Alternatives to Recivr

Compare Recivr alternatives for your business or organization using the curated list below. SourceForge ranks the best alternatives to Recivr in 2026. Compare features, ratings, user reviews, pricing, and more from Recivr competitors and alternatives in order to make an informed decision for your business.

  • 1
    Fidel

    Fidel

    Fidel

    One API to link payment cards to your applications. Two products to build unbeatable customer experiences. Link direct to customer cards through our secure SDKs and easily surface real-time transaction data from Visa©, Mastercard© and Amex©. Eliminate friction for customers and build flexible, personalized experiences. Receive granular customer transaction data in real-time. Use location and merchant data to pinpoint exactly where and when customers are spending. Protect privacy with PCI compliant SDKs that securely tokenize card data.
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    High Risk Merchant Account LLC (HRMA-LLC)

    High Risk Merchant Account LLC (HRMA-LLC)

    High Risk Merchant Account LLC

    Payment software for virtual credit card transactions and eCommerce merchants. Process both credit card and debit cards, as well as ACH transactions. High Risk Merchant Account LLC 915 Folly Road, Suite 49, Charleston SC 29412 Phone: (877) 493-4622 hrma-llc.com
    Starting Price: Free
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    ProPay
    Securely accept credit card payments on your phone or tablet using ProPay’s credit card processing app. Accept payments from all major credit card brands (Visa, MasterCard, Discover and American Express) at rates as low as 1.99% per transaction and no hidden fees. Quickly process credit card payments at low rates with a mobile card reader. Accept chip cards (EMV) and swipe cards. Manually enter card numbers if you aren’t near your card reader. Securely store a customer’s payment information to be charged for future purchases. Accept a credit card payment when you don’t have data coverage and process it as soon as you get back into coverage. Even more processing options are available with your ProPay account online. Access your funds with a ProPay Prepaid debit MasterCard. Quickly transfer funds to your bank account within the mobile app. Include sales tax and allow customers to add a tip to their order.
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    The Card Association

    The Card Association

    The Card Association

    Unlock effortless payment processing solutions with The Card Association. Our comprehensive array of setup options ensures seamless transactions for your business needs. Whether you require traditional card reader payments, convenient mobile payment capabilities, robust e-commerce solutions, or fully integrated POS (point of sale) applications, we have you covered. With our user-friendly interface and versatile platform, you can easily navigate through various payment methods to cater to your diverse clientele. Our team is dedicated to providing you with top-notch support and guidance every step of the way, ensuring a smooth transition and optimal performance. Experience the convenience and efficiency of modern payment processing with The Card Association. Join countless satisfied merchants who have streamlined their transactions and elevated their business operations. Discover why businesses trust us for secure, reliable, and customizable payment solutions.
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    Merchant Industry

    Merchant Industry

    Merchant Industry

    Merchant Industry is a nationwide card-processing and payments solutions provider offering an all-in-one platform for businesses of all sizes. It provides traditional card-processing services, dual-pricing, surcharging models, high-risk processing, equipment financing, and a wide array of hardware and software products, including terminals, POS systems, mobile devices, a payment-gateway API, embedded payments, and virtual-terminal capabilities. It also supports a partnership network of ISOs, agents, ISVs, and developers via a dedicated portal, CRM access, and referral-program channels. Merchant Industry emphasizes personalized support, dedicated account managers, marketing resources, and timely residual payments, and claims to handle high volumes of transaction processing annually. It aims to give merchants flexibility in payment acceptance, integrate with both in-store and online commerce, and offer financing and equipment options to reduce upfront costs.
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    Cashflows

    Cashflows

    Cashflows

    Cashflows is a payment processing platform designed to help businesses accept and manage payments securely across online and in-person channels. It offers a reliable payment gateway that delivers a smooth checkout experience for customers while keeping businesses in control of their transactions. Cashflows supports fast payouts, including real-time payments to Visa cards, helping businesses improve cash flow and customer satisfaction. The platform processes the majority of applications within 24 hours, allowing companies to get up and running quickly. Through the Cashflows Portal, businesses can manage payments, view data, and monitor performance from a single intuitive dashboard. Cashflows supports all major payment methods, including Visa, Mastercard, American Express, Apple Pay, Google Pay, PayPal, and Samsung Pay. With a strong focus on security, compliance, and customer experience, Cashflows serves businesses across retail, financial services, and insurance.
  • 7
    CardPointe

