Geospiza PATH
Geospiza PATH™ is an intuitive climate risk assessment platform that enables risk managers, sustainability teams, operation departments, and asset managers to quantify and take action to reduce climate and natural hazard risks. PATH™ visualizes asset risk to a variety of hazards including flood, heat, drought, hurricane & cyclone, and wildfire – and evaluates the costs and benefits of potential actions. Geospiza models real-time climate change data, allowing you to quickly move from costly unknowns into measurable action. Apply climate change analytics and disaster modeling to structures, people, investments, strategic regions–on a map. Engage the best climate risk models to understand the hazard and climate risks facing business. Apply climate change analytics and disaster modeling to structures, people, investments, and strategic regions. After evaluating your risk, create a strategy for mitigating risk, enhancing resilience, and adapting to the consequences of climate change.
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Climate Alpha
AI-powered analytics to navigate climate volatility and future-proof global investment. Climate Alpha works to model the financial impact of climate change, optimize portfolios, and drive sustainable investing globally. Our enterprise SaaS platform blends climate models, data science, and spatial finance to guide investors in allocating capital to climate-resilient assets anywhere across the globe. Our product suite spans defensive risk analysis to offensive fund construction. Identify optimal locations for acquisitions based on investor mandates according to dozens of geocoded and proprietary datasets. Screen locations according to climate, socioeconomic, and market criteria. Rank and compare markets for more confident site selection. Strategize asset-level adaptation investments. Perform due diligence for acquisition targets. We incorporate both risk and resilience metrics to provide a more accurate depiction of a location's performance amidst climate volatility.
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HurLoss
HurLoss is ARA's state-of-the-art hurricane catastrophe model designed for property insurers, reinsurers, brokers, and ILS managers to effectively manage risk in hurricane-prone regions. Since 1998, HurLoss has been the foundation for structural design in hurricane-prone states and has been utilized for federal emergency management and mitigation planning nationwide since 2003. The model offers a unified event set covering the entire North Atlantic basin, including the U.S., Caribbean, Bermuda, and parts of Canada, Mexico, and Central America. HurLoss is distinguished by its physics-based hurricane hazard modeling and engineering load and resistance modeling, starting with fundamental principles and validated through claims data. It incorporates future climate conditioning, allowing users to assess risks based on current and projected climatological data, including factors like sea surface temperature and wind shear.
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Zesty.ai
At Zesty.ai, we transform 200 billion+ data points including aerial imagery, permits, transaction, weather, and sensor data into a digital source of truth for every property. That powerful data fuels climate risk models that further expand what we know the risk associated with the property and its structures. Improve the speed and accuracy of quoting, underwriting and rating with 3D precision. Improve the speed and accuracy of quoting, underwriting and rating with 3D precision. Zesty.ai leverages enhanced geocoding and AI algorithms to accurately identify the correct structure(s) associated with any address. Strong predictive relationship between model outputs and losses.
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