Alternatives to Plootus
Compare Plootus alternatives for your business or organization using the curated list below. SourceForge ranks the best alternatives to Plootus in 2026. Compare features, ratings, user reviews, pricing, and more from Plootus competitors and alternatives in order to make an informed decision for your business.
-
1
Monarch Money
Monarch Money
Monarch Money is a modern personal finance app that simplifies managing your money by connecting all your accounts into one clear dashboard. It helps users track spending, create flexible budgets, plan financial goals, and monitor net worth effortlessly. The platform allows collaboration with partners or financial advisors at no extra cost, making joint money management easy and transparent. Monarch automatically categorizes transactions and detects recurring subscriptions to help control spending. It offers customizable charts and reports to visualize financial trends and progress toward goals. Available on web, iOS, and Android, Monarch keeps your finances synced and accessible anytime, anywhere.Starting Price: $8.33 per month -
2
Stash
Stash
Stash is a personal finance app that simplifies investing, making it easy and affordable for everyday Americans to build wealth and achieve their financial goals. Fractional shares make it easy to invest what you can afford on a set schedule. We can help you bank better with no hidden banking fees and access to early payday through direct deposit. The everyday card that helps you earn stock while you shop. Take stock of your life, our three subscription plans help make it affordable and easy. Our retirement options can help you ease into a more secure future. Stay focused on their long-term goals with our children’s investment accounts. Stash was built with a simple philosophy, everyone should have access to investing. Thanks to fractional shares, anyone can invest in the stock market with $5 or less. Stash helps more than 5 million people reach their financial goals. Stash can give you everything you need to build wealth for the long-term.Starting Price: $3/month -
3
Savvly
Savvly
Savvly is an innovative retirement solution designed to provide lifelong financial security with simplicity and peace of mind. Its unique dual-account model ensures consistent income until age 80 and continued protection beyond, offering a reliable solution for those who fear outliving their savings. With a low entry cost starting under $150, Savvly makes financial security accessible for everyone, from go-getters and early adopters to those new to financial planning. Unlike traditional retirement plans that often fall short, Savvly is built to adapt to the realities of longer lifespans, offering a streamlined, “retirement in a box” experience. It empowers users to secure their financial future without complexity or high costs, making retirement planning simple, efficient, and effective. Whether you’re just starting to save or looking for a comprehensive retirement strategy, Savvly offers a stress-free, reliable path to lifelong financial security. -
4
Banktivity
Banktivity
Banktivity gives you the power to finally take complete control of your finances. Immediate, long-term and everything in between! With our easy set-up, you’ll soon have the most complete and accurate picture of your finances. You’ll always know what’s coming in and what’s going out. Banktivity removes all the guesswork and keeps you on track to achieving your goals. Banktivity incorporates time-tested budgeting principles and methods to help you reach your financial goals. Take on life’s major financial milestones – plan for retirement, save for education, pay down credit card debt and more.Starting Price: $5 per month -
5
OptiVault
OptiVault
OptiVault is an AI-powered personal financial advisor app for iOS that helps users automate financial planning, optimize spending, and grow their net worth by securely syncing bank accounts, credit cards, and crypto wallets via Plaid with bank-grade 256-bit encryption and read-only access; once connected, the AI performs an instant comprehensive financial health analysis, detects wasted subscriptions and abnormal spending patterns, categorizes transactions automatically, and adjusts daily budgets without manual entry, while providing smart budgeting, net worth tracking with projection charts, automated savings transfers, and retirement planning tools. The AI scans for “vampire costs,” highlights saving opportunities, and creates a personalized roadmap toward financial goals such as emergency funds or a house, complemented by expert AI support with instant responses to questions about crypto, taxes, or budgeting.Starting Price: Free -
6
Planswell
Planswell
Planswell provides a free, web-based financial planning engine that delivers personalized retirement, debt, investment, and insurance strategies in about three minutes. By inputting current savings, contribution levels, desired retirement age, and risk tolerance, its engine forecasts total nest‐egg growth, designs an optimized lifelong drawdown plan, and allocates funds across account types to minimize taxes and maximize savings. It aggregates existing debts, recommends consolidation at the lowest available interest rates to improve cash flow, and calculates insurance needs to protect income in the event of death or critical illness. It offers interactive dashboards, scenario‑driven calculators (including budgeting, child affordability, and insurance/investment needs), and detailed, exportable reports, all accessible through a secure online interface. Users can opt for a free review with a local financial advisor without sharing highly sensitive information. -
7
Quicken
Quicken