    CardPointe

    CardConnect

    Our merchant processing solution gives you a single, user-friendly portal. This payment processing platform also features numerous integrations and add-ons that boost its functionality and allow you to offer even greater convenience to your customers. This is the most comprehensive credit card processing option available when you want to create a seamless experience for transactions. From this comprehensive portal, get a high-level overview of your business’s payments in real-time, or drill into each transaction to conduct refunds, voids, or resend and reprint receipts. You can even go more granular than this to isolate new vs. returning customers and how both segments choose to pay, whether they use magstripe plastic, EMV chip cards, or NFC-enabled cards and mobile devices. All these transaction management analytics are viewable in real-time — directly through your POS reporting software.
  • 8
    eMerchantGateway

    eMerchantGateway

    eMerchantGateway

    Built on one of the largest payment gateway platforms in the world, eMerchantGateway is a trusted solution for accepting payments online, over the phone, or by mail. Secure, fast, and reliable, eMerchantGateway offers a variety of payment gateway features for processing and managing card-not-present payments. Full PCI-DSS compliance payment security. A convenient management console accessed through a web browser or an app. A virtual terminal function for orders by phone or mail. The ability to create invoices or web forms for online payment. Recurring billing options are customizable by the customer. 18 fraud modules with a variety of settings to suit your exact business needs. Detailed reporting to manage transactions by the minute. Batch and real-time payment processing options with mobile connections. Industry-specific software in a range of categories; examples include furniture, restaurants, and non-profits.
    Starting Price: Free
  • 9
    Torus

    Torus

    Torus

    Understand cost allocation, track all the forecasted pricing updates, and unleash cost-saving opportunities. Manage and optimize card and merchant-level transactional profitability. Re-pricing for issuers and acquirers, interchange support, and profit-based pricing for BIN sponsors. We help issuers and acquirers earn extra millions of USD per annum by better controlling card network fees and improving transactional profitability. The issuer lacked clarity of network costs and overpaid them. Accurate cost analysis in just a few clicks, excessive costs outlined and optimized, and proactively monitoring or pricing updates. The acquirer managed profitability at the portfolio level quarterly and had no control over merchant-level margins. Merchant-level profitability is revealed, unprofitable merchants' pricing is optimized, and portfolio profitability is increased. Join the top performers in the market with Torus.
  • 10
    SnapPay

    SnapPay

    CDI Technology

    SnapPay is the leading North American payment gateway. Not only enable traditional payment solutions like Visa, Mastercard, also have the Chinese payment instruments Alipay, WeChat Pay, and China UnionPay acceptance for North American merchants, permitting safe and secure online, in-store, in-app and mobile transactions. The marketing solutions of SnapPay also help merchants expand their reach to new customers and generate more in-store and online revenue. It is the largest card payment organization (debit and credit cards combined) in the world offering mobile and online payments based on total value of payment transactions, ahead of Visa and Mastercard.
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    CardX

    CardX

    CardX

    When consumers pay with a credit card or debit card, your institution receives 100% of its billed amount. CardX collects the service fee and pays all transaction costs, so you get every dollar you’re due. In Government and education, most payment providers haven’t kept up with the times. Intelligent Rate is powered by our patent-pending technology that determines card type and cost of acceptance in less than a second. The result is a forward-thinking payment solution that provides the transparent experience today’s consumers expect. With intelligent rate, consumers are responsible for covering only the costs they create, just like with utility bills and other consumer services. In contrast, a flat-rate service fee forces a consumer with a low-cost card, such as a debit card, to subsidize a consumer who prefers a card that’s more costly to accept.
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    Clearly Payments

    Clearly Payments

    Clearly Payments

    Clearly Payments provides low-cost credit card processing services and software for online payments, payment terminals, credit card machines, mobile payments, and recurring billing and invoicing. The Clearly Payments mission is to drive down the cost for merchants to accept payments. Period. Our first step in the plan is to build a payment processor with an incredibly low-cost structure. That takes innovation, so we need a strong corporate culture. We keep costs low with: - Virtual teams, cloud software, and a metrics-driven culture to operate our business - Working with the best and lowest cost payment technology providers in the world - Customer acquisition through communities, word-of-mouth, and partnerships. Our low-cost structure allows us to pass on the savings to merchants to cut their costs. We are growing on this front, making merchants happy and saving them money every day. https://www.clearlypayments.com
    Starting Price: $10.00/month
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    Transaction Services (TRX)

    Transaction Services (TRX)

