Alternatives to PruPay

Compare PruPay alternatives for your business or organization using the curated list below. SourceForge ranks the best alternatives to PruPay in 2026. Compare features, ratings, user reviews, pricing, and more from PruPay competitors and alternatives in order to make an informed decision for your business.

  • 1
    Square Payments
    Accept every payment quickly, easily, and securely. Easily accept card payments—no matter if you’re selling on the go or at your store. Streamline the way you create, send, and track your invoices. Customer not there in person? Take remote credit card payments over the phone or from your computer, and get paid fast. Create and grow your online store, and seamlessly accept online payments with Square. We make accepting cards as fast, painless, and secure as possible. There are no extra fees, no long term contracts, and no tricks. Just fast, secure payments you can depend on.
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  • 2
    Melio

    Melio

    Melio

    Melio is an accounts payable tool built to simplify bill payments, boost workflow efficiency, and optimize cash flow for businesses of all sizes. To get started, try all of Melio's features free for 30 days! Pay vendors online through bank transfers or credit/debit cards, even if they typically accept checks—Melio manages the manual work for you. Effortlessly integrate with QuickBooks and Xero to ensure your financial records stay current. With Melio, pay by bank transfer or card to extend cash flow and earn rewards. Adding vendor or bill details is a breeze—input them manually, upload files, or take a photo of invoices. Schedule payments to align with your cash flow, and let Melio handle the rest. International vendor payments are made easy by paying in their local currency for products and services your business needs. The Melio mobile app, available for iOS and Android, lets you monitor and manage payments anytime, giving you full control over your finances on the go.
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  • 3
    EBizCharge

    EBizCharge

    EBizCharge

    EBizCharge is the leading embedded payments application for businesses to accept payments directly inside QuickBooks, Microsoft Dynamics, NetSuite, SAP, Acumatica, and 100+ other business systems. Trusted by 20,000 companies and voted best fintech solution by the Globee® Awards, EBizCharge combines modern billing tools with integrated payment processing to help B2B companies get invoices paid faster, eliminate manual work, and keep payment data automatically synced to their ERP. Companies use EBizCharge to: ◉ Accept credit card, debit card, and ACH payments natively in their ERP, CRM, or shopping cart ◉ Automate billing and reconciliation to save time and reduce errors ◉ Speed up collections with easy billing tools: payment links, online customer portal, recurring billing, saved cards, and more ◉ Reduce risk with enterprise-grade security certified by the PCI-Security Council: PCI-compliance, encryption, and tokenization
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  • 4
    QuickBooks Payments
    Work takes time. Getting paid shouldn't. QuickBooks Payments lets you accept credit cards, debit cards, and ACH bank transfers. Soon, you can spend money immediately after it hits your QuickBooks Cash account. Send invoices with a Pay Now button. Accept credit card payments and ACH bank transfers. Key in your customer credit or debit card numbers to take payments from anywhere. Our free mobile card reader lets you swipe and accept credit and debit cards. Sales automatically appear in QuickBooks in real time. Charge customers monthly or on a schedule that works for you. Start accepting credit card, debit card, and ACH payments with no upfront costs, subscriptions, or hidden rates.
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    Capital One Merchant Services
    Speed up your business's cash flow with secure and reliable merchant services. Capital One has partnered with Worldpay® from FIS, a leading debit and credit card processor, to offer you flexible payment acceptance solutions. We've made getting paid easier, so you can focus on running your business. Accept payments with virtual and smart terminals, hosted web pages, and mobile readers. Enjoy peace of mind with a suite of data security tools. Stay organized with transparent reporting. Take multiple payment methods. Including swipe, EMV, contactless, keyed-in, phone order, email invoicing, PayPal® and more. Accept major credit cards, Visa®, MasterCard®, Discover®, American Express®, as well as gift and loyalty cards. Take advantage of our evolving payment-processing solutions and let us help you strategically manage your cash flow. Capital One Merchant services powered by Worldpay gives you access to new technologies for emerging payments.
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    KUBRA EZ-PAY
    The KUBRA EZ-PAY on-demand payment application is an all-inclusive solution that supports both enrolled and non-enrolled customer payments. By implementing KUBRA EZ-PAY, you will allow customers to make last-minute, on-demand payments through digital, voice, or in-person channels such as online and mobile, automated IVR and call centers, and retail cash and self-service kiosks. Not only will your customers gain the flexibility of payment channels, but KUBRA EZ-PAY will also broaden their payment type options to include credit cards, ACH, PIN-less debit, Visa® debit, and debit MasterCard®. KUBRA EZ-PAY provides real-time account and authorization tools, and direct feeds into multiple credit card processors, debit ATM networks, and ACH originators. To make account management easier, you gain access to a consolidated dashboard that supports payer reconciliation, returns management, reporting, and payment administration.
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    8am ClientPay
    8am™ ClientPay gives you the power to securely accept credit card and eCheck payments from anywhere—in your office, online, even at a project site. Create a professional payment experience and enjoy a more reliable cash flow by expanding your available payment options and making it easy for clients to pay. Easily and securely accept credit, debit, and eCheck payments from anywhere and use innovative payment tools to make it easy to get paid. Rest easy knowing your firm’s data and your client’s sensitive information are protected by advanced data encryption and cybersecurity safeguards. Not only do we offer straightforward, competitive pricing, but there are also no long-term contracts, no setup fees, and no cancellation penalties. Get valuable financial insights with ClientPay’s reporting and reconciliation tools. Our customizable reports and dashboards provide on-demand access to real-time payment statistics and important business metrics.
    Starting Price: 1.95% per transaction
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    CulqiOnline
    What is winning! What is growing up! Do not miss more sales, start card with Visa and Mastercard in your CulqiPos. The payment gateway that your online store needs card Integrate easily and quickly with our plugins and API. Accept payments with all credit, debit and Cash Payment cards. No monthly payments or hidden costs! Pay only for successful sale. Our benefits. Sell more and control your sales better! Get paid with all cards and manage your sales like never before from our CulqiPanel. The solution to accept card payments in your physical business. Start accepting face-to-face payments and cash on delivery with all Visa and Mastercard cards Culqi. The maintenance-free wireless pos that you can take wherever you go Culqi. We accept all Visa and Mastercard cards. Culqi like. We deposit you the same day of your sale. The payment gateway that your online store needs card Integrate easily and quickly with our plugins and API. Accept payments with all credit, debit and Cash Payment
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    Paycosmos

