Pension OS

Multiplier is a global employment platform that enables companies to hire, pay, and manage full-time employees and contractors across 150+ countries — through a single platform, without setting up a local legal entity. Multiplier operates as an Employer of Record (EOR). When a company hires through Multiplier, Multiplier becomes the legal employer in the target country, handling employment contracts, payroll processing, tax withholding, statutory benefits, and compliance with local labour law. The client company retains full management of the employee’s work and responsibilities. How it works The client identifies a candidate in a country where they have no legal entity. Multiplier drafts an employment contract compliant with local law, processes monthly payroll in local currency, withholds and files all required taxes and social contributions, and administers benefits — including statutory entitlements and supplemental health and pension packages. The client pays a flat month

Equiniti Retirement Solutions offers comprehensive software and platform solutions designed to transform pension administration through innovation and digitization. With over 187 years of experience in the retail and workplace wealth, life, and pension markets, EQ provides technology that is fit for the future, aiming to reduce ongoing costs, drive efficiency through process automation, and minimize regulatory risk. Their proprietary administration platform, Compendia, ensures a seamless user experience, offering features such as automated benefit calculations, document management, and member self-service portals. For Local Government Pension Schemes (LGPS), EQ's Compendia LGPS is specifically tailored to meet the unique needs of public sector pension administration, providing workflow automation, online member services, and real-time management information. Additionally, EQ offers robust data solutions to reduce risks associated with poor pension scheme data.