Deferit

Pros: I love this app. It really helps me to be able to afford my bills. I can defer some of my payments and pay in installments which makes things easier on my budget. Being a single mom, it really helps to have more flexibility.

Cons: There’s not really anything I don’t like! The app is easy to use

Overall: It is the best app out there for deferring your monthly bills and making it easier to budget for your monthly bills.

Pros: I love this service because it really helps me to be able to pay some of my larger bills without dropping the huge payments.

Cons: I don't have any cons about this. Even the "fees" aren't anything too terrible.

Overall: This is one of the best things ever. I like how the balance increases every time you pay a certain amount off.

Pros: The process is extremely easy. I was approved almost immediately and they were able to confirm my bill was eligible within minutes.

As an individual who is on the upswing of my credit building (go me!) I also appreciated the approval amount. It took care of my past due balance but wasn't the full amount that I needed. While most people would have complained, I appreciated that the company put the responsibility back on me to handle the rest. These skills really help when building and learning about credit/bills/financial literacy. They made the payment same day and the pay back options are super financial friendly. I usually don't recommend companies/ programs but truthfully many people I know are having hard times paying their bills so I definitely have been referring people to use deferrit.

It also reports to your credit so like ... win win ya know?

I will use Deferit to relieve some financial stress but also to give me a leg up on my financial future.

Cons: Usually I have a list of complaints for everything. I honestly can say I don't have any complaints with Deferit. The process was super smooth for me.

Overall: 10/10. When a program is user friendly and does it what it says it will, there's nothing to complain about. Deferit said they will help me take care of my bills and that's what they did.

Pros: Super helpful. As you repay, your limit may go up. Option to pay bills like storage units, phone, electric, etc. Super convenient! Saves money. Avoids paying late fees. Easy to use app.

Cons: None that I can think of at this time. Easy to use and helpful.

Overall: So many times I couldn't pay a bill right away, and late fees add up when you're already paycheck to paycheck. So thankful for this app.

Pros: Deferit has helped me tremendously with Budgeting and paying my bills on time. The company has helped me become budget conscious and I am learning to Love and enjoy my new lifestyle. In addition, the heroes at Deferit work tirelessly to get bills paid on time and to respond to questions and needs of their clients. I am proud to be a part of a company that has improved my life. Therefore, I highly recommend Deferit to those who are looking to Budget their Bills and get them paid on time.
Thank you Deferit,

Cons: I would like to see Deferit implement an express mailing system for those bills that require payments via mail. The reason Deferit needs this express mail system in place instead of relying on a 10 day mailing system is for the following reasons:
1. Will Never have to depend on mail being delayed or lost.
2. Express Mail is documented and have to be delivered in a timely fashion
3. Deferit Heroes will spend less time on reimbursing, contacting companies and tracking down payments.
4. Deferit Heroes will spend quality time with their clients.

Overall: My overall experience with Deferit has been an amazing and rewarding experience. I am learning to live a productive lifestyle with the help of Deferit. I am truly amazed that I can manage my income , pay my bills on time, and feel free to live my life again.

Pros: It’s that extra help that is very much needed in times of need, payment post same day for me which helps last minute.

Cons: That it says approved for 200 then changes to 150 after.

Overall: It has helped makes payment during a time of struggle, payments post day of payments are clear and terms understood.

Pros: Deferit is awesome! I don’t know how many times I stressed because one of my bills ended up being too high to pay in one check or I had to move things around to make sure I could afford groceries & cost of living. Deferit makes it easy! For less than 2 iced coffees a month, Deferit can help make your life easier without drowning you in hefty fees and more debt. Deferit makes it easy and simple to pay your bills in 4 payments (or less if you want you can pay earlier) so that you can keep your lights on AND food on the table.

Cons: There are no cons! It’s easy & affordable! It would be helpful to be able to use it for bills that don’t provide statements or online pay options though!

Overall: I love Deferit. They have made my life so much easier! No hefty fees or unrealistic interest fees, no hassle, simply upload your bill & pay 1/4 of it now. They pay the entire amount and allow you more time to pay the rest!

Pros: I love that this app helps take away SO much stress over my bills. Being able to make them into 4 payments has made my life so much easier. Customer service is excellent and they are so helpful and understanding if you happen to become behind on a payment.

Cons: There's nothing that I can really say I don't like. I thought the monthly fee was annoying at first, however, even with the fee I am still paying less money than I would by fully paying off my bills myself. So in the end, it is worth it and they deserve the fee. :)

Overall: I normally struggle to pay my bills. I can't remember how I stumbled upon this app but it has seriously changed my life! With Deferit, I am able to make smaller payments while my bill is fully paid off. They have saved me from having my utilities shut off multiple times! Their customer service is excellent. I plan on using this app forever and I tell everyone that I know is struggling all about it. Thank you Deferit, for your help and support.

