Alternatives to Payfare
Compare Payfare alternatives for your business or organization using the curated list below. SourceForge ranks the best alternatives to Payfare in 2026. Compare features, ratings, user reviews, pricing, and more from Payfare competitors and alternatives in order to make an informed decision for your business.
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YouHodler
YouHodler
YouHodler is a fintech company bridging the gap between traditional finance and crypto. We are dedicated to providing secure and innovative financial solutions to customers from over 100 countries The platform offers a secure multi-currency wallet supporting major cryptocurrencies and fiat currencies, including BTC, ETH, XRP, EUR, USD, and CHF. Users can access advanced trading tools to optimize their market strategies, get cash for liquidity without selling their assets, and earn rewards through yield accounts. These services enable YouHodler’s customers to: - Get cash for more than 50 coins as collateral. LTV up to 90%. Bank and credit card withdrawals - Exchange cryptocurrency and fiat with real-time execution prices and low fees - Earn up to 20% annually on your crypto and get payouts every week. YouHodler's Cloud Miner lets you earn real Bitcoin effortlessly without using your device's power.Starting Price: Free -
2
Zil Money
Zil Money
Zil Money offers the Payroll by Credit Card feature to pay your employees on time and earn cash back rewards. Also write-off payroll funding by credit card fees as a business expense. This is a great solution to improve cash flow and keep your employees happy. The platform provides payment methods like ACH, wire, eChecks, printable checks, international payments, virtual cards, and more for flexible fund transfer. You can also customize and print checks instantly on blank stock papers using a regular printer at your office or home. Zil Money is a financial technology company, not a bank. Zil Money offers banking services through partnership with FDIC member banks Texas National Bank. Customers are not directly insured by the FDIC - but through the pass-through coverage of our partner banks and is conditional on proper titling, record-keeping, and custodial arrangements. -
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Melio
Melio
Melio is an accounts payable tool built to simplify bill payments, boost workflow efficiency, and optimize cash flow for businesses of all sizes. To get started, try all of Melio's features free for 30 days! Pay vendors online through bank transfers or credit/debit cards, even if they typically accept checks—Melio manages the manual work for you. Effortlessly integrate with QuickBooks and Xero to ensure your financial records stay current. With Melio, pay by bank transfer or card to extend cash flow and earn rewards. Adding vendor or bill details is a breeze—input them manually, upload files, or take a photo of invoices. Schedule payments to align with your cash flow, and let Melio handle the rest. International vendor payments are made easy by paying in their local currency for products and services your business needs. The Melio mobile app, available for iOS and Android, lets you monitor and manage payments anytime, giving you full control over your finances on the go. -
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Hatch
Hatch
Get the business checking account designed for small businesses with no NSF fees, up to 5% cashback rewards, perks, and discounts. Get all this and more for $10 a month¹ with no minimum deposit! Lock your card in seconds if it’s misplaced. Also, your money is FDIC insured through LendingClub Bank, Member FDIC. Our application process is quick and easy. Applying only takes a few minutes! No more worrying about NSF fees, monthly minimums, card replacement fees, or other fees you’d expect from a traditional bank. Earn cash back automatically on your debit card purchases. Get up to 5% cash back on restaurants, car rentals, and more! Join our community of small business owners and get a seamless online banking experience that gives you cash back for $10 a month! Save cash on traditional bank fees and put it back into your business. We are rethinking business banking by doing away with NSF, monthly minimum, card replacement, ACH transfer, and other unnecessary fees.Starting Price: $10 per month -
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Immediate
Immediate
Employers can help improve the financial wellness and eliminate cycles of debt for workers by allowing access to hard-earned pay every single day. This earned wage access is essential for getting workers out of crippling cycles of payday loans and credit card debt. Immediate verifies hours worked and allows your employees to access their pay early, all with no additional cost to the employer. Worker completes workday and clocks out using the normal process. HR software is updated with hours worked, including clock-in and clock-out. Immediate is notified of hours worked and makes earnings available for transfer. Immediate sends money via user’s preferred account, bank account or loadable debit card. On the next payday, repayment of accessed earnings are routed using payroll software. Immediate is repaid directly through the payroll process. Reduce turnover while building loyalty and higher motivation amongst your employees. -
