Alternatives to Payslice
Compare Payslice alternatives for your business or organization using the curated list below. SourceForge ranks the best alternatives to Payslice in 2026. Compare features, ratings, user reviews, pricing, and more from Payslice competitors and alternatives in order to make an informed decision for your business.
-
1
Chime Workplace
Chime
Chime Workplace is an all-in-one financial wellness platform that helps employees manage money, reduce stress, and build long-term stability. Offered at no cost to employers or employees, it includes: -No-fee earned wage access -No-fee checking accounts and overdraft protection² -Automated savings with high-yield interest -Credit-building tools -For an add-on, employee rewards & loyalty program benefits With seamless payroll integration, real-time insights, and secure infrastructure, Chime Workplace supports employee well-being while improving retention, engagement, and productivity. -
2
Native Teams
Native Teams
Native Teams is a global platform that enables businesses to hire, onboard, pay, and manage international teams in 85+ countries without the need for local entities. Trusted by 3,000+ businesses worldwide, Native Teams handles global hiring bureaucracy, allowing companies to scale globally with confidence. Our key services include: • Employer of Record (EOR): We act as the legal employer to handle contracts, payroll, taxes, and benefits in compliance with local laws • Gig Pay: A solution designed for businesses that want to pay gig workers quickly, securely and across borders • Entity Management: We support legal entity setup and ongoing compliance for businesses establishing operations abroad • Contractor Pay: Multi-currency payments and tax-compliant contractor management simplified on one platform • Contractor of Record: We manage contractor contracts and legal obligations to minimise risk • Relocation services: Assistance with work permits and visas; available with EOR plan -
3
Clair
Clair
Clair is a workplace-connected banking app that offers free earned wage advances for America’s workforce to offer great financial flexibility and make the money they earn do more for them. Clair works seamlessly with existing payroll systems to offer a full suite of financial wellness tools, including a 2% APY Savings Account†, free withdrawals at 40,000 in-network ATMs*, and a Clair Debit Mastercard®. Clair is free to offer and could help; - Boost retention and engagement with no additional admin lift. - Attract more talent when listed as a part of your benefits package. - Increase Clair users’ savings & reduce reliance on high-interest loans. - Promote financial wellness benefits that are free to offer and don’t impact payroll. Clair is used by over 10,000 businesses across the country. By partnering with Clair, you're not just gaining an earned wage access app, you're gaining a strategic ally committed to the growth and financial well-being of your organization.Starting Price: $0 -
4
Immediate
Immediate
Employers can help improve the financial wellness and eliminate cycles of debt for workers by allowing access to hard-earned pay every single day. This earned wage access is essential for getting workers out of crippling cycles of payday loans and credit card debt. Immediate verifies hours worked and allows your employees to access their pay early, all with no additional cost to the employer. Worker completes workday and clocks out using the normal process. HR software is updated with hours worked, including clock-in and clock-out. Immediate is notified of hours worked and makes earnings available for transfer. Immediate sends money via user’s preferred account, bank account or loadable debit card. On the next payday, repayment of accessed earnings are routed using payroll software. Immediate is repaid directly through the payroll process. Reduce turnover while building loyalty and higher motivation amongst your employees. -
5
Access PayWise+
The Access Group
PayWise+ is an AI-powered employee financial wellbeing platform that lets workers instantly access a portion of the wages they’ve already earned before payday with no loans or interest, while also providing smart financial tools to help them manage, save, and grow their money with confidence. It combines instant earned wage access, real-time earnings tracking, savings pots that help build financial resilience, AI-driven personal financial insights and budgeting guidance, and optional retailer discounts to stretch everyday spending. Employees can see accrued pay in real time, withdraw funds directly to their bank account, and use goal-focused savings features, all in one intuitive mobile experience that embeds tools like an AI financial coach to guide healthier financial habits. For employers, PayWise+ integrates with existing payroll and workforce systems with minimal complexity, automatically handles reconciliation, and supports reporting that improves operational visibility. -
6
Rain
Rain
It's easy to set up and it doesn't cost your business anything extra. Don't live in the past, use Rain - the now way to pay! Fees for payday loans, credit cards, overdrafts, and low balances add up. 72% of Americans who are living paycheck-to-paycheck could benefit from early wage access. We offer our service free to employers who offer Rain to their people as a voluntary financial wellness benefit. Rain easily integrates with most payroll systems; your payroll team will not need to spend extra time or resources managing Rain. Zero fees & zero hassle for your payroll team. Through the Rain smartphone app, your people can access up to half of their earned-wage on-demand anytime. Each time an employee withdraws her/his earned-wage through the Rain app, we charge a small fee similar to an ATM fee. Ask us about our new zero-fee option. -
