Alternatives to Xpaid

Compare Xpaid alternatives for your business or organization using the curated list below. SourceForge ranks the best alternatives to Xpaid in 2026. Compare features, ratings, user reviews, pricing, and more from Xpaid competitors and alternatives in order to make an informed decision for your business.

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    Almond

    Almond

    Almond FinTech

    Almond is part of a new breed of cross-border financial innovations that move money in nimble new ways. By seamlessly bridging the worlds of fiat and digital currency, the Almond API suite is able to reduce settlement time, slash costs, and optimize settlements, while offering new levels of transparency. When you’re leaping from one ecosystem to another as you are with any cross-border payment, there’s a tremendous amount of friction to overcome. The Almond Transfer Protocol expands coverage by standardizing cross-border communications between financial institutions, then optimizing the conversion between fiat and digital currency. A transaction starts with a deposit in fiat currency at the sending financial institution. It’s then transferred cross-border in the form of a digital currency through a network of digital currency exchanges. Finally, it’s transferred back from digital currency to fiat currency at the beneficiary financial institution.
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    Tenpay

    Tenpay

    Tenpay

    Creating a new, open, diverse, and inclusive borderless payment network together. Tenpay Global harnesses Tencent's Financial Technology (FiT) ecosystem, technology, risk management, compliance, and big data capabilities to assist global financial institutions and partners in connecting with users and businesses. Together, we create secure, convenient, and inclusive financial products and services, comprehensively addressing the cross-border capital needs of users and businesses. Tenpay Global, your gateway to seamless cross-border payments and personal remittances, bridges the world’s payment networks with Weixin's ecosystem in China. We’re reshaping the global payment network to be more innovative, open, diverse, and inclusive, elevating global services for users and businesses. Tenpay Global is dedicated to providing cross-border end-to-end payment solutions, we help our partners thrive in the long term.
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    AInesHR

    AInesHR

    AInesHR

    AI-native HR compliance platform for EU Pay Transparency, Swiss GEA & cross-border HR. AInesHR is an AI-native HR compliance and people operations platform built for European mid-market companies managing employees across multiple countries. Designed for the complexity of European employment law, AInesHR helps HR teams stay ahead of regulatory requirements, including the EU Pay Transparency Directive (2023/970/EU), the Swiss Gender Equality Act (GlG), and cross-border HR compliance across 40+ countries. Key compliance capabilities: EU Pay Transparency Directive readiness: gap analysis, reporting workflows, and audit trails Swiss Gender Equality Act compliance: salary analysis and documentation Cross-border HR harmonisation: manage policies, contracts, and compliance across multiple jurisdictions Audit-ready documentation: automated compliance records and reporting Built specifically for European regulatory complexity, not a US platform retrofitted for Europe
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    Credain

    Credain

    Credain

    The element that fuel the cross-border payments. Supercharging working capital efficiency for businesses operating in global economy. Procuring education on consulted assurance in do. We are a fintech company with aspirations to change the world of global commerce. We plan to bring the best of technology innovations to create an unparalleled user experience for our customers. Our founding team has spent years helping businesses navigate and optimize global banking. With over a decade at big banks helping build out the future of Corporate Treasury creating the algorithms and platform that drove cross-border liquidity management at largest corporates that include FANG and other global businesses, we are on a mission to help streamline global commerce.
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    PoliBit

    PoliBit

    PoliBit

    PoliBit is an investment management platform that automates the full fund lifecycle for real estate, private equity, and private debt managers. The platform handles fundraising with digital subscriptions and e-signatures, investor onboarding with KYC/AML verification against 300+ international watchlists, and capital call processing with multi-currency payment collection. Fund administration features include automated waterfall calculations for both American and European structures, NAV computation, and capital account maintenance across multiple fund vehicles. The white-label investor portal gives LPs 24/7 access to real-time performance metrics, distribution history, K-1 tax documents, and fund communications. Automated ILPA-standard quarterly reporting and real-time dashboards eliminate manual report preparation. Cross-border payment rails including stablecoin integration reduce international transfer costs by up to 90%.
    Starting Price: $1250/month
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    ReadyRemit

    ReadyRemit

    Brightwell

    ReadyRemit is a complete cross-border payment solution with integrated compliance and fraud prevention for financial institutions. It offers easy integration, global reach, and multiple payout options, enabling businesses to securely disburse funds to over 90% of the world's population. ReadyRemit connects to over 180 user countries, 8.5 billion cards and accounts, and 290,000 cash-out locations across 160 currencies. Credit unions, banks, program managers, and fintechs need a comprehensive payment solution tailored for today’s consumers with global needs. The platform addresses challenges such as global connectivity, macroeconomic trends, compliance and regulation requirements, experienced integrations, ongoing resource commitments, and partner integrations. By leveraging ReadyRemit, businesses can streamline their cross-border payment processes, ensuring efficient and compliant transactions worldwide.
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    Songhai Exchange