    Transaction Services

    For a business to compete in today’s market, accepting credit card payments is a must. What may seem like small transaction fees from VISA, MasterCard and other card networks can start to add up. Processing fees can now be passed on directly to the consumer, using our merchant surcharge solutions. Merchants can build the fee into the cost of the item or let customers know that there will be an extra 3-4% charge to use cards. This is great news for non-profits, municipalities, school lunch and government programs that can not afford to pay these fees. By passing the fee onto the consumer, merchants can offset the cost of credit card processing, saving valuable time, money and resources.
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    Ikajo

    Ikajo

    Ikajo

    A payment gateway is a software that enables merchants to accept credit and debit card payments online. It acts as a mediator between a customer’s and a merchant’s bank. To integrate a payment gateway on your website, you need to open a merchant account. As a global payment provider, we offer an extensive list of payment methods. Besides Visa and MasterCard, we support 100+ other options. All the major e-wallets, cryptocurrency, remittance systems, and local credit cards of 177 countries are on the list. We guarantee a 20% increase in transaction approval ratio thanks to the high-end technology distributing declined transactions between different connectors. Enjoy up to 30% increase in conversion rate with our solution allowing to hand-pick the best provider with the most beneficial terms and rates for each transaction.
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    Payment Nerds

    Payment Nerds

    Payment Nerds

    Payment Nerds is a payment processing tool that helps businesses accept credit and debit card payments across a range of environments including online, in-person, mobile, and mail/telephone orders, offering tailored solutions for low-risk, medium-risk, and high-risk accounts with advanced security, fast onboarding, and seamless integration with existing systems. It provides merchant services such as credit card processing, payment gateways, virtual terminals, integrated POS systems with inventory management and customer analytics, support for multiple payment methods including contactless and digital wallets, and APIs designed for smooth integration with ecommerce and accounting tools. It emphasizes a streamlined setup that can start processing payments in under 24 hours with instant approvals and comprehensive customer support, plus features like real-time transaction monitoring, fraud protection, customizable reporting, and multi-currency acceptance.
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    Durango Merchant Services

    Durango Merchant Services

    Durango Merchant Services

    When it comes to credit card processing, certain industries are considered low risk, while others are considered high risk. Low-risk industries are generally those that have a low incidence of fraud and chargebacks, and as a result, they typically pay lower processing fees and have fewer restrictions on their accounts. It’s important to note that while these industries are generally considered low-risk, every business is unique and may be subject to different processing fees and restrictions based on a variety of factors. Additionally, even low-risk industries may still experience occasional fraud or chargebacks, so it’s important for businesses to take steps to minimize risk and protect themselves. Merchants can process payments, manage transactions, and generate reports on all payment processing activity from a single account. Give your merchants valuable insights into customer behavior with a single view of data across channels.
    Starting Price: $5 to $60/month
  • 17
    Finical

    Finical

    Finical

    Finical delivers powerful, cutting-edge payment solutions to help grow your business. Our merchant services will allow you to accept all major credit cards and debit cards, even EBT. Let us show you why smart business owners double down on our expertise. It only takes a few minutes to get set up with your new terminal to start accepting all forms of payments. We’re obsessed with security, fraud prevention, and offering the newest technology to hit the streets. Get access to clear, easy-to-manage reports that give you detailed information about your transactions. At Finical, we understand that your business is one-of-a-kind, and your commitment to your customers is unparalleled. Therefore, we know that you are looking for more than an average, out-of-the-box credit card payment service to help you build your dream.
  • 18
    Merchanto

    Merchanto

    Merchanto

    Chargeback deflection with the highest efficiency. Say goodbye to chargebacks with our seamless merchant-issuer collaboration. Merchanto offers an easy-to-use, all-in-one solution designed to eliminate chargebacks completely. As an official partner of Visa and MasterCard, Merchanto connects you to a global network, covering over 99% of all Visa and MasterCard issuers with just one simple integration. We enable near-real-time sharing of dispute data and transaction details between financial institutions and merchants. Supported by thousands of issuers worldwide, our platform offers pre-dispute resolution, stopping chargebacks before they even occur. Join Us Today and Safeguard Your Merchant Account Once & Forever.
    Starting Price: $32
  • 19
    ccNetPay

    ccNetPay

    ccNetPay

    Whether you run a small business or a large corporation with high volumes seeking the lowest fees, accepting subscriptions or MOTO-based sales, or if you're a high-risk merchant in the gaming or adult industry, we will arrange and place you with the most competitive and trusted acquirer. Our goal is a long-lasting and secure payment solution for your business. We accept all legal businesses wanting to accept major credit cards on their websites and businesses that need a virtual terminal to process orders taken by phone/mail. With all our acquiring banks we can also place high-risk merchants. In general, your customers can and will spend more with a credit card than with cash or checks. Consumers recognize that a business that accepts credit cards is a legitimate business, one that the credit card associations have endorsed by allowing them to participate in the credit card system. We also arrange 3rd party accounts for offshore and international business.
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    Dharma Merchant Services