7
MyPayNow
MyPayNow
MyPayNow is a financial technology company revolutionizing the traditional pay cycle by offering employees instant access to their earned wages. Through their user-friendly mobile application, individuals can access up to 25% of their paycheck in advance, with a maximum limit of $2,000 per pay cycle. The process is straightforward: users create an account, provide employment and salary details, and upon approval, can request the desired amount. Funds are deposited into the user's bank account within 60 seconds, 24/7, utilizing the New Payments Platform (NPP) technology. Repayments are automatically deducted from the next paycheck, with flexible payment options available for up to 62 days. MyPayNow operates independently of employers, requiring no involvement from them, and does not conduct credit checks, ensuring that credit scores remain unaffected. The platform employs advanced artificial intelligence to assess financial behavior.Starting Price: Free -
8
Hastee
Hastee Technologies HR Ltd
Hastee is a fintech company providing an on-demand earnings platform, enabling employees to access a portion of their earned wages before the traditional payday. It aims to improve financial wellness and flexibility for workers while helping employers enhance employee satisfaction and retention. Hastee also offers other features like AI Financial Assistant, Benefits Calculator, Discounts, Financial Checkup.Starting Price: £0.50/employee -
9
Fuego
Fourth
Fuego by Fourth is an on-demand payment app that allows employees to draw a portion of their earned pay and tips before payday. Employees can draw up to 50% of their earned funds within hours of completing a shift, which is deducted from net pay like other post-tax calculations, at no cost to the employer. And because Fuego integrates with HotSchedules, every time an employee logs in to check their schedule for the week, they can instantly get a view of their earned wages that are available for immediate draws. To directly help unbanked or underbanked workers, Fuego offers the Fuego Visa® Card* to give on-demand pay customers a trusted and convenient source for debit transactions. Fuego helps workers meet their financial goals and develops solutions to help employers develop a more optimistic, more engaged, and more productive workforce.Starting Price: $0 -
10
Jify
Jify
Jify is one of the largest financial wellness platforms for the employed workforce in India. We are a pioneer in on-demand salary i.e allow employees to access their earned salary instantly and before the month-end pay-check. With Jify, you can avoid high-cost interest charges, or borrowing from friends/ family/employers or paying bank/credit overdraft fees. Jify is one of the largest financial wellness platforms for the employed workforce in India. We are a pioneer in on-demand salary i.e allow employees to access their earned salary instantly and before the month-end pay-check. With Jify, you can avoid high-cost interest charges, or borrowing from friends/ family/employers or paying bank/credit overdraft fees. You have been working on your money management, but perhaps you went a little bit over budget for the month. Electricity bill is due on Monday, but you won’t get paid till Friday. You're set to overdraft if money doesn't hit your account soon.Starting Price: $0 -
11
Branch
Branch
Get no-cost instant access to your earned wages at the tap of an app. Download Branch today to take control of your hard-earned cash. Branch is the industry's leading operations platform for hourly employees. Designed to improve workforce productivity and efficiency, Branch features a web dashboard and self-service mobile app that enables business users to create, distribute, and manage schedules. With Branch, employees can also easily view their schedules, set their availability, request time off, swap shifts, and so much more. Branch is used by top enterprises today, including Pizza Hut, McDonalds, Starbucks, Taco Bell, and more. Tired of financial services taking advantage of hard-working people like you? Us too. We’re helping fellow Americans grow financially — and finally get ahead. Stop paying and waiting 3-5 business days for access to your earned wages. Request a portion of your paycheck instantly and use it for unplanned expenses. -
12
OrbisPay
OrbisPay
OrbisPay provides a wages on-demand platform that allows employees to withdraw their earned wages daily instead of waiting for their paycheck. This service aims to reduce the reliance on predatory loans by offering unique benefits to millions of Americans living paycheck-to-paycheck. Our products and services help improve retention rates, increase productivity at work, save costs associated with turnover and achieve an overall financial well-being culture for your workforce.Starting Price: $0 -
13
Paytime
Paytime
To attract and keep talent today, companies need benefits that actually make a difference. Paytime helps you stand out by providing flexible pay access - letting employees access their earned wages instantly between pay cycles. We combine this with financial education, wellness tools, and mental health resources to deliver benefits your team will truly value. Attract talent, reduce turnover, and stand out from competitors—all while keeping your payroll exactly the same. Leading employers are already seeing the impact of giving their teams more control over their earned wages. Not a loan or credit - just early access to wages already earned. Contact us today to learn more about how Paytime can work for your business. -
14
FlexWage
FlexWage
