Vantage Risk and Budgeting Manager

The RiskConfidence ALM system offers integrated enterprise asset and liability management (ALM), funds transfer pricing (FTP), liquidity risk management, market risk and Value at Risk (VaR), and business and regulatory reporting. These are all presented in a single unified platform, with a common data source and a single engine strategy. Organize and classify financial instruments on a balance sheet into a tree-like structure to input client behavior models and define business forecasts, using the chart of accounts (COA) structure. Set up and manage a rule-based strategy for specific balance sheet items with parameter deal mapping (PDM). Apply transformation logic to interest rate curves, macroeconomic indices, foreign exchange rates, transaction characteristics, and volatility matrices to use in scenarios. Model client behavior such as loan prepayments and renegotiations, loan commitments, transaction rollovers, and term deposit early redemption with the variables that influence them.

BP Builder is an AI-powered financial business plan builder that turns a conversation about a project into a complete financial forecast. Users describe what they sell, at what price, what it costs, who they plan to hire, what they may borrow, and other operating assumptions, while the tool asks around twenty questions in a structured order and builds the forecast in real time. The resulting business plan includes an income statement, month-by-month cash flow plan, debt, working capital requirements, financing plan, and the projected low point of cash. Every figure remains tied to a visible assumption that can be reviewed and changed at any time, making it easier to rerun scenarios instead of rebuilding a spreadsheet manually. It also checks for inconsistencies and recalculates the model whenever assumptions change, with a financial engine designed to ensure the balance sheet remains balanced.