    Songhai Exchange

    Fincode Limited

    Songhai Exchange (SHE) is a cross-border payment network that facilitates payments - such as bank transfer, cash pick-up, mobile money, and bill payments - into and within Africa through a single touchpoint. SHE facilitates the movement of money from all parts of the globe into Africa and from one African country to another. The SHE network comprises banks, payment service providers, money service businesses and other partners scattered across Africa, Europe, Middle East and the United States. As the most reliable and cost-efficient Africa-centric payment switch, SHE reduces the cost of remittance and payments by cutting away payment aggregators, connecting your organization directly to banks and SHE equally grants payment service providers on our network exposure to international money transfer operators and financial institutions for easy access. The Songhai Exchange platform is a partnership between FinCode and CSL Capital Limited (CSL).
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    Lightspark

    Lightspark

    Lightspark

    Lightspark is the easiest, low-cost, most reliable, enterprise-grade way to send and receive payments globally, enabling money to move just like bits and bytes do on the Internet. We're delivering open payments for the Internet at scale, using the Lightning Network. We aim to help businesses around the world benefit from real time payments and build amazing new experiences for themselves and their customers. Lightspark Connect makes it easy to access the Lightning Network by providing seamless integration, automated routing, and efficient liquidity management for enterprise customers. Connect facilitates real-time, secure, and cost-effective transactions, allowing your business to be at the forefront of digital payments. Real-time cross-border payment solutions compatible with traditional banking systems. Extend makes traditional banking systems compatible with Lightning, enabling a fully fiat payment experience for your customers.
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    OpenFX

    OpenFX

    OpenFX

    OpenFX is a next-generation cross-border payment infrastructure platform designed to enable institutions to move money globally with near-instant settlement, deep liquidity, and high cost efficiency. It provides a unified API that connects traditional financial systems with modern blockchain-based rails, allowing businesses to execute foreign exchange transactions and international payments in minutes instead of days. It operates 24/7, removing limitations of banking hours and enabling continuous global money movement across currencies and regions. By bypassing traditional correspondent banking networks and reducing intermediaries, OpenFX significantly lowers transaction costs and increases transparency, offering clear pricing and full visibility from quote to settlement. Its infrastructure supports real-time FX conversion and automated treasury operations, helping fintechs, payment service providers, and enterprises manage liquidity and scale cross-border operations.
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    Wallet Engine

    Wallet Engine

    Wallet Engine

    Wallet Engine enables apps to seamlessly embed financial accounts into any user experience. This provides the foundation for contextual peer-to-peer payments, micro-finance, in-app economies, and everything in between. We take care of the complexities arising from cross-border e-money operations, regulatory compliance and local network integrations so that apps can focus on their business. Meeting regulatory and compliance standards in multiple jurisdictions. Connected to 900,000+ top-up & withdrawal channels around the world. Built for rapid scale and high-volume transactions on core-banking technology. Fully customizable fee structure unique to a customer's requirements. We understand the challenges to financially connect people from around the world and we are focused on providing developers with simple and composable products to rapidly deploy embedded financial features across a global user base.
    Starting Price: $2.50 per user per year
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    Aurpay

    Aurpay

    AURTECH GROUP HOLDINGS LIMITED

    Aurpay is a global blockchain technology firm that enables businesses of all sizes to access enterprise-grade cross-border crypto payments. All-in-one crypto payment and revenue platform that lets you solve for today, and scale for tomorrow. Aurpay is the best cryptocurrency payment gateways for ecommerce. It provides encrypted reconciliation and tax solutions for merchants like crypto tax calculator. Accept crypto as payment in crypto invoices is everywhere, track and get paid faster.Crypto invoicing covers how to create a bitcoin invoice. All the essentials are captured and elegantly rendered on a minimal invoice, delivered straight to your customer’s inbox. Automate how you collect and reconcile payments. Accept crypto with smart contracts designed to manage your funds in a pure non-custodial way, Smart Contract allows you to easily and securely accept payments and manage your funds in the best non-custodial wallet.
    Starting Price: $0/month/user
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    Freemarket

