GoTyme Bank for Android

Overview: A fully digital bank for Philippine customers

GoTyme Bank offers an app-based banking experience built for residents of the Philippines. It provides account opening in minutes, no-fee virtual banking tools, and several features typically not found at conventional banks — including interest-bearing savings without a required minimum balance and reward points for debit card usage.

Getting started — how to open an account

• Register using a Philippine mobile number and follow the in-app prompts; the whole process can take about five minutes.
• Have a valid government-issued ID ready for identity verification.
• Provide your current home address during sign-up to complete your profile.

Cards and rewards

• Receive a free virtual Visa debit card immediately for online purchases.
• If you prefer a physical card, you can request and collect one at a nearby GoTyme kiosk.
• Earn Go rewards points whenever you use your debit card; points can be redeemed at partner merchants.

Savings features and tools

• Your savings can earn an annual interest rate of up to 3% with no required minimum balance.
• Create as many as five separate "Go Save" targets to set different goals and deadlines.
• Built-in saving tools help you automate and track progress toward each goal.

Transfers, deposits, and cash access

• Send money to other GoTyme users at no cost, anytime.
• Make up to three free interbank transfers each week.
• Deposit or withdraw cash for free at Robinsons Supermarket and Robinsons Department Store cashier points, selected Robinsons Retail outlets, and Robinsons Bank ATMs.

Restrictions and customer support

• Service availability is limited to Philippine residents only.
• Customer service is available during standard banking hours; issues reported outside those hours will be handled on the next business day.

Why people choose it

• Fast account opening with minimal requirements.
• Competitive interest on savings plus goal-based sub-accounts.
• Practical, fee-free access to cash and transfers for everyday needs.