Rain Instant Pay for iPhone

Overview at a glance

Rain makes it simple to move money between cards and even between accounts linked to the same card. The service includes free customer support and lets you access funds quickly—often before your next paycheck—after completing a few straightforward steps.

Moving money between cards and accounts

• Transfer funds from one card to another or shift money between accounts attached to the same card.
• To start, add your card to the Rain app and submit a request for the amount you need; the app guides you through the process.

How to use requests for everyday needs

• Cover everyday purchases and incidental costs.
• Fill up at the pump by requesting what you need for gas.
• Pay recurring expenses and other bills by sending a request for the required amount. Rain’s request system is designed to be clear and easy to manage.

Monitor balances and activity

• See any pending requests awaiting action.
• Review recent transactions to keep tabs on spending.
• Check current balances across cards and accounts from within the app.

Support and money-improvement tools

• Use in-app live chat to speak with customer service for questions and troubleshooting.
• Access advice on budgeting, credit improvement, and other personal finance topics through the app’s support resources.

Suggested alternative

FamApp — an alternative that supports spending with both UPI and cards and offers free transfers — is recommended if you want another option with similar functionality.