    Paycosmos

    paycosmos

    Fastest payments in the universe. Latest payment technology. Instant settlement. Increased revenue & cash flow. As a paycosmos merchant, you have the advantage of Instant Merchant Settlement. Paycosmos links your credit card processing to your bank account for Card Present and Card Not Present Solutions. Instant Merchant Settlement is the same as the credit card processing you do today, the only difference is you get paid instantly - 24/7/365. Whether you accept payments in a retail store, out in the field or from your website, we have solutions to fit your business. We offer you emerging & traditional payment options and get you paid faster. Our platform includes PCI Level 1 certification and successful Service Organization Control audits to demonstrate our commitment to data security. We offer transparent pricing or flexibility on alternate pricing models. Instant merchant settlement.
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    8am AffiniPay
    8am AffiniPay is a payment-management platform tailored for associations, nonprofits, and member-based organizations that enables them to accept and manage dues, event registrations, donations, and sponsorship payments through a unified system. It provides secure, PCI-compliant processing for credit/debit cards and e-checks, offers customizable branded payment pages and brochures, and automates recurring billing and reminders to reduce manual follow-up. The platform integrates with association-management systems, membership databases, and finance tools, so transaction data flows seamlessly into reporting and reconciliation workflows. Dashboards deliver real-time visibility into payments, deposits, and member-activity metrics, reducing administrative overhead and improving cash-flow predictability. Additional features include support for in-person card readers, flexible payment methods, and enterprise-grade security and compliance standards to ensure member data and funds are protected.
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    Nickel

    Nickel

    Nickel

    Nickel is an all-in-one accounts payable and accounts receivable platform that helps B2B businesses grow their cashflow. Get paid faster with branded payment links and portals — customers pay by card, ACH, or check, and never need an account. Pay any vendor, contractor, or individual by ACH, card, wire, or mailed check using just their email, with custom approval workflows. Keep more of every dollar with free unlimited ACH, no monthly fee, no chargeback fees, and 2.9% flat-rate card processing you can pass to the payer. Native QuickBooks sync matches every payment to your books one-to-one, and idle cash earns 2% APY with Nickel Balance. We only succeed when you succeed, which is why we do the one thing our peers won't: publish exactly how we make money on every product. More than 25,000 B2B businesses, and the accountants who serve them, run their cashflow on Nickel. Get started free in five minutes — no credit card required.
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    TillyPay

