Best Free Bookkeeping Software
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Compare the Top Free Bookkeeping Software as of April 2026
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What is Free Bookkeeping Software?
Bookkeeping software is designed to help businesses track and financial transactions—such as income, expenses, invoices, and payments—in an organized, systematic way. These platforms allow for automation of common bookkeeping tasks (bank reconciliations, expense categorization, invoicing) to reduce manual data entry and errors. Many solutions integrate with bank feeds, payroll systems, and tax tools, making it easier to produce accurate financial records and reports. With real-time dashboards and reporting, bookkeeping software gives business owners or accountants immediate visibility into cash flow, profitability, and financial health. By simplifying the day-to-day accounting workload, it allows companies to focus less on clerical work and more on decision-making and growth. Compare and read user reviews of the best Free Bookkeeping software currently available using the table below. This list is updated regularly.
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1
Melio
Melio
Melio is an accounts payable tool built to simplify bill payments, boost workflow efficiency, and optimize cash flow for businesses of all sizes. To get started, try all of Melio's features free for 30 days! Pay vendors online through bank transfers or credit/debit cards, even if they typically accept checks—Melio manages the manual work for you. Effortlessly integrate with QuickBooks and Xero to ensure your financial records stay current. With Melio, pay by bank transfer or card to extend cash flow and earn rewards. Adding vendor or bill details is a breeze—input them manually, upload files, or take a photo of invoices. Schedule payments to align with your cash flow, and let Melio handle the rest. International vendor payments are made easy by paying in their local currency for products and services your business needs. The Melio mobile app, available for iOS and Android, lets you monitor and manage payments anytime, giving you full control over your finances on the go.Starting Price: Free -
2
Stansoft
Standard Software
Stansoft is a Linux financial accounting software system for business. It is designed to be efficient for data entry with a text-based terminal interface based on ncurses. It is powered by Aubit 4GL or Informix 4GL using a PostgreSQL or Informix database engine. It is HMRC-recognised to process UK PAYE RTI Payroll and MTD VAT Returns. Included are the following modules: Payroll (U.S. and UK), Accounts Payable, Accounts Receivable, General Ledger, Tax Control, Sales, and Inventory. There are also fully integrated modules for petroleum marketers, wholesalers, and retail gas/petrol stations operators. These include Fuel Retail Sales, Fuel Management, and Fuel Dispatch. Demonstration videos can be found on the YouTube channel @standardsoftware. -
3
Divvy
Divvy
Divvy has combined seamless expense management software with business cards so you never have to process another expense report. With Divvy, you can leverage faster expense reporting, enforceable budgets, and a single platform to offer real-time visibility into all spend. Ready to gain more control and streamline your spend management—in a one-stop, easy-to-use platform? Get Divvy today to empower your team and save everyone time (including yourself). Divvy provides their customers with a strong credit line and makes going over budget literally impossible. Put a stop to painful expense resorts and simplify the AP process with Divvy—all for free.Starting Price: Free -
4
Veryfi
Veryfi
Veryfi is software that takes the work, error and frustration out of construction bookkeeping while enabling real-time field intelligence. Starting with automation of time & materials to digitize and end 90% of the time wasted doing it by hand and chasing records. Traditionally, bookkeeping is a monthly ritual. At Veryfi we have seen exceptional businesses reach financial prosperity when they steer in real-time, not at the end of the month. Hence, Veryfi as a mobile-first bookkeeper built for teams. This makes it easy, fast and reliable for teams to get information from the field (physical world) and into a system of record (digital world) with minimal user intervention. Veryfi is building the next generation of construction bookkeeping automation software with pure tech, and without the restrictions of legacy technology or methods. -
5
Wave Accounting
Wave Financial
Powerful, free accounting software. Wave’s easy-to-use accounting software can connect your bank accounts, sync your expenses, balance your books, and get you ready for tax time. Start taking control of your finances today. We designed Wave for small business owners. No jargon, just easy software that makes sense. After creating your account, everything's set up so you can get started right away. Access it anywhere, any time. Your data is always available, and it’s backed up for extra peace of mind. Connect your bank accounts in seconds. The transactions will appear in your bookkeeping automatically, and you can say goodbye to manual receipt entry. Have an eye on the big picture so you can make better business decisions. Our robust reports are easy to use and show month-to-month or year-to-year comparisons so you can easily identify cash flow trends. When everything is neatly where it belongs, tax time is simple.Starting Price: $35 per month -