Keep your finances organized with Quicken and make this tax season the easiest one yet. Get your complete financial picture at a glance. With Quicken, you can view your banking, investment, retirement, and credit card accounts - all in one place.* Stay on top of your spending by tracking what’s left after the bills are paid. Make more informed money decisions by creating custom budgets you’ll stick to. See what’s coming in and what’s going out. Check what your balances will be after paying bills. And get alerts so you never miss a due date.* Review your portfolio, monitor performance, and see market comparisons to have more confidence in your buy/sell decisions.* Over 17 million members have trusted Quicken to plan and grow their finances for over three decades.Starting Price: $29.99 per year -
8
Maybe
Maybe
All the interactive tools and calculators you need to visualize and navigate your financial journey. See how much your 401k balance and payout amount in retirement will work for you. See how long your savings will last by accounting for your monthly expenses and savings growth rate. Calculate the return on your investments and evaluate the gain or loss. See how to easily plan your loans and understand your repayment schedule. Understand how inflation is impacting an asset’s future price and your future buying power. See how your investments grow over time by earning interest on interest and letting your money work for you. Jargon-free, in-depth articles on everything you need to know about personal finance and wealth management. The goal is to let you run the app yourself, for free, and use it to manage your own finances and eventually offer a hosted version of the app for a small monthly fee. Join the waitlist to get notified when a hosted version of the app is available.Starting Price: Free -
9
Autonomous
Autonomous
Autonomous is an AI-driven financial advisory and wealth strategy platform built to help users connect all their financial accounts and assets, understand their full financial picture, and receive continuous, personalized investment and planning guidance with zero traditional advisory fees; it integrates data across brokerage accounts, tax-advantaged accounts, liabilities, cash flows, and complex holdings so the AI can recommend tailored strategies rather than one-size-fits-all portfolios. It uses advanced simulations and institutional investing principles to answer questions about trade-offs (e.g., 401(k) contributions vs paying down a mortgage), generate individualized direct indexing portfolios that adapt to evolving goals and risk, and continuously monitor for opportunities like tax-loss harvesting and rebalancing that help optimize long-term outcomes. -
10
Nauma
Smartine Inc.
Nauma is a financial planning platform built for tech professionals and their families—helping them navigate equity compensation, concentrated stock positions, high taxes, and complex portfolios spread across multiple accounts. Unlike traditional advisors who charge high fees based on Assets Under Management (AUM), Nauma delivers fiduciary-quality guidance through technology, at a fraction of the cost. The name itself, “Nauma” (“No AUM”), reflects the company’s mission to eliminate biased, asset-preserving models and empower people to plan on their own terms. With Nauma, users can model major life decisions—such as taking a sabbatical, buying a home, or retiring early—understand the tax implications of RSUs and capital gains, and see their entire financial picture in one place. Alongside advanced planning tools, Nauma offers live Q&A sessions and a supportive community of peers facing similar challenges.Starting Price: $200/year -
11
Alwy
Alwy
Alwy is a mobile‑first, GDPR‑compliant personal finance platform designed to help individuals effortlessly track income, expenses, debts, and investments by connecting all bank accounts and credit cards. It automatically categorizes transactions up to ten times daily, builds and updates real‑time budgets, offers personalized saving tips (like canceling subscriptions or lowering fixed costs), and displays debt overviews with comparisons for better loan terms. Users receive financial‑health insights and recommendations to build emergency funds, diversify portfolios, or improve interest rates. Alwy also offers a B2B version that enables financial advisors, insurers, and mutual fund companies to provide clients with a unified CRM, trading and custody services, digital onboarding, automated compliance alerts, and integrated portfolio management.Starting Price: Free -
12
Betterment
Betterment
Betterment is a trusted digital investment platform designed to make building wealth and saving for retirement simple. It offers globally diversified portfolios managed with automated trading, rebalancing, and tax-loss harvesting technology, helping investors maximize returns while minimizing stress. Beyond investing, Betterment provides high-yield cash accounts with APYs significantly above the national average, plus FDIC insurance up to $2 million for peace of mind. For retirement, Betterment supports Traditional, Roth, and SEP IRAs, each offering distinct tax advantages to fit different financial situations. The platform also makes it easy to roll over old 401(k) plans into low-cost IRA accounts, helping clients reduce fees and consolidate assets. With Betterment’s personalized planning tools and expert guidance, individuals gain clarity and confidence in achieving long-term financial goals. -
13
WealthTrace
WealthTrace