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RewardPay
Payroc
Rates: 0% credit card processing | 1.25% + $0.25 debit card processing | No contracts or termination fees| A+ BBB Rating. Enjoy zero-cost credit card processing with no contracts or termination fees. With RewardPay powered by Payroc, your business can add a credit card fee to the total price that customers pay for a product or service. From total compliance with all major card brands to promoting full-price transparency with customers, RewardPay is your solution. CashRewards, our premier cash discounting program enables a business to offset 100% of its processing costs and offer a discount to any customer paying with cash or check. Payroc offers processing that’s right for you. IC+ processing is a simple and standard way to accept payments, compatible with almost any product. The interchange rate is tailored to your business needs and payment environment. Count on a dependable payment acceptance program.Starting Price: 0% credit card processing -
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Papara
Papara
Presenting a whole new financial experience, a leading FinTech app Papara offers instant, free, multi-currency transfers to consumers as well as providing a one-stop-shop for paying bills, trading digital currencies and tracking spending habits. Targeting the underbanked and underserved, Papara has grown since launching in Turkey in 2016 to become Turkey's largest fintech company with a current customer base of over 7.5 Million Usersregistered users. Send money 24/7 for free, pay your bills, and manage your budget. Use Papara Card around the world, avoid fees, and earn instant cashback as you spend. No overdrafts, no overspending. Track your spendings in real time and earn instant cashback as you spend. Secure shopping anywhere around the world. Earn cashback from brands and categories without minimum spending limits. Deposit/withdraw money at all local ATMs. No fees up to 500 TL per month. -
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Grazzy
Grazzy
Digital tipping and feedback, instant payouts, tax reporting, and compliance are done in a modern way. QR code and kiosk-enabled digital tipping allow guests to tip employees in seconds, no app download is required. Employees have instant access to their earnings. By removing the friction to tip, we can unlock 20% increases in effective wages, leading to significant improvements in retention. With Grazzy’s flexible tip distribution options, tips can be distributed directly to employee-connected debit cards for instant access, via ACH bank transfer, or through payroll. Dramatically reduce retention and recruitment costs and unlock more earnings for your employees. Reduce risk, increase employee earnings, and offer your customers the convenience of digital tipping. Automatically distribute credit card tips for your employees to receive instantly. Attract and retain the best talent by offering higher earnings that your employees can access instantly. -
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Payslice
Payslice
Payslice is a financial-wellness platform that gives employees instant access to earned, but not yet paid, wages, shrinking the time between earned work and available pay. Through its “Instapay” feature, users can link their bank account (via secure integration with a third-party banking-linker) and authorize early access; whenever they choose, they can withdraw a portion of their upcoming paycheck directly to their bank account or debit card, often within minutes. It claims no hidden fees or interest charges and instead relies on transparent transfers. Under the hood, Payslice evaluates income and earned pay-cycle history rather than credit score to determine eligibility, making it accessible even for workers without traditional credit credentials. For employers, Payslice doubles as a payroll-financing or benefits management solution. Companies can onboard Payslice, so their workforce (especially hourly or frontline workers) gains flexible pay. -
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Oxygen
Oxygen
You’re burning with ambition. You’re a pioneer. At Oxygen, we invite you to partner with us. Launch yourself with mobile business banking built for you. We want you to win. Breeze through the process of incorporation in the Oxygen app – wherever you are in the US. With no monthly fees to tie you down, you can enjoy our 24/7 banking services without the bills. Create one-time use cards with no fear of sharing your Oxygen Visa® Business Debit Card details. You can control monthly spend, merchants authorized, and freeze or cancel virtual cards with a tap. Earn instant cashback rewards (5%) at approved merchants using your Oxygen Visa® Business debit card. No games, gimmicks or tricks – just real money. Handy integration with SaaS accountancy tools means you can tie up all your financials in real time.Starting Price: Free -