    Freemarket

    Freemarket

    Freemarket is a business-to-business global payments software that simplifies cross-border money movement by combining payments, foreign exchange, multi-currency accounts, liquidity solutions, and powerful APIs into one secure interface. It enables businesses to hold and move funds in more than 30 currencies, send and receive payments worldwide, and access same-day transfers, live FX pricing, and stablecoin and USD/EUR liquidity tools, all through a web banking portal or developer-friendly API integration. It is designed to help users build and launch tailored cross-border payment solutions, streamline treasury and operational processes, and unlock new markets with fewer intermediaries and faster execution. With integrated risk and compliance controls, expert support, and connections to a global banking network, Freemarket aims to reduce complexity and increase efficiency for high-stakes industries like iGaming, digital asset providers, and money service businesses.
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    BusyLamp
    BusyLamp is a legal spend management and eBilling platform designed to help organizations manage outside counsel costs with greater control and compliance. It is built specifically for the complexities of European legal operations, including cross-border invoicing and VAT requirements. The platform automates invoice processing, converting billing data into standardized formats with built-in validation checks. It provides real-time dashboards and analytics to give visibility into legal spend and matter performance. BusyLamp also reduces manual administrative work, allowing legal teams to focus on higher-value tasks. Its secure infrastructure ensures compliance with strict data protection and regulatory standards. Overall, BusyLamp helps organizations streamline legal billing, improve accuracy, and gain better financial oversight.
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    Invoxo

    Invoxo

    Sektor Technologies OÜ

    Invoxo is a professional invoicing platform for EU-based service businesses that invoice across borders. While generic invoicing tools leave VAT to the user, Invoxo automatically determines the correct tax treatment for every invoice — domestic, reverse charge, or OSS — with integrated VIES VAT number validation. Built for consultants, freelancers, agencies, and digital service providers operating across EU member states. Features include: automatic reverse charge detection for B2B cross-border transactions, destination country VAT for OSS digital services, multi-currency invoicing, products and services catalog, recurring invoicing, automated payment reminders, credit notes, immutable audit-ready tax records, and PDF export. EN 16931 compliant structured e-invoices available on the Business plan. 14-day free trial with full access on all plans.
    Starting Price: €19/month
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    EasyEuro

    EasyEuro

    EasyEuro

    We simplify and accelerate cross-border financial services for European and Asian business communities. The easy way to open a multi-currency account, access the best exchange rate, receive and send funds easier through local settlement networks without any hidden fees and exchange losses. Deliever your payments to more than 130 countries and regions in one app. EasyEuro integrates with WeChat Pay and Alipay to reduce acquiring cost for European merchants, popular by Asian tourists. Paperless account opening process with self-registration service experience in minutes. Faster and lower cost global payments with direct access to local settlement networks. Customised accounting reports with comprehensive transaction tags. The innovative way to create bank accounts, access interbank exchange rate, and send funds globally.
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    XShoppy

    XShoppy

    XShoppy

    The XShoppy stand-alone platform is independently developed by Shenzhen Sailing Technology Co., Ltd., and through its innovative SaaS website construction + cloud stack ecological chain service model, it is committed to opening up the overall closed-loop of the stand-alone ecological product-building promotion-payment warehousing-logistics. XShoppy standalone platform, "X" represents an infinite vision for the cross-border industry. We are not just a website building tool, but a cross-border new ecological builder, and also represent a full range of empowerment to cooperative customers. With a breakthrough of 10 billion yuan, XShoppy has become one of the important channels for Chinese independent website sellers to go overseas in compliance. Become an innovator of the cross-border eCommerce model! Build a new cross-border ecology that is smarter, friendlier, and more valuable.
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    VaultLeap

    VaultLeap

    Klydo Inc.

    VaultLeap gives businesses and freelancers instant access to virtual USD, EUR, and MXN accounts with stablecoin settlement under the hood. Send and receive cross-border payments at 60-80% less than traditional banks. Self-custodial wallets, compliance-first architecture. Built on Bridge (Stripe).
    Starting Price: $249/month
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    Artha Fintech

    Artha Fintech

    Artha Fintech

    Artha Fintech Platform is an API-first white-label fintech infrastructure platform that enables banks, fintech startups, payment providers, and financial institutions to launch digital financial services quickly and securely. The platform offers modular solutions including digital banking, multi-currency wallets, payment processing, card issuing, virtual accounts, Banking-as-a-Service (BaaS), embedded finance, KYC/KYB onboarding, AML compliance, and automated reconciliation. Built with secure, scalable APIs and enterprise-grade architecture, Artha integrates seamlessly with existing systems while reducing development time and operational complexity. Businesses can deploy only the modules they need, enabling faster time-to-market and lower infrastructure costs. Designed for scalability, compliance, and flexibility, Artha supports organizations building neobanks, payment platforms, digital wallets, cross-border payment solutions, and embedded finance products.
    Starting Price: $45000
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    Cross-Border