Small amounts of earning or expense volatility can disrupt a thinly balanced budget, often leading to bank overdrafts or short-term loans with high fees. Financial stress has a negative impact on employee productivity, job satisfaction and retention. FlexWage provides instant access to earned wages building employee loyalty and increasing retention. You eliminate financial stress for your employees and develop a more productive, satisfied workforce. FlexWage saves your company money by driving the adoption of electronic pay to eliminate the expense of paper checks. Revolutionize your company’s financial wellness benefit program with our fully-compliant and accurate on-demand pay solutions and financial wellness tools. With FlexWage you get the first and only patented solution from the most experienced, automated and trusted company in the industry. Get early, on-demand access to your already earned wages. -
15
PressPay
PressPay
PressPay is an Australian financial service that provides employees with instant access to their earned wages before payday. Allows users to withdraw up to $1,000 as cash directly into their bank accounts, with a fixed 5% fee per withdrawal. Repayments are automatically deducted from the user's next paycheck. Enables users to access their earnings in advance through digital shop cards from over 100 popular retail brands, with fees starting from 0% and no interest charges. This option promotes budget-friendly spending by providing immediate access to specific retailers. The registration process is completed online in under five minutes, requiring users to provide their mobile number and employment details. Eligibility criteria include earning at least $350 per week after tax, receiving regular income, and having wages deposited into a personal transaction account. PressPay operates independently of employers, ensuring confidentiality, and does not perform credit checks. -
16
Instant Financial
Instant Financial
Instant Financial offers businesses an earned wage access solution that provides your valuable employees real-time access to their earned wages immediately after they work, without having to wait until payday. By offering this benefit to employees, organizations not only help free employees from the challenges of living paycheck to paycheck, but also see increased retention and lower attrition rates, which helps impact your bottom line. When you put your employees in control of their financial well-being, you'll boost job applicants and cut turnover. See the immediate results you can expect when you offer Instant Pay. Learn how leaders in the service industry have used Instant Pay to directly boost their retention. Understand how our platform integrates with your existing payroll and human resource systems. We help employers increase their job applicants, improve employee retention and decrease absenteeism. -
17
PayDay Portal
Gratuity Solutions
PayDay portal centralizes management, automates processes, and creates remote access to data. Automate all your pay data needs with direct data synchronization from POS to payroll. Eliminate the daily task of manual input and calculations and the liabilities related thereto. Our solution provides employers with the option to pay their employees at the end of their workday. These real-time payments go directly into the employee’s bank account, debit, or reloadable prepaid card. Eliminate the manual processes used to collect and move data between disparate systems to calculate earnings and process payroll. Increase operational efficiency, mitigate risk, and provide your workforce with fast, accurate, and secure access to their earnings. Employers can increase operational efficiencies and mitigate risk by eliminating the need for their managers and payroll practitioners to perform manual collection and consolidation of all employee earnings-related data.Starting Price: Free -
18
ZayZoon
ZayZoon
Wages on-demand and financial education for employees. A voluntary benefit that is free for you to offer. Set up takes minutes and is no work for you and your team. ZayZoon allows employees to instantly access their earned wages on-demand. It's a voluntary benefit that reduces financial stress related to cash flow shortfall between pay checks. Improve retention, increase productivity and benefit from a more engaged workforce. Data is exchanged with payroll/HRIS to allow employees to securely create an account and access earned pay. How can we activate ZayZoon so quickly? We've already completed the integration with dozens of platforms, making ZayZoon the easiest and fastest EWA solution for employers. ZayZoon funds all early wage requests. There is no risk or liability to the employer. Funds are recovered automatically on the next pay run. ZayZoon does all employee support. There is no additional overhead for the employer to manage the program. -
19
Wagepay
Wagepay
Wagepay is a premium wage advance service provider designed for Australians who don’t want to wait on an employer-determined pay cycle. By creating an account through their website or mobile app, users can securely link their bank account, allowing Wagepay to verify wages and determine an advance limit. Once approved, funds are transferred instantly via the New Payments Platform (NPP), typically arriving within 60 seconds. Wagepay offers advances up to 25% of a user's regular wage, with a maximum of $2,500 for returning customers. The service operates without conducting credit checks, ensuring that credit scores remain unaffected. Repayments are facilitated through real-time direct debits using PayTo, eliminating delays in payment processing. Wagepay also provides a tiered pricing structure, offering reduced fees for loyal customers, and features a reward points program redeemable for gift cards, travel, and more.Starting Price: Free -
20
rapid! OnDemand
rapid!
