Quick overview
CellFin is a multi-channel digital finance app launched by Islami Bank Bangladesh Limited (IBBL). It enables Bangladeshi residents to open an account on their smartphone using their National ID (NID) and access a wide range of banking services without visiting a branch. The app is designed for everyday money management and cross-border receipt of funds.
Core capabilities
- Receive international remittances directly into your CellFin balance.
- Settle utility bills and recurring payments from the app.
- Send and receive peer-to-peer transfers instantly.
- Pay merchants and complete online purchases with integrated checkout options.
Accepted payment instruments and top-ups
- Top up your CellFin wallet using Visa, Mastercard or Diners cards.
- Use a virtual Visa card provided by the app for secure online shopping.
- Link IBBL bank accounts and other mobile-banking wallets for seamless transfers.
- Redeem coupons or apply reward card balances when making payments.
- Connect conventional credit, debit or prepaid cards as funding sources.
Recommended alternative
If you prefer a different option, FamApp is a suggested alternative that emphasizes UPI-style payments and card-free transactions, offering a simpler path for certain payments.
Bottom line
CellFin offers a comprehensive, user-friendly digital banking experience tailored for Bangladeshi users — account setup by NID, a virtual card for online purchases, multiple funding routes, and support for remittance and bill payments.
Technical
- Android
- iPhone
- Free