    Cross-Border

    Pitney Bowes

    Market to more customers in more countries with less effort. Our Cross-Border offering is a comprehensive solution, with built-in capabilities and services for marketing, localization, compliance, payments/fraud management, logistics, customer care, technical integration and ongoing global storefront operations. Pitney Bowes has the experience of partnering with the most leading brands and retailers, resulting in the lowest possible risk and complexity in operating cross-border eCommerce storefronts. Utilizing a web-based customer service tool for order-related questions and complete visibility into your customer’s cross-border ordering experience through reports and analytics. Works with configurable cross-border logistics partner like Pitney Bowes to provide multiple shipping options, localized return solutions, and customs clearance and handling. Provides a wide variety of local and alternative payment solutions, tax and duty quoting, and multiple language options.
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    Stablegate

    Stablegate

    Stablegate

    At Stablegate, we help people and companies send and receive tranditional and digital money between Europe and 150+ countries without unnecessary delays or complexity Use it to pay for services, accommodation, or high-value purchases. Accept payments in USDT, BTC, and other assets, or earn through our revenue share program We handle conversions, required documentation, and settlement to banks, so payments move smoothly from start to finish With fast onboarding, transparent pricing, and experience working with European financial institutions, Stablegate is built for those who value speed, structure, and reliability in international payments.
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    Echo Money

    Echo Money

    Echo Money

    Echo Money is a global payments infrastructure that helps global businesses and freelancers send, receive, and manage money across borders quickly, securely, and at lower costs. With a single API integration, businesses can access cross-border payments across 110+ countries, 70+ currencies, and 215+ local payment methods. This removes the need to integrate with multiple banks and payment providers in different markets, making it easier to expand globally and manage international payments from one platform. Echo Money uses stablecoin-powered payment rails behind the scenes to make cross-border payments faster and more efficient. Businesses can move money internationally and settle payments in under a minute, compared with the delays often associated with traditional banking and SWIFT transfers. Competitive mid-market FX rates also help businesses reduce the cost of international money transfers and keep more value from every transaction.
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    Symmetric

    Symmetric

    Symmetric Systems

    Symmetric Systems provides a comprehensive local-market and cross-border payments solution, centered around its hosted payment platform, customized and configured to meet customers' specialized business needs and requirements. Partners and customers include large and complex merchants, financial institutions and banks, ISOs and their agents, referral sources, systems integrators and resellers. Dedicated to outstanding customer service and the continuing development of an unparalleled, technology-driven offering, Symmetric has developed one of the most capable payment-processing platforms in the industry. Symmetric's platform is connected to banks, processors, and other payment providers worldwide and provides comprehensive transparency and visibility to the intricacies of payment processing without overbearing complexity.
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    Payall

    Payall

    Payall

    Payall Payment Systems delivers purpose-built banking infrastructure to address every aspect of the cross-border payments ecosystem for regulated financial institutions. Their single-shared, global platform automates compliance, risk management, and operating workflows like KYC, KYT (“Know Your Transaction”), sanctions screening, and document collection ahead of transaction execution. The system is backward-compatible with existing core banking systems and offers payment-orchestration across multiple currencies, rails, and payout options, including bank transfers, mobile money, prepaid cards, cash pickup, and name-/email-based payouts. Organizations can process both one-to-one and mass global disbursements via API or spreadsheet uploads, supporting business-to-business, person-to-person, and government payments. Payall promises real-time or near-instant settlement, improved audit transparency, lower costs, and access for populations lacking bank accounts.
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    PYMSTR

    PYMSTR

    PYMSTR

    PYMSTR is a stablecoin payment gateway for online and digital businesses: marketplaces, trading and forex platforms, gaming, esports, creators, cross-border sellers, and the high-risk and iGaming operators most processors refuse. We never hold your money: when a customer pays in USDC or USDT, it lands directly in your own wallet in seconds, across Ethereum, Base, Polygon, Arbitrum, and BNB Chain. The industry calls this non-custodial. Because there is no balance on our side, there is nothing to freeze, delay, or lose. You fix the exact networks and tokens you accept, so wrong-network mistakes are impossible, and stablecoin payments are final, so there are no chargebacks and no reserves held against you. 1% flat, no KYB. Add it alongside your card processor and start in minutes.
    Starting Price: 1%
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    Inswitch

    Inswitch

    Inswitch

    Inswitch Platform is a cloud-native, modular embedded-finance platform that enables any company to integrate banking, payments, wallet, card-issuing, and cross-border money-services capabilities via a single API. It supports core banking and digital wallets (top-ups, bill payments), pay-in/pay-out and alternative payments, virtual and physical card programs (with real-time authorization controls and white-label branding), and multi-currency transactions with global reach across Latin America, the U.S., and beyond. Included in-platform features are built-in compliance and security (KYC/KYB, AML, fraud management), real-time settlement and reconciliation, business-intelligence dashboards, smart orchestration of financial flows, and a business portal for managing branded channels, bank rules, and analytics.
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    Zeeve

