Alternatives to Veend
Compare Veend alternatives for your business or organization using the curated list below. SourceForge ranks the best alternatives to Veend in 2026. Compare features, ratings, user reviews, pricing, and more from Veend competitors and alternatives in order to make an informed decision for your business.
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1
LoanAssistant
Integrated Accounting Solutions
LoanAssistant is a powerful and versatile loan amortization software developed by a dedicated team of successful accountants, software developers, and bankers. The solution is the only loan servicing add-on for QuickBooks that enables users to seamlessly manage multiple loans and credit lines. With Loan Assistant, loan data easily shows up to QuickBooks without double entry. The loan management feature of LoanAssistant covers various segments of the lending industry such as residential and commercial mortgages, education loans, motor finance, construction loans, installment sales and others. Our sophisticated Investor Participation module simplifies managing external/internal loan investments tracking/accounting, processing, and reporting. Accrual Accounting option available. Stand-alone option available. Borrower side servicing available. No limit/additional charges on number of loans/accounts/transactions/borrowers/lenders. No additional hardware required. Annual subscription.Starting Price: $999 -
2
ABLE Platform
ABLE Platform
ABLE Platform is a multimodule web software that covers the entire loan origination and loan management processes. The following modules are included: - Landing page - to attract new borrowers. - Borrower portal - to serve actual borrowers. - Self-service portal - to manage the whole enterprise activity. - Back-office - the core of the platform to manage incoming loan applications, service disbursed loans, configure the loan product catalog, built-in dashboards and more. The platform automates the lending process throughout all the stages: - Initiation of omnichannel application - Consolidation and restructuring of debts - Negotiation with customers - Application decision-making - Personalized offers - Automation of the loan disbursement ABLE Platform serves any type of loan: - Payday Loan - Personal Loan - Point of Sale Loan (POS) - Buy Now, Pay Later (BNPL) - Mortgage Loan - Home Equity Loan - Auto Loan (Car finance) - Student Loan, etc -
3
Loanbaba
Loanbaba
Loanbaba is an Indian online lending platform offering instant personal loans with approval and disbursal in as little as 15 minutes. The application process is entirely digital and paperless, utilizing RBI-approved video KYC for customer verification. Borrowers can select flexible repayment tenures from 3 to 18 months, with interest rates starting at 18% per annum. Loanbaba collaborates with RBI-registered and regulated Non-Banking Financial Companies (NBFCs) to provide these loans without requiring collateral. The platform offers a mobile application for Android devices, enabling users to apply for loans, track applications, and manage repayments seamlessly. Eligibility criteria include being a salaried individual aged at least 23 years, with a net monthly income of at least ₹25,000. Loanbaba ensures the security of user data through encrypted connections.Starting Price: Free -
4
Capital Now
Capital Now
Capital Now is an Indian financial technology company offering instant personal loans up to ₹1.5 with minimal documentation and same-day bank account credit. The application process is entirely online, utilizing cutting-edge AI technology for fast and seamless loan approvals. Applicants can register and provide basic personal and financial details, and upload KYC documents through the Capital Now app. Eligibility criteria include being a salaried individual with a good credit score. Once approved, funds are disbursed directly into the applicant's bank account, often within 10 minutes. Capital Now offers flexible repayment tenures ranging from 3 to 6 months, with no collateral required. The platform also provides instant two-wheeler loans, salary advance loans, and lines of credit to cater to various financial needs. Committed to transparency, Capital Now ensures there are no hidden charges, and each borrower is assigned an individual account.Starting Price: Free -
5
Loandisk
Loandisk
Cloud based lending software that is secure and easy to use. Manage all your customer loans and repayments in one place. Spend less time doing admin work and more time growing your business. View loan details including repayments, loan terms, loan schedule, collateral, files, and comments. You can also print loan statements and schedule for your borrowers. Set loan fees, grace period, and penalties. See a snapshot of the loan on one page. You can even Send SMS to the borrower. Create savings account for your borrowers and add transactions such as deposits and withdrawals. You can also print savings statement and give this to the borrower. The system will automatically add interest to the savings account depending on your savings product.Starting Price: $30 per user per month -
6
Buddy Loan
Buddy Loan
Buddy Loan is India's largest loan aggregator platform, offering personal loans with interest rates starting at 11.99% per year. The application process is entirely online, requiring minimal documentation, and provides quick approval, often within minutes. Borrowers can select flexible repayment tenures ranging from 6 months to 5 years, allowing them to tailor repayments to their financial situation. Buddy Loan collaborates with over 30 banks and non-banking financial companies, ensuring a high loan approval rate and competitive interest rates. The platform caters to both salaried professionals and self-employed individuals, with eligibility criteria including a minimum monthly income and a credit score. Additionally, Buddy Loan offers various loan types, such as marriage loans, travel loans, medical loans, and education loans, addressing diverse financial needs.Starting Price: Free -