    TillyPay

    TillyPay

    TillyPay is a no‑code payment platform that lets businesses collect one‑off and recurring payments through fully branded, mobile‑optimized checkout pages under their own domain. Using an intuitive form builder, users can configure subscriptions with customizable billing cycles (daily to yearly), trials, setup fees, taxes, and customer self‑service via a secure billing portal for invoice downloads, payment method updates, and subscription management. Invoices can be sent with embedded payment links that accept 120+ currencies and all major credit and debit cards, while a unified dashboard provides real‑time visibility into payments, customer accounts, and cash‑flow forecasts. TillyPay integrates natively with over 2,000 tools to automate accounting and notifications, and its PCI‑ and SCP‑compliant infrastructure ensures data security without additional infrastructure or coding.
    Starting Price: $30 per month
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    CyberCom Pay
    CyberCom Pay is an innovative online credit card payment facility for businesses that is easy and simple. If you mainly transact online or have an ecommerce website, this is for you. You can get paid in one click by sending e-invoices, accepting credit card payments through your website, and processing recurring payments. We have merchant terms and conditions for legal reasons but beyond that, we won’t hold you to anything. Our banking partners will also have a merchant agreement with you for legal purposes. All you need is your CyberCom Pay merchant account to start accepting credit cards online. Take control of your business and sell anywhere and manage your inventory, customers, and money with our point-of-sale system. Take your business where your customers are without wires. Sell using the CyberCom Pay mobile app and never miss out on a sale. Collect purchase data, integrate with email marketing and build relationships that grow your business.
    Starting Price: $99 one-time payment
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    Aleran Merchant Services
    Process credit card payments securely with full PCI compliance. With Aleran Merchant Services you can securely process credit card payments anywhere, anytime, with full PCI-compliance guaranteed and no IT or specialized tech skills required. Our partnership with award-winning payments company, Payroc, allows you to securely capture and store credit card information to process payments now or later, combining the best parts of PayFac and traditional credit card processing models. Merchant services are free. No PCI, scan or monthly fees. Gets you up and running and processing payments within a few minutes. Guarantees PCI-compliant transactions. Securely captures and stores credit card info from customers to charge at a later date. Credit card readers available for in-store or in-person credit card processing. Eliminate time spent chasing down reissued, expired or compromised credit cards with the Card Auto Updater feature.
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    EASY PAY

    EASY PAY

    Easy Pay Solutions

    Get up and running quickly with our payment widgets, or view our API code to create a seamless payment experience within your software solution. Experienced payment professionals with a proven history of helping businesses navigate & prosper in the payment processing industry for two decades. Manage payment transactions in one place without the need to connect to a gateway and pay third party fees. Swipe or key in transactions directly through your virtual, online payment terminal. Provide paid access to remote health care services for telehealth-based patients. Send electronic invoices for immediate payments via our SMS, mobile text payment platform. Save tokenized, credit card information for future payments using our PCI-compliant technology. Avoid touching vulnerable payment information by embedding our secure payment widgets. Set up recurring payments using tokenized card data for periodic or subscription-based billing.
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    Tranzila

    Tranzila

    Tranzila

    Your payments are in good hands. Comprehensive data security for receiving payments. PCI DSS LEVEL-1 standard and SSL encryption to the most stringent standards of international credit card companies. Production of digitally signed invoices for email, with the execution of a credit card transaction, PayPal, or bank direct debit. Possibility to generate invoices manually for cash or cheque. The invoice system is approved by the income tax authority. Free application for every customer, both for Android and iPhone. Operations of debit, credit, viewing transactions, and more. Option to connect an EMV credit card reader using Bluetooth technology. A payment solution that grows with your business needs. It allows the clearing of credit from a mobile phone, from an independent clearing terminal, from any computer and tablet, from management software, a virtual store in ecommerce, and more. Full integration for receiving payments from PayPal, including automatic invoice generation.
    Starting Price: Free
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    Helcim

    Helcim

    Helcim

    Helcim is on a mission to build the world’s most loved payments company by making it easier for businesses to get paid and grow. Helcim delivers a better payments service by making it easier to sign up, providing smarter payment tools, and making it more affordable to get paid. The Helcim Card Reader is EMV and NFC enabled, accepts all major credit and debit cards, and does everything a traditional credit card machine can do and more. Let your customers go contactless and pay in seconds by tapping their credit card, debit card, or smartphone with Apple Pay or Google Pay enabled. Your customers can insert their chip card and securely enter their PIN on the reader to protect larger purchases.
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    Payfacile

    Payfacile

    Payfacile

    Online payment without coding for professionals. Accept one-time and recurring payments today and automate your billing. Payfacile integrates your favorite tools. Create and custom your payment pages. Send your page's https link to your client, who can then pay with his/her credit card or IBAN. Accept your first online payment today! Payments are secured by leaders of the payment industry. We provide merchant account and SSL certificate. Build recurring revenues with our subscription management system. Create customized subscription offers. Your subscribers will have an access to their personal secured portal to download their invoices and update their payment informations. Online payment solution without coding. Send a payment link by email to get by paid faster. It's easier and more secured for your customers. Recurring payments and automatic billing. Payfacile is agile, reliable and easy-to-use. Save time with billing automation. Simplified VAT management. 1-click refund.
    Starting Price: $12 per user per month
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    Ezidebit

    Ezidebit

    Ezidebit

    Whether you’re after a stand-alone solution or a payment integration with your business software, streamline your operations and make taking payments simple with our all-in-one payment solution. Spend less time chasing payments and more time focusing on your business with direct debit for recurring or subscription payments, real-time payments, and phone and online payments. With Ezidebit, you can accept all major payment types via our five payment methods, in a safe and secure system that is Level 1 compliant with the Payment Card Industry Data Security Standards (PCI DSS). Get better cash flow and regular set income as larger bills are split into bite-sized payments. Setting up recurring billing gives you control of payment type, amount, and frequency. Keep track of your payments with detailed customer and payment reporting. From our simple software integration capability to watertight security, you can get back to business knowing you’ve got payments done in one.
    Starting Price: $0.99 per transaction
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    Rotessa