    Zeeve

    Zeeve

    Zeeve is an enterprise-grade blockchain infrastructure and enablement platform that helps banks, fintechs, institutions, and digital asset networks design, deploy, govern, and operate production blockchain systems for real-world use cases.We help organizations move from pilots to production across tokenization, stablecoins, cross-border payments, digital securities, tokenized deposits, and settlement networks.Zeeve provides the infrastructure, advisory, engineering, governance, and managed operations layer required to run these systems at scale. Our platform supports regulated digital asset programs with embedded compliance controls, privacy capabilities, legacy banking and treasury integrations, flexible deployment models, enterprise SLAs, and 24×7 production operations. Built for regulated and mission-critical environments, Zeeve is SOC 2 Type II and ISO 27001 compliant, trusted by enterprises and Web3 networks, and powers 25+ production blockchain networks pro
    Starting Price: $199/month
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    Kyshi

    Kyshi

    Kyshi

    ​Kyshi's Merchant of Record (MoR) solution offers global businesses a seamless and effective way to navigate cross-border transactions, mitigate regulatory complexities, and expand their reach to international customers with ease. Kyshi provides a comprehensive and streamlined solution for payment processing and compliance in the global marketplace, simplifying cross-border transactions and empowering businesses to reach international customers. We enhance the payment experience by offering a variety of payment methods, currencies, and languages, catering to diverse customer preferences and improving overall transaction conversion rates. Our MoR platform is designed to help businesses navigate the intricate landscape of regulatory compliance, including tax regulations, VAT/GST requirements, and data privacy laws, ensuring secure and lawful transactions across various jurisdictions.
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    Caliza

    Caliza

    Caliza

    Our technology helps you embed digital dollar accounts and real-time payments into your products and services, unlocking new financial opportunities for your customers. Straightforward API or online dashboard that gives you full control and customization of your experience. US-based digital dollar accounts with segregated funds, real-time cross-border settlements, savings, and competitive FX rates. Bring borderless payments and digital dollars to your business with our simple, secure, developer-friendly API. Enable businesses to access international goods and services faster. Enable companies to manage treasuries across borders without delays or errors. Help your customers accept payments from their own users across borders. Provide US banking credentials and dollar accounts with instant liquidity for your customers. Help businesses pay their global workforce accurately and compliantly. Provide quick and inexpensive transfers for customers sending and receiving money.
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    Ivy

    Ivy

    Ivy

    Ivy is a unified financial infrastructure platform designed to move money at internet speed by combining payments and banking in one solution that lets businesses receive, hold, send, and convert funds across fiat and stablecoins with a single API. It supports real-time account-to-account payments so merchants can collect funds directly from customers’ bank accounts instantly and reduce reliance on cards, wallets, or intermediaries while improving margins and eliminating chargebacks. Ivy includes products for instant payments, multi-currency accounts with local IBANs, stablecoin settlements, and real-time payouts that send funds directly to customer bank accounts. Ivy’s infrastructure connects local and cross-border fiat rails with major blockchains to enable seamless on- and off-ramps between fiat and stablecoins, empowering global and crypto businesses to manage deposits, withdrawals, settlement, and conversion in a compliant way.
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    Routefusion

    Routefusion

    Routefusion

    Through our global banking APIs, fintech expertise, and customer support, decrease your time to market, reduce the cost of global payments and expand your products and services internationally. Opening up international bank accounts is challenging. We'll do it for you - making direct debiting, global reconciliation, and a unified global banking experience simple. Do international business like a local. Pay international vendors and customers with ACH, SPEI, SEPA, SWIFT wires, and more. Our global payment and FX institutions network gives your customers access to rates that have traditionally only been reserved for the largest corporations. With our new approach to cross-border payments, no one gets left behind. We believe in tearing down financial barriers to growth so that every business has the opportunity to thrive.
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    Aspora

    Aspora

    Aspora

    Aspora is a global finance app for Indians living abroad, designed to make cross-border money management simple, secure, and fast. It supports international money transfers to India with live Google exchange rates, allowing users to see how much the recipient will receive before completing a transfer. Transfers are protected with 256-bit encryption, proactive fraud detection, and funds held with regulated financial institutions, while 24x7 customer support is available directly through the app. Aspora also provides NRI banking capabilities that let eligible users open NRE and NRO accounts digitally by submitting documents in the app, creating a connected experience for sending money to India and managing savings from abroad. The banking experience is designed around quick digital onboarding, allowing users to begin using a new NRI savings account without traditional branch-based setup.
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    SwooshTransfer