Take the guesswork out of planning for retirement. WealthTrace gives the most accurate financial projections and allows you to monitor your investment holdings, performance, transactions, and fees. Don't leave your retirement up to chance. With WealthTrace, you can take control of your retirement and find out if you have the funds to retire comfortably, and what you can do to change your financial situation. Link all of your investment accounts so you can track and monitor your balances and holdings. Your accounts will update every day, allowing you to track performance, transactions, fund fees, investment balances, and more. Your data is safe and secure using the latest security measures. Watch financial projections change in real-time as you change your assumptions. Get instant feedback on changing savings rates, retirement dates, expenses, withdrawal orders, and many other assumptions. Easily find out your optimal withdrawal rate and how much you need to save for retirement.Starting Price: $229 per year -
14
Acorns
Acorns
Take control with all-in-one investment, retirement, checking and more. Invest spare change automatically, set aside money from each paycheck, earn more, and get money tips on the go. Access smart portfolios designed by experts, that adjust automatically as you and your money grow. Backed by leading investors and innovators, from Blackrock to CNBC, and chosen by more than 8 million people. We use bank-level security, 256-bit encryption, and allow two-factor authentication for added security. Get the only heavy metal debit card that saves and invests for you, with Real-Time Round-Ups, Smart Deposit, no hidden fees, and over 55,000 fee-free ATMs. From 350+ brands that invest in you, to millions of jobs searchable right from your Acorns app, and more. Earn more, so you can save and invest more. Original money tips and tricks developed for you by Acorns and CNBC. The more you know, the more you can grow.Starting Price: $1 per month -
15
GlidePath Money
QuickTech LLC
GlidePath Money is a local-first desktop app for planning personal and small-business finances: net worth, cash flow, retirement Monte Carlo projections, Social Security scenarios, Roth-conversion and tax-bracket planning, ACA subsidy estimates, and debt payoff, plus a full small-business side (Schedule C, invoices and estimates, depreciation, mileage, and an accountant export pack). The defining choice is no bank aggregator: you import your own CSV or PDF statements, no cloud account is needed, and by default nothing leaves your machine - only opt-in features (encrypted phone sync, ticker-symbol price look-ups, the Glide explainer) ever send anything, and even then your balances stay on your device. Every figure shows its assumptions and the math behind it. It's a desktop license: the version you buy is yours to keep with no required subscription; an optional yearly plan covers updates and new tax rules. Windows, macOS, and Linux.Starting Price: $129 (one-time) -
16
VisualMvo
Efficient Solutions
Efficient Solutions (Effisols.com) offers portfolio optimization software for investment professionals and sophisticated personal investors. Their tools include VisualMvo and MvoPlus for single- and multi-period mean variance optimization, and MCRetire, a Monte Carlo retirement simulator. These applications help users design optimal investment portfolios and assess long-term financial planning strategies, all supported on Windows systems. -
17
Franklin AI
Franklin AI
Franklin AI is personal finance software with a built-in AI financial advisor. Instead of manually analyzing dashboards and spreadsheets, ask questions about your money and get clear, personalized answers. Connect bank, credit card, and investment accounts from 12,000+ financial institutions. Franklin automatically analyzes your income, expenses, subscriptions, and financial habits to provide actionable insights. Ask things like: "What am I overspending on?" "How much do I spend on subscriptions?" "Am I on track with my budget?" Features include AI-driven budget tracking, expense analysis, subscription detection, savings opportunities, net worth tracking, spending trend analysis, and couples collaboration. Partners can manage finances together in one place. Franklin provides beautiful Sankey diagram visualizations that show exactly where your money flows. No spreadsheets, no manual categorization, just answers. Try Franklin free for 30 days. No credit card is required.Starting Price: $10/month/user -
18
EMOH Pay
EMOH Pay
EMOH Pay is an intelligent expense tracking and budgeting app designed to simplify money management for small businesses and entrepreneurs. It helps you monitor expenses, set budgets, and achieve financial goals with ease. With features like real-time tracking, detailed reports, and secure bank integration, EMOH Pay gives you complete control over your business finances. Whether managing daily operations or planning long-term growth, EMOH Pay makes financial organization effortless, transparent, and stress-free — empowering modern business owners to make smarter, data-driven decisions with confidence. -
19
Waleeto
Waleeto
Building wealth starts with mastering your budget. Without clear tracking, expenses slip through the cracks, and financial goals stay out of reach. Waleeto helps you take full control of your money by tracking every expense, optimizing your budget, and guiding you towards long-term financial growth—no matter how many currencies you deal with. Track, Save, and Grow Your Wealth: - Smart Expense Tracking: Automatically categorize transactions, visualize spending patterns, and cut unnecessary costs effortlessly. - AI-Powered Budgeting: Set personalized budgets and receive smart insights to stay on track. - Long-Term Financial Planning: Get clear reports on income, expenses, and savings to make informed money decisions. - Multi-Currency Support: Manage global finances with real-time exchange rate updates and seamless international tracking. Wealth isn’t built overnight—it’s built with financial clarity. Start mastering your money with Waleeto today!Starting Price: $0 -