Pros: Pays the bill quickly.
Requires only a quarter of the amount the bill to get the entire bill paid.
Great resource for tight budgets and short pays.
Very simple and easy to use instructions.
Flexible payback dates.
Thank you Deferit!

Cons: There is nothing i don't like about this product. To use the product is very simple. The instructions are clear. It works.
Deferit fits any budget. If you don’t like different, I don’t know why. It’s a win-win situation.

Overall: Deferit has been a lifesaver for me. Working with my budget and paying the bills is extremely tight. Sometimes I don’t have enough to cover the full amount of one bill, but if I use Deferit I’m able to pay on two bills with the money I have And remain afloat . Thank you Deferit, I am forever grateful for your service!

Pros: It is very affordable repayment plan and the fee of service is extremely reasonable!! I highly recommend trying from emergency small or costly utility bill Deferit is the way!

Cons: The first few bills had to be paid in full before I can take advantage of the service. However, it’s completely understandable to build that relationship.

Overall: Deferit payments are applied fast and tools available for bill confirmations immediately weather payment is made online or mailed by them!

Pros: This appointment has helped me get my bills paid on time. You have helped me out so much. Thank you Deferit thank you.

Cons: I have nothing bad to say, you guys are excellent.

Overall: This is the best app that I have ever downloaded. I'm so glad I found it. I have been referring you guys to people left and right.

Pros: Easy to use app.
Flexible payback system.
Good customer service.
Great service to have.
I truly love this service and all it has to offer I’m 110% pleased.

Cons: I don’t have any cons, they offer everything I need and it’s very easy to navigate around.

Overall: I am so pleased with the service and the easy way to navigate around. The customer service team always gets back to me in a timely manner.

Pros: Deferit helps me out when money is tight. They have always come through for me. I recommend if you have a big bill and need a way to break it up to use this app.

Cons: I have no cons with this app. So no need to fill this out.

Overall: I would recommend this app to anyone who needs help. My experience has been a positive one overall.

Pros: I like that it's an app where you can pay bills in installments that a life savor haven't had it for long so I don't know much about it yet. I do like that if the bill is over the limit that you have you can put extra money on it.

Cons: I don't like the second time when I did a bill it charged me a holding fee that I will get back. I wish it was more like afterpay a point system that you can see to earn higher money for bills and even over time a no down payment on bill under 400.

Overall: So far so good. I had it like 30 days so I haven't really seen everything this app can be yet. I'm sure in another 3 months I will have a better understanding of the app.

Pros: Over the years I’ve struggled with my bills and falling behind or losing my job where I cannot pay my bills in full. I was told by a friend that had been in similar situation. Once I downloaded Deferit and used it for the first time I knew I wouldn’t stop. Not only does it help me with my finances but it’s also helping rebuild my credit!! At a younger age I was irresponsible with my credit and as an adult I’ve learned and been growing!! I will forever use Deferit! I wish more people would use it so I can have more rewards lol.

Cons: There are some of my bills in the past I wasn’t able to use Deferit with due to the company not accepting their form of payment. I hope that eventually Deferit can be used with all of my bills!!

Overall: I just am grateful my bills can be paid using the app. This truly has been a lifesaver for me. When I’ve been unemployed it’s helped me a ton for not having to fork up my full bill payments and allowing me to get ahead little by little.

Pros: Fast payments to billers.
Split in 4 payments.
Credit reporting.
Ability to extend payments if needed.

Cons: You can't upload bills within the app you need to do it from a computer.

Overall: I started experiencing a change in my financial situation unexpectedly, so having discovered Deferit has helped immensely! To be able to have my bills paid entirely and allowing me to break up the payments is a game changer. Not to mention they report to the credit agencies!

Pros: Very flexible and easy to use. I would recommend this to anyone that has issues paying their bills on time.

Cons: Wish it allowed a anyone/anywhere option.

Overall: This app has been a lifesaver.

Pros: This is a very helpful thing for me. Especially being a single mom if 4, full time worker. I like that I can split it into payments to make it more affordable.

Cons: You have to first pay 3 bills $50 and over before u can stay the installments.

Overall: I am very satisfied with this service. It has helped me stay on top of bills that I can't afford to pay all at once.

Pros: Deferit has helped me get through some rough patches in life. Just when you think you have no where to turn and no means to do it, they step right in. The customer department also goes above and beyond your expectations and make you feel at ease in handling your needs.

Cons: I do not have any cons. They have always met my needs.

Overall: My experience has always been positive and tailored to my individual needs. There has never been a time that I felt I couldn’t reach out to them as they make you feel welcome and part of their family. They truly step in and show up for their customers.

Pros: Great service relieves stress of paying bills in full if short on cash. I have been able to pay bills i may have forgot about and then able to split it.

Cons: Not being able to see what my spending balance is until i upload a bill and also not knowing when an i read is coming.

Overall: Excellent service has saved me completely. Knowing if i don’t have the full amount for a bill i may have forgot about and short on cash that i can still get it paid.