DirectID
DirectID is a global credit risk platform that is redefining the industry for both lenders and their consumers.
By leveraging Open Finance and bank statement data, DirectID help lenders understand their customers throughout the credit risk lifecycle, from onboarding through to collections & recoveries.
Today DirectID powers some of the world's biggest brands from banking, consumer and SME lending through to the gig economy, gambling and others.
DirectID’s Platform provides global access to bank data through over 13,000+ connections across 65 countries supporting access to over 1.5bn people through one simple integration. The insights provide solutions to common lending questions such as affordability, income verification, expense categorisation, cash flow, emerging financial distress, and more, and are all available directly or through the platform itself.
The business is authorised by the FCA to provide AISP (Account Information Service Provider) services within the UK.
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Axe Credit Portal
Founded in 2004, Axe Finance is a global market-leading software provider focused on credit risk automation for lenders looking to offer an efficient, competitive, and seamless omnichannel financing journey.
Axe Finance developed Axe Credit Portal – ACP – a future-proof, AI-driven solution that automates the loan process from KYC to servicing, including scoring, automatic decisioning, limit management, and collateral management. ACP is a locally hosted or cloud-based solution designed to help lenders deliver an efficient, competitive, and seamless omnichannel financing experience across all client segments (Retail, Commercial, Corporate, Sovereign, FIs, microfinance, embedded financing, Islamic finance, green loans, etc.)
Axe Finance is the trusted partner of leading global banking institutions such as Société Générale, OTP Bank, APS Bank, Arab National Bank, Al Rajhi Bank, QNB, ADCB, FAB, BBK, Bangkok Bank, Vietcombank, VIB, Fidelity Bank, Polaris Bank, among many others.
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CRMA
CRM_A is the proven industry-best integrator of credit risk expertise, quantitative analysis, and technology. We have over 30 years of success serving lenders across the United States with rigorous loan reviews and due diligence. CRM_A provides a wide range of underwriting, risk grading, and analytical products and services. Our full-spectrum capability is unmatched in providing a truly complete view of risk, from individual loans to aggregate portfolios and the total enterprise environment. This sets us apart in our ability to assist in identifying credit-risk objectives, optimizing management, and increasing our clients' profitability. Enhanced asset performance is a competitive edge. These values determine your success in both day-to-day operations and strategic pursuits. Manage workflows, key data point capture, and enhance underwriting consistency and efficiency.
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Monsoon CreditTech
Monsoon’s machine learning powered underwriting models identify persistent patterns that enable us to predict future repayment behavior from borrower data (e.g. credit bureau data, bank statements, demographics, location related data and if available, alternate data). These patterns are unique to every lender based on the way they source borrowers, underwrite to borrowers and collect from borrowers. Our machine learning engine “learns” these patterns from every lender’s historic portfolio and application level data, combined with the repayment data associated with every borrower in the portfolio. Monsoon CreditTech’s technology is used by 24 lenders across a wide range of portfolios in the Retail lending and MSME lending spaces. Some of the loan products supported in the Retail lending space are Consumer Durable loans, Personal loans, Four/Two -Wheeler loans, Home loans and Credit Cards.
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