20
NerdWallet
NerdWallet
Instantly see your totals for all your different account types and dig in to check the balances of any account you want. Track your short-term and long-term changes by account type to see your progress in cash, investments, property value and more. Get a complete view of your income, bills and transactions in one place. NerdWallet helps you know how much you have — and exactly how you’re spending it. Discover the insights you need to make the most of your money. Start with the big picture and see all your financial accounts on one screen. Or zoom in on the details of your cash flow, expenses, credit score and net worth. Plus, get Nerd-approved tips to build it all. Learn ways to keep building – whether it’s increasing your credit utilization or paying your bills earlier, and more. Discover ways to optimize your spending and see when something’s off.Starting Price: Free -
21
Koppr
Koppr Fintech Solutions
Learn. Plan. Act. Track. Become financially well. Discover the power of building your financial health. Koppr enables you to lead a financially healthy life. We believe that everyone should have access to tools to take control of their finances and the freedom that comes along with it. Financial freedom is just not for the riches, it’s for everyone. Our mission is to provide you the right tools and financial products & take care of your financial well-being. Learn Workshops, byte-sized online courses to make learning fun. Investment insights to improve financial decision making. Plan. Goals-based planning for all life goals, like home purchase, education, retirement or debt reduction. Act. Invest in the right instruments to achieve your long-term financial goals. Take micro steps towards a secure financial future. Track. Goal tracking, spending analysis and budgeting tools for tracking each and every monthly expense. -
22
Refresh.me
Refresh.me
Track your account balances, transactions, investments, and credit. Manage your privacy and protect your identity for complete peace of mind. Refresh.me integrates with over 12,000 banks and institutions, making it easy for you to see a clear view of your entire financial landscape. See a breakdown of all your transactions in once place. We'll notify you if you're spending more than usual, so you can stay on track with your financial goals. Connect your investment accounts to know how your portfolio is performing, all consolidated into one view for the full picture. Track your historical performance and allocation. By bringing your account balances, transactions, investments, and credit together in one place, Refresh.me gives you insights you simply won't get anywhere else. Managing your financial health means staying on top of your credit score, protecting your identity, and managing your online privacy.Starting Price: $12 per month -
23
PopaDex
PopaDex
PopaDex is an intuitive, software-as-a-service (SaaS) platform designed to empower users with comprehensive tools to manage, track, and enhance their financial health. Developed to simplify financial complexities, PopaDex consolidates your entire financial portfolio—from banks, investments, and real estate, to personal assets—into a single, accessible dashboard. This platform aids in visualizing net worth in real-time and planning financial strategies efficiently, making it an invaluable tool for personal finance enthusiasts.Starting Price: $5 -
24
Keystone by Smart
Smart
Through Keystone by Smart, we offer a platform for governments (national or regional), banks, pension providers, asset managers, trade associations, and affinity groups. These are enterprise solutions, which can be completely customized for your business and your marketplace. Keystone by Smart is the first global, cloud-native, workplace retirement savings platform. We are now ‘live’ on four continents, helping over a million savers plan for retirement, and spend in retirement, in partnership with some of the best-known financial institutions in the world. A single global retirement technology platform that allows financial services organizations and governments to deliver for the needs of their customers and their citizens and can be adapted to changes in legislation today or in five years’ time. It enables everything from apps and web-based tools for employers and employees to full data migrations, allowing our partners to move or consolidate hundreds of thousands of accounts. -
25
Finmatex
Softarex Technologies
Pay off debts, stop living paycheck to paycheck, and reach your financial freedom with your personal financial assistant. Forget about spreadsheets! With Finmatex, you can manage your cash, bank, and investment accounts all in one place. They’re always at your fingertips! You’ll be able to track every dollar by automatically getting categorized transactions from your linked accounts or creating your own transactions for cash spending. Need more info? No problem! You can split transactions, rename or change their categories, write notes, and even add photos. Creating and following a budget is the first step to financial freedom. You don't need to do a deep analysis of your finances by yourself, though! Finmatex can analyze your income and expenses over the past 12 months and create an effective budget for you.Starting Price: $7.99 per month -
26
Gains App
Gains Money App Ltd