6
Express Accounts
NCH Software
Accounting software for small business that makes bookkeeping simple and easy. Document incoming and outgoing cash flow including sales, receipts, payments and purchases. See how your business is doing with real time balances and reports. Fax or email your accountant directly. Prepare your tax returns quickly with your financial reports. Secure remote/mobile access.Starting Price: $79.99/one-time -
7
ZipBooks
ZipBooks
Simple accounting software that makes you even smarter. Simple, beautiful, and powerful, ZipBooks gives you the tools and intelligence to take your business to the next level. Every business needs an efficient way to keep the cash coming in. ZipBooks gives you a smart method of keeping your billing on track and on time, while providing you feedback as you go. Choose regular invoicing, or set up a subscription for continuous billing that you can customize to your needs. You don’t have to have an accounting degree to keep immaculate records for your business. ZipBooks provides you with a smart way to track all your transactions, keep on top of what you owe and who owes you, and figure out how much your business is actually making. We’ll give you intelligent feedback on how to improve your day-to-day operations, and help you remember things like paying taxes, so you can cut down on unwanted fees. -
8
Receipt Bot
Excelsious
Receipt Bot can streamline your accounting and bookkeeping practices, saving time and money. It can organize bills, invoices, and receipts through its mobile or web app. It extracts data with unparalleled accuracy, categorizes transactions, and creates transactions in your accounting software like Xero and QuickBooks Online. It converts bank statement pdf to Excel/CSV/OFX/Web Connect file or any other format. It can calculate VAT return from purchase and sales invoices.Starting Price: $9.0 per month -
9
BillingEngine
BillingEngine
BillingEngine is a hassle-free invoicing program for entrepreneurs who don't want to get a degree in accounting just to run their business. Our easy user interface lets users complete their tasks in fewer clicks than any other accounting platform out there so you can focus on what matters, your customers.Starting Price: $5.00/month -
10
FINSYNC
FINSYNC
FINSYNC’s mission is to help small to midsize businesses grow and succeed with innovative software and unmatched service. Our payments platform helps businesses centralize control of payments, and our complete solution for payments, invoicing, bill pay, payroll, accounting, financing, cash flow management and services helps businesses grow in new and empowering ways. We deliver unmatched service through a virtual community of specialists who share our commitment to helping entrepreneurs succeed. Get matched with a financial professional that’s best positioned to help you grow for unrivaled support with bookkeeping, accounting, human capital management, financial analysis and corporate strategy. Businesses that use FINSYNC benefit from improved operational efficiency, lower operating costs, better analytics, better service and quicker access to lower-cost capital delivered through the FINSYNC Lending Network.Starting Price: $10.00/month -
11
Phoenix By AGDATA
AGDATA Australia
AGDATA Australia developed the Phoenix Farm Management products to integrate financial, production and payroll tools for broadacre farming, mixed farming and livestock graziers. Products are available via hosted cloud or directly to the desktop. The core products include cashflow management, farm budgeting, livestock and paddock management, Payroll, crop planning and management, farm mapping and weather recording.Starting Price: $33.00/per month -
12
AccountEdge
Priority Software US
AccountEdge is a powerful, easy-to-use, small-business accounting software for the Mac and Windows desktop. With AccountEdge, business owners can organize, process, and report on their financial information so they can focus on their business. Features include: accounting, integrated payroll, sales and purchases, contact management, inventory tracking, time billing, and more. Invoicing - Create and send customer invoices for products, services, or time and track payment status on open sales. Expenses - Manage your vendors, payments, and recurring transactions. Banking - Manage money in and out in as much detail as you want. With integrated bank feeds and auto-match, reconciling your accounts is a breeze. Payroll - Pay your employees and tracking their pay, accruals, and expenses is critical to your business. Inventory - Manage your items and services and track their stock by location to ensure you have enough products on hand.Starting Price: $20/month -
13
Reviso
Reviso Cloud Accounting
Online accounting software for bookkeepers and small businesses. Efficient. Secure. Extensible. Reviso is fully compliant with Making Tax Digital with direct VAT Return filing to HMRC and an HMRC recognized software supplier. We believe in collaboration and that the better we become at working together, the better we become at doing business. Reviso is a document centric application that allows for attachments, scanned vouchers, mobile capture, PDF invoices etc. Documents can easily be retrieved at audit time or if a copy is needed to be found later on. Reviso provides effortless expense management in tight collaboration with company advisors so they can ensure that financial data captured gets booked correctly. Reviso supports full quote, order, Invoice and reminder flows with a flexible layout/template designer that can make the small business appear professional when doing business with customers.Starting Price: £20 per month -