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WhiteBIT Nova
WhiteBIT
WhiteBIT Nova is a versatile crypto debit card designed to make your cryptocurrency work seamlessly in your everyday life. Powered by WhiteBIT, one of Europe’s leading cryptocurrency exchanges, this innovative product bridges the gap between digital assets and real-world spending. Key Features of WhiteBIT Nova: - Global Access: Use WhiteBIT Nova for payments anywhere Visa is accepted, both online and offline. - Real BTC Cashback: Earn up to 10% cashback in Bitcoin on your everyday purchases across various categories, including subscriptions, dining, entertainment, and more. - Flexible Spending Categories: Customize up to three active spending categories that best suit your lifestyle, with the option to adjust them daily. - Zero Monthly Fees: Enjoy the benefits of the card without any hidden costs. Supported Assets: Spend your favorite cryptocurrencies, including BTC, ETH, USDC, WBT, and others, directly from your WhiteBIT account.Starting Price: $0 -
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Juno
Juno Finance
OnJuno is a modern digital banking platform that provides people with an easy way to manage and grow their idle money. We make banking simple, yet beautiful. We are backed by Sequoia Surge, Polychain, and industry-leading executives. Set up a direct deposit and receive part of your cash paycheck in crypto in any wallet of your choice. We offer our banking services through our partnership with Evolve Bank and Trust. All deposits are safe and are FDIC insured up to $250,000 through evolve Bank and trust. Every time you spend money via OnJuno Debit Card, the brands pay interchange that is shared between the Network and OnJuno. Even though we give you Cashback on Debit Card usage, a certain portion of the interchange helps OnJuno. -
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Jify
Jify
Jify is one of the largest financial wellness platforms for the employed workforce in India. We are a pioneer in on-demand salary i.e allow employees to access their earned salary instantly and before the month-end pay-check. With Jify, you can avoid high-cost interest charges, or borrowing from friends/ family/employers or paying bank/credit overdraft fees. Jify is one of the largest financial wellness platforms for the employed workforce in India. We are a pioneer in on-demand salary i.e allow employees to access their earned salary instantly and before the month-end pay-check. With Jify, you can avoid high-cost interest charges, or borrowing from friends/ family/employers or paying bank/credit overdraft fees. You have been working on your money management, but perhaps you went a little bit over budget for the month. Electricity bill is due on Monday, but you won’t get paid till Friday. You're set to overdraft if money doesn't hit your account soon.Starting Price: $0 -
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Fold
Fold App
Personal finance powered by bitcoin. Fold is your gateway to earning, buying, and living on bitcoin. Earn bitcoin rewards with every purchase using our prepaid debit card. Buy bitcoin with zero fees and get bitcoin back on bill payments and gift card purchases.Starting Price: Free -
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Payouts Network
Payouts Network
We designed the PayNow Platform to meet your business’ unique disbursement needs. Simplifying Disbursements For The Enterprise. Payouts Network's industry leading intelligent platform enables businesses to dynamically manage their capital through real-time issuance and acceptance of disbursements using existing financial accounts and payment credentials. Instant Payouts for Employees & Customers. Get your employees and customers paid fast, directly to their existing bank or credit account. Why Instant Payouts? Reduce Transactional Costs and Potential for Fraud. Pay More Cost Effectively. Pay your employees and customers instantly, directly to their bank account. No more printing and shipping of checks and gift cards, or lengthy ACH processing times. Employee Retention. Increase Employee Retention. Recruit, retain and motivate your workforce with instant access to their earned wages. -
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PicPay
PicPay