The AI-powered budgeting app that helps you save money on your weekly shopping. Connect your bank accounts using open banking and set budgeting and savings goals, chat to Gains your AI-powered financial assistant to learn more about your spending habits, and get cashback on everything you buy at partner retailers. Save 30 mins a week chatting with your money Chat with your new financial best mate and get instant answers about where your money goes, and how to make it go further. No more boring spreadsheets. Smart budgeting tools to plan your spending With smart categorisation and goal tracking Gains helps you feel confident about your finances – improved financial confidence is linked to increased net worth. Earn on average 7%* cashback on your everyday spending Get cashback on groceries, clothing, household essentials, travel and more – with offers personalised to where you shop. Using industry standard Open Banking technology so you can earn rewards with confidenceStarting Price: $0 -
27
Balance Pro
Balance Pro
Take charge with Balance Pro's powerful features. Connect banks for automatic syncing or use the digital register for manual control. Track spending across multiple accounts - checking, savings, credit cards, and investments. Set custom budgets and goals with intuitive progress tracking. Never miss bills with comprehensive payment reminders. Scan receipts with your camera for instant transaction attachment. Gain insights through detailed spending reports and cash flow analysis. Create custom categories to organize your way. Switch between currencies for global money management. Export data to CSV for spreadsheet analysis. Get help from Fin, your AI financial assistant. Find transactions instantly with powerful search. Enjoy bank-level security while accessing your finances on any device - iOS, Android, and web. Start free and upgrade for premium features. Balance Pro: where clarity meets simplicity in your financial journey.Starting Price: $3.99 per month -
28
TRAK
RetireReady
The Retirement Analysis Kit (TRAK) is innovative retirement software with a proven track record of helping advisors engage and motivate people towards retirement readiness. Answer the important questions your clients have about retirement. Engage participants with a personalized education that motivates participants to take action. Provide comprehensive one-on-one retirement planning. Calculate pension benefits, survivor options, and pension maximization. Illustrate 403(b) and 457 plan savings strategies as part of a holistic retirement plan. All-inclusive federal benefits calculations including FERS, CSRS, CSRS offset. Also includes TSP, FEGLI integration, and Federal long-term care. TRAK helps you work in your clients’ best interests by providing understandable and transparent answers and analyses for common retirement strategies. TRAK software helps advisors motivate their clients and engage their participants with solutions that simplify retirement planning. -
29
Fidelity
Fidelity Investments
From complex wealth management to your retirement needs, we can help you with financial planning. With no account fees, $0 commission trades, and no minimums to open an account, we can help your money go further. Get easy-to-use tools and the latest professional insights from our team of specialists. Knowing where you stand is crucial. Use this tool to see how prepared you are for retirement, and what steps you may need to work on. Get professional investment management with our low-cost robo advisor solutions, from digital-only investing to a hybrid robo service with access to advisors when needed. Collaborate with a dedicated advisor who will work with you and for you, providing clear recommendations designed to help you grow and protect your wealth. Get a weekly email of our pros' current thinking about financial markets, investing strategies, and personal finance. -
30
IRA Financial Trust
IRA Financial Trust
With a self-directed solution, you can invest in almost anything and the income generated from those investments is tax free. At IRA Financial, our in-house tax and ERISA professionals will guide you through establishing a self-directed retirement account and ensure it always remains compliant. IRA Financial is simplifying how you invest your retirement funds in alternative assets. Open an account on our app and start investing for a simple, flat fee. A supplemental forms section has been built into the app so that clients may electronically sign forms to execute common account transactions, all without ever having to deal with physically signing or handling a paper form. We will be expanding this section with further releases of the app. IRA Financial is simplifying how you invest your retirement funds in alternative assets. Open an account on our app and start investing for a simple, flat fee. -
31
Ubiquity Retirement + Savings
Ubiquity Retirement + Savings
A 401(k) is a savings vehicle established by a business or self-employed person to help employees and business owners save for retirement as well as take advantage of the tax benefits provided to both the business owner and employees. The flexible features of a 401(k) can accommodate the needs of a broad range of retirement planning objectives. Each individual gets to choose how much of their pay will be deposited into their 401(k) account each pay period – before taxes are deducted and how those dollars will be invested. Many businesses choose to match a portion of the employees’ contributions, helping retirement savings grow even faster. In addition to providing financial security in retirement, saving in a 401(k) provides tax advantages for both the business owner and the employees, including tax deductions, tax-deferred earnings, and tax credits. For example, when an employee saves in a 401(k), their contribution is deducted from their paycheck before income taxes are withheld. -