14
O2VEND
Jeyan Technologies
Internet reach has enabled stores open up to the entire world via online ordering. An integrated Point of Sale for in store sales, Web store for Online sales and a Back office control panel is need of all the next generation stores. End to end Store Management. No Matter how big or small the store is, O2VEND manages any store. O2VEND open your store doors to the world. No more boundaries, it's limitless. Sell same shop inventory to multiple new customers. A modern Web based Retail Point of sale, integrated with Cash register, employees and Customer functions. Omni channel experience to Customers and employees. Your online web store created automatically. Showcase your products to wider potential customers. Billing, Payments and Delivery screens to manage your physical store. Have all functions what regular modern POS has. Configure your web store with lots of readymade widgets, place them where you think it better.Starting Price: $9 per month -
15
Akounto
Akounto
Akounto is a cloud-based accounting and bookkeeping software designed to help businesses manage and streamline their financial data. Managing your financials can be really overwhelming - and for that, Akounto has your back! With Akounto, keep up with your cash flow while on-the-move & enjoy seamless connection to your business by simply linking your bank account to your Akounto dashboard. For all your accounting and bookkeeping needs, Akounto is your reliable partner! Akounto enables tracking & customizing invoices, automating book entries & brings your business pulse to your fingertips in a few easy clicks. Moreover, Akounto can be accessed through Windows & Android so the business is within reach anywhere & any time. With Akounto, growing a business is simple & stress-free.Starting Price: $0 -
16
BizSight 365
BizTechnologies
Small business accounting software on Microsoft Azure to run your business! Create sales orders, invoice, create purchase orders, track expenses, manage your accounting, importing bank transactions, let customers pay with a credit card, job time tracking, and manage your accounting, even track prospects and sales follow ups, all within BizSight 365! Invoicing is a snap. Add detailed notes, price by customer and currency, customize & email invoices, track your tax, and generate customer statements. Create and copy quotes with detail notes. Convert quotes to sales orders to Invoice, track backorders and drop-ship purchase orders for sales orders. Record vendor bills, credit and cash expenses at financial or item level. Create and email Purchase Orders. Receive and update inventory. If maintaining and managing your inventory is important to your business, BizSight provides you with the tools for inventory control, physical count, and costing.Starting Price: $15 per month -
17
MoneyMonk
MoneyMonk
With MoneyMonk you manage your entire administration, without hassle. More than 5,000 freelancers use MoneyMonk for their business. Your project management and accounting connect seamlessly. Keep track of your hours and meet the hours criterion of the tax authorities. Register your business and private journeys, you can also invoice them. Create invoices in your own house style. Send them to your customer by email. Upload your receipts and we will scan and recognize the most important information. Create projects, register hours and trips. See what you're spending your time on. Create and send quotes by email. Simply approve or reject them. The VAT return is automatically calculated and prepared for you. Easily add your bank transactions to MoneyMonk. Many entrepreneurs find the administration exciting. We are happy to help you with MoneyMonk, we provide assistance in a variety of ways.Starting Price: €10 per month -
18
Kippa
Kippa
Simple banking & bookkeeping for your micro business. Get an instant business bank account, simple bookkeeping, send invoices & receipts, and get an eCommerce website, all in one free app! One account to run your small business like the big boys. All our accounts are enabled with two-factor authentication to ensure extra-secure transactions. Doing business just got easier with Kippa. It allows small and medium business owners to track their sales and expenses, send digital receipts and invoices, recover debts, open a bank account and start receiving payments within minutes. Over 350k businesses trust kippa to manage their businesses and help them make and receive payments from anyone. With Kippa, you have your business in your pocket. Record your expenses, sales, and debt. Manage multiple shops within one app. Create and send professional invoices to your customers. Check invoice status (sent, viewed, overdue, paid). Record payments of invoices.Starting Price: Free -
19
TrulySmall Accounting
TrulySmall
