heard that Excel-based statement spreading and tickler tracking processes are inconsistent, prone to error, and time-consuming. At the same time, we’ve maintained our products as stand-alone solutions because spreading and tracking are too critical to be treated as add-ons in large end-to-end systems.

Platforms Supported

Windows Not Supported
Mac Not Supported
Linux Not Supported
Cloud Supported
On-Premises Not Supported
iPhone Not Supported
iPad Not Supported
Android Not Supported
Chromebook Not Supported

Platforms Supported

Windows Supported
Mac Not Supported
Linux Not Supported
Cloud Supported
On-Premises Not Supported
iPhone Not Supported
iPad Not Supported
Android Not Supported
Chromebook Not Supported

Audience

Community banks, regional banks, credit unions, CUSOs, non-bank lenders, and commercial lending teams

Audience

Financial institutions and banks searching for a community banking software solution

Support

Phone Support Supported
24/7 Live Support Not Supported
Online Supported

Support

Phone Support Supported
24/7 Live Support Not Supported
Online Supported

API

Offers API Supported

API

Offers API Not Supported

Screenshots and Videos

Screenshots and Videos

Pricing

Contact us for pricing
Custom pricing based on institution size and loan volume. Includes implementation, training, and ongoing support.
Free Version Not Supported
Free Trial Supported

Pricing

No information available.
Free Version Not Supported
Free Trial Not Supported

Reviews/Ratings

Overall 5.0 / 5
ease 5.0 / 5
features 5.0 / 5
design 5.0 / 5
support 5.0 / 5

Reviews/Ratings

Overall 0.0 / 5
ease 0.0 / 5
features 0.0 / 5
design 0.0 / 5
support 0.0 / 5

This software hasn't been reviewed yet. Be the first to provide a review:

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Pros & Cons from Real Users

Pros

  • Extremely fast policy ingestion and setup. Fast financial spreading, consistent credit memo output, easy onboarding, great support

Cons

  • Still early on some document types, but the team ships updates fast

Training

Documentation Supported
Webinars Not Supported
Live Online Supported
In Person Supported

Training

Documentation Supported
Webinars Supported
Live Online Supported
In Person Supported

Company Information

Aloan
Founded: 2024
United States
aloan.ai

Company Information

Vision Software Solutions
www.visionsoftwaresolutions.com

Alternatives

Baker Hill UN/FY

Baker Hill UN/FY

Baker Hill

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HES LoanBox

HES LoanBox

HES FinTech
TAC CREDIT

TAC CREDIT

Tyler Analytics
Monsoon CreditTech

Monsoon CreditTech

Monsoon CreditTech Technologies
Baker Hill UN/FY

Baker Hill UN/FY

Baker Hill

Categories

Commercial Loan Supported

Categories

Commercial Loan Supported

Commercial Loan Features

Asset Management Supported
Audit Trail Supported
Complex Debt Structures Supported
Dashboard Supported
Document Management Supported
Exposure Management Not Supported
Lead Management Not Supported
Pipeline Management Not Supported
Risk Management Supported
Trend Analysis Supported

Commercial Loan Features

Asset Management Not Supported
Audit Trail Not Supported
Complex Debt Structures Not Supported
Dashboard Not Supported
Document Management Not Supported
Exposure Management Not Supported
Lead Management Not Supported
Pipeline Management Not Supported
Risk Management Supported
Trend Analysis Supported

Financial Reporting Features

"What If" Scenarios Supported
Audit Trail Not Supported
Balance Sheet Supported
Cash Management Not Supported
Consolidation / Roll-Up Not Supported
Forecasting Supported
General Ledger Not Supported
Income Statements Supported
Multi-Company Supported
Multi-Department / Project Not Supported
Profit / Loss Statement Supported

Integrations

CRS Credit API Supported
Flinks Supported
Plaid Supported
Stripe Identity Supported

Integrations

CRS Credit API Not Supported
Flinks Not Supported
Plaid Not Supported
Stripe Identity Not Supported
Claim Aloan and update features and information
Claim Aloan and update features and information
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