7
Monsoon CreditTech
Monsoon CreditTech Technologies
Monsoon’s machine learning powered underwriting models identify persistent patterns that enable us to predict future repayment behavior from borrower data (e.g. credit bureau data, bank statements, demographics, location related data and if available, alternate data). These patterns are unique to every lender based on the way they source borrowers, underwrite to borrowers and collect from borrowers. Our machine learning engine “learns” these patterns from every lender’s historic portfolio and application level data, combined with the repayment data associated with every borrower in the portfolio. Monsoon CreditTech’s technology is used by 24 lenders across a wide range of portfolios in the Retail lending and MSME lending spaces. Some of the loan products supported in the Retail lending space are Consumer Durable loans, Personal loans, Four/Two -Wheeler loans, Home loans and Credit Cards. -
8
Liquidium
Liquidium
Liquidium is a decentralized Bitcoin lending protocol where users can borrow BTC against Ordinals, Runes, and BRC-20 tokens, and lend BTC to earn up to 380% APY. Borrowers can secure Bitcoin loans using their digital assets as collateral, with inscriptions safely locked in a Discreet Log Contract (DLC) until repayment, ensuring a secure and fast process. Lenders provide BTC and earn interest; if the borrower repays, the lender receives the BTC plus interest, and if not, the lender receives the collateral. All transactions are natively secured on the Bitcoin blockchain, with no wrapping or bridging, just Bitcoin. Liquidium's non-custodial escrows use DLCs to securely store collateral during a Bitcoin loan. It supports borrowing and lending against Bitcoin assets like Ordinals, Runes, and BRC-20 tokens. Lend your BTC and earn interest; each loan is secured by an inscription in a Bitcoin DLC. -
9
BitLoan
HyperPay
Benefit from a low interest rate and a quick online borrowing process. Simply pledge your crypto assets and borrow funds in stable coin. The borrowers pledge their crypto assets as collateral, such as Bitcoin and select their preferred loan terms and interest rate. The lenders invest USDT/CNYT funds into BitLoan markets and set their preferred loan matching criteria, such as loan terms and rates. Our platform will match a borrower’s request with multiple lenders’ funds, and borrowers can get the funds instantly. Secure loans at rates generally lower than those offered by other platforms. A speedy application process with a few tabs on your phone. Get funds without selling your favorite crypto asset. When the prices of collateral are rising, the amount of the repayment won’t change, Simply repay and redeem your pledged assets. -
10
CASHe
CASHe
CASHe is India's premier personal loan and credit line app, offering instant loans up to ₹3,00,000 with flexible repayment options ranging from 9 to 18 months. The application process is entirely digital, requiring minimal documentation, and funds are disbursed directly into the user's bank account within minutes of approval. CASHe utilizes a proprietary AI-powered credit scoring system called the Social Loan Quotient (SLQ) to assess creditworthiness beyond traditional credit scores, enabling young professionals without a formal credit history to access financial services. In addition to personal loans, CASHe provides a pre-approved CASHe Limit, allowing users to withdraw funds as needed and repay in easy EMIs, with interest charged only on the utilized amount. The platform also offers Buy Now Pay Later (BNPL) options for shopping on popular online retail stores like Amazon and Flipkart, as well as investment opportunities in digital gold and curated investment products.Starting Price: Free -
11
Debifi
Debifi
Debifi is a non‑custodial, Bitcoin‑backed lending platform that lets borrowers tap into institutional‑grade liquidity without relinquishing control of their coins. Built by Bitcoiners, it uses a strict three‑of‑four multisignature escrow system, keys are generated on a separate device, never held by Debifi, and distributed among borrower, lender, and trusted third‑party signers, to ensure maximum transparency and eliminate collateral rehypothecation. Users connect through a lightweight app to create dedicated escrow addresses on Bitcoin’s blockchain, initiate loan contracts, and manage repayments directly with lenders. Debifi aggregates global liquidity providers to offer flexible loan terms from short‑term funding to five‑year stablecoin or fiat loans, with customizable loan‑to‑value ratios and competitive, risk‑adjusted interest rates. Institutional lenders benefit from over‑collateralization, a tiered margin‑call system, and automatic liquidations.Starting Price: Free -
12
Lenme
Lenme
Lenme is a peer-to-peer lending platform that connects borrowers seeking quick personal loans or cash advances with financial institutions, lending businesses, and individual investors interested in the smaller loan market. By leveraging technology, Lenme eliminates unnecessary costs, providing borrowers with transparent and immediate access to capital, while offering lenders the same data and tools typically available to large financial institutions. Borrowers can request loans ranging from $50 to $5,000 through a simple three-click process, specifying the desired amount and repayment period. Lenders then compete to offer the most favorable interest rates, regardless of the borrower's credit score. For investors, Lenme provides access to over 2,000 data points on each borrower, including credit reports, banking data, income, and payment history, enabling informed investment decisions.Starting Price: Free -
13
RapidRupee
RapidRupee
