emoney for Android

App overview

eMoney is a mobile finance application developed by E-MONEY PAYMENT SOLUTIONS PLC that lets users manage cash and payments from their phone. It provides a straightforward, secure way to complete everyday financial tasks — from sending money and topping up phones to paying bills — without the need for a traditional bank account.

Main capabilities

• Open an account in under a minute using the app’s online KYC process.
• Send funds to anyone at any time, regardless of whether the recipient has an eMoney account.
• Use QR codes to pay for purchases at physical stores or online merchants.
• Deposit or withdraw cash through a nationwide network of more than 8,000 agent locations.
• Settle bills and fees including utilities, internet, TV subscriptions, loan and microfinance repayments, and school charges.

Where it works

The service supports transactions across all 25 provinces and cities, enabling users to pay local and national bills or transfer money across the country with the same convenience.

Security and support

• Two layers of password protection combined with an authentication code provide robust account security.
• Authentication codes may be delivered either by USSD or by SMS, depending on the user’s preference.
• A dedicated hotline and customer support team are available to help resolve questions and issues.

Why choose eMoney

eMoney is designed for people seeking a low-friction, low-risk alternative to cash and traditional banking. With quick signup, broad agent coverage, multiple payment options, and strong safeguards, it delivers a convenient and reliable way to handle everyday financial needs.