    Rotessa

    Rotessa

    Withdraw money directly from your customer’s bank account when their payments are due. Schedule one-time or recurring payments to get paid on time. Rotessa is an online application for small businesses to get paid through any bank or credit union. This means, if your customer has a bank account, you can get paid through Rotessa. Whether they are new to bank payments, or you have existing PADs, start with adding your customers into Rotessa. They can be added manually, in bulk, or through your accounting software. We provide several tools to collect your authorizations. By default they are open authorizations. You can send authorization requests to single or multiple customers via email. If you already have existing PADs, or if you want to upload a physical document, they can be stored in your customer’s profile. You can schedule one-time or recurring payments in Rotessa. Set the amount, frequency, and date for Rotessa to pull from your customers’ bank account.
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    Paylobby

    Paylobby

    Paylobby

    Our database gives you an up-to-date overview of 450 payment providers across the globe, free of charge, independent, no strings attached. Thanks to our close cooperation with the payment providers, you get the best deals with our portal. You save money and increase your sales potential. Choosing the right payment provider helps you optimize sales and cost structure. We offer free consultations. Nowadays, most e-commerce companies use one or more payment service providers nowadays. Far more than half of the online shoppers pay for their orders using e-wallet solutions, mobile payment systems or the credit cards. In order to process these, online merchants need a payment service provider. Nowadays, most e-commerce companies use one or more payment service providers nowadays. Far more than half of the online shoppers pay for their orders using e-wallet solutions, mobile payment systems or the credit cards. In order to process these, online merchants need a payment service provider.
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    NAB Payment Processing

    NAB Payment Processing

    North American Bancard

    At North American Bancard, we make it easy for you to get the payment technology and back-office support you need to grow your business. How? By delivering a true omnicommerce solution that allows you to accept all payment types. Offer a cash discount to non-card users while securing one low rate for every transaction. With our cash flow-generating Edge Program, you could enjoy the same profit margins, regardless of whether customers pay with cash or credit! Edge is even compatible with our entire Pay anywhere Smart Solutions Suite. When you partner with NAB, we take care of everything. We give you access to the latest credit card payment solutions — allowing you to seamlessly accept payments anytime, anywhere. We help you offer a frictionless checkout experience to your customers in your store, online, or on the go. It’s payments made easy, including all the features and support you need to grow your business.
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    Sionic

    Sionic

    Sionic

    Sionic is the first to bring real-time payments to commerce in the U.S market. Our service delivers bank-to-bank, digital cash payments from consumers to merchants through mobile, online, in-store, and in-vehicle experiences. Merchants receive cash deposits in their bank accounts within seconds and bypass expensive credit card fees. From local businesses to global enterprises, merchants remain trapped in paying rising credit card fees, amounting to $110 billion per year in the U.S. in 2020. Consumers, mired in late fees and $15.2 trillion debt, are awakening to dubious reward schemes that have compounded financial inequities. Now, the arrival of instant digital bank payments creates a new means to equitably reallocate value back to merchants and consumers, the backbone of the U.S. economy. We offer three mobile tools to make it fast, easy, and secure for consumers to pay by bank. Easily stub out to our off-the-shelf microsite through customized QR Codes or URLs.
    Starting Price: Free
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    TD Bank Merchant Solutions
    Accept your customers’ payments in the ways that work best for them. With same-day set up, start accepting cash, checks, debit and credit cards, plus contactless payments like Apple Pay, Google Pay and more. Then, access those funds fast with next-business-day deposits. To make it even better, when you open a TD Premier Business Checking account, you’ll get your monthly fees waived. Ready to apply? Gather the information you'll need and follow these steps to apply online. Accept cash, checks, debit and credit cards, online payments including Payeezy and Auth.net, and contactless payments like Apple Pay, Google Pay and other mobile wallet apps. Plus, sync apps across all of your Clover® devices in real time with customized solutions from the Clover App Market. Get $500 Cash Back and access funds next-business-day with our merchant services. Accept payments how, where and when you want.
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    Swipe Gateway

