Deferit

Pros: Deferit has helped me so much for several months. Times have been tough but with Deferit's process, things have so much less stressful. Knowing a bill will get paid in full relieves so much stress. Their customer is always very helpful and quick. In this day and age, that's really appreciated.

Cons: Honestly there isn't much to not like. Such a wonderful company.

Overall: Deferit makes it easier to pay a bill in full that may not be able to be paid on time. It's a true stress relief.

Pros: I was able to pay my bills quickly with such small payments , no credit checks or anything it's been a life saver! If you don't have it definitely download it now!

Cons: That I can't do more than certain amount in Bill's but the amount they cover is amazing! Only app I've ever had that actually helped.

Overall: Great I've been using Deferit for a few years now and its helped get me out some serious financial slopes due to Bills. Being able to move your payments to go with your paydays is great as well!

Pros: Without Deferit I would be financially gone. They have helped me with my bills on numerous occasions. The repayment is easy and if you are still in a financial bind you can reschedule your payment.

Cons: Absolutely nothing they are amazing . I can’t think of anything negative.

Overall: My experience with them since day one has been amazing. They are quick to respond if you have questions and the ease of repayment you can’t ask for better.

Pros: I like the fact that it comes in handy when you are in a bind. It does help to pay the bills just wish it would give you a little more.

Cons: The only thing I don’t like is that when you can’t pay they force you to pay and try to take the money back. Plus there shouldn’t be a subscription fee to use the service.

Overall: Excellent but won’t be using this service anymore. Right now I don’t have the means for this device.

Pros: I really love and appreciate this app so much it makes my life a lot less stressful!! In this hard and struggling times I can’t afford to buy the food I would like for me an my children! From my son passed away from cancer it’s being a struggle and having this app to help eased some pressure of bills I’m so grateful to this app! And the customer service is so awesome!! If I’m late are unable to make payments on time they have ways to help you I can’t stress how much I love this app I’m so happy I found them and honestly I didn’t even know of them was just looking at ways to help me with my bills and boom there was Deferit I love it love it thank you all so much! Continue to help families like me!!

Cons: Don’t really have one! Just to add more spending power to pay a little bigger bill.

Overall: My overall experience with this app as being so tremendous!! I can’t do without this app at all!! It has being a saving for me with my bills especially with this hard times I’m not able to buy food for me and my children ever since my son passed away from cancer it’s being a roller coaster!! I can be able to pay my bills in full through deferit and the customer service is awesome!! I wish they had the option to purchase food also not just bills but I’m super happy and if I’m late or behind they will always have ways to assist you it’s awesome I love you Deferit!!! Please continue to help us and please a little more spending power and I love them very much thanks a lot!! Continue to look out for the low income people who’s just getting by thank you!!

Pros: What is there NOT to appreciate!! I stumbled across this website and never looked back!! When I say Deferit has saved me on some many levels; financially as well as stress reliever. When life throw “monthly lemons,” Deferit came thru and made lemonade for my family. I’m truly thankful. for this assistance!!

Cons: No CONS!!! I’m please with the product and the OUTSTANDING customer service!

Overall: Definitely THANKFUL and appreciated!! Even when you’re not able to meet the initial date, you have the ability to change the due date.

Pros: I ♥️ Deferit! Sometimes there is just not enough paycheck to cover the bills. Deferit gives me the option to pay in 4 so I can keep the lights on, the water running and the waste disposing. I usually use it to cover utilities. Lifesaving!

Cons: Sometimes they are a little slow to answer help messages.

Overall: 💯 positive experience in the 1.5 years I have been using the service! Easy and fast to use. Monthly fee is a little high.

Pros: I love Deferit! It’s a very informative app. It comes in handy at the right time. And I love the fact that I can change the payment date.

Cons: That my limit doesn’t grow. I wish it grew by paying in time but it doesn’t.

Overall: Overall I will use Deferit over and over. If I’m ever in a bind this is the first app I think of. 10/10 highly recommend.

Pros: This payment service has helped me out a lot when I am short on money to cover bills. They are also very easy to work with and have great customer service. Very affordable solution.

Cons: Honestly I have no cons to list about this service.

Overall: I’ve had a very positive experience using this service. Very fair pricing vs. other options and great customer service.

Pros: I love that you can split your bill in 4. I love the fact that I can pay all my bills on time and if I don't have enough when my payment is due, I can change the date to pay at a later time. I love Deferit! I can pay all of my bills even my phone bill, Deferit definitely helped me through a time of need. I referred my whole family to them because it’s so convenient.

Cons: I never had a bad experience with Deferit, I have been using for almost 2 years now if not more.

Overall: My overall experience has been excellent will continue to use them. THANK YOU SO MUCH DERFERIT, without you I will be behind on some of my bills and my credit score will probably be really low.