    SwooshTransfer

    SwooshTransfer

    The mission of SwooshTransfer is to make cross-border payments and collections easy, secure, fast, and cost-effective. We bring integrity and security. Aim to increase conversion rates at every step of the payment process Smart payment solutions that automatically reduce fraud and non-payment through machine learning. Developed to make the collection and reconciliation of payments from anyone, anywhere in the world, a straightforward and cost-effective process for both institutions and students. Dedicated to removing the pain points of both patients and healthcare providers by streamlining the cross-border payment process and improving customer experience. SwooshTransfer Ltd is an FCA-regulated FinTech that provides secure, convenient, and inclusive cross-border payment services to users worldwide. We provide the ability of upgraded technical capabilities such as blockchain and AI risk control. We can provide lower cost, faster, more secure global payment services.
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    XTransfer

    XTransfer

    XTransfer

    One-stop multi-currency account to help you receive, pay and exchange foreign exchange globally. Security and compliance, 7*24 seconds to fund transfer, preferential exchange rates, ultra-low costs, online operations, all can be easily achieved with one account! The safe choice for 550,000 import and export companies to trade efficiently. No longer worry about fund security. With the Money Service Operator (MSO) license, we cooperate with large domestic and foreign banks, have a complete anti-money laundering and anti-fraud risk control system, and an artificial intelligence risk control system to help suppliers complete anti-money laundering reviews and cross-border currency declarations, and remit funds to the mainland through legal channels.
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    Bitbond

    Bitbond

    Bitbond

    Bitbond radically improves the issuance, settlement and custody of financial instruments with the help of blockchain technology and tokenization. Banks and intermediaries like real estate platforms and brokers use our white label solution to digitize and streamline the bond issuance process. Fewer intermediaries, virtually no settlement risk paired with regulatory compliance of tokenized securities are key benefits that help you to get a competitive edge for you clients. Corporates, governments and growth companies alike raise capital independently with the help of our technology. Access an international base of institutional and retail investors at a lower cost of capital. Manage payments and compliance from one platform and benefit from our network of legal advisers, distribution partners and exchanges. Operators and issuers of mutual funds, alternative investment funds and other securitization structures reduce costs and complexity by utilizing tokenized bonds.
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    Alipay Plus
    A suite of cross-border mobile payment and digitalization technology solutions connecting global brands with mobile-savvy consumers worldwide. Access multiple e-wallets and payment methods worldwide on a single platform. Cross-border payments and digitalized solutions from Alipay+ enable consumers to pay like a local, using their preferred digital wallets and banking apps with millions of businesses. A one-time integration with Alipay+ aggregates mobile payment apps serving over 1 billion users, bringing your merchants more benefits. Alipay+ removes the hassle of negotiation and individual contract signing with each mobile payment method, as well as separate integrations each time a new method is introduced. With Alipay+, there's no need to worry about different specifications, currencies, and terms. Online and in-store checkout acceptance. A single integration for multiple payment methods.
    Starting Price: Free
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    Dunbridge Financial

    Dunbridge Financial

    Dunbridge Financial

    Pay with Transparency, Grow with Confidence. Fast, safe, and cost effective money transfers for businesses and individuals. Always cheaper than the bank. Pay cross-border suppliers. Receive your global revenues. Invest abroad. Send money home. Dunbridge Financial is faster, easier and smarter than using your bank to send and receive money internationally. Dunbridge Financial is disrupting the international payments space by bringing awesome customer experience to clients through technology, price and convenience. With an industry leading digital platform, and services that include foreign exchange, international payments, mass payments and invoice financing, Dunbridge Financial is a feature-rich financial services company that allows customers to operate and grow confidently. 24/7 Trading, and White Glove Customer Service. Fast, Transparent Payments. Never charge more than 1%.
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    Tazapay

    Tazapay

    Tazapay

    Expand globally with Tazapay, your cross-border payment gateway. Simplify international transactions without local entities. Simplify with Tazapay, a unified platform for efficient worldwide payment collection. Your money is securely held until the shipment is completed and you get your money back if the shipment is delayed. Your money is released in full as soon as you ship the goods. Buyer cannot withhold or deny your payment if you meet your obligations. As a trusted third party, Tazapay holds the buyer’s funds until the vendor delivers the service. Tazapay releases the funds to the vendor upon verification of the proof of service delivery. All escrow funds are segregated and safeguarded with leading banks, under the jurisdiction of the mas. We take on the compliance and regulatory overhead so you don’t have to. Milestones for payment release can be customized to suit your business needs. Operational capability to do KYC, KYB, and verification of shipment documents.
    Starting Price: $2 per month
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    Conzo

    Conzo

    Conzo

    Conzo is a secure fintech platform that enables individuals and businesses to send and receive money, manage digital wallets, buy and sell cryptocurrency, pay bills, purchase airtime and data, and perform cross-border financial transactions from a single platform. Built for speed and security, Conzo simplifies everyday financial services for users across Africa.
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    Transpay