    Dharma Merchant Services

    Dharma Merchant Services

    Let us explain the mysterious world of payment processing, and shine a light on a notoriously dark industry. No secrets here, the code word is transparency on all fronts. We strive to pull away the veil most merchant providers and merchant processors put up. Instead, we provide a credit card processing service that business owners can be proud to use for their credit card merchant accounts. What does top merchant services processing get you? Enquire about our merchant credit card services to find out. Upon request, we can provide a full-disclosure rate comparison that highlights the savings Dharma can offer. We’ll share our assumptions, and we’ll even tell you if our rates are not the most competitive. We’ll point you in the right direction regardless of how it impacts us.
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    BankCard USA

    BankCard USA

    BankCard USA

    BankCard USA has been a leading provider of merchant services since 1993. We offer credit card processing products and services for new and existing businesses. Accept payments online through a payment gateway, in-store with a credit card terminal, over the phone via a virtual terminal, or on the go using a mobile credit card processing app. Whether you need a low or high-risk merchant account, omnichannel payment services for a large company, or simply a credit card machine for a small business, we work with you to find the best payment processing solution to suit your unique business needs and goals. Of the thousands of credit card processing companies, we guarantee the lowest credit card processing fees through our bank-direct program. Accept credit cards, debit cards, gift cards, electronic checks, and electronic funds transfers with a solution designed with your business in mind today. We have established payment services for over 100,000 merchants.
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    CDGcommerce

    CDGcommerce

    CDGcommerce

    CDGcommerce provides professional merchant services with a focus on always putting our merchant’s best interests first. We provide solutions that reduce the risk, lower the cost and simplify the process of accepting payments on your website, in-store or on the go. With CDG, you are a name – not just a number. We value each and every merchant relationship regardless of whether you are a brand new startup or process millions of dollars. You’ll get to know our dedicated staff on a first name basis and they will get to know you and your business. If you are accepting credit cards via website or virtual terminal, CDG offers a free gateway that will fit your needs and remove a layer of unnecessary fees. If you operate from a brick and mortar location, we can offer a free terminal placement program that will future proof your equipment. We believe transparency, control, security and helpful team members are crucial to keeping you focused on what you do best - growing your business!
  • 23
    Payment Depot

    Payment Depot

    Payment Depot

    The credit card processing industry isn’t exactly transparent. Below, we uncover how the industry works and what Payment Depot is doing to save you money. Payment processors make money by marking up the fees charged by credit card networks like Visa and Mastercard. Think of it this way: the fees of Visa and Mastercard are the wholesale costs of payment processing. Your credit card processor then adds their fees on top of those wholesale rates to make a profit. With traditional credit card processing, the payment processor takes a cut out of every transaction, so the more sales you process, the more they profit. Payment Depot saves you money by giving you access to wholesale rates. Unlike traditional payment processors, we don’t profit by marking up interchange rates and we don’t take a cut of your sales.
    Starting Price: $79 per month
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    Inner Fence Credit Card Terminal
    Your simple, secure credit card terminal. Reliable card swiping for quicker transactions. Maps, signatures, PDF receipts, refunds, transaction history, graphs, app integration, and more. Our US-based team is standing by to assist you. Encrypted sensitive data for a trusted sale. One account enables all of your devices whether you are a single person or growing company.
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    Gotmerchant.com

    Gotmerchant.com

    Gotmerchant.com

    Gotmerchant.com is a credit card processing provider for Visa, MasterCard, Discover & Amex. We offer a wide variety of credit card equipment so your business can accept cards. We have been providing a level of personal service unmatched by most merchant providers since 1998. Sign up today by filling out our online application and receive approval within 24 hours! We are now offering the fully loaded Harbortouch POS system for free and it doesn't matter how many you need. Why not upgrade to a POS system and take advantage of this offer! Many retailers sign up for our Casio electronic cash register with integrated credit card processing. It acts as a register while giving you the ability to take credit card payments. Internet and ecommerce merchants can accept credit cards using an Internet gateway service such as Authorize.net. It also includes the virtual terminal feature.
    Starting Price: $39.00/month
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    Host Merchant Services