Quick, convenient & secure instant loan app in India. Offering loans from ₹1,000 to ₹60,000 with approval and disbursement in as little as 30 minutes. The application process is entirely app-based, requiring only an Aadhaar card, PAN card, and a selfie, with no need for a credit score. Eligible applicants are individuals aged between 22 and 59 years, with a minimum monthly income of ₹10,000, including both salaried and self-employed individuals. Repayment tenures range from 2 to 12 months, with interest rates starting at 1% per month. The platform charges a processing fee starting at ₹99, with no membership or upfront fees. RapidRupee ensures a transparent and secure borrowing experience, utilizing advanced IT systems and maintaining cost transparency. The service is designed to address various financial needs, such as bill payments, medical expenses, travel costs, and vehicle repairs, providing a reliable financial solution for users across India.Starting Price: Free -
14
Fundo
Fundo
Fundo is an Australian direct lender offering short-term, small loans ranging from $500 to $5,000, with flexible repayment terms and no hidden fees. Our 100% online application process allows for quick and easy access to funds, often with same-day approval and disbursement, especially when applications are submitted during business hours. Fundo caters to a broad range of applicants, including those with less-than-perfect credit, by assessing factors such as income and employment status to ensure responsible lending. We provide a self-service dashboard for borrowers to manage repayments and track loan progress, and offer a unique Fundo Credit Score that rewards timely repayments and responsible borrowing behavior, potentially enhancing future loan approvals. Committed to transparency and customer satisfaction, Fundo has received high ratings, reflecting its dedication to providing accessible and reliable financial solutions. -
15
TrueFi
TrustToken
Meet TrueFi, the DeFi protocol for uncollateralized lending. Earn high yields on stablecoin loans and borrow capital without collateral. We’re proud to introduce TrueFi, a protocol for uncollateralized lending, and TRU, the native token used for staking and voting on loan requests. The goal of TrueFi is to bring uncollateralized lending to DeFi. This helps cryptocurrency lenders enjoy attractive, sustainable rates of return, while giving cryptocurrency borrowers predictable loan terms without requiring collateral. Importantly, all lending and borrowing activity on TrueFi is fully transparent, allowing lenders to fully understand participating borrowers and flows of funds engaging with TrueFi. Lenders (like you) add TrueUSD into a TrueFi pool to be used for lending, earning interest and farming TRU. Any unused capital is sent into the Curve protocol to maximize earnings. Borrowers (like OTC desks, exchanges, and other protocols) submit proposals to borrow capital from the pool. -
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APX Lending
APX Lending
APX Lending provides secure crypto-backed loans that allow clients to borrow against their Bitcoin or Ethereum without selling their assets. Clients can access CAD or USDC loans with competitive interest rates, loan-to-value ratios up to 60 percent, and flexible terms from 3 to 60 months. Collateral is held with BitGo in insured, segregated cold-storage wallets and remains fully visible to borrowers on-chain. APX operates with CSA exemptive relief in Canada and maintains FINTRAC and FinCEN registrations. The platform uses real-time LTV monitoring, supports personal and business loans, and offers a simple cost structure with no origination or management fees. Most loans are funded within 24 hours of collateral being received.Starting Price: 10,000 CAD -
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Fibe
Fibe
One solution for all life’s big and small upgrades. From planning your dream birthday trip to learning a new skill, you can do it all with a Fibe loan. It’s quick, safe and simple. You can sort out your finances anytime, anywhere, no questions asked. Fibe is India's largest instant personal loan and salary advance platform, offering quick cash loans of up to ₹5 lakhs directly into your bank account within minutes. The application process is entirely digital, requiring minimal documentation, and provides instant approval. Fibe's personal loans are collateral-free, with flexible repayment tenures ranging from 3 to 36 months. The platform also offers an EMI calculator to help users determine their monthly installments based on loan amount, interest rate, and tenure. To be eligible, applicants must be between 19 to 55 years old, with a minimum in-hand salary of ₹25,000 per month, and be residents of India.Starting Price: Free -
18
Squilla Loans
SQUILLA
Let your cryptocurrency work for you, licensed and regulated, instant loan, lend and borrow. Marketplace structure reflects actual supply and demand allowing our users to find the best terms for their loan and deposit. Collateral & money flow management automation makes interaction with our platform fast and easy. All loans issued on Squilla are collateralized. Low origination fees to make our borrowers happy. Security is our priority, that is we continuously perform security audits and penetration tests by industry leaders. 100% of the collateral is stored in multi-signature cold storage to ensure maximum security. We use military-grade security with 256-bit encryption to prevent malicious actors from accessing the platform. Fixed interest rates offered by Squilla Loans, protect the lender by locking in the rate they have been offered, even if the market goes down. Squilla Loans requires zero knowledge of decentralized finance protocols, and boasts a superior UX. -
19
IonTuition
IonTuition
