Predict360 is an integrated risk and compliance management software platform for financial and insurance organizations. It integrates risk and compliance processes and industry best practices content into a single platform that streamlines regulatory compliance, improves efficiency, predicts risk, and provides best-in-class business intelligence reporting.
Predict360 includes the following Risk Management applications: Enterprise Risk Management (ERM), Risk Management and Assessments, Risk Insights, Issues Management, Peer Insights, Third-Party Risk Management, and Quarterly Certifications and Attestations. Compliance applications are: Compliance Management, Compliance Monitoring & Testing, Complaints Management, Regulatory Change Management, Regulatory Examination and Findings Management, Policy & Procedure Management, and more.
360factors also offers Lumify360 - a KPI and KRI predictive analytics platform that enriches data, predicts performance, and works alongside any GRC.
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Breathe (also known as Breathe HR/BreatheHR) is a UK HR platform, founded in 2012, for small and medium-sized businesses. It brings people records, leave, documents, performance, reporting and compliance into one place, replacing scattered spreadsheets and disconnected tools.
What's included
Core HR: secure central employee records and documents, holiday and leave requests, sickness and absence tracking, self-service, e-signatures, performance management (goals, feedback, one-to-ones, reviews), reporting and analytics.
Optional modules:
- e-Learning: training management, UK-specific courses, completion tracking
- Health and Safety: risk assessments, incident reports, certifications, compliance evidence
- Recruitment: hiring workflows, job ads, candidate tracking - Expenses: claims, receipts, manager approval, spend tracking
- Rota, Time and Attendance: shifts, availability, hours, attendance
In development: an AI Assistant answering HR and policy questions from company information. Payroll planned for late 2026.
Problems solved
- Scattered data → one accurate central record
- Chasing approvals → self-service, e-signatures, shared workflows
- Lean HR teams → start with Core HR, add modules as needs grow
Result: less duplicate entry and chasing, clearer visibility, more manager and employee involvement.
Who it's for
Best fit: UK SMEs with up to 200 employees moving HR off spreadsheets, e.g. start-ups, charities, healthcare, retail, education and professional services, especially with lean or shared HR roles.
Evaluate carefully: 200+ employees, or needs for multinational payroll, complex global compliance, extensive custom workflows or enterprise workforce planning. Not a global enterprise HCM suite.
Why Breathe
- 17,000+ businesses; 1,000+ UK HR consultancies
- From £24/month per organisation, no long-term contracts or hidden fees
- Free 14-day trial, no obligation
- UK-based support from setup onwards
- ISO 27001 and ISO 42001 accredited; GDPR-conscious; UK data centres, encryption, access controls
Bottom line: a flexible, self-service way for UK SMEs to organise HR and cut admin, with room to grow into recruitment, learning, safety, expenses, rotas and payroll (late 2026).
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Alaffia
Alaffia’s AI-powered system uncovers fraud, waste, and abuse in the most intricate healthcare claims to prevent and recover overpayments for payers and employers. Alaffia detects and corrects errors in misbilled claims before an improper payment is made. Alaffia empowers you to recover and save on overpayments previously made on misbilled claims. Overpayments on error-filled claims could be costing you hundreds of dollars per employee each year. Work with Alaffia to eliminate overpayments and drive more savings to the bottom line. The Alaffia system detects and corrects inaccurately billed claims, preventing overpayments. We work directly with your health plan or TPA for seamless integration and no disruption to your members. Our services are entirely contingency-based, so you only pay when we deliver savings. We ensure that providers aren’t charging your employees for services not rendered.
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