With PicPay it's like this: you can pay your bills in up to 12 installments, have a secure and free digital account, credit card with no annual fee and even earn money back on your purchases. Using your physical or virtual credit and debit card, you pay for everything and everyone and can even pay in installments on credit. In addition, you can still earn cashback, that is, cashback. In addition to making your money work, you can use it whenever you want for payments, transfers and withdrawals. At PicPay you control everything that goes in and out on time, easily and directly from your cell phone. At PicPay Store you will find your favorite stores in one app. Take advantage of exclusive discounts and you can still earn cashback. You can also recharge your cell phone, and transport card and pay for your series and movie streaming directly from your cell phone. -
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TRASTRA
TRASTRA
A Crypto Debit Card with IBAN Account to receive EUR. Pay with cryptocurrencies or Euros at over 46 million merchants worldwide. The Best App to buy and manage cryptocurrencies. Purchase cryptocurrencies with your bank card or a bank transfer with Zero fees. A secure multi-currency wallet. Functionally, the difference between regular debit cards and crypto debit cards is barely distinguishable, and the TRASTRA debit card issued by Visa proves it. Visa cards that feature crypto wallets are now widely available and offer the same services as regular banking debit cards, but with the highly sought-after option to make purchases with crypto, use crypto as payment for services, and get payouts in fiat without the need to stop by the bank. -
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TabaPay
TabaPay
Embedded, full-stack payment acquiring and orchestration for cashless tipping platforms, their guests, merchants, and employees. With fewer patrons carrying cash, service workers are missing out on tips. Accepting cards and paying out tips can be slow, complicated by acronyms, and unsustainably expensive. Use our unified API for low-cost acceptance of tip payments and instant payouts to workers. Solve complex regulations and multiple merchant/location models with a flexible, multitenant platform that is transparent and reliable. Custom-built solution for tipping platforms that address MTL (Money Transmitter License) and card network requirements without PayFac limits. Unified APIs for accepting guest payments and scheduled/on-demand payouts to employees/employers. Single integration for US, Canada, and future geographies to simplify liquidity management. Accept digital tips from guests with their preferred payment method. -
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Lili
Lili
Lili provides a unified financial platform designed to simplify financial management for small businesses, helping streamline banking, accounting, and tax processes. Instead of paying for separate products and services, Lili customers have everything you need to run your business on one platform, while reducing hours on administrative work and spending more time growing the businesses. For online banking, Lili offers no minimum balance, no hidden fees, no overdraft fees, and a Visa Debit Card fee-free. Further, with BalanceUp, any overdraft up to $200 on our customers’ Lili Visa® Debit Card is covered. Lili customers can set up their account online in minutes – without the tedious paperwork of other banking solutions. *Lili is a financial technology company, not a bank. Banking services are provided by Choice Financial Group, Member FDIC, or Sunrise Banks, N.A., Member FDIC. -
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Rain
Rain
It's easy to set up and it doesn't cost your business anything extra. Don't live in the past, use Rain - the now way to pay! Fees for payday loans, credit cards, overdrafts, and low balances add up. 72% of Americans who are living paycheck-to-paycheck could benefit from early wage access. We offer our service free to employers who offer Rain to their people as a voluntary financial wellness benefit. Rain easily integrates with most payroll systems; your payroll team will not need to spend extra time or resources managing Rain. Zero fees & zero hassle for your payroll team. Through the Rain smartphone app, your people can access up to half of their earned-wage on-demand anytime. Each time an employee withdraws her/his earned-wage through the Rain app, we charge a small fee similar to an ATM fee. Ask us about our new zero-fee option. -
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Fuego
Fourth
Fuego by Fourth is an on-demand payment app that allows employees to draw a portion of their earned pay and tips before payday. Employees can draw up to 50% of their earned funds within hours of completing a shift, which is deducted from net pay like other post-tax calculations, at no cost to the employer. And because Fuego integrates with HotSchedules, every time an employee logs in to check their schedule for the week, they can instantly get a view of their earned wages that are available for immediate draws. To directly help unbanked or underbanked workers, Fuego offers the Fuego Visa® Card* to give on-demand pay customers a trusted and convenient source for debit transactions. Fuego helps workers meet their financial goals and develops solutions to help employers develop a more optimistic, more engaged, and more productive workforce.Starting Price: $0 -