    Transpay

    Transfast

    Transpay specializes in sending funds directly to your recipient's local bank account, in their local currency, reaching over 90% of bank accounts worldwide. Our bank deposits are typically delivered within 24 hours or less in most major markets, with over 60% of payments received in the recipient’s bank account within one hour and over 95% within 24 hours. Our network is versatile. Aside from our expertise in sending bank deposits, we also give you the option to have funds delivered to a mobile wallet or made available for cash payout. Some payout providers claim to reach hundreds of countries, but very few can match Transpay's coverage in challenging markets with volatile currencies and complex banking and regulatory environments. Transpay's direct integrations with leading payout partners worldwide mean you can expand your business globally and pay out your cross-border recipients as if you were operating locally.
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    GoodVat

    GoodVat

    GoodVat

    Global e-commerce has a fundamental compliance problem. If you sell anything cross-border, you are immediately thrust into a labyrinth of more than 14,000 perpetually changing tax jurisdictions. From shifting digital goods VAT thresholds in Europe to incredibly complex sales tax layers in the United States, keeping up with global tax law is an operational nightmare that distracts merchants from their core business. GoodVat is a modern, developer-first global tax calculation engine built to solve this exact problem. Designed specifically for cross-border merchants, Merchant of Record (MoR) systems, and Payment Service Providers (PSPs), GoodVat completely abstracts away the friction and fear of international tax compliance. Historically, this critical infrastructure has been dominated by two extremes: ancient legacy incumbents running on outdated architecture, or overhyped VC-backed startups that price out the independent businesses that need them most.
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    Bitwage

    Bitwage

    Bitwage

    We create solutions for remote workers looking for work and to optimally receive their wages. We offer unique jobs, flexible distributions, reduced payroll costs and increased fulfillment speeds. Receive a portion of your wage in digital assets. Faster, cheaper international invoices with direct bank and wallet deposits. International people who want to get paid in digital assets for their invoices. Companies who want to offer unique digital asset benefits for their employees. International companies who want to pay employees and freelancers faster and cheaper. Companies looking for innovative HR services. Bitwage constantly analyzes all the mechanisms to distribute wages across borders, comparing traditional systems such as bank wires with new international gateways, such as XBT and XRapid protocols. Through this fully encompassing approach, Bitwage radically reduces the cost of paying workers, freelancers and outsourcing firms across borders.
    Starting Price: $7.99 per month
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    SafetyPay

    SafetyPay

    SafetyPay

    SafetyPay is a non-card payment method with the largest bank network that enables online cash payments, bank transfers and cross border transactions for a global market of consumers.​ It processes 1.2 million monthly transactions with a response time of 300 milliseconds. Real time payment confirmation complements the shopper experience who wants to ensure the payment was received. Robust technology that guarantees scalability, reliability, efficiency and security. Industries with time-sensitive inventory require real time payment confirmation like airlines and online travel agencies. This unique capability differentiates SafetyPay from other existing platforms. SafetyPay facilitates cross-border transactions by enabling merchants and consumers to accept and make payments in their own currency. Technology platform guarantees scalability, reliability, efficiency and security.
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    Banking Circle

    Banking Circle

    Banking Circle

    Banking Circle is a fully licensed bank that provides mission-critical financial infrastructure to businesses, banks, and marketplaces. Their services include cross-border payments in 24 currencies, access to 11 local clearing schemes, and a comprehensive suite of solutions across accounts, payments, and foreign exchange. Since its launch in 2016, Banking Circle has achieved a 108% compound annual growth rate in payment volumes settled on behalf of its clients. Banking Circle's infrastructure enables clients to move liquidity in real-time for all major currencies securely and compliantly, facilitating global reach and access to markets where their customers trade. Effortlessly manage your payments and FX conversions with our intuitive, PSD2-compliant client portal. access instantly. No integration is required. Tap into multiple domestic markets through a single integration point, without the need for local banking relationships.
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    Payment Labs

    Payment Labs

    Payment Labs

    Effortlessly managing cross-border payments with the ability to transact in 150+ currencies across 180 countries, with minimal returns of less than 1%. Automating tax and financial regulations, Payment Labs empowers businesses to pay anyone, anywhere. Payment Labs is a financial technology platform offering fast, secure, and compliant payment solutions tailored to industries such as esports, sports, content creators, and business services. It provides low, flat-rate fees for global payins and payouts, supporting multi-currency transactions across over 180 countries. The platform simplifies payments to athletes, student athletes, gamers, artists, and contractors with automated tax form collection and KYC/AML compliance. Payment Labs integrates with various payment methods including bank transfers, digital wallets, and prepaid debit cards to offer flexible payout options.
    Starting Price: $500/month
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    UnionPay