    Swipe Gateway

    Swipe Gateway

    Real-time fraud scrubbing utility that helps to differentiate legitimate from fraudulent transactions. Helps ensure uninterrupted payments for customers, particularly those with recurring payments, by seamlessly updating card-on-file account information- requires customer vault and is supported on First Data North, First Data South and Payment Tech Salem. Allows merchants to use Verified by Visa and Mastercard SecureCode to verify payer’s authenticity through the gateway. PCI-compliant encrypted and tokenized customer credit card and ACH account data storage. Tokenization allows merchants to process transactions without transmitting credit card or ACH account data. Enables merchants to invoice customers via email. Customers can submit payments by following an embedded link. Invoices are generated with line detailed information and automatically convert to PDF’s that are attached and emailed to customers.
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    ARISE from Aurora Payments
    The ARISE payments platform offers an all-in-one gateway enabling businesses to accept payments, protect revenue, and control finances via a flexible commerce engine. It supports credit cards, debit cards, ACH, checks, and more across online, in-store, invoice, and mobile channels, all unlocked by one integration. It features embedded payments for software vendors, branded invoicing with one-click links, subscriptions/recurring payments, surcharge or cash-discount models to offset fees, and a single dashboard delivering real-time reporting, network tokenization, fraud tools, and 99.99% uptime via a cloud-native active-active architecture. Aurora positions ARISE as a “payment platform built for Main Street commerce,” with same-day virtual-terminal activation, plug-and-play terminal setup, and U.S.-based support. It emphasizes modular expansion (no re-platforming required) for merchants, SaaS platforms, ISVs, and software, enabling quick onboarding.
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    First Touch Payment Solutions

    First Touch Payment Solutions

    First Touch Payment Solutions

    From processing cash, checks, and credit cards to helping you with settlement issues and imbalances, First Touch Payment Solutions helps keep your retail operation moving forward. We draw on 300 years of financial technical expertise and are really good at responding to merchant needs through our support team. From recording sales trends to simplifying settlements, our merchant software and dashboards make it easier for you and your employees to understand and control what is happening with your business. First Touch Payment Solutions has partnered with Glory Global Solutions and our customers to provide a total retail payment solution. The solution encompasses all payment types, such as card, check, cash, etc. The Red Carpet Software (RCS) suite provides enterprise-wide visibility, control, accountability, reconciliation, settlement, and security. Money center transactions, check cashing, money orders, etc.
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    Nochex

    Nochex

    Nochex

    We are genuinely interested in the success of our customers. We listen to what you say and we go out of our way to understand your business. Whether you are the newest of start-ups to an experienced multi-channel enterprise entrepreneur, we have a solution for you. Nochex is the smart way to receive credit and debit card payments online. Open an account and start processing payments now. Taking card payments over the phone couldn’t be easier with Nochex. Phone payment processing add a personal element to your service, providing you with the means to receive credit and debit card payments over the phone using our web based virtual terminal for processing payments securely. Create and track professionally designed invoices. Send direct to your customers via email and get paid earlier.
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    Sprucebooks

    Sprucebooks

    Sprucebooks

    Sprucebooks was built with the Insurance Industry in mind. We built an easy to use payment relationship system that allows insurance agents to stay in front of their clients by engaging them with a simple to use Client Portal. Consumers want an App that is useful. Our App allows Insurance Agents, Carriers, MGA's to send their clients request for payment, e-signature, instant messages, and important documents. With the Assureify mobile app by Sprucebooks you can request Credit Card Payments, E-signatures, send your clients important insurance documents, instant message, and even insurance offers. It's simple and easy to use design keeps clients engaged with your agency with instant notifications. Sprucebooks gives you the ability to run credit card payments, send e-esignature request, send payment request, message your clients, setup recurring payments, send important documents to clients, and much, much more through our intuitive dashboard.
    Starting Price: $14.95 per month
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    Instant Accept

    Instant Accept

    Instant Accept

    Save time and money with Instant Accept’s powerful payment processing tool that simplifies merchants data entry and credit card processing, all while keeping merchants QuickBooks data up to date. Accept any form of payment and process transactions quickly and easily – without launching your accounting software. Instant Accept works with most U.S. and international processors. Process card-not-present and mobile payments too. Don’t let the simple interface fool you. Instant Accept updates your books in real-time and seamlessly integrates everything, including invoicing and reporting. Expand your product offering while helping your customers solve one of their biggest headaches: flawlessly and dynamically integrating POS and online payments with multiple accounting programs.
    Starting Price: $39.95 per month
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    SimplyPayMe

    SimplyPayMe

    SimplyPayMe

    SimplyPayMe enables seamless payments, invoicing and simple business management solutions, all through your smartphone. 100% cloud-based, with low transaction rates and free subscription plans available, our aim is to make your working life simpler. SimplyPayMe works on all Apple and Android devices, as well as on web browsers, meaning you can use it nearly anywhere to take payments. No other hardware needed. You can still use the app without an internet connection*, as all changes will automatically sync up as soon as you’re back online. Get paid in minutes using only your mobile. No card reader required. Free subscription plan and no obligation. Take payments anywhere, anytime with SimplyPayMe’s flexible, low-fee payment options. With straightforward status tracking and paperless receipts, SimplyPayMe manages your payments from quotes to completion. With your smartphone or tablet and a 3G connection, you can process card payments as well as any bricks and mortar retailer.
    Starting Price: £10 per month
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    Cheque