Employees get access to earned wages when they need them. Corporate payroll office requirement is only a daily file interface. Interfaces with payroll and time/labor systems to track and value accrued labor, eliminating risk. Policies govern access amount and frequency. Funds are deducted from the subsequent payroll deposits. Provide your employees with a new benefit, financial flexibility and education. Per transaction fees ensure they are only charged for services used, the fee cap keeps the cost low. Allows early wages access up to your company policy. Funds credited instantly or ACH to an existing account of the employee, a rapid! PayCard account or cash pickup at retail locations. -
21
Dave
Dave
Dave is a financial technology company that simplifies money management through its innovative mobile banking app. Partnering with Evolve Bank & Trust, Member FDIC, Dave offers features like ExtraCash™, enabling eligible users to access up to $500 instantly without interest or late fees. Users can also benefit from the Dave Checking account, which provides early access to paychecks with direct deposit, and a high-yield Goals account offering a 4.00% APY to support savings. Additionally, the app’s Side Hustle feature connects users with opportunities to boost their income. With FDIC-insured accounts up to $250,000, Dave ensures security and transparency in managing finances. -
22
ONE@Work
One Finance, Inc.
ONE@Work (formerly Even) is a financial wellness app that collaborates with leading employers to empower employees to manage their earnings effectively. As a free employee benefit, it offers tools for early access to wages, budgeting, and automated savings, helping users navigate unexpected expenses and plan for the future with confidence. -
23
GIMO
GIMO
Digital transformation for advanced payroll processing and time check management. A risk-free payroll reserve fund at zero cost. Payroll welfare increases the employees' engagement, reducing the turnover rate. Ensure financial stability for better focus, productivity and efficiency. Ensure financial stability for better focus, productivity and efficiency. Access your earned wage with no time limit. Track you workday and access your earned wage all on GIMO App. Get paid whenever in just a few minutes. Data access are stricly aligned to your business's policy. Customization based on different business models and requirements. GIMO provides an on-demand payment platform for businesses while allowing employees to proactively access their earned salary based on individual needs. GIMO provides an on-demand payment platform for Vietnamese companies, not limited to any domain. -
24
Flexpay
Librent Investments Inc.
Flexpay is earn wage access program launches for Canadian businesses. This service, enables employees of partner organizations to access up to 90% of their “Earned Wages” any time before their “Payday”. No monthly fees for employees and it is also FREE for partner organizations. The main objective of earned wages access at any time is to help improve and balance the cashflow of employees viz-a-viz their expenses and to be confident in handling any financial emergencies. Flexpay makes it easy to plan, budget, spend what is necessary and save to live today with dignity, while building secure financial future. -
25
Payactiv
Payactiv
Help your employees fully engage in both work and life with our all-in-one financial wellness platform that takes a holistic approach in improving financial lives and increasing employee satisfaction. Employees can immediately access money for hours already worked, transfer to their bank, load it on a Payactiv card, or pick up cash at Walmart. They can even use their earned wages to call an Uber and get daily necessities from Amazon. We supply the money so your employees are covered without disrupting your systems. It’s not a loan and there’s no interest, it’s just their money, when they need it. Employees can save money on prescription medications and other everyday items by finding deals in the app’s discount marketplace. Make it easy for employees to know at a glance how much they can put into savings, based on upcoming bills and spending patterns. Free access to financial learning articles and appointments with professional financial coaches.Starting Price: $0 -
26
Tapcheck
Tapcheck
Offer earned wage access for employees at no cost to employers, Tapcheck provides measurable benefits that enhance enterprise-level performance. Provide employees with the financial flexibility to improve their quality of life and increase retention. Plus, give your business a competitive recruiting advantage over your competitors. Keep your employees happy and reduce absent days and distractions by alleviating the stress and worry that comes with financial problems. Empower your workforce to be focused and able to give their full attention to the work at hand. Improving employee financial wellness lessens the need for costly recruiters and reduces expenses associated with training new workers. On-demand pay lets you minimize personnel expenses without burdening your payroll department or paying for an expensive benefit. With this incredible resource, Tapcheck is making it easier than ever for you to invest in your company’s most valuable asset, your employees. -
27
Argyle
Argyle