32
PortfolioPilot
PortfolioPilot
PortfolioPilot is an AI-powered financial advisor designed for self-directed investors seeking comprehensive, unbiased, and cost-effective financial guidance. It offers features such as portfolio tracking, investment advice, tax optimization, estate planning, and scenario modeling. Users can aggregate their net worth across various assets, including brokerage accounts, retirement funds, cryptocurrencies, real estate, and more, providing a holistic view of their financial health. PortfolioPilot's proprietary Recommendation Engine delivers personalized investment advice by analyzing tens of thousands of data streams and economic models, aiming to improve returns, decrease risk, and diversify investments. PortfolioPilot also provides continuous tax optimization strategies, such as tax-loss harvesting, to enhance after-tax returns. Its scenario modeling tools allow users to simulate potential financial outcomes based on different investment strategies and market conditions.Starting Price: $20 per month -
33
ProjectionLab
ProjectionLab
ProjectionLab captures the important details in life that other planners miss. You’ll find it easy and intuitive to build simple but rich financial plans that truly represent you, your loved ones, and the paths you choose. Simulate your financial future and chart a course toward your best life. Build a living model of your whole life's finances and discover the spectrum of possible outcomes. Identify trade-offs, backtest against historical data, and experiment with different investment strategies, account types, contribution orders, drawdown options, and portfolio blends over time. ProjectionLab has no link to your real financial accounts and the data you enter stays in your browser unless you choose otherwise. If you upgrade to Premium, you can choose between several data persistence options. Journal and visualize your actual progress over time and compare it against your initial projections.Starting Price: $9 per month -
34
Albert
Albert
Albert is an all-in-one financial app designed to simplify personal finance management by integrating budgeting, saving, spending, and investing features into a single platform. The app automatically creates custom budgets, tracks spending, monitors bills, and identifies savings opportunities. Albert offers banking services, including cash back on spending, early paycheck access, and fee-free ATMs, through its partnership with Sutton Bank, Member FDIC. The app also provides automated saving tools, personalized investment options in stocks and ETFs, and 24/7 identity protection with features like dark web monitoring and credit report alerts. Additionally, users have access to a team of finance experts for personalized advice, making Albert a comprehensive solution for managing finances efficiently. -
35
Range
Range
Range is an all-in-one wealth management platform designed to provide modern financial advice across investments, taxes, retirement, cash flow, and real estate. Tailored for high-income earners such as executives, entrepreneurs, doctors, and tech professionals, Range offers a comprehensive suite of services to help users balance portfolios, optimize tax strategies, plan for retirement, and monitor financial progress. The platform features professional-grade projections, generating thousands of advanced scenarios that account for market changes and individual data points, uncovering new opportunities and potential upsides. Range operates on a transparent, flat-fee pricing model with 0% Assets Under Management (AUM) fees, ensuring clients retain more of their wealth over time. Users can aggregate all financial accounts into a single, organized dashboard that updates automatically, eliminating the need for scattered accounts and siloed data.Starting Price: $1,475 per year -
36
Maxint
Maxint
Maxint is an all-in-one personal finance platform designed to serve as your digital financial analyst. It aggregates data from over 5,000 banks covering income, expenses, assets, and liabilities to track net worth in real time and automatically categorize transactions by merchant, location, tag, or custom category. The app features intuitive budgeting tools, enabling you to set financial goals while receiving personalized deposit account and credit-card recommendations. With multi-factor authentication and end-to-end encryption, it’s built across platforms for a consistent experience. Hardware-accelerated UI and responsive design ensure smooth performance whether on mobile or desktop, and AI-powered insights detect spending patterns, alert for bills, and flag purchasing-power loss from dormant cash. In essence, Maxint gives you one central view of your financial life, intuitive automation, and actionable recommendations.Starting Price: Free -
37
Freo
Freo
Freo is an all-in-one financial app designed to empower users to manage their finances seamlessly. With Freo UPI, users can scan and pay effortlessly, enjoying fast and reliable 24/7 instant transfers, including the option to pay using credit on UPI with RuPay, ensuring safe and secured transactions. The platform offers insurance plans exclusive to Freo users, covering real-life situations such as dengue, malaria, hospitalization, accidents, and digital fraud, with affordable plans starting at just ₹129 and simplified claims processes. For investment options, Freo provides fixed deposits with returns up to 9.1% and the flexibility of no lock-in period, allowing users to start with as little as ₹1,000, in partnership with trusted banks. Additionally, users can invest in 24k digital gold instantly, with the security of physical gold stored in bank-grade vaults, and the option to start with just ₹10.Starting Price: $1.50 per month -