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Chipper
Chipper Cash
Send and receive money across Africa the fast and easy way. Enjoy free transfers and the lowest cross-border rates. Move money across town, across Africa or across an ocean. Chipper Cash is the borderless way to send and receive money. Join over 4 million people securely sending and receiving money with Chipper Cash. More money stays in your pocket, and more money arrives in theirs. Just say no to transfer fees or traveling to a bank or agent just to send and receive money. Instantly transfer between your accounts for free. Move your money between Chipper Cash and any bank, or mobile money account absolutely free! Pay instantly with Chipper and save big on transaction fees. Purchase discounted Airtime and earn 2% or more CashBack instantly. Get Airtime for yourself, or send to a friend, even send it internationally! -
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Ghost Financial
Ghost Financial
Nearly all restaurants in America aren't getting rewards, relying on low credit, and hurting their margins by relying on debit, check, or ACH transactions. Ghost Financial can lift margins by up to 10%. The restaurant behemoths of the world have 100+ person legal and compliance teams to give them a credit workflow advantage for them and their franchisees, simply not available to smaller operations like yours, until now. One of the fastest ways to kill your balance sheet as a restaurant or ghost kitchen operator is to constantly operate on cash. Our 1% cash-back credit card for inventory expenses allows you to increase margins with zero credit checks. Pay your food distributor using ACH? For the first time ever, now you can route your massive monthly inventory expenses through our 1% cashback card, bringing you thousands of dollars in potential free money each month. The average margin in the non-alcohol food space is about 5%, allowing you to enjoy an approximately 10% bump. -
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Gains App
Gains Money App Ltd
The AI-powered budgeting app that helps you save money on your weekly shopping. Connect your bank accounts using open banking and set budgeting and savings goals, chat to Gains your AI-powered financial assistant to learn more about your spending habits, and get cashback on everything you buy at partner retailers. Save 30 mins a week chatting with your money Chat with your new financial best mate and get instant answers about where your money goes, and how to make it go further. No more boring spreadsheets. Smart budgeting tools to plan your spending With smart categorisation and goal tracking Gains helps you feel confident about your finances – improved financial confidence is linked to increased net worth. Earn on average 7%* cashback on your everyday spending Get cashback on groceries, clothing, household essentials, travel and more – with offers personalised to where you shop. Using industry standard Open Banking technology so you can earn rewards with confidenceStarting Price: $0 -
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PayPal
PayPal
PayPal is a widely used digital payment platform that helps individuals and businesses send, receive, and manage money online and in stores. The platform offers flexible payment solutions including Pay in 4, Pay Monthly, debit cards, cashback credit cards, and savings accounts with competitive APY rates. Users can shop securely online using PayPal checkout while earning cashback rewards and special offers from popular brands and retailers. PayPal also allows customers to transfer money internationally, split bills with friends, request payments, and create shared money pools for group expenses. The mobile app provides a centralized experience where users can manage payments, savings, rewards, and cryptocurrency transactions in one place. Security and privacy are heavily emphasized through encrypted payments and protection of financial information during transactions.Starting Price: Free -
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Nebeus
Nebeus
Nebeus is The Financial App for Crypto Hodlers and offers a whole cryptocurrency ecosystem connected with a banking framework. On one side, Nebeus Money Accounts function just like a bank providing users with dedicated IBANs and Sort Code Accounts, while on the other, Nebeus Crypto Account enables users to have a digital wallet and exchange, earn rewards on cryptocurrency through staking and renting, borrow cryptocurrency, and store their digital assets in a free cold wallet custodied by BitGo and insured by Lloyds of London. With Nebeus Debit Card, users can pay directly from their Nebeus account and truly bridge crypto and cash.Starting Price: Free -
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Dots
UseDots