    UnionPay

    UnionPay

    UnionPay International (UPI) is a subsidiary of China UnionPay focused on the growth and support of UnionPay’s global business. In partnership with more than 2400 institutions worldwide, UnionPay International has enabled card acceptance in 180 countries and regions with issuance in 70 countries and regions. UnionPay International provides high quality, cost effective and secure cross-border payment services to the world’s largest cardholder base and ensures convenient local services to a growing number of global UnionPay cardholders and merchants. At present, more than 10 million overseas online merchants accept UnionPay Online Payment. These merchants are based in 200 countries and regions, including Hong Kong, Macau, Europe, the US, Japan, South Korea, covering fields of retail, online travel booking, tuition payment, airline reservation etc. UnionPay online payment is designed to ensure the safety of cross-border online payment.
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    Seasaw AI

    Seasaw AI

    Seasaw AI

    Seasaw AI is building AI agents for complex regulatory, legal, and compliance work. Businesses operating across borders are required to navigate thousands of regulations spanning customs, trade, taxation, foreign exchange, payments, banking, AML/KYC, product regulations, documentation, reporting, licensing, audits, and government systems. These requirements are highly fragmented, jurisdiction-specific, constantly changing, and often interconnected—where a change or error in one obligation can create consequences across multiple other compliances, filings, documents, financial reconciliations, or government systems. Seasaw AI uses AI agents to automate this work end-to-end. An agent can research primary regulations and authoritative sources, understand the context of a business, product, transaction, shipment, or entity, determine which obligations apply, reason across multiple jurisdictions and regulatory regimes, identify dependencies and risks, generate the required analysis.
    Starting Price: $100/month
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    StoneX

    StoneX

    StoneX

    StoneX Payments is a global cross-border payment platform that streamlines international B2B fund transfers with transparent, reliable, and scalable infrastructure, supporting over 140 currencies and 180+ countries. It delivers fast, compliant, and flexible foreign exchange and payment execution by connecting clients to local markets through a network of correspondent banks and integrations like SWIFT, host-to-host feeds, and a programmable B2B payments API. The service supports sector-tailored solutions, such as for international development organizations, financial institutions (including white-label deployment), corporations, and higher education, enabling mass disbursements, tuition remittances, treasury optimization, and enhanced client experience. Brand-ready payments offers a customizable, white-label payment stack with control over roles, permissions, workflows, margins, real-time status visibility, IBAN validation, GPI tracking, investigation, and resolution tools.
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    Citcon

    Citcon

    Citcon

    Trusted by 100s of leading brands at 10,000+ merchants worldwide, Citcon allows merchants to accept digital payments across platforms on a global scale, providing solutions for any device, channel, or business model. Welcome cross-border eCommerce business from around the world. Attract international shoppers to increase in-store traffic and sales. Conduct contactless transactions using global payment methods. There’s no fee charged on top of domestic MDR for digital wallet cross-border transactions.
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    Capital Banking Solutions

    Capital Banking Solutions

    Capital Banking Solutions

    Capital Banking Solutions is a leading provider of end-to-end integrated banking software solutions for financial institutions across Europe, Africa, Middle East and America. Founded in 1997 with the purpose of helping financial institutions innovatively drive market change, Capital Banking Solutions supports over 200 Banks and financial Institutions worldwide. Capital Banking Solutions offers a full suite of open-architecture and modular products for Financial Services Industry covering Universal, Retail, Corporate, Private, Family offices, Management Companies and Islamic banks. Ranked among the top vendors by IBS Intelligence and global players by Forrester, Capital Banking Solutions is being recognized as one of the most powerful Financial Technology Providers. Capital Banking Solutions also provides a full portfolio of best of breed products to bolster key banking functions such as Wealth Management, Compliance and Risk management, and Digital Banking.
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    Bitcaribe

    Bitcaribe

    Bitcaribe

    Buy cryptocurrency with credit card in Bitcaribe's reliable and easy-to-use platform, you can buy cryptocurrencies with a bank card or even ApplePay. We also offer a wallet platform with which you can receive and send dozens of crypto assets. Bitcaribe is an innovative company that delivers robust financial solutions based on blockchain technology. We develop various products that are simple, secure, and designed to improve your experience when transacting and managing money. Enter the new cryptocurrency era with Bitcaribe! We offer a simplified experience that allow you to store, send and receive instantaneously your cryptocurrencies. The Blockchain industry is still young, but it’s here to stay. Its potential is huge, and the possibilities attract more and more private and institutional investors every day. Our team possesses vast experience in the crypto market, flawlessly managing large investments and capital amounts on behalf of our investors.