    Host Merchant Services

    Host Merchant Services

    We provide merchant services payment systems for all businesses. Get a credit card processing system customized for mobile payments, point of sale, e-commerce credit card processing, EMV terminals, and more. We will greatly reduce your merchant services fees while substantially improving the customer service you receive. Our excellent customer service and low rates retain customers, not termination fees. Experience the freedom of locked-in credit card processing rates that won't increase over time. Qualify for a free EMV-compliant mobile swiper or terminal with a merchant account. You’ve created an app but need to integrate payment processing. You’ve come to the right place! We offer custom direct integrations with an easy-to-use API and a broad range of terminal solutions.
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    ProMerchant

    ProMerchant

    ProMerchant

    We fully understand that today’s businesses need a tremendous amount of care and support. We accomplish this by providing our clients with best-in-class service and free processing solutions, while leveraging decades of payment processing expertise to ensure our merchants have a second-to-none payments experience. From your first moment of contact with us, we will compassionately listen to your needs, which allows us to provide you with the correct rate structure for your business. Transparency, competency and consistency are key to our philosophy and we meet these standards by offering Interchange and Zero Cost Processing pricing plans. Our fair, straightforward pricing models allow our clients to truly understand their rates and fees, which provides peace of mind. We’re also focused on ensuring our merchants are set up with the processing solution that is best for their specific business type, which removes the guess work that often accompanies setting up a merchant account.
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    RewardPay
    Rates: 0% credit card processing | 1.25% + $0.25 debit card processing | No contracts or termination fees| A+ BBB Rating. Enjoy zero-cost credit card processing with no contracts or termination fees. With RewardPay powered by Payroc, your business can add a credit card fee to the total price that customers pay for a product or service. From total compliance with all major card brands to promoting full-price transparency with customers, RewardPay is your solution. CashRewards, our premier cash discounting program enables a business to offset 100% of its processing costs and offer a discount to any customer paying with cash or check. Payroc offers processing that’s right for you. IC+ processing is a simple and standard way to accept payments, compatible with almost any product. The interchange rate is tailored to your business needs and payment environment. Count on a dependable payment acceptance program.
    Starting Price: 0% credit card processing
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    Swipe Gateway

    Swipe Gateway

    Swipe Gateway

    Real-time fraud scrubbing utility that helps to differentiate legitimate from fraudulent transactions. Helps ensure uninterrupted payments for customers, particularly those with recurring payments, by seamlessly updating card-on-file account information- requires customer vault and is supported on First Data North, First Data South and Payment Tech Salem. Allows merchants to use Verified by Visa and Mastercard SecureCode to verify payer’s authenticity through the gateway. PCI-compliant encrypted and tokenized customer credit card and ACH account data storage. Tokenization allows merchants to process transactions without transmitting credit card or ACH account data. Enables merchants to invoice customers via email. Customers can submit payments by following an embedded link. Invoices are generated with line detailed information and automatically convert to PDF’s that are attached and emailed to customers.
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    Dynamic Merchant Solutions

    Dynamic Merchant Solutions

    Dynamic Merchant Solutions

    Dynamic Merchant Solutions is the leading merchant services processing company in Los Angeles, offering tailored payment solutions to businesses of all sizes across diverse industries. As one of the premier merchant service processing companies in Los Angeles, we pride ourselves on our unwavering commitment to integrity and reliability. Our team delivers transparent and professional services, ensuring that every promise made is a promise kept. With our comprehensive suite of merchant services in Los Angeles, CA, including EMV solutions, gift card programs, advanced POS systems, and mobile processing, we streamline your payment processes and enhance customer satisfaction.
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    KORT

    KORT

    KORT Payments

    We designed PayHQ to make running and growing your business easy. As one of the most innovative payment platforms on the market, PayHQ by KORT Payments simplifies accepting all types of payments under a single view of your payment data for smarter decision-making. Today, thousands of businesses across North America trust us to process their payments. PayHQ is a complete end-to-end solution, handling authorization, settlement, and funding. Accept payments in-person or online with features like invoicing, recurring billing, and seamless integrations with a single merchant number. Our online gateway offers your customers a secure, simple way to buy from you. Accept payments with an online solution built for businesses of all sizes. Seamlessly integrate your card terminals with PayHQ’s omni-channel solution to accept credit, debit, and other payment methods, using both contactless and mobile for in-person transactions.
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    Ixaris