Dots is the global payouts infrastructure built for modern businesses. Whether you're running a marketplace, gig platform, or creator economy app, we eliminate the complexity of paying contractors, affiliates, and suppliers across borders. With one platform, unlock instant payments to 190+ countries via 300+ rails, including ACH, PayPal, Venmo, Cash App, crypto, and local methods across Asia, Africa, and Latin America. Our white-labeled onboarding handles identity verification, sanctions screening, and automatic tax form collection (W-9s, W-8BENs, 1099s) so you stay compliant without the paperwork. Trusted by companies processing $1B+ to over 1 million payees, Dots reduces onboarding friction by 20-40% and replaces manual payment operations with real-time fraud monitoring and instant transfers. -
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Teya
Teya
Teya is an all-in-one payment and business-management platform tailored to small and medium businesses, especially brick-and-mortar shops, service providers, or local merchants. It provides modern card-payment solutions, from Android-based card terminals to tap-to-pay (phone-based or card-based), plus tools to handle settlements, accounting, business banking, and sales tracking. With the companion mobile/web app, merchants can turn a phone into a card machine, accept contactless payments, manage transactions, view real-time analytics, and access settlement reports and cash flow at a glance. Merchants can also open a “Teya Business Account,” which offers up to three physical debit cards (and several virtual cards), free bank transfers and direct debits, 0.5% cashback on card spend, and integrated banking services, streamlining both payment acceptance and financial management in one place.Starting Price: $51.97 per month -
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CardUp
CardUp
CardUp is a no-code payment platform that enables businesses and individuals to pay or collect large expenses, such as rent, supplier invoices, payroll, taxes, or school fees, using credit cards in cases where cards are traditionally not accepted. The platform helps improve working capital by letting businesses extend payment terms (up to 2 months interest-free), shift payables onto cards, and receive faster receivables by offering clients the option to pay by card or online link, with automated tracking and a unified dashboard. Simultaneously, CardUp supports collecting payments via card or QR-based bank transfers, with no technical integrations required and rapid setup in as little as one business day. Key capabilities include shifting payments from cash/cheque to card, digitizing payables and receivables, earning card rewards/cashback, managing multiple cards, automating recurring payments, and reconciling payments through the dashboard.Starting Price: Free -
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Vantage Perks
Vantage Circle
Offer your employees a discount program that benefits their financial health. Enjoy exclusive discounts on products on a wide array of brands in categories like dining, travel, electronics, real estate, and more. Earn extra cashback points over and above the discounts & easily redeem them from gift vouchers with zero-point expiration. Effortlessly access and manage your employees’ earnings & savings on online purchases with real-time customized reports. Give employees the flexibility to choose gift cards from popular in-store and online brands. Once employees redeem points, gift card details are sent instantly to their emails. Get an overview of the amount allocated to, debited, credited, and the balance remaining over a period of time. Seamless integration with your existing HCM/HRIS platforms and single-sign-on (SSO) tools, making it easy for you to onboard. Get exclusive offers and discounts along with crazy cashback from over 1000+ brands.Starting Price: $2 -
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Linus
Linus
Earn interest like you do with a savings account, but you get 64x more. Deposit using your bank account or your debit card and earn interest immediately. When you need help, our team is available 7 days a week. Chat with us or give us a call. Linus connects your funds to borrowers in digital asset credit markets, where demand for your cash is greater than with your bank. Linus makes this process simple. All you need to manage is your email and password. Go from zero to earning in minutes. We are a startup that’s nimble, lightweight and unabated in our dedication to our customers. Linus partners with insitutional borrowers and prime brokers to offer the best risk adjusted rate on the market. No customer has ever experienced a loss of funds to date. Linus helps you reach borrowers in digital asset credit markets, which can be difficult to reach. Some of these yields you can reach on your own, others you cannot. -
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Split Payments
Split Payments