    Cheque

    Cheque

    Cheque is an invoicing and payment platform that helps businesses stop waiting to get paid by offering flexible payment terms and optional early payment discounts on invoices. Instead of relying on loans, factoring, or awkward payment chasing, Cheque lets suppliers decide when they want to get paid and gives clients the choice to pay early for a better price or pay later at full value. Users can create and send professional invoices in minutes, set flexible due dates, customize terms per client or project, and incentivize early payment without renegotiating contract terms. Cheque also helps teams manage cash flow with clearer visibility, notifying users when a client accepts an early payment offer and when money is received, so they can plan around payroll, bills, freelancers, and project costs with less uncertainty. It supports payment by credit card, ACH, or wire, along with invoice and receipt downloads for clients.
    Starting Price: $19.29 per month
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    Clearly Payments

    Clearly Payments

    Clearly Payments

    Clearly Payments provides low-cost credit card processing services and software for online payments, payment terminals, credit card machines, mobile payments, and recurring billing and invoicing. The Clearly Payments mission is to drive down the cost for merchants to accept payments. Period. Our first step in the plan is to build a payment processor with an incredibly low-cost structure. That takes innovation, so we need a strong corporate culture. We keep costs low with: - Virtual teams, cloud software, and a metrics-driven culture to operate our business - Working with the best and lowest cost payment technology providers in the world - Customer acquisition through communities, word-of-mouth, and partnerships. Our low-cost structure allows us to pass on the savings to merchants to cut their costs. We are growing on this front, making merchants happy and saving them money every day. https://www.clearlypayments.com
    Starting Price: $10.00/month
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    Yoco

    Yoco

    Yoco

    Get paid in person and online. Accept card payments online by sending a link on WhatsApp, email or social. Accept all major cards on your website. Sign up for free. Set up in 5 minutes. Smaller than banks, but big on service. Create a sale in the Yoco App and choose payment link. Send the link to your customer in a chat, email or on social media. Your customer follows the link to pay you. Simple. Our smart card machine for growing businesses. A standalone device with quick transaction times and unlimited 4G data. Our most powerful card machine, built for ultra-busy environments. Comes with unlimited 4G data, WiFi and a built-in printer. Our most affordable card machine. Perfect for occasional transactions. Pair it to your phone with Bluetooth and get paid.
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    RewardPay
    Rates: 0% credit card processing | 1.25% + $0.25 debit card processing | No contracts or termination fees| A+ BBB Rating. Enjoy zero-cost credit card processing with no contracts or termination fees. With RewardPay powered by Payroc, your business can add a credit card fee to the total price that customers pay for a product or service. From total compliance with all major card brands to promoting full-price transparency with customers, RewardPay is your solution. CashRewards, our premier cash discounting program enables a business to offset 100% of its processing costs and offer a discount to any customer paying with cash or check. Payroc offers processing that’s right for you. IC+ processing is a simple and standard way to accept payments, compatible with almost any product. The interchange rate is tailored to your business needs and payment environment. Count on a dependable payment acceptance program.
    Starting Price: 0% credit card processing
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    BankCard USA

    BankCard USA

    BankCard USA

    BankCard USA has been a leading provider of merchant services since 1993. We offer credit card processing products and services for new and existing businesses. Accept payments online through a payment gateway, in-store with a credit card terminal, over the phone via a virtual terminal, or on the go using a mobile credit card processing app. Whether you need a low or high-risk merchant account, omnichannel payment services for a large company, or simply a credit card machine for a small business, we work with you to find the best payment processing solution to suit your unique business needs and goals. Of the thousands of credit card processing companies, we guarantee the lowest credit card processing fees through our bank-direct program. Accept credit cards, debit cards, gift cards, electronic checks, and electronic funds transfers with a solution designed with your business in mind today. We have established payment services for over 100,000 merchants.
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    SnapScan

    SnapScan

    SnapScan

    SnapScan is more than just a smartphone app. It’s a contactless mobile payment solution that makes it easy and safe to pay and receive payments in a store, online, at home, and on the go. No need for cards, cash, or time-consuming EFTs, just simple payments in a snap! Accept payments quickly and easily, anytime, anywhere. Make quick, easy, and contactless mobile payments on the go. By combining our ingenuity with Standard Bank's impressive financial infrastructure and expertise, SnapScan has been changing the way South Africans pay and get paid, one snap at a time. SnapScan has become a household name with one of the largest networks of merchants in the country. Our numbers keep growing with more and more people choosing SnapScan as their favorite way to pay. We seek to ensure that people save time and have the best payment experience possible. Our dedicated team is always happy to assist and we are constantly evolving.
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    borderless

    borderless

    borderless

    We are an online bank payment processor bringing you local and international direct debit, a pull-payment method. Accept bank payments online and save up to 67% in processing fees. Collect and make payments as a local without the need to open foreign bank accounts. Request/Checkout Create payment links or integrate our e-commerce plugin. Get Paid! Customers pay directly from their bank with a single click. Funds are delivered directly to your bank account. Track Payments Always know where your payments are in real time. By 2021, bank transfers will be the 2nd most popular alternative payment method for e-commerce. Increase your conversion rate by 30% using borderless. Businesses increase their conversion by 30% by offering 3 top methods of payment. Credit cards on the decline by 16% - borderless. Online credit card usage has declined by 16%, and consumers’ preference for credit cards has reduced by 7%.
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    Kushki