Our parent company, Ceannate, has 15 years of experience working with nearly one million student loan borrowers to achieve financial stability. IonTuition was founded in 2011 to help college students and alumni best manage their student loan repayment. We have since grown to provide employee perks programs and services to all types of organizations, including employers. Today, IonTuition is the most experienced, employee-centric partner in student loan repayment benefit solutions with a comprehensive approach to financial wellness. Our personalized platform and deep relationships with servicers expedite resolutions for borrowers at all stages of the repayment cycle and sets them on a fast track to financial wellness. Contact us to schedule a demo of the platform and learn how a student loan repayment program can work in your organization. Online student loan repayment management tools to help employees pay down student loan debt. -
20
SmartCredit.io
SmartCredit.io
SmartCredit.io is a peer-to-peer lending platform for direct interactions between P2P customers. This means there are no intermediaries who charge you fees, unlike with the conventional approaches of fiat-money banking. Clients hold their cryptoassets or ERC20 Smart Money tokens locally in their own standard wallets (MyEtherWallet, etc). Borrowers submit their loan requests and lenders place their loan offers. The matching engine then matches loan supply with loan demand. Once a match is identified, the lender can supply ETH for lending and the borrower can borrow ETH. A loan agreement between the lender and borrower is created for every new loan, and it is legally enforceable. All loans on the SmartCredit.io platform are also insured for the face value. The SmartCredit.io vision is to provide the key components of the alternate blockchain-based financial system - the crypto lending/borrowing, the fixed income funds and the integrations. -
21
SocietyOne
MONEYME
SocietyOne is an Australian digital finance platform offering personal loans ranging from $5,000 to $70,000, with comparison rates starting from 8.27%. The application process is entirely online, providing a personalized rate based on your credit profile in as little as two minutes, and the application can be completed in approximately five minutes. Once approved, funds can be disbursed in as little as one business day. SocietyOne offers both secured and unsecured personal loans, with no monthly or early repayment fees, allowing borrowers to choose repayment terms that suit their financial situation. To be eligible, applicants must be at least 18 years old, Australian citizens or permanent residents, have an annual income exceeding $30,000, and maintain a good credit history. Additionally, SocietyOne provides a free credit score service, enabling users to monitor and improve their credit standing.Starting Price: Free -
22
Jack Henry Loan Origination
Jack Henry & Associates
Our digital loan origination capabilities help you reduce friction for borrowers and keep up with digital demands. Eliminate paper-based processes, reduce overhead, and drive revenue with a single loan platform. A unified, flexible loan origination platform can connect your consumer and commercial segments, creating a better experience for everyone involved. Our lending ecosystem leverages integrations that centralize data between underwriting, approval, and monitoring into a single platform for the entire life of the loan. Our lending platform automates both the consumer and commercial segments to increase efficiency and improve the borrower experience. Digital tools provide the automation you need to deliver the quick loan options that today's on-the-go borrower expects. -
23
Delio
Delio
Delio-Providing Bithumb lending, deposit, Bitcoin mining, Coinness Live Delio is providing leading financial service of virtual assets. Lending (cryptocurrency guaranteed loan), Bithumb x lending. You can borrow virtual assets or cash with virtual assets as collateral. If you are using an exchange wallet such as Bithumb or a general cryptocurrency wallet, you can borrow your exchange wallet as collateral. Now, you can receive cryptocurrency secured loans such as Bitcoin secured loans and Ethereum secured without sending the secured virtual assets to the lending company, but just keeping them directly in your wallet. Delio service is also available on Bithumb Exchange. Deposit your virtual assets and earn money. You can deposit your own cryptocurrency and receive a stable monthly income. -
24
RapidPaisa
RapidPaisa
RapidPaisa is an instant loan app with approval and disbursement in as little as 30 minutes. The application process is entirely app-based, requiring only an Aadhaar card, PAN card, and a selfie, with no need for a credit score. Eligible applicants are individuals aged between 22 and 59 years, with a minimum monthly income of ₹10,000, including both salaried and self-employed individuals. Repayment tenures range from 3 to 12 months, with interest rates starting at 1% per month. The platform charges a processing fee starting at ₹349, with no membership or upfront fees. RapidPaisa ensures a transparent and secure borrowing experience, utilizing advanced IT systems and maintaining cost transparency. The service is designed to address various financial needs, such as bill payments, medical expenses, travel costs, and vehicle repairs, providing a reliable financial solution for users across India.Starting Price: Free -
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KreditBee
KreditBee
KreditBee is a FinTech Platform that facilitates instant personal loans to professionals, where they can avail loans up to ₹4 as per their requirement. With a strong focus on online tech-based and data-centric KYC, KreditBee envisions solving the financial inclusion gap in the varied demographic segments of the country. The company serves the credit and other personal finance requirements through its in-house RBI-registered NBFC - Krazybee Services Private Limited along with partnerships with over 10 renowned financial institutions. The company currently serves 10 million customers across the country. KreditBee provides various loan products, such as personal loans, loans for salaried and self-employed individuals, and business loans, catering to diverse financial needs. The platform ensures a secure and hassle-free borrowing experience, with services available 24/7.Starting Price: Free -
