Airwallex vs. Toqio Comparison Chart

The easiest way for users to connect their bank accounts to an app. Plaid provides developers with the tools they need to create easy and accessible experiences for their users. Today, tens of millions of people in North America (and counting) have successfully connected their accounts to apps they love using Plaid. With just a few lines of code, you can implement Plaid in an afternoon. Our front-end module is easy to drop into whatever you’re building and designed to optimize conversion. Plaid provides technology that enables you to connect your financial accounts to apps and services. That can help you do things like save for retirement, make a budget, and transfer money. You’ve probably already connected an account using Plaid. Over a quarter of people with US bank accounts have, and we’re growing internationally as well.

Melio is a business payment platform that simplifies the way businesses pay their vendors & contractors—in and outside the U.S. Pay any invoice however you choose—with a bank transfer for FREE or by card (2.9% fee), even where cards aren’t accepted. You can also expedite payments and send funds by the end of the day or even instantly. Vendors receive payment however they prefer—a check in the mail or a bank deposit. Melio syncs with QuickBooks and other accounting software so bills and vendors are automatically updated on both platforms. Pay vendors with a business credit card to earn rewards like points and cash back. Plus, hold onto cash longer by deferring payment to the end of your next billing cycle. Looking to boost your efficiency? Invite team members or your accountant and easily set up their roles and permissions to schedule payments.

The Payroll by Credit Card feature from Zil Money will allow you to pay your employees on time and earn cash back rewards. Users can also write-off payroll funding by credit card fees as a business expense. This is a flexible solution to keep your employees happy. The cloud based platform allows you to customize and print checks instantly on blank stock papers using a regular printer at your office or home. Also, you can move money seamlessly and instantly through various payment methods like ACH, wire, e-checks, printable checks, and more, with a low transaction fee. Zil Money is a financial technology company, not a bank or an FDIC member. Zil Money offers banking services through partnerships with FDIC member banks like Silicon Valley Bank, and Texas National Bank

Predict360 is an integrated risk and compliance management software platform for financial and insurance organizations. It integrates risk and compliance processes and industry best practices content into a single platform that streamlines regulatory compliance, improves efficiency, predicts risk, and provides best-in-class business intelligence reporting. Predict360 includes the following Risk Management applications: Enterprise Risk Management (ERM), Risk Management and Assessments, Risk Insights, Issues Management, Peer Insights, Third-Party Risk Management, and Quarterly Certifications and Attestations. Compliance applications are: Compliance Management, Compliance Monitoring & Testing, Complaints Management, Regulatory Change Management, Regulatory Examination and Findings Management, Policy & Procedure Management, and more. 360factors also offers Lumify360 - a KPI and KRI predictive analytics platform that enriches data, predicts performance, and works alongside any GRC.

SBP Digital Banking Suite is an advanced open platform with modular banking features, providing omnichannel customer experiences & cloud-native capabilities. It covers all banking services from onboarding to day-to-day banking and beyond with open banking (Enhanced Onboarding, Credit Insights, etc.) SBP Digital Banking Suite integrates natively with leading fintech partners, utilizing API-first & microservices architecture for easy integration. It supports flexible deployment models, from SaaS to private, hybrid, and public cloud solutions. The Sopra Financing Platform (SFP) is a modular platform designed to boost the efficiency of asset financiers worldwide. It simplifies the entire lending process, from the front to the back office, making it a great fit for both new market entrants and expanding businesses. The clients of Sopra Financing Platform benefit from a wide partner network seamlessly integrated into the platform, giving them a strong competitive advantage.

Get anytime, anywhere access to your bank or credit union’s financial performance. Get insights into your bank or credit union’s financial performance from anywhere with secure, cloud-based access. Get margin components, branch performance, forecasts and more with point-and-click simplicity. Banker’s Dashboard and Credit Union dashboard integrate seamlessly with your core processor. Quick and easy setup, so you can start improving your bottom line right away. Automate reporting and eliminate errors, freeing you to focus on more value-added tasks. Quickly run and revise multiple forecast scenarios, so you can analyze variances and alternative strategies. Measure and compare branch performance. Institute best practices and hold each branch accountable for better results.

Simplify your entire purchasing journey with Purchasing Software that empowers you to Control, Request, Approve, Purchase, Pay, and Reconcile—the key to unlocking Proactive Spend Management. Take control of the entire purchasing process and supplier management. Dive into Proactive Spend Management, Track Every Penny, Eliminate Paperwork, Match Orders, and Pay Vendors — All Before Finishing Your First Cup of Coffee. Start the purchasing process by creating a purchase request. With ControlHub, your team has the best procurement software to generate and track POs in a single place. No Spreadsheets. No emails. No bottlenecks.

Save time, money, and your sanity. Deluxe Payment Exchange+ (DPX+) is an integrated payments solution for mid-size businesses that streamlines and automates AP disbursements. This comprehensive disbursements platform is for companies that send over 250 monthly paper checks, excluding payroll, for recurring payments to suppliers and vendors. DPX+ ensures secure payments and offers suppliers alternate ways to receive funds, including mailed checks, ACH, virtual credit cards, debit cards, or eCheck payments. By simply integrating with your existing accounting software, you’ll quickly implement efficient payments—without costly development fees or untimely delays. For over 100 years, Deluxe has been leading the way with innovative business solutions like DPX+. Join the 3 million businesses that trust Deluxe with their essential business needs.

QuickFee (ASX: QFE) is a leading provider of payments, financing, and accounts receivable automation solutions for professional services firms, including 40% of the IPA Top 300 firms. Our platform is designed to streamline the Accounts Receivable process and accelerate revenue growth by integrating multiple online payment options and powerful invoicing tools within your practice management system. With QuickFee, firms can significantly reduce aging receivables, improve cash flow, and increase client spending. Clients can easily make payments using credit or debit cards, ACH/EFT transfers, or QuickFee's exclusive financing solution that allows them to spread payments over 3 to 12 months—while firms receive full payment upfront without incurring additional costs. Operating in the United States and Australia, QuickFee focuses on delivering scalable and affordable solutions backed by exceptional customer service.

Stellar makes it possible to create, send, and trade digital representations of all forms of money: dollars, pesos, bitcoin, pretty much anything. It’s designed so all the world’s financial systems can work together on a single network. Stellar's API and SDKs are ready to help you transform the world of finance, and the network’s currency connections could give even a small company the power and reach of an international bank. Leverage the many currency-backed tokens already on the Stellar network. Use Stellar's built-in decentralized exchange for crypto, forex, or securities. Users can swap between tokens using simple functions built into the protocol. Leverage the Stellar Disbursement Platform (SDP) to initiate and disburse bulk payments that move in real-time and settle instantly 24/7/365 with full certainty of funds delivery. Stellar has the documentation, tooling, and support to help you get your project up quickly.