    Ixaris

    Ixaris Systems

    Ixaris Payments’ virtual card platform converts payment costs into earnings, maximises working capital, enables automation and helps you cut overheads and fraud. Convert your payment expenses into earnings with virtual card rewards. Use scheduled card loads with automated cash flow alerts to maximise working capital. Enable automated reconciliation. Attach and match booking references to payments. Create virtual cards in 24 currencies. Pay in over 200 Visa and Mastercard currencies. We tirelessly mine millions of transactions to give customers the latest card acceptance and merchant fee data. Combining these insights with rigorous card testing data, we work with clients to drive value from every payment.
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    Curbstone

    Curbstone

    Curbstone Corporation

    Credit Card, ACH, and IVR Payment SaaS for Your IBM i, iSeries, and AS/400. Ensure a simple, stress-free implementation using native RPG APIs for the IBM i, iSeries, and AS/400. Eliminate manual data entry, achieve real-time authorizations, and perform background and recurring charges using cards on file. Take your entire existing infrastructure out of scope for PCI, helping you spend less time on compliance reporting and audits. Reduce your risk – and protect your data – by eliminating sensitive data on your systems with remote payment tokenization. Control your costs with a flat-fee pricing structure. We’ll show you easy ways to improve transaction quality, reduce unnecessary downgrade fees, and secure the best possible credit card processing rates.
    Starting Price: $17,000
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    Kani

    Kani

    Kani Payments

    Fintech Reporting and Reconciliation, made simple with Kani. Save precious time and money on your essential payment reporting and reconciliation processes. Reporting & Reconciliation Tools BIN sponsors, challenger banks and other FinTechs are using our software to do two weeks’ of transaction reporting and reconciliation work in under 30 seconds. Reconciliation Platform. We know reconciliation is tough. Kani lets you reconcile complex and contrasting data sets in minutes, saving you time, cost and effort in the process. Transaction Reporting. Kani integrates with your existing transaction reporting software to automatically generate bespoke reports for your specific needs. QMR & QOC Kani can automatically generate Mastercard QMR and Visa QOC card scheme reports so you can be sure they’re taken care of. Business Intelligence. Data is king! Use Kani to dig deep into those numbers and make informed decisions about your business activities.
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    Tranzila

    Tranzila

    Tranzila

    Your payments are in good hands. Comprehensive data security for receiving payments. PCI DSS LEVEL-1 standard and SSL encryption to the most stringent standards of international credit card companies. Production of digitally signed invoices for email, with the execution of a credit card transaction, PayPal, or bank direct debit. Possibility to generate invoices manually for cash or cheque. The invoice system is approved by the income tax authority. Free application for every customer, both for Android and iPhone. Operations of debit, credit, viewing transactions, and more. Option to connect an EMV credit card reader using Bluetooth technology. A payment solution that grows with your business needs. It allows the clearing of credit from a mobile phone, from an independent clearing terminal, from any computer and tablet, from management software, a virtual store in ecommerce, and more. Full integration for receiving payments from PayPal, including automatic invoice generation.
    Starting Price: Free
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    Valmar Merchant Services

    Valmar Merchant Services

    Valmar Merchant Services

    Valmar Merchant Services offers full-service payment processing solutions covering ACH, debit/credit card processing, push-to-card/instant funding, and eCheck/Check 21 functionality. Its infrastructure is built on direct banking relationships, enabling low overhead, API access to major gateways, and support for “high-risk” industries like CBD, hemp, debt collection, and online lending. They emphasize transparent pricing with no hidden fees, no setup charges, no long-term contracts, and no cancellation penalties. It also provides real-time reporting, fraud detection and mitigation tools, chargeback management, and redundancy across banking partners to minimize downtime. Each merchant is assigned a dedicated client success manager to guide onboarding and ongoing operations, and the system is designed for smooth integration and minimal disruption during setup.
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    PayPal Virtual Terminal
    Get paid when sales are made by phone or mail. Use our virtual terminal to process credit card and debit card payments for offline sales. No website or POS system needed. When the order arrives by mail or phone, you can easily accept payment by credit or debit card. No coding is required, and you don’t need any extra software or equipment—just a web browser. Virtual Terminal activity is included in your PayPal reports. Log in to your PayPal Business account from your web browser and open Virtual Terminal from your dashboard or the Business Tools page. Use the optional Quick Order form to save time. Add the shipment or delivery address and other contact details as needed. When the transaction is processed, you can send an email receipt, and print a pre-populated packing slip and a PayPal Shipping label. Once approved, the money shows up in your account, usually within minutes. The transaction will be included in your Activity and other reports.
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    National Processing