Just what every small business needs, TrulySmall Accounting allows you to do as many jobs, in as little time as possible, with one simple piece of software. Start automating your accounting process to get back all of the time you’ve previously wasted on bookkeeping. Just connect to your bank and we’ll automatically categorize and post all your transactions. Send invoices, check statuses, and get insights on payment times. We’ll even send out automatic reminders to your clients when an invoice comes due. We’ll also automatically reconcile your account and match any invoices to incoming payments so you never have to wonder if an invoice has been paid. No more Excel spreadsheets and wasted time, when you connect your bank to TrulySmall Accounting, you’ll get all of your critical business reports generated in 5 minutes or less. Understand your business better, apply for loans, and be ready for tax season.Starting Price: $20 per month -
20
Outmin
Outmin
Outmin is an AI-powered bookkeeping platform designed to fully automate financial management by acting as a “zero-touch” digital bookkeeper that processes transactions, reconciles accounts, and delivers real-time financial insights without manual effort. It connects directly to bank accounts, suppliers, and business systems to automatically retrieve financial data, process invoices, categorize transactions, and maintain continuously reconciled books as activity happens. Its AI engine handles core accounting tasks such as data entry, invoice processing, and reconciliation, while also detecting anomalies like missing invoices or unexpected payments and flagging them for review. Outmin generates up-to-date financial reports, including cash flow, profit and loss statements, balance sheets, and trial balances, allowing users to access accurate, audit-ready data at any time without waiting for month-end closes.Starting Price: €49 per month -
21
Nexin Gateway
Nexin Gateway
Waiting for your financial reports 10 days after the month has ended. We combined the power of Automation and a dedicated team of Professional Bookkeepers to keep your books current along with performance insights on your business operations. If you prefer In-house, we have a DIY package just for you or your Accountant. What is Industry Specific Software (ISS)? A platform designed with multiple features that are specifically for a unique industry. The next generation of business owners has grown up on Internet technology. They expect to use software products that are feature enriched and networked with their industry. We believe that to be successful in running a restaurant; you need to keep it as simple as possible and execute a repetitive routine. We suggest doing the same thing every 7 days. What we mean by that is watching your Prime Numbers; how they relate to each other, then make adjustments.Starting Price: $88 per user per month -
22
InventBill
Lander Technologies
InventBill simplifies invoicing and inventory for your business, helping you save time and money. Simple, beautiful, secure and professional, InventBill gives you the tools and intelligence to take your business to next level. With InventBill save time and track your invoices and focus on increasing your productivity of your expertise. Now it's easy to create invoice in Multi-currencies for your global clients. InventBill understands your business, we are here to help you save time and money and grow your business. InventBill offers effortless invoicing with easy to manage inventory system. Now you don’t have to loss a business opportunity, create professional quotation for your clients straight from your laptop, tablet or even from your mobile. Keep a track of your quotation history, monitor changes and discounts given to your customers. -
23
bookkeepy
bookkeepy
Send your invoices by email directly from bookkeepy and allow your clients to view invoices online. Track when clients view the invoices and optimize your payments. bookkeepy is a multiple currency system. That means you can save your expenses in the original currency and keep track of your exact expenses. This also means you can invoice your clients in right currency and keep track of that in reports. Purchase ledger, sales ledger and other useful reports will make it easy for you to track your expenses and sales. You can analyze your data using bookkeepy and make the best decisions for your business. Minimize the time you spend on your bookkeeping and accounting. Keep all your data in an organized system, save time using auto-generated reports and categorize data management. No more saving, editing and searching through multiple files and folders to keep track of your invoices, expenses and finances. bookkeepy brings analysis of all your data together in one convenient place.Starting Price: $8.38 per month -
24
Mesh Payments
Mesh Payments
Mesh Payments cardless solution gives you full control and visibility over your entire corporate payments - all from one platform. Using Mesh you can get insights & real time data on your spending, automate your receipts collection and ensure that your payments, subscriptions and finances always run smoothly. Mesh is easy to set up & free. No single corporate card dependency, no charges denied. Know exactly which subscriptions you are paying for, how much, and when. Control who spends with pre-payment approvals and unique virtual cards. Seamless integrations that collect and match receipts automatically. Mesh ensures that subscription payments don’t get in the way of running your business with mission-critical subscription controls and smart notifications. Mesh on-demand payments is built to empower distributed teams and needs, without sacrificing financial security and control. Get full visibility and all the management tools you need to customize payments for your business. -