Argyle is the leading provider of direct-source access to real-time income and employment data. With Argyle, companies automate critical workflows—including income and employment verifications, deposit switches, wage advances, and loan repayments—so they can build better, more efficient processes, reduce risk, and scale their business. Argyle largely serves the mortgage, background checks, personal lending, and banking industries as well as the gig economy. -
28
Clockout
Clockout
Clockout enables account holders to access earnings before payday. Clockout is a great incentive for account holders to set up their direct deposit at your financial institution. Effortlessly embedded with your existing mobile and online banking platforms. Leverage our 40+ banking core integrations and SDKs that require minimal effort to deploy. Customize your EWA journey to match your brand's identity. Our SDK components provide the flexibility to design intuitive UXUI, ensuring a cohesive experience for your customers across all digital channels. Drive new direct deposits by incentivizing customers to switch their payroll to your bank. Offer an EWA service that meets your customers' financial needs, leading to increased loyalty and retention. Generate additional income through transaction fees, new direct deposits, and cross-selling services. Stand out in a competitive market by providing a unique, convenient service that appeals to modern consumers. -
29
Payflow
Payflow
We are the most complete financial wellness app on the market. With Payflow, your employees get paid when they want and get access to flexible benefits from a single mobile app. Nurture happier teams by giving them control over their pay. A mobile app to get paid whenever they want, instantly and for free. Also, a card that allows them to save more through flexible benefits. An intuitive and comprehensive cloud-based control panel to manage Payflow and Flexflow which transforms the employee experience. We give your employees instant access to their earned wages at any time of the month; giving them the flexibility to get paid whenever and however they want. Saving money can be challenging, which is why we provide your team with a card that will help them save on expenses such as meals and public transportation, as well as enjoy additional benefits like childcare and education.Starting Price: Free -
30
Proliant
Proliant
Powerful payroll software. People Tools that simplify Payroll & HR (and delight your employees). Never miss out on Rockstar talent again with our HR software. Delight your employees with the smoothest onboarding process in your industry. Take back control of your most expensive resource - your labor. Eliminate manual spreadsheet entries and tax compliance headaches forever with our online payroll software. Give your people the peace of mind they need to perform at their peak with our HR payroll benefits software. Keep your employees fully engaged, driven, and performing at their peak. Give your employees early access to earned wages to increase recruitment & retention while eliminating absenteeism. -
31
MYPAYFAST
MYPAYFAST
MyPayFast is an Australian financial service that provides employees with partial access to their salary in advance, offering up to 25% of earned wages, capped at $750, without interest charges. The application process is entirely online and can be completed in minutes, requiring personal details, bank statements, and identity verification through Australia's post-ID verification portal. Eligibility criteria include being employed with a regular income of at least $450 per week, being 18 years or older, and having income deposited into an everyday account. Once approved, funds are deposited directly into the user's transactional account, with repayments automatically debited on the next payday. MyPayFast does not perform credit checks, ensuring that credit scores remain unaffected. The service is designed to alleviate financial stress by providing quick and confidential access to earned wages, allowing users to manage unexpected expenses without waiting for their scheduled payday. -
32
Refyne
Refyne
India’s first and largest earned wage access platform that empowers full-time and contracted employees with real-time access to pay. Acute financial anxiety among majority of human resource leads to distraction at work, negligence and poor or under-performance. As the financial pressure mounts with time, employees struggle to balance personal issues and workload, which increasingly begins to impact their overall output. Growing debt obligations and liquidity shortfall among employees could stir a spike in demand for salary advances, impacting employers’ working capital. Meanwhile, rising financial anxiety among employed Indians, resulting in absenteeism and rising attrition costs for enterprises. Financial stress can frustrate and hold back even your star employees who receive performance-linked incentives. Organizations must adopt a sound long-term wellness solution that addresses this issue and encourage their workforce to build financial resilience. -
33
Wagestream
Wagestream