    National Processing

    National Processing

    Your business needs unbiased, cost-effective payment solutions. Options are vast. We’re here to simplify the complexities and help you grow. We strongly believe in clear and straight-forward pricing – here’s everything. Compare us to the competition. We have a variety of tailored payment solutions to help maximize the potential of your business, regardless of which sector you work in. Whether you need a robust POS system, reliable credit card processing, or a trustworthy merchant account, there’s no need to worry; National Processing has you covered.
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    Mondo

    Mondo

    Mondo

    Mondo is a PSD2-compliant Open Banking payment platform that enables businesses to accept secure, instant payments directly from customer bank accounts—no cards required. It eliminates chargebacks and reduces transaction fees while offering real-time settlement via SEPA Instant and UK Faster Payments. With bank-grade security and GDPR compliance, Mondo ensures full protection of customer data and regulatory alignment across Europe. Its API allows for seamless integration with just a few lines of code, making it simple for developers to get started quickly. By connecting with over 3,000 banks across the EU and UK, Mondo provides broad coverage and exceptional reliability. Designed for the digital economy, it’s a faster, safer, and more cost-effective alternative to traditional card payments.
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    SumUp

    SumUp

    SumUp

    Card payments made simple with SumUp. The most affordable way for your business to get paid. Pay only 2.75% per transaction, without any contracts or monthly minimums. Transparent pricing at its best. Best-in-class payment solutions that deliver money directly in your bank account in just 1-2 business days. Get started in less than 5 minutes. Just pair the card reader with any mobile device or tablet and start transacting. At SumUp, we believe in transparent pricing. That’s why you’ll always know exactly what you have to pay. There are no hidden fees, no monthly fee, and best of all no monthly contract. Only pay for what you use. Every day, over a million businesses like yours rely on SumUp to get paid. Find out for yourself how SumUp can help your business grow.
    Starting Price: 2.75% transaction fee
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    OmniPay

    OmniPay

    First Data

    OmniPay is First Data’s multi-currency, multi-country acquiring technology of choice for cost effective, efficient payment processing. OmniPay processes transactions on behalf of 43 global acquirers across EMEA, North America and APAC for over 5 million merchants, in 70+ countries, across 163 different transaction currencies and all whilst managing in excess of 3,500 different interchange categories to keep acquirer costs to a minimum. OmniPay provides clients with the performance, scalability and resilience necessary to support business growth. Whether your objective is to expand your product offering, extend your global reach or improve operational efficiencies, OmniPay can help you succeed. The OmniPay Authorization Service gives the acquirer 24/7 secure authorization switching for both domestic and international merchants on behalf of merchant acquirers. In addition to card present POS processing, the OmniPay Authorisation Service also supports many transaction types and products.
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    Concourse - Disputes
    Concourse – Disputes is a powerful disputes workflow management system that manages the chargeback life cycle from initial claim entry to final resolution for both card issuers and acquirers. Concourse – Disputes manages all aspects of the disputes management process for electronic payment transactions such as credit card, debit card, ATM, POS, and mobile transactions. This includes the creation and management of retrieval requests, chargebacks, representments, arbitration, and other dispute-related activities. Manage dispute activity based on the entire transaction life cycle. Control the initiation of dispute activities based on the characteristics of each transaction. Generate adjustments, chargebacks, representments, and other dispute-related activities. Automate the administration of network-specific dispute regulations such as Visa, MasterCard, Discover, and American Express. Integrate internal processing procedures as workflow steps within dispute plans.
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    J.P. Morgan Payments Platform
    Pulling from best practices and deep expertise, we offer a one-stop shop with customized solutions that can help you deliver simple, fast, and secure payments. J.P. Morgan delivers industry-leading payment solutions for ecommerce in the United States. It’s why merchants of all sizes trust us to process one out of every two ecommerce transactions. As the world becomes more digitally connected, you can count on J.P. Morgan to provide the financial experience and tools needed to take your business to the next level.
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    PayPal Here
    Enable your mobile device to accept cards and contactless payments with PayPal Here. Accept major credit and debit cards touch-free, in person, or on-the-go, send invoices, and record cash and check transactions. PayPal and Venmo QR codes, and Apple Pay and Google Pay help give your customers a safe, touch-free, and quick way to pay. Pay as you sell with no monthly fees, setup fees, cancellation fees or processing minimums. PayPal Here card readers, powered by our mobile app, turn your compatible phone or tablet into a point-of-sale system. Now you can accept PayPal and Venmo via touch-free QR codes, helping to make in-person sales safe and simple for you and your customers.
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    Decta

