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About

Google’s Agent Payments Protocol (AP2) is an open protocol designed together with over 60 payments, fintech, and tech companies (e.g., Mastercard, PayPal, Adyen, Coinbase, Etsy) to enable secure, agent-led transactions across platforms. It builds on earlier open standards like Agent2Agent (A2A) and the Model Context Protocol (MCP) to ensure that when an AI agent initiates or completes a payment on behalf of a user, three core requirements are met: authorization (proving the user explicitly gave permission for that specific purchase), authenticity (ensuring the agent’s intended purchase matches what the user meant), and accountability (clear audit trails and responsibility in case of errors or fraud). The protocol uses mandates, which are cryptographically signed digital contracts backed by verifiable credentials.

About

Visa Intelligent Commerce is an AI-driven commerce infrastructure that enables intelligent agents to securely discover, recommend, and complete purchases on behalf of consumers within the Visa network. It provides end-to-end capabilities that support personalized shopping experiences while embedding secure payment functionality directly into AI-powered environments. It provisions agent-specific payment tokens and lifecycle management tools so authorized AI agents can transact safely according to user-defined permissions and controls. It is designed to accelerate AI commerce by combining Visa’s global payment reach with built-in protections against fraud, disputes, and unauthorized activity, helping merchants deliver seamless and trustworthy transactions. Through integrated APIs and secure infrastructure, developers can embed Visa payment credentials into AI applications, enabling autonomous agents to search, shop, and pay while maintaining transparency.

Platforms Supported

Windows
Mac
Linux
Cloud
On-Premises
iPhone
iPad
Android
Chromebook

Platforms Supported

Windows
Mac
Linux
Cloud
On-Premises
iPhone
iPad
Android
Chromebook

Audience

Developers, merchants, payment providers, and platform builders requiring a tool to enable AI agents to execute transactions on behalf of users

Audience

Developers, merchants, and commerce platforms that want to enable secure AI agents to handle personalized shopping and payments on behalf of users

Support

Phone Support
24/7 Live Support
Online

Support

Phone Support
24/7 Live Support
Online

API

Offers API

API

Offers API

Screenshots and Videos

Screenshots and Videos

Pricing

No information available.
Free Version
Free Trial

Pricing

No information available.
Free Version
Free Trial

Reviews/Ratings

Overall 0.0 / 5
ease 0.0 / 5
features 0.0 / 5
design 0.0 / 5
support 0.0 / 5

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Review this Software

Reviews/Ratings

Overall 0.0 / 5
ease 0.0 / 5
features 0.0 / 5
design 0.0 / 5
support 0.0 / 5

This software hasn't been reviewed yet. Be the first to provide a review:

Review this Software

Training

Documentation
Webinars
Live Online
In Person

Training

Documentation
Webinars
Live Online
In Person

Company Information

Google
Founded: 1998
United States
cloud.google.com/blog/products/ai-machine-learning/announcing-agents-to-payments-ap2-protocol

Company Information

Visa
Founded: 2012
United States
www.visa.com/en-us/products/intelligent-commerce

Alternatives

Alternatives

Visa CLI

Visa CLI

Visa
LangGraph

LangGraph

LangChain
Flowise

Flowise

Flowise AI
SnapPay

SnapPay

CDI Technology

Categories

Categories

Integrations

1Password
Adyen
Agent2Agent (A2A)
Airwallex
Checkout.com
Coinbase
Confluent
Dell Technologies Cloud
Etsy
Gr4vy
Gravitee.io
Intuit Field Service Management
Lightspark
Merchanto
Mesh
Model Context Protocol (MCP)
Payoneer
QUICPay
Salesforce
Worldpay

Integrations

1Password
Adyen
Agent2Agent (A2A)
Airwallex
Checkout.com
Coinbase
Confluent
Dell Technologies Cloud
Etsy
Gr4vy
Gravitee.io
Intuit Field Service Management
Lightspark
Merchanto
Mesh
Model Context Protocol (MCP)
Payoneer
QUICPay
Salesforce
Worldpay
Claim Agent Payments Protocol (AP2) and update features and information
Claim Agent Payments Protocol (AP2) and update features and information
Claim Visa Intelligent Commerce and update features and information
Claim Visa Intelligent Commerce and update features and information