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Floify
Floify
Designed for loan originators and mortgage professionals, Floify is the industry's leading point-of-sale solution that streamlines the loan process by providing a secure communication and document portal between the lender, borrower, and other mortgage stakeholders. Loan originators use Floify to take loan applications, collect and verify borrower documentation, track loan progress, communicate with borrowers and real estate agents, and close loans faster. Schedule a live demo to learn more. Floify's interview-style loan application provides a best-in-class application experience for borrowers, as well as a full suite of automations, customizations, and branding options. Borrowers and agents are increasingly preferring mobile methods of communication and engagement.Starting Price: $79 per user per month -
27
Nuo
Nuo Network
The non-custodial way to lend, borrow or margin trade crypto assets. Instantly borrow ETH or ERC20 tokens from debt reserves by staking collateral in our smart contract. No Platform Fees. Create a debt reserve & earn interest on your crypto assets every single day without any hassle. Cancel Anytime. We currently support ETH, DAI, MKR and 8 ERC20 tokens on the debt marketplace. Every loan disbursed is fully backed by a collateral in the smart contract. Users can borrow long & short term loans at preferred rate of interest & tenure. All transactions delegated to the contract & executed post order matching. Password encrypted private key for signing transactions along with other wallets. Off-chain architecture ensures high speed and low latency margin trading. Fully decentralised using smart contracts. All transactions verifiable on-chain. No Intermediaries. No hidden fees. -
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Torque
Torque
Torque is a powerful DeFi platform for borrowing assets with indefinite-term loans and fixed interest rates. Get an instant, crypto-backed loan with no KYC or credit checks. With fixed interest you always know what you’re paying. When volatility strikes, we keep your loans collateralized with minimal liquidation, only to bring collateral 10% above margin maintenance. We take decentralization seriously. Get a loan with no verification, KYC/AML or credit checks. Your keys, your coins, your loans. Always. Control your keys and assets with our non-custodial solution. Our smart contracts have been audited by leading blockchain security auditors ZK Labs and Certik. We work with industry-leading oracle providers to tackle the unique security challenges associated with oracles in a decentralized environment. 10% of the interest paid by borrowers goes to an insurance fund used in the event that undercollateralized loans are not properly liquidated. -
29
LO.ai
Tavant
Tavant’s Touchless Lending® LO.ai is an AI-driven platform designed to accelerate loan officer productivity and improve borrower engagement in mortgage lending. By leveraging generative AI and compliant AI practices, LO.ai reduces operational costs and minimizes pipeline fallout, enabling loan officers to focus on complex deals. The platform offers an engagement workflow that includes real-time conversation transcripts, AI coaching messages, and personalized borrower data summaries. Borrowers benefit from interactive tools such as advanced calculators and educational resources to make informed financial decisions. LO.ai supports secure, touchless interactions via mobile devices, streamlining data collection and document sharing. Overall, the solution enhances both lender efficiency and borrower experience throughout the loan process.Starting Price: $5000 -
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Loan Producer
FICS
Loan Producer® is a user-friendly, complete end-to-end loan origination system that automates the residential loan origination process from loan application through processing, underwriting, closing, funding and secondary marketing. LPOnline® and Xcluso®, FICS’ optional web applications, optimize the loan application process by facilitating communication between loan officers and borrowers via mobile-friendly online portals. With Loan Producer®, Xcluso® and LPOnline® working together, information flows easily and accurately between loan originators and borrowers. Xcluso® and LPOnline® work seamlessly with Loan Producer® to improve efficiency and provide better customer service to your borrowers. Communication between these systems allows you to share loan plans, credit information, status updates, documents and other loan application data with Loan Producer®. -
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Aloan
Aloan
Aloan automates the commercial loan underwriting workflow for banks, credit unions, and commercial lenders. Lenders upload their credit policy documents and the system automatically configures lending rules, data requirements, and compliance checklists. Borrowers submit loan applications through a branded portal where every deal is verified against the lender's policies before an underwriter reviews it. The system classifies and categorizes borrower documents — tax returns, financial statements, bank statements, rent rolls — and matches them to the correct entity in multi-borrower structures. Financial data is extracted into standardized spreads with every figure traced to the original source. Credit memos generate with borrower overviews, financial analysis, policy compliance results, and recommendations. Connects to existing loan origination systems via REST APIs. Implementation includes policy ingestion, template configuration, and team training.Starting Price: Contact us for pricing -
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Arch
Arch