Split’s technology is true innovation for electronic bank transfers, whether you need a direct debit solution or a payout capability. Split Payments is a Payments Technology business that have modernized Direct Entry banking to deliver truly digital payment solutions for direct debit / credit and subscription payments. In today’s digital economy, bank transfer technology simply hasn’t kept up the pace with cards and digital wallets, until now. Split offers a low cost, high speed payments solution that combines the safety and trust of bank transfers with the efficiency and convenience normally associated with card payments. And our unique connectivity with both the traditional banking systems and emerging Real-Time Payment Schemes, means we can move money faster, but with top financial-grade security. This ground breaking innovation delivers the most cost-effective and secure bank transfer capability. -
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WorkWhile
WorkWhile
Workers are selected using our advanced screening process that includes cognitive science testing, 1:1 interviews and background checks. No upfront costs, hidden fees or complicated contracts. Set an hourly wage for each worker and only pay for jobs we fill. Quickly scale up or down the workers you need. Fill your open positions, from last minute shifts to temp to hire positions. We want you to succeed on every shift. Get the support you need when you need it—from a real person! Transfer your earnings to your debit card within 24 hours of completing a shift. No more waiting 1-2 weeks for payday. Never be penalized for calling in sick. Earn sick leave credits after every shift you work. Tell us when you’re available to work and we will do the rest. Manage your pay, schedule and other preferences all in one simple mobile app. -
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Cashli
Cashli
Cashli is an inclusive cash advance app that provides users with interest-free advances of up to $150, aiming to help individuals across the U.S. avoid hefty bank overdraft and late fees on missed credit card payments. The app does not require credit checks, Social Security Numbers (SSN), Individual Taxpayer Identification Numbers (ITIN), or proof of paycheck, making it accessible to a wide range of users, including recipients of Social Security, SSI, gig workers, freelancers, and those with various income types. Cashli supports over 10,000 U.S. banks and credit unions, ensuring broad compatibility. Transfers to users' bank accounts are free, with an option for same-day transfers for a small fee. The app charges a monthly subscription fee of $3.88, which can be canceled at any time through an in-app button. Committed to financial inclusion, Cashli is available in three languages and is designed to be immigrant-friendly, Millennial-friendly, Gen-Z, and student-friendly.Starting Price: Free -
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Bitybank
Bitybank
With the physical or digital international crypto card, you earn cashback in Bitcoin and other cryptocurrencies. Make your purchases using crypto. Receive notifications about your transactions in real-time and know what is happening with your account. Have full control over your physical or digital card, being able to block it in seconds, directly through the Bitybank app. Your access is fully protected and you have extra layers of security (2FA and facial validation). Bitybank offers you premium service, with trained and qualified professionals to help you in the best possible way. Your platform to buy Bitcoin and other cryptocurrencies at the best price. We reinvented digital banking for you to invest and use cryptos on a daily basis, in a simple way, and earn cashback in Bitcoin and other cryptocurrencies. Open your Bitybank account and request your card in three simple steps.Starting Price: Free -
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OMGFIN
OMGFIN
OMGfin is the pioneer in building a trading system for digital assets focused on young investors and social network. By connecting with professional investors. Our goal is to bring together a community of traders who share experiences and help each other achieve their individual profit goals. You can earn cash through our cashback system by inviting friends to join in the buy or sell. If you do not have enough friends to earn a Reward, our system will suggest "strangers" who are also looking for the same type of reward. By creating a group of friends together to share experiences and reward from the cashback system. You can also, on behalf of team members, make decisions to buy or sell coins to bring profit to members in the group. With your experience and reputation in trading cryptocurrencies, you can share or suggest to people who are following you a good list of coins so that they can be considered before making the right investment decisions. -
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Branch
Branch