There’s a reason why 82% of staff feel more positive about their employer. The best engagement comes from making your staff feel good and what’s more feel-good than getting paid? The financial relationship employees have with their employers is often the most positive one in their lives. That’s why financial wellness is the key driver of a sustainable workforce, and the reason why our employer-enabled financial tools mean 82% of our users feel more positive about their employer. Wagestream can guarantee, with use of employer data, to reduce the number of leavers in your business by 16%, in less than 12 months. Employees who are actively using Wagestream can feel a stronger link between their work and what they earn, therefore have done, on average, 22% more hours per month. Less stress and more minds on the job with flexible pay. Tracking wages is fast becoming our most used feature. Saving is incentivized with Wagestream. -
34
Payfare
Payfare
A zero-cost payout solution that allows workers to choose how and when they want to get paid. Through full-service digital banking and optional debit payment cards, 1099 workers benefit from instant access to their earnings and cash-back rewards on everyday purchases. Workers need cash flow to manage daily and unexpected expenses. If the business you work for partners with Payfare, enroll for a free digital banking app and payout debit card that provides faster access to your earnings at zero cost. Avoid payday loans and overdraft fees on top of the costs of maintaining a traditional bank account. Get cash-back rewards that put money back in your pocket. No fees to receive your earnings deposits instantly, a zero-cost payout solution. No monthly or annual fees, no overdraft fees, and no minimum balance required. Empower your workers with instant access to their earnings and a free digital banking solution that fits their financial needs and work lifestyle.Starting Price: Free -
35
Strada
Strada
Strada is a global leader in payroll, human capital, and financial management solutions, combining advanced technology with decades of expertise to support organizations worldwide. With over 30 years of experience and more than 8,000 professionals, Strada has completed over 3,000 implementations across 33 countries, serving 1,400 clients. Their unified platform delivers seamless global payroll services in over 180 countries, integrating payroll, deductions, payslips, analytics, and earned wage access. Strada’s comprehensive offerings include advisory, deployment, optimization, and operational support, ensuring HR, finance, and payroll systems operate efficiently while adapting to future business needs. -
36
Wagetap
Wagetap
Wagetap is an instant wage advance app that allows users to access up to $2,000 of their next paycheck in under three minutes, providing a convenient solution for unexpected expenses. By downloading the Wagetap app from the Apple App Store or Google Play Store, users can create an account and, upon verification, withdraw the desired amount, which is then transferred directly to their bank account. Repayment is scheduled for the user's next payday, with no hidden or late fees involved. In addition to wage advances, Wagetap offers a Bill Split feature, enabling users to divide household bills, such as electricity, gas, water, phone, TV, internet, and council rates, into three or four equal payments, depending on the bill's total. This feature helps users manage their finances more effectively by breaking down larger expenses into manageable installments. Wagetap's services are designed to alleviate financial stress by providing quick access to earned wages and flexible bill payments.Starting Price: Free -
37
Pinwheel
Pinwheel
Pinwheel is the leading payroll connectivity API company used by the biggest financial institutions to securely update direct deposits and access income and employment data. Pinwheel’s platform offers a suite of products to empower innovators of all sizes to leverage payroll account connectivity. Switching direct deposits is usually a painful process involving paper forms and HR teams. Make it easy with Pinwheel’s digital drop in solution. View a real-time feed of your customers' direct deposit allocations and get notified when they change. Use this knowledge to better understand your customers and to craft engaging experiences for them. Access source data from payroll systems to streamline and automate income and employment verification, improve your underwriting models, and more. Reduce loss rates and increase your serviceable market by enabling your customers to pay their loans directly from their paycheck. -
38
First Republic
First Republic
Effortlessly manage your company’s everyday transactions with First Republic’s business checking accounts. You can enjoy all the flexibility of a checking account for your high-volume transaction business and receive earnings credit on balances that can offset eligible monthly fees or pay for services. Business Analyzed Checking With Protective Services offers added security by prohibiting check writing, cash withdrawals, ATM/Debit Card access and ACH debits. You have the freedom to write checks whenever necessary and you can still earn interest on your balances. Interest earned on your short-term client funds can be transferred automatically to a state bar IOLTA/IOLA/IOTA program. You can consolidate all your clients’ individual accounts under one umbrella and each account still earns interest. Bookkeeping will be simplified and tax reporting made more efficient. You will have the basic account and all the First Republic support you need as your small business grows. -
39
Navy Federal Business Checking
Navy Federal Credit Union