Arch Lending offers crypto-backed loans that enable digital-asset holders to unlock liquidity without selling their holdings. You can pledge Bitcoin, Ethereum, or Solana as collateral, receive funding in fiat USD or USDC, pay no credit check, access funds usually within the same day, and avoid asset rehypothecation. Your collateral remains in qualified custody and is never lent out or otherwise deployed. From an APR starting at around 9.50 %, loans feature flexible terms (up to 24 months), optional pay-down or roll-over, and the ability to increase your borrowing as your collateral appreciates. The platform emphasises trust and security, stating that the business model does not make use of the client’s assets and all collateral is held one-to-one in secure custody. Arch aims to support both individual and institutional borrowers, with specialist services for “private wealth” clients and bespoke institutional lending. -
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HES LoanBox
HES FinTech
HES LoanBox is a modular lending software platform designed to streamline digital loan origination, automate underwriting, and simplify end-to-end loan management for modern financial institutions. It enables lenders to offer white-label online applications, branded mobile apps, and a seamless borrower experience across devices. Through integrated KYC, biometric verification, and automated scoring, LoanBox accelerates approvals while ensuring high levels of security and compliance. Borrowers can apply for loans, track application status, upload documents, and manage active loans from a unified portal. Meanwhile, back-office teams gain an all-in-one environment for managing workflows, collections, borrower profiles, and credit products. With AI-powered scoring, automated reporting, configurable loans, and flexible integrations, HES LoanBox helps lenders reduce operational costs, improve decision accuracy, and achieve faster ROI. -
34
Clay
Clay Technologies
Utilize Clay's powerful lending stack and debt line to offer your customers a smooth, brand-aligned borrowing journey, embedded into your platform. Easily customize the look and feel of Clay's pre-built UI components to match your platform and brand. Clay has everything you need to deliver a full credit experience to your users without any external reliance. We manage regulatory responsibility for your loans and mortgages. Tailorable underwriting models, ensuring risk-balanced credit decisions. Instant access to debt capital, with clear KPIs for achieving leverage. Easy-to-integrate APIs, streamlining account management and collections. Robust compliance systems, ensuring your credit operations meet standards. Automated portfolio performance reporting, enabling clear data insights. Utilize Clay to monitor your loan tape data in real-time. Track borrower behavior, loan performance, and repayment trends via your dashboard, enabling prompt, data-driven decisions.Starting Price: $2,750 per month -
35
Teller
Teller
Teller is a decentralized lending protocol that offers time-based, no-margin-call loans using any Ethereum asset or ERC-20/NFT as collateral, enabling borrowers to access liquidity for 1–30 days without being liquidated due to price fluctuations so long as they repay on time; collateral is placed in isolated escrow vaults and loans can be refinanced or extended based on prevailing offers. Lenders create custom loan terms and keep supplied funds in their own wallets, allowing them to make unlimited offers with the same capital while retaining control, and if a borrower defaults, liquidity providers have first refusal to liquidate and seize collateral. The system emphasizes safety and transparency with audited smart contracts (insured by Sherlock up to defined limits), and it supports isolated pools and perpetual-style structures to give users credit-like access to DeFi capital.Starting Price: Free -
36
HDS Loan Servicing System
Housing and Development Software
Loan Servicing Portfolio Management is adaptable to multiple loan amortizing and non-amortizing products. This ability to manage a portfolio of traditional and non-traditional loans makes this HDS product unique. The HDS Loan Servicing System can be used as a standalone product that can integrate with third party software, or simply as part of the HDS Enterprise Solution. In either case, this system allows agencies to track important loan data including borrower, co-borrower, property, and funding source. The system flow is organized for ease of use, with all information readily available. The HDS Loan Servicing Portfolio Management System features customizable views which give the agency’s users the flexibility to display, sort, and query on many general loan fields. This allows the agency to report on and group data in the loan portfolio at-a-glance. The software has full capture of individual borrowers and co-borrowers, as well as entities and organizations as borrowers. -
37
Candidly
Candidly
Most people can't afford higher education out-of-pocket. Candidly flips the script on how individuals and families borrow, repay, and save so that college can help them move forward - not hold them back. Take smart, practical, and informed actions from the beginning and all along the borrower journey. Tap into a network of trusted lending partners to choose the best-priced option and make informed choices when taking on student debt. Optimize your debt repayment strategies to reduce payments, refinance at a lower rate, or accelerate repayment to reduce the overall cost of borrowing. Save on student loans and take the next best action on those dollars to maximize financial resilience, whether via retirement savings, investments, or a rainy day fund. -
38
The Loan Navigator
The Loan Navigator