    Kushki

    Kushki

    Our growth reflects the constant work to connect Latin America with payments hand in hand with the best talent. We process more than 60 thousand transactions per minute throughout the region. We provide advice, consulting, and support to find technological solutions according to the business model and experience you want to create. Expand your business by charging with local payment methods, centralizing everything in a single integration. We automate processes to reduce operational times and costs, creating better shopping experiences. We understand the importance of your business, so we adapt to your needs by creating world-class payment experiences. Increase your conversion by providing a simple and frictionless checkout process. We have the main means of payment in one place, credit cards, debit cards, bank transfers, and cash. We offer you a wide range of integration solutions according to your business model.
    Starting Price: $1,118.52 per month
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    PAR Pay

    PAR Pay

    PAR Technology

    PAR Payment Services is an omnichannel payment solution designed for restaurant, retail, and experience businesses. It supports EMV credit, EMV debit, and gift cards; contactless payments; and newer options like Text to Pay and QR Code payments. The platform is gateway-agnostic, meaning you can use PAR’s own gateway or plug in a processor of your choice. It integrates across channels, physical, mobile, and online, and consolidates all payment data into unified reporting and analytics for real-time business insight. PAR also offers PAR Gift, which enables both physical and digital gift cards (reloadable, branded, mobile wallet compatible) with built-in loyalty features like point earning and redemption. On the security front, PAR ensures compliance with industry standards, uses encryption, and maintains up-to-date devices to reduce fraud and risk. The system is built to integrate closely with PAR’s POS and restaurant tools, but is also compatible with other POS systems.
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    Fast Charge

    Fast Charge

    Fast Charge

    Providing recurring payments is an easy way to increase retention, grow loyalty, and improve customer satisfaction, all while streamlining your payment processing and reducing operational expenses. Our convenient, recurring billing option provide bottom-line benefits to your business. We can assure you that you will be able to integrate with the Gunbroker.com checkout within minutes of your gateway being activated. Our staff can walk you through the setup in minutes. Stop losing Gunbroker.com sales because you can’t take a credit card payment through their automated checkout system. Apply with Fast Charge today! The Fast Charge Payment Gateway makes accepting donations and charitable contributions easy. We work with many Non-Profits and PACs. Recurring billing can also be used to offer installment billing plans for products). Fast Charge offers a robust yet easy to use recurring billing system that can be configured to suit the needs of your business.
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    Teya

    Teya

    Teya

    Teya is an all-in-one payment and business-management platform tailored to small and medium businesses, especially brick-and-mortar shops, service providers, or local merchants. It provides modern card-payment solutions, from Android-based card terminals to tap-to-pay (phone-based or card-based), plus tools to handle settlements, accounting, business banking, and sales tracking. With the companion mobile/web app, merchants can turn a phone into a card machine, accept contactless payments, manage transactions, view real-time analytics, and access settlement reports and cash flow at a glance. Merchants can also open a “Teya Business Account,” which offers up to three physical debit cards (and several virtual cards), free bank transfers and direct debits, 0.5% cashback on card spend, and integrated banking services, streamlining both payment acceptance and financial management in one place.
    Starting Price: $51.97 per month
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    GolfClubSubs

    GolfClubSubs

    GolfClubSubs

    Smart Direct Debit and payment services for your Golf Club. Retain more members, streamline memberships, monthly installments, paperless Direct Debit, payment reports and more with our simple, intuitive system. We've automated the admin, saving your team time. No more chasing late payers! Collect monthly payments easily using Smart Direct Debit. Flexible, fast reporting: See at a glance charts of how much is owing and who has paid. Paperless: Members sign up from their own mobile or home PC. No fee for failures: We don't chase members or the club for failed payments. SMS & Email: Sends automatic reminders to late payers by SMS & Email (no app download required). No more bank reconciliations: The system will automatically check if the payment has been received by the club. Powerful, quick and connected: Integrates with HandicapMaster and BRS Tee Sheet booking. Cash, Card & Direct Debit: Handles all payment types. Easy category reporting: At a glance charts and graphs
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    eCard Transactions

    eCard Transactions

    eCard Transactions

    Our AI and ML technologies analyze billions of payments processed over time, enabling us to develop sophisticated algorithms that continuously adapt and improve. This proactive approach allows us to recover payments seamlessly, with recovery rates reaching up to 90%. By harnessing the power of AI and ML together, we provide our clients with unmatched recovery capabilities, boosting their cash flow and mitigating the impact of failed payments. Update expired, lost, or stolen cards before they decline by utilizing an automated process to provide real-time updates to card information all done with out disrupting your members. Reduce involuntary churn and payment failure with eCard.
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    CashFlowXpert