Pros: Gives you peace of mind when u don’t have the funds to cover a bill. Very easy and efficient to use.

Cons: Doesn’t give u the option to make the first payment at a different time.

Overall: Very good, helpful and reliable in times of need. Very reasonable pay back times, and takes a huge burden off your shoulders in not having to pay it all back in one time.

Pros: Simple easy to understand very understanding people good to help u out in a pinch like this Service very much.

Cons: I see no downsides only positives. If you are living check to check it helps out a lot when ur in a bind

Overall: No issues whatsoever I use it pay my phone bill and the fact it help build up credit is also a plus. I am very satisfied with this service an will continue to use it in the future.

Pros: Awesome company & very convenient! Love the bill negotiation feature as well! Awesome app! Would recommend to anyone!

Cons: There isn’t anything I don’t like. Everything gets an A in my book!

Overall: Awesome! Awesome company & very convenient! Love the bill negotiation feature as well! Awesome app! Would recommend to anyone!

Pros: Quick and easy process. Great to keep up with bills if money is short. Quick payment option and quick payment.

Cons: Had to pay out if pocket to get started. Tough to pay if your behind at that time.

Overall: Great service. Very handy when you are short on cash to get bills covered. Easy process and quick payment to the company.

Pros: It is a very easy to use and helpful service. It allows me to pay a bill and divide it into 4 payments.

Cons: I don't like the fees and the amount I was approved for was only $200

Overall: It was an easy process and it is very helpful when struggling to catch up. It is a good resource for those who need help.

Pros: I liked how it allows you to make payments how you like and it was very easy. I also liked that it’s an app to pay your bills like your utilities.

Cons: I didn’t like that it didn’t accept pre paid cards and I wish the amount allowed was higher. I also didn’t like that you have to pay a monthly fee to use it.

Overall: I have been struggling to pay my electric bill for several months now. I came across this girl who commented on social media about how she used deferit to pay her bills that allowed her to make payments. I looked into it and decided to give it a try. I’m so glad I did! It was so easy to download and upload my bill. Even though it didn’t let me pay the full amount I owed, it still helped me out so much, and for that I'm grateful for. This app isn’t like others. It allows you to change the minimum payment owed if you still can’t afford it. It has made my life a little easier not being so stressed out about getting my utilities turned off. I will continue to use it and tell others about it hoping I can help someone else out that needs it. Thank you Deferit for helping families like mine in need.

Pros: I’m so impressed with Deferit’s service. It has been so helpful and offers such a much needed relief and support for me. Their customer service is superb and reliable. I’m always so happy to refer them to my friends and family.

Cons: I don’t have any negative thoughts about the company. The only thing that would be helpful is to use would be higher limits.

Overall: My experience has been exceptional. It has help me to pay my bills in a more timely manner. That alone is enough.

Pros: I like that I can use it to help when I am short on cash and be able to split some of my higher bills into 4 payments.

Cons: I do wish that the amount was higher so I could use what I have to pay my entire bill but I also understand being newer to the app you have to build trust.

Overall: I have had a great experience with them so far and have been able to at least cover a few bills or half of them at least. User friendly and very quick.

Pros: I love that I can have a peace of mind knowing my bills can still be paid and won’t leave me with nothing. As a full time working single mom of 3 kids I live paycheck to paycheck. Knowing my bills are paid and I can stretch it over 4 paychecks is so helpful! I would either not be able to pay my bills or would be left with nothing to use for gas or things my children need until I get paid again. Deferit has been a lifesaver for me and I don’t know what I would do without it! Whoever created this is genius and I wish I could personally thank them for this wonderful idea!

Cons: The only thing I have had issues with is trying to pay my auto insurance using deferit. I would really like to be able to use it for that and I have not had any luck. It tells me it can’t be paid.

Overall: My overall experience using this app has been phenomenal! Without deferit my bills would not be able to get paid or my kids would have to go without until my next paycheck. It’s helped me be able to still pay my bills and have leftover cash for things my kids need. Being a single working mom is not easy at all! I work full time and can barely make ends meet. I budget and save money anywhere I possibly can. I coupon and buy things on sale etc. just to try and save a dollar anywhere possible. I make sure my kids always have everything they need but also try to make sure bills are always paid on time. Deferit has definitely helped me be able to pay bills on time when I am short on money.

Pros: The ease of bill payment. Helps prevent late charges on my electric bill, also helps me stay current without having to make payment arrangements with utility company. Highly recommend to anyone who wants to budget wisely!

Cons: The monthly fee doesn't coordinate with my paydays. But deferit is good about paying it as soon as I get paid.

Overall: I would give it 100 stars! Helps me stay within my budget and streamline my expenses for the month...