Excessive lender analysis of borrower’s concept with limited analysis of borrower’s financial information. Over-reliance on projected net income instead of historical net income. Lack of follow-up process after loan closing to ensure receipt of all loan documentation. On Approval and Funding Upload The Loan Application to document systems like such as LaserPro from Harland Financial Services. Identify Volumes and Responsibility of Outstanding Loan Documentation Exceptions at a Glance. Loan Comment Review provides clear history of interactions in loan processing to provide valuable protection against disputes. Produce Custom Reports and Documents in a shared environment to promote a highly team oriented work flow. -
39
LendFoundry
Sigma Infosolutions
An award-winning SaaS platform, LendFoundry offers tools and accelerators to lenders to manage digital lending lifecycle. LendFoundry Loan Management System offers Loan Origination System and Loan Servicing System, and additional new-age features around customer management, compliance reporting, authentication, security, AI-powered credit scoring and marketing. Our SaaS model minimizes the upfront, startup cost, while the AI-enabled platform identifies priority accounts, creates risk profiles, and recommends interest rates to optimize your margins. It acts as a self-service portal to your customers offering them a single view into their loans, payments and statements. Possible to implement entire solution or just the pieces that make sense for business. Flexible enough to completely automate underwriting or configuring back-office workflows for manual verification processes. A simple, intuitive and ‘eye-pleasing’ interface to log all activities. -
40
Goldfinch
Goldfinch
The protocol makes crypto loans without crypto collateral. This is the missing piece that finally unlocks crypto lending for most people in the world. The Goldfinch community makes loans to companies around the world, starting with emerging markets. Goldfinch expands access to capital in emerging markets where crypto can truly empower financial inclusion. By incorporating the principle of trust through consensus, the Goldfinch protocol creates a way for borrowers to show creditworthiness based on the collective assessment of other participants rather than based on their crypto assets. The protocol can then use this collective assessment as a signal for automatically allocating capital. By removing the need for crypto collateral and providing a means for passive yield, the protocol dramatically expands both the potential borrowers who can access crypto and the potential capital providers who can gain exposure. -
41
Matrixport
Matrixport
Matrixport offers crypto financial products made simple and accessible. Earning interest should be easy. Up to 30% annualized interest rates; multi-currency and multiple tenors available. Up to 6% APY, withdraw at your convenience, and hourly compounding. At present, the funds are mainly invested in Matrixport's self-operated Collateralized Loans, Zero-interest Loans, Spot Leverage Product, and Credit Funding, among others. The security measures are different according to the various asset classes. Matrixport also offers spot trading with zero commission. Borrow USDT or USDC to buy crypto, express bullish view on BTC/ETH/BCH/LTC price outlook. Borrow BTC, ETH, or BCH to sell, express bearish on BTC/ETH/BCH/LTC price outlook. Loans: Instant approval, borrow whenever you need, and start spending right away. Lower your financing costs with our competitive interest rates. Price index referenced from mainstream exchanges and reliable platforms, fair and transparent. -
42
Neofin
Neofin
Neofin is a Shopify for lending business. It is a low-code SaaS for lending automation that allows launching any lending business in as fast as 15 minutes, establishing the credit products in 1 hour, and issuing credits and earning the same day. It covers all the stages of the borrower's journey, including loan origination, servicing, loan management system, decisioning, underwriting, collection, and even out-of-box front-end components. Our modules include: POS front-end/ BNPL widget Loan Management system Borrower area site builder Debt collection Digital onboarding and KYC CRM/marketing Decision engine/credit scoringStarting Price: $1,599/month -
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BeSmartee
BeSmartee
BeSmartee is the only third-party POS that can take your borrowers and originators from application to appraisal in minutes by using big data, process automation and a complete MLO portal to manage it all. Allow borrowers to complete a friendly online loan application using big data and pre-population. Automatically run credit on borrowers using intelligent workflow rules to maximize your ROI. Allow borrowers to access real-time product, pricing & eligibility with accurate third party fees. Trigger AUS lights-out and use those results to enable instant conditional approvals realtors trust. Generate lights-out initial disclosures in all 50 states and capture intent-to-proceed before your competitors. Access actionable loan-level and user-level reporting in BeSmartee or your business intelligence platform. -
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Liquity
Liquity
Liquity is a decentralized borrowing protocol that allows you to draw 0% interest loans against Ether used as collateral. Loans are paid out in LUSD - a USD pegged stablecoin, and need to maintain a minimum collateral ratio of only 110%. In addition to the collateral, the loans are secured by a Stability Pool containing LUSD and by fellow borrowers collectively acting as guarantors of last resort. Learn more about these mechanisms under Liquidations. Liquity as a protocol is non-custodial, immutable and governance-free. Core to the ethos of Liquity, its product layer is just as decentralized as its smart contracts. All frontends are run by third party operators, who are incentivized to do so via LQTY rewards. Liquity was deployed as a complete system, set to run autonomously without human intervention. No one can change or upgrade the contracts and no one has special access.Starting Price: 0.5% Fee -