38
IRALOGIX
IRALOGIX
IRALOGIX is a cloud-native, fully digital, white-labeled IRA (Individual Retirement Account) management platform designed to help financial institutions, wealth managers, advisors, and workplace retirement partners modernize, automate, and scale their retirement-related services. It streamlines complex IRA administration by automating tasks like account setup, trading, ongoing maintenance, compliance, and data handling, reducing manual work and operational risk while enabling consistent governance and oversight at scale. It provides institutional-quality investment access for all IRA types regardless of account size, integrates with professional money-management tools such as Morningstar Retirement Manager for personalized portfolio services, and supports features like voluntary and auto rollovers to retain assets and enhance investor engagement. -
39
Kudos
Kudos Technologies
Kudos is a free AI-powered tool that helps you maximize credit card rewards, uncover hidden savings, and eliminate wasteful spending—automatically. It acts as your personal financial companion, analyzing your spending to ensure you always use the best card for every purchase, track and redeem unused card perks, and avoid unnecessary fees. With the new Kudos Insights feature, it flags missed rewards, suggests when to downgrade cards, compares auto insurance rates, and finds overlooked savings—no manual effort required. Kudos connects securely via Plaid, uses zero-knowledge encryption to protect your data, and even helps you earn more shopping rewards through its browser extension. Everything works quietly in the background so you can save smarter, effortlessly.Starting Price: Free -
40
Emma
Emma
Leverage the power of Open Banking to track all your accounts in one place and budget in the 21st century. Emma analyses your transactions to give you the full list of recurring payments across your accounts. Emma automatically tracks and categorises your expenses across accounts. Get advanced insights into your spending behaviour. Investing is one of the best ways to grow your savings over the long term. Explore accessible investing with beautifully built investment tools. Move money across multiple banks, split a purchase or topup your investment account in seconds. Your friends forgot to pay their share of rent? Remind them in one tap.Starting Price: Free -
41
Neontra
TXIO
Neontra is a made-in-Canada online solution for managing your money. It is similar to YNAB and Mint, but our goal is to become a trusted, next-generation Personal Finance Assistant (PFA) that can guide you toward a brighter, more secure financial future. How we are different: Neontra is forward looking — we predict your behaviour based on historical data, resulting in better goal-based planning and accurate forecasts of your financial future Gain Personalized Insights into your financial life, including our Health Check: a report card on your finances Expense Explorer — a deep-dive into your spending that helps you identify new ways to save Use Neontra How You Want — connect your accounts for automatic updates, or if you prefer a more anonymous experience, import your data from files or by hand. Security and Privacy — we are SOC2 certified, the AICPA’s most stringent criteria for security, confidentiality and privacy. Your data is safe with us. -
42
Bright Money
Bright Money
Bright Money is a financial app designed to help users reduce debt and build credit history. By connecting your checking account and credit cards, Bright analyzes your income, spending habits, and debts to create a personalized plan. Utilizing its proprietary MoneyScience system, which comprises 34 algorithms, Bright makes automatic, optimized payments toward your credit cards, ensuring timely payments and minimizing interest charges. This approach not only helps in paying off debt faster but also contributes to improving your credit score by maintaining a positive payment history and lowering credit utilization. Additionally, Bright offers the Bright Builder feature, which sets up a small line of credit used to pay off your credit cards. Bright manages the repayment of this line of credit automatically, building a fresh, positive payment history and improving your credit utilization ratio, both of which can boost your credit score.Starting Price: Free -
43
TaxTank
TaxTank
TaxTank is a comprehensive Australian tax and personal finance software that helps individuals, investors, and sole traders easily manage their financial activities and optimize tax filings. It provides live bank feeds, allowing users to track income, expenses, properties, investments, and budgeting in one centralized platform. The software includes features for managing property portfolios, crypto and share trading, and work-related expenses, with automated tax calculations to ensure all possible deductions are claimed. TaxTank also enables users to store documents securely, track business activities for sole traders, and generate real-time tax reports. It allows seamless collaboration by inviting accountants, financial advisors, and property groups for joint decision-making. Designed for Australian tax laws, it simplifies tax preparation, offers full transparency across financial portfolios, and minimizes the stress associated with managing personal finances and tax compliance.Starting Price: $6 per month -
44
Moneydance
Moneydance
