Goldfinch

About Goldfinch

The protocol makes crypto loans without crypto collateral. This is the missing piece that finally unlocks crypto lending for most people in the world. The Goldfinch community makes loans to companies around the world, starting with emerging markets. Goldfinch expands access to capital in emerging markets where crypto can truly empower financial inclusion. By incorporating the principle of trust through consensus, the Goldfinch protocol creates a way for borrowers to show creditworthiness based on the collective assessment of other participants rather than based on their crypto assets. The protocol can then use this collective assessment as a signal for automatically allocating capital. By removing the need for crypto collateral and providing a means for passive yield, the protocol dramatically expands both the potential borrowers who can access crypto and the potential capital providers who can gain exposure.