Credain

Echo Money is a global payments infrastructure that helps global businesses and freelancers send, receive, and manage money across borders quickly, securely, and at lower costs. With a single API integration, businesses can access cross-border payments across 110+ countries, 70+ currencies, and 215+ local payment methods. This removes the need to integrate with multiple banks and payment providers in different markets, making it easier to expand globally and manage international payments from one platform. Echo Money uses stablecoin-powered payment rails behind the scenes to make cross-border payments faster and more efficient. Businesses can move money internationally and settle payments in under a minute, compared with the delays often associated with traditional banking and SWIFT transfers. Competitive mid-market FX rates also help businesses reduce the cost of international money transfers and keep more value from every transaction.

OpenFX is a next-generation cross-border payment infrastructure platform designed to enable institutions to move money globally with near-instant settlement, deep liquidity, and high cost efficiency. It provides a unified API that connects traditional financial systems with modern blockchain-based rails, allowing businesses to execute foreign exchange transactions and international payments in minutes instead of days. It operates 24/7, removing limitations of banking hours and enabling continuous global money movement across currencies and regions. By bypassing traditional correspondent banking networks and reducing intermediaries, OpenFX significantly lowers transaction costs and increases transparency, offering clear pricing and full visibility from quote to settlement. Its infrastructure supports real-time FX conversion and automated treasury operations, helping fintechs, payment service providers, and enterprises manage liquidity and scale cross-border operations.