For many small businesses, a critical step is opening a business checking and savings account. Think of these accounts as essential tools to help your small business grow and thrive. All accounts earn dividends and come standard with a Navy Federal Business Debit Card, free starter checks and access to digital banking. First 30 non-electronic transactions included; $0.25 per transaction thereafter. No term restrictions. Competitive rates. Minimum of $2,500 balance to earn dividends. Earns more than a standard savings account without term restrictions. Businesses looking for higher earnings than a standard savings account, businesses with the ability to maintain higher balances on deposit, businesses interested in earning a jumbo dividend rate, and businesses prioritizing earning the highest dividend rate without needing flexible access to savings. To be eligible for Business Solutions offerings, business owners must first be members of Navy Federal Credit Union. -
40
WorkWhile
WorkWhile
Workers are selected using our advanced screening process that includes cognitive science testing, 1:1 interviews and background checks. No upfront costs, hidden fees or complicated contracts. Set an hourly wage for each worker and only pay for jobs we fill. Quickly scale up or down the workers you need. Fill your open positions, from last minute shifts to temp to hire positions. We want you to succeed on every shift. Get the support you need when you need it—from a real person! Transfer your earnings to your debit card within 24 hours of completing a shift. No more waiting 1-2 weeks for payday. Never be penalized for calling in sick. Earn sick leave credits after every shift you work. Tell us when you’re available to work and we will do the rest. Manage your pay, schedule and other preferences all in one simple mobile app. -
41
SalaryCredits
SalaryCredits
SalaryCredits is a leading Employee Financial Wellness Company, this will help improve an employee’s financial wellness and happiness in the workplace. Salarycredits enables employers to significantly reduce the financial stress of their employees. Salarycredits enables employers to significantly reduce the financial stress of their employees. It is an easy-to-use, online platform that lets individuals feel confident, informed and optimistic about overcoming personal financial challenges. Such fair access to finance, contributes in improving their financial well being. -
42
Grazzy
Grazzy
Digital tipping and feedback, instant payouts, tax reporting, and compliance are done in a modern way. QR code and kiosk-enabled digital tipping allow guests to tip employees in seconds, no app download is required. Employees have instant access to their earnings. By removing the friction to tip, we can unlock 20% increases in effective wages, leading to significant improvements in retention. With Grazzy’s flexible tip distribution options, tips can be distributed directly to employee-connected debit cards for instant access, via ACH bank transfer, or through payroll. Dramatically reduce retention and recruitment costs and unlock more earnings for your employees. Reduce risk, increase employee earnings, and offer your customers the convenience of digital tipping. Automatically distribute credit card tips for your employees to receive instantly. Attract and retain the best talent by offering higher earnings that your employees can access instantly. -
43
Payouts Network
Payouts Network
We designed the PayNow Platform to meet your business’ unique disbursement needs. Simplifying Disbursements For The Enterprise. Payouts Network's industry leading intelligent platform enables businesses to dynamically manage their capital through real-time issuance and acceptance of disbursements using existing financial accounts and payment credentials. Instant Payouts for Employees & Customers. Get your employees and customers paid fast, directly to their existing bank or credit account. Why Instant Payouts? Reduce Transactional Costs and Potential for Fraud. Pay More Cost Effectively. Pay your employees and customers instantly, directly to their bank account. No more printing and shipping of checks and gift cards, or lengthy ACH processing times. Employee Retention. Increase Employee Retention. Recruit, retain and motivate your workforce with instant access to their earned wages. -
44
DailyPay
DailyPay
DailyPay, powered by its industry-leading technology platform, is on a mission to build a new financial system. Partnering with America's best-in-class employers, including Dollar Tree, Berkshire Hathaway and Adecco, DailyPay is the recognized gold-standard in on-demand pay. Through its massive data network, proprietary funding model and connections into over 6,000 endpoints in the banking system, DailyPay works to ensure that money is always in the right place at the right time for employers, merchants and financial institutions. DailyPay is building technology and the mindset to reimagine the way money moves, from the moment work starts. DailyPay is headquartered in New York City, with operations based in Minneapolis.Starting Price: Free -
45
Netspend
Netspend