Moneydance is easy to use personal finance software that is loaded with all the features you need: online banking and bill payment, account management, budgeting and investment tracking. Moneydance handles multiple currencies and virtually any financial task with ease. Moneydance can automatically download transactions and send payments online from hundreds of financial institutions. It learns how to automatically categorize and clean up downloaded transactions. This is an overview of your finances. The information shown includes account balances, upcoming and overdue transactions and reminders, and exchange rate information. Clicking on an account or choosing an account from the drop-down account list will take you to the register for that account, where you can enter transactions or reconcile the account against a statement. Clicking on a transaction reminder will display a window where you can automatically record the transaction.Starting Price: $53 one-time payment -
45
CalendarBudget
CalendarBudget
Financial planners recommend organizing and planning your money on a monthly calendar budget. CalendarBudget is a personal finance app designed to be easy to use and to allow you to both TRACK and PLAN your money management in the past and future. It’s easy to use, user-friendly money planner with no complicated system that takes weeks to get used to - just walk up and use our budget saver app. - Never miss a bill again with calendared reminders - Know when your income, expenses, and regular spending happen - See your account balance on any day in the future - Plan ahead for upcoming major expenses - Plan to save for your future! - Mobile and browser versions stay perfectly in sync Budgeting Software: The world needs this budget planner money manager expenses calendar app- you need it too Consumer debt is at an all-time high. Managing personal finances is challenging because easy credit, impulse buying, and poor financial planning are all too common.Starting Price: $7.99 per month -
46
Tangerine
Tangerine
With tools like automatic contributions, you never have to worry about finding the right time to invest. You may have heard we have low fees across our entire platform and our Investments are no exception. We’ve been helping Canadians save and invest online for over 10 years, so you can feel confident that you’re on track towards your long-term financial goals. Earn tax-free interest on top of the same great advantages of a Tangerine savings account. Enjoy all the guaranteed benefits of our GIC combined with the great features of our Retirement Income Fund. Earn money-back rewards on all of your everyday purchases with a Tangerine credit card. Personalized categories, unlimited money-back monthly and no annual fee. Although Tangerine is a bank without branches, we are much more than a website on the Internet. Our presence is also established via mobile, at our Tangerine locations and through our contact centres. -
47
Maxim Money
Wildfire Software Ltd
Maxim Money is the ultimate personal finance solution — beautifully designed, incredibly powerful, and built to make managing your finances effortless. Whether you’re tracking spending, planning investments, or simply trying to understand where your money goes, Maxim Money puts everything you need at your fingertips. Maxim Money isn’t just another finance app — it’s your complete financial command center. Spend less time clicking and more time living, knowing that every detail of your financial world is under control. Take charge today — download Maxim Money and experience the difference.Starting Price: £20 -
48
From easy plan management and unbiased investment choices to fiduciary services, simple plan setup and time-saving efficiencies, you can leverage benefits that make a difference with our retirement plan solutions. ADP is helping participants get retirement ready by putting meaningful tools in your employees hands so they can plan for retirement at their convenience. With a mobile enrollment experience that allows participants to enroll anytime, anywhere and features like the MyADP Retirement Snapshot calculator that allows participants to obtain an estimate of their retirement savings through a series of personalized questions, and targeted messaging that pushes important information to participants, we are always designing for you and your employees. Making the best possible investment choices for your plan is critical to its success.
-
49
MoneyLine
NCH Software
MoneyLine is a personal finance software that allows you to track your money, bank accounts and spending in one easy location. Control your finances by tracking your spending, bank account balances and categorizing purchase and income transactions. Digitally balance your checkbook on all personal accounts including savings and checking accounts. Track additional accounts including credit cards.Starting Price: $59.95/one-time -
50
PocketGuard
PocketGuard
The main idea behind PocketGuard is to help customers spend less than they earn. That’s why we have made the IN MY POCKET feature. We crunch the numbers to show how much spendable money you have after setting aside enough for bills, goals and necessities. Organize your bills and other spending into sections. Customize your budget the way you want by creating as many sections as you need. Analyze what merchant you spend the most and cut off that expense out of your budget. You can't even imagine how much you spend on morning coffee every day! Link your banks, credit cards, loans & investment in one place, to keep track of your account balances, net worth and more. We won't ask you to enter bank credentials just to use the app. Feel free to discover PocketGuard by tracking transactions manually. You can connect bank accounts anytime later.Starting Price: Free