25
Baselane
Baselane
Banking, bookkeeping, rent collection, analytics, and more. The all-in-one financial platform to help you save time and increase returns. One platform for all your property banking & finances. Say goodbye to dozens of logins and manual spreadsheets. Get started by securely connecting your existing bank accounts or opening a banking account with Baselane built for landlords. All are seamlessly integrated into our landlord financial platform. Single-click, smart categorization with Schedule E and property tags makes tax time a breeze. All the tools you need to control your cash flow, track your expenses, and understand your property performance. Receive monthly rent directly into your bank account, give tenants the flexibility to pay their way, and easily keep track of all your payments. Save time and money with the best mortgage, refinancing, and home insurance offers, tailored to you and your rental properties. -
26
Solvision Invoicing
Solvision
Solvision is a UK-based provider of integrated business management software designed to streamline operations for small and medium-sized enterprises. Solvision Invoicing combines invoicing, inventory management, customer relationship management, and financial reporting into a single, user-friendly system. Key features include customizable invoicing templates, automated payment reminders, real-time inventory tracking across multiple locations, and seamless integration with ecommerce platforms. It also offers expense tracking, bank feed integration, and powerful reporting tools to provide businesses with comprehensive control over their operations. Solvision's solution aims to eliminate the inefficiencies associated with using disconnected systems, enabling businesses to manage their critical operations more effectively and efficiently. -
27
ZYNO Books
Elite Mindz
ZYNO BOOKS is a cloud-based accounting software designed to simplify bookkeeping, billing, invoicing, and financial compliance from a single intelligent platform. It enables businesses to manage their entire financial workflow with real-time accuracy and visibility. The platform offers centralized ledger and finance management, allowing users to track accounts, journals, and transactions seamlessly. ZYNO BOOKS automates routine bookkeeping and invoicing tasks to reduce manual effort and errors. Built-in GST and tax compliance tools automatically calculate taxes and generate compliant invoices and records. Integrated billing and finance automation ensure invoices, payments, and ledgers stay fully synchronized. ZYNO BOOKS provides businesses with complete control over their financial health through streamlined and reliable accounting processes.Starting Price: $2210/year -
28
ZZP Pulse
ZZP Pulse
ZZP Pulse is an offline-first bookkeeping and administration app built specifically for Dutch freelancers (ZZP'ers). It runs 100% on your phone with no internet connection required and no account needed to get started. Key features: - Receipt scanning: Photograph receipts and categorize expenses automatically with the correct VAT rates - Mileage tracking: Start/stop tracking for business trips, automatically calculates the Dutch €0.23/km reimbursement - Time tracking: Built-in timer for billable hours, with project and client management - Invoicing: Create professional invoices in one click, auto-filled from project data - Exports: Generate accountant-ready exports in CSV and PDF formats that bookkeepers can directly import - VAT calculations: Automatic BTW (Dutch VAT) calculations at 21% and 9% rates - Tax reminders: Smart notifications for BTW aangifte deadlines and tax filing datesStarting Price: €9.99/month -
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SpiderG
SpiderG
SpiderG is a Payment collection application & an API ecosystem to help businesses collect receivables on time & automate reconciliation. For Micro & Small businesses, it's an Ontime Payment collection as one-click payment disbursement app for micro-businesses. This extension allows editing the code of block in the app. Also, it's possible to add code to the head and body parts of pages. To send a bill from the home screen click on actions and then click on create Invoice. Select the customer you will to send the invoice. Then select the product/ service. In case of a recurring bill/invoice select the schedule.Starting Price: $1.24 per month -
30
Sleek
Sleek
The only platform your business needs. All-in-one setup from registration to business account. Automate your accounting & compliance with ease. Transparent fees help you save time and money. Say goodbye to painstaking interactions with traditional firms that take your money and time. We're fast, efficient, and transparent. Register your company instantly, from anywhere. File digitally from the comfort of your home or office. Sleek has been there, done that, and lived to share the resources. Have peace of mind with all your back office needs managed. Our customer support team is experienced and happy to help. Every detail is tracked on Sleek's all-encompassing platform. Your business idea is fantastic, run with it! Register your company today, live that entrepreneur life tomorrow. Marking deadlines and filing paperwork should be the last of your worries, so let us take it off your plate.Starting Price: $15 per month
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