You work hard on your business. The Netspend® Small Business Prepaid Mastercard® will give you the tools you need to manage it. Mixing business and personal expenses can make it hard to get control of your finances. The Netspend Small Business Account helps you stay organized by keeping business expenses in one place. Make sure that filing your taxes is simple. By keeping your business transactions organized, and you can export your account information, so you’ll spend less time on paperwork and more time focusing on your business. As a small business, every sale matters. Make it convenient for your customers to pay you by accepting multiple types of payments–checks, credit and debit cards, or cash–added to your Card Account. If you have employees and they need to make business purchases on your behalf, give them limited spending ability with a subaccount that links right to your Card Account. Accurate bookkeeping is key to successfully running a business. -
46
Brew
Brew
Earn up to 10% on your balance. Make instant deposits, withdrawals, and money transfers for free. Interest is credited every second! Financial institutions take custody of your money to earn yield passing a portion a trivial portion to you. DeFi reverses the equation. DeFi or decentralized finance is a blockchain-based form of finance that does not rely on central intermediaries. It is your own money robot that makes you brilliant with money by bringing back the value to you and growing your wealth faster. DeFi is a whole new world and Brew is the fastest way to get on it. Link your bank account and add money securely to start saving in instant deposit, all in under a minute. Saving up for your next vacation or a gift for someone you care. Smart goals help you accomplish your aspirations sooner by getting you up to 10% APY. Secure, fast, and free payments. Select the amount, type the mobile number, and hit send.Starting Price: Free -
47
Gatsby
Gatsby
Open an account within minutes and with as little as $10. Create strategies for or against companies and ETFs, with no commissions or contract fees. Zero commission is old news. Now you can earn Gatsby Rewards points for each eligible trade you do. Find out more about the Gatsby Rewards program. Check out what your friends are trading on. Watch as the Gatsby community reacts to breaking news and corporate reports. Gatsby allows users to earn rewards points with each eligible trade. Customers can then redeem their rewards for cash at the end of each month. You can trade stocks and options with Gatsby alongside your traditional investing strategies. The easiest way to fund your Gatsby account is by linking your bank account through the App. Simply navigate to settings, then click deposit money. ACH bank connections are verified via Plaid by providing your banking credentials. In most cases, ACH transactions are added to your buying power immediately after approval.Starting Price: $10 per month -
48
PicPay
PicPay
With PicPay it's like this: you can pay your bills in up to 12 installments, have a secure and free digital account, credit card with no annual fee and even earn money back on your purchases. Using your physical or virtual credit and debit card, you pay for everything and everyone and can even pay in installments on credit. In addition, you can still earn cashback, that is, cashback. In addition to making your money work, you can use it whenever you want for payments, transfers and withdrawals. At PicPay you control everything that goes in and out on time, easily and directly from your cell phone. At PicPay Store you will find your favorite stores in one app. Take advantage of exclusive discounts and you can still earn cashback. You can also recharge your cell phone, and transport card and pay for your series and movie streaming directly from your cell phone. -
49
Bitwage
Bitwage
We create solutions for remote workers looking for work and to optimally receive their wages. We offer unique jobs, flexible distributions, reduced payroll costs and increased fulfillment speeds. Receive a portion of your wage in digital assets. Faster, cheaper international invoices with direct bank and wallet deposits. International people who want to get paid in digital assets for their invoices. Companies who want to offer unique digital asset benefits for their employees. International companies who want to pay employees and freelancers faster and cheaper. Companies looking for innovative HR services. Bitwage constantly analyzes all the mechanisms to distribute wages across borders, comparing traditional systems such as bank wires with new international gateways, such as XBT and XRapid protocols. Through this fully encompassing approach, Bitwage radically reduces the cost of paying workers, freelancers and outsourcing firms across borders.Starting Price: $7.99 per month -
50
Linus
Linus
Earn interest like you do with a savings account, but you get 64x more. Deposit using your bank account or your debit card and earn interest immediately. When you need help, our team is available 7 days a week. Chat with us or give us a call. Linus connects your funds to borrowers in digital asset credit markets, where demand for your cash is greater than with your bank. Linus makes this process simple. All you need to manage is your email and password. Go from zero to earning in minutes. We are a startup that’s nimble, lightweight and unabated in our dedication to our customers. Linus partners with insitutional borrowers and prime brokers to offer the best risk adjusted rate on the market. No customer has ever experienced a loss of funds to date. Linus helps you reach borrowers in digital asset credit markets, which can be difficult to reach. Some of these yields you can reach on your own, others you cannot.