    Decta

    DECTA

    End-to-end solutions of payment processing, acquiring, and white label cards for banks, PSP-s, Fintech-s, and online merchants. Robust payment system to accelerate business growth. Processing, full in-house PCI Level 1 certified processing for VISA, Mastercard schemes Issuers and Acquirers in EUROPE and Asia-Pacific region. Top-edge E-commerce payment gateway solution included in the technical processing service. DECTA Gateway API. Integration for authorization switching is possible both through ISO 8583-based protocol and REST API. For live program management, DECTA Issuing API is used. Switching & Clearing. DECTA uses Active-Active deployment for all critical processing systems, which allows supporting up to 99,99.. uptime even including planned downtimes for system upgrades and ICO releases.
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    GPayments

    GPayments

    a neurocom company

    GPayment provides a complete range of Fraud Prevention products based on the 3D Secure protocol, Verified by Visa, Mastercard SecureCode, JCB J/Secure, American Express SafeKey and Diners Club International ProtectBuy. Reduce credit card fraud and eliminate chargebacks through liability shift. Reduce the potential for online fraud and stay in control of authenticating transactions. Collect a rich dataset for more accurate risk based authentication. Our ActiveServer hosted service provides a scalable, 24/7 service that helps the client save on both time and infrastructure resources. Hosted service also removes the need for the client to certify with each card scheme, which is needed if the client were to deploy in-house.
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    Credics Solution
    Technology is reshaping the financial industries and Credics is at the forefront of the fintech revolution. As new innovations help develop businesses and expand the reach of financial services providers, Credics is successfully making financial processing more efficient for companies around the world. The Credics Issuing Solution provides a ready-to-go program for credit, debit, prepaid, private-label, and stored-value cards, all of which can be easily configured to clients' requirements. A smart management system that allows acquirers to fully manage the merchant environment from the product management level (POS, VPOS, RFID, and more), providing a flexible hierarchy for business schemes and pricing strategies on the individual merchant level A unique, cost-saving system designed to accommodate any billing scheme, the Transactor combines comprehensive billing features with a powerful transaction-processing platform.
    Starting Price: $30000.00/one-time
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    Stripe Issuing
    Stripe Issuing allows you to easily create, manage, and scale a commercial card program without any setup fees. Get started in minutes and control every detail of your program, from card design to approving transactions in real time. Create cards that work exactly as you configured them. Make real-time decisions on charges, set spending limits or designate virtual cards for one-time use. Reach a certain transaction volume threshold and get a percentage of the interchange revenue earned from all card purchases. Control expenses and prevent fraud by setting spending limits, blocking merchant categories, or creating advanced combinations of rules. Update your spending controls at any time from your Dashboard or through our API.
    Starting Price: 3.6% per card charge
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    PaymentCloud

    PaymentCloud

    PaymentCloud

    Here at PaymentCloud Merchant Services, we provide credit card processing for businesses of all types. From Fortune 100 companies to small, local storefronts, ecommerce or retail, and all levels of risk, we can support each and every business. We have a robust toolset of integrations with nearly any platform, shopping cart, and CRM, unified fraud detection software, and chargeback mitigation tools that allow you to reduce your risk and amplify your reward. Talk with one of our dedicated account managers to get personalized care and a real person every single time. PaymentCloud lays the foundation businesses need to thrive. With 50+ years of combined experience within the payments industry, we look forward to paving the way to your business’ success. Free cost comparison. Seamless setup. Chargeback and fraud prevention. Hundreds of integrations. Low risk and hard to place industries accepted.
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    Paytently

    Paytently

    Paytently

    Effortlessly embrace global payments through a single API, backed by cutting-edge AI and machine learning. Boost conversions, reduce chargebacks, and experience the benefit of genuine connections. Our super-smart system seamlessly guides and redirects transactions to the best acquirer, ensuring they’re accepted without a hitch. Supercharge your payment success with tailored, streamlined flows and click your way to high conversion rates. Say goodbye to chargebacks and fraud. Our cutting-edge tech protects your business, keeping disputes and fraudsters at bay. Go global with your payments and boost your bottom line. Process card payments seamlessly worldwide with cost-effective local options. Ignite growth opportunities for your business by leveraging our expertise in processing online payments. Partner with a proven team to deepen your product offering and strengthen those client relationships.