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Baker Hill UN/FY
Baker Hill
Baker Hill’s Commercial Loan Origination System simplifies every step of the commercial lending journey by bringing speed, consistency, and efficiency to lenders and borrowers. Powered by the UN/FY platform, it centralizes parties, documents, workflows, and borrower relationships while automating tasks and standardizing lending processes. Intelligent financial spreading extracts, standardizes, and analyzes data from complex financial documents so teams can assess risk using more accurate and timely information. Financial analysis tools provide insight into borrower performance and support sound, consistent underwriting decisions. Smart Workflow Management automates task routing, credit policy enforcement, covenant monitoring, tickler and exception items, and other activities that keep loans moving forward while supporting compliance. Secure document management simplifies storage, retrieval, organization, credit memo creation, and broader loan documentation needs. -
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LendingWise
The LoanPost
Automate & scale your lending business with our CRM, loan origination & servicing software. A modern borrower experience with online, mobile friendly portals, customized workflows & paperless origination. Integrate our quick & full app web forms on your site to fast track submissions & accurately collect required docs. Keep your entire team, including brokers, borrowers & 3rd parties updated in real time on the loan status. Our platform sits 100% on AWS & is aligned with SOC 2, ISO 27001, & PCI compliance. We encrypt, secure & back up your data & documents for life. Customizable dashboard and pipeline. Email marketing with drip campaigns. Lead tagging & referral source tracking. Assign leads & deals to loan officers or processors. LendingWise LOS software is flexible & pre-built for Fix & Flip, Rental, CRE Bridge/Perm, SBA loans or can be customized for almost any loan product. -
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Realfinity
Realfinity
Realfinity is an intelligent mortgage platform, offering an embedded end-to-end mortgage origination and processing engine that combines capital, compliance, and technology so that real estate agents, brokerages, loan officers, asset managers, startups, or even wealth advisors can quickly offer mortgage services. Via the platform, users gain access to a wide range of loan types, including conforming loans, government-backed FHA, USDA, and VA loans, bank-statement loans for self-employed borrowers, DSCR loans based on rental income, jumbo loans for high-balance properties, HELOC/HELOAN options, and cash-out refinance loans. It enables doc-first mortgage applications: borrowers upload required documents or link asset/income data, and the platform validates and auto-fills applications, accelerating decisions and boosting conversion rates. It delivers real-time live rate comparisons across multiple investors. -
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Hawthorn River is a modern Loan Origination System (LOS) designed to help community financial institutions save time, strengthen compliance, and engage borrowers at every step. It provides a personalized lending experience instead of a one-size-fits-all process while automating repetitive data entry, speeding up workflows, and reducing dependence on external tools. A user-friendly interface with dynamic screens, field and document validations, and approval routing helps minimize errors and rework. Information is entered once and flows seamlessly through the lending process, keeping data accurate, consistent, and reliable from application through funding. Systematic workflows proactively identify regulatory requirements and support timely borrower disclosures, while process automation reduces labor and overhead as lending operations expand. It supports consumer unsecured loans, consumer vehicles and other non-real-estate loans, portfolio mortgages and HELOCs.
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Able
Able
Commercial lenders use Able to quickly collect information from borrowers, streamline the loan process, and book loans faster. Able uses AI to expedite commercial loan processes. Commercial lenders use Able to quickly gather information, process loan documents, and collaborate with all the parties involved in the transaction. Everyone involved in the transaction — inside and outside the bank — has secure access to everything they need and nothing they don’t. Able unifies the borrower information in your loan origination, CRM, content management, and email systems to streamline information management. Everyone involved in the transaction has access to all the information they need. Set up recurring information requests to streamline servicing and renewals. Use Able’s AI to gather information from borrowers quickly and easily. -
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Capital Float
Capital Float
Founded in 2013, Capital Float is India’s leading buy-now-pay-later and credit platform serving the financial needs of salaried & self-employed individuals. We offer quick finance to consumers shopping online through numerous partnerships with A-list brands. We also provide digital credit to individuals for their personal and business needs. Get a customized renewable credit facility in real-time on your phone. Capital Float is the preferred finance partner for thousands of self-employed individuals in India. Our short-term digital loans help these small businesses to break limits and achieve quick growth. Our expertise enables us to create cutting-edge credit products for small businesses that may not have availed of formal finance in the past. BNPL facility that makes shopping affordable and enjoyable. Quick, collateral-free finance for personal and business needs. Apply from anywhere at any time whilst connected to the internet.