    CashFlowXpert

    Cogent Software

    CashFlowXpert. Accounts receivable management for quickbooks online users. CashFlowXpert – an affordable and easy to use application to help you get paid more quickly and improve your cashflow. Get Paid Faster. Sending payment reminders to your customers is a proven way to get customers to pay more quickly. CashFlowXpert automates this time-consuming process. Get paid more quickly and save time. Make better credit decisions. Seeing each customer’s payment history, the trend in the timeliness of their payments and how long it takes them to pay will help you spot trouble signs and help you decide when to take action. Better cash flow planning. Knowing when you can expect to receive collections will help you plan your cashflow. CashFlowXpert shows you expected collections based on due date and predicts when your customers will pay based on their payment history. The Dashboard gives you a quick snapshot of your accounts receivable.
    Starting Price: $25 per user, per month
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    MerchantE

    MerchantE

    MerchantE

    We satisfy the full range of in-person and online payment processing needs for your business, facilitating one-time and recurring payments for all Visa, Mastercard, American Express, and Discover payment methods including credit, debit, prepaid, and ACH. Advanced security supported by proprietary tokenization services, protecting your customers' sensitive payment data during transaction processing and when stored for future use. Accepting and processing credit card, debit card and ACH payments has never been easier, and getting you paid has never been quicker. More options for how and when you pay people. From pay-on-demand to reimbursements—you set the pace. Grow faster with new tools to maximize your cash flow. Be prepared for unexpected expenses or launch your new ventures. The software you trust and the most advanced capabilities altogether.
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    MX Merchant

    MX Merchant

    MX Merchant

    Smart merchants know an efficient back office is critical to success. MX™ Merchant handles back office functions like payments, inventory, rewards, and order management from a single, beautifully designed app! We set ourselves apart from the rest based on the powerful, customized payment tools made to set your business apart from the rest. Check out some of our most popular features. From simple payments to complete order tracking and invoicing, we offer a variety of ways to get paid. Quick Pay allows you to start accepting payments right away via cash, card and check. Need a bit more? MX™ Merchant accommodates complete orders including customers, inventory, shipping and returns with split tender payments. Is there already an open balance? MX™ Merchant provides a ‘Pay Now’ option within email that allows customers to make a convenient, secure card payment.
    Starting Price: $20.00/month/user
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    MagicPay

    MagicPay

    MagicPay Merchant Services

    Credit Card Processing & Merchant Services Simplified. Complete Payment Processing Solutions For Your Business Established in 2012, MagicPay Merchant Services has been providing merchant account services to thousands of merchants worldwide. Our credit card processing, ACH and eCheck solutions, along with our point-of-sale systems will support your business every step of the way, building successful business environment. Free EMV Terminal. Get a FREE credit card terminal, works with Dial-Up or Ethernet connection. Point-of-Sale Systems. Manage your business like a pro. Retail & restaurant POS solutions. Wireless Terminals. Take payments anywhere, with on-screen signature capture. Mobile Payments. Accept payments using your smartphone or tablet with our Bluetooth card reader. Online Payments Virtual terminal, recurring billing, electronic invoicing & E-Commerce. Multi-Currency Processing. Accept payments in 120+ currencies and settle in USD.
    Starting Price: $15 per month
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    Payment.Ninja

    Payment.Ninja

    Payment.Ninja

    Create a payment link in seconds and send it via email or a text message. Create and send an invoice in just a few clicks and get paid faster. Improve your cashflow with automatic recurring payments. Create and send invoices in just a few clicks and get paid faster. Clearly see their payment status in real-time. Improve your cashflow with automatic recurring payments. Whether it's monthly billing cycle, installment payment plan, you can count on automated payments to get paid on time. Create a payment link in seconds and send it via email or a text message. You can use it as a an online checkout for your website too. Everything at your fingertips with Payment.Ninja Business Dashboard. Sales, transactions, invoices, and customers are all in front of you, easy to grasp, and updated real-time.
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    Biller Genie

    Biller Genie

    Biller Genie

    About Biller Genie Biller Genie is an award-winning, cloud-based accounts receivable automation and e-invoicing solution that automates accounts receivable from bill presentment, follow up, collection, and reconciliation - without changing your current process. Biller Genie integrates directly with your accounting software, so there is no new software to learn and you can keep your existing payments processor. The Genie does all of the heavy lifting for you. Simply hit save and we take over from there - sending out invoices via email or paper mail, following up with reminders on your custom schedule, accepting payments online via credit card, ACH, and Apple Pay, and reconciling payments back into your accounting software. Our average subscriber sees a 40% reduction in overdue invoices, gets paid 15 days faster, and saves 10-20 hours of administrative work per week. Your account can be set up in less than 15 minutes.
    Starting Price: $49.95/mo + 0.50% per invoice collected