Get no-cost instant access to your earned wages at the tap of an app. Download Branch today to take control of your hard-earned cash. Branch is the industry's leading operations platform for hourly employees. Designed to improve workforce productivity and efficiency, Branch features a web dashboard and self-service mobile app that enables business users to create, distribute, and manage schedules. With Branch, employees can also easily view their schedules, set their availability, request time off, swap shifts, and so much more. Branch is used by top enterprises today, including Pizza Hut, McDonalds, Starbucks, Taco Bell, and more. Tired of financial services taking advantage of hard-working people like you? Us too. We’re helping fellow Americans grow financially — and finally get ahead. Stop paying and waiting 3-5 business days for access to your earned wages. Request a portion of your paycheck instantly and use it for unplanned expenses. -
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Fondue
Fondue
Replacing pre-purchase incentives, shoppers see their CashBack eligibility throughout the purchase journey and then redeem it post-purchase in a method they choose: gift cards, cash, and more to come soon. No more one-size-fits-some discounting that trades profit for revenue. Keep loyal shoppers coming back with bonus values on gift cards, give discounts to shoppers who need them to convert, and recapture revenue when shoppers who didn't need the discount don't redeem it. Brands replace coupons in their welcome series popup, email, & SMS with CashBack. Shoppers may redeem CashBack post-purchase either as cash via a Visa card or a gift card back to the brand's store. Since not every shopper claims their CashBack brands reinvest that money into larger offers to increase conversion and revenue.Starting Price: $65 per month -
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Checkout51
Checkout51
Checkout 51 enables brands to deploy digital coupon and cash-back campaigns by reaching millions of members via mobile app, website, and web extensions. Brands can use smart segmentation to tailor incentives in real time based on consumer behavior (trial, loyalty, repeat, and recovery). With mobile and web presence, they meet consumers where they are. The platform offers tracking and reporting capabilities so brands can gain a rich understanding of purchase behavior, measure campaign performance against household penetration, trial and repeat metrics, and optimize their strategy. On the consumer side, members browse offers, shop in-store, upload receipts or link loyalty cards for verification, and earn cash-back. The pay-for-performance model means brands only pay when a member redeems an offer. Shopping-trip analytics, basket-data segmentation, and direct-to-consumer feedback are available for deeper insights.Starting Price: Free -
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Tiplo
Tiplo Inc
Tiplo is restaurant tip payout software that eliminates the time-consuming manual work of distributing credit card tips to your staff. Tiplo moves tips directly from your pre-funded wallet to your employees' bank accounts with simple, intuitive workflows. Restaurant owners and managers can set up flexible tip pooling, track daily and weekly tip attribution, view complete payout history, and export clean bookkeeping records, all from one dashboard. Staff members get full transparency with real-time earnings visibility and instant access to their payment history through their own portal. Key features include: automated tip calculations and distributions, customizable tip pooling rules, optional credit card fee withholding, integrated tip calculator for servers, tip committee management for disputes, secure bank-to-bank transfers, detailed reporting and exports, and mobile-friendly access for both managers and staff.Starting Price: $99 -
41
PressPay
PressPay
PressPay is an Australian financial service that provides employees with instant access to their earned wages before payday. Allows users to withdraw up to $1,000 as cash directly into their bank accounts, with a fixed 5% fee per withdrawal. Repayments are automatically deducted from the user's next paycheck. Enables users to access their earnings in advance through digital shop cards from over 100 popular retail brands, with fees starting from 0% and no interest charges. This option promotes budget-friendly spending by providing immediate access to specific retailers. The registration process is completed online in under five minutes, requiring users to provide their mobile number and employment details. Eligibility criteria include earning at least $350 per week after tax, receiving regular income, and having wages deposited into a personal transaction account. PressPay operates independently of employers, ensuring confidentiality, and does not perform credit checks. -
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tabby
tabby
With tabby, shopping is more rewarding. Split your purchases into 4 interest-free payments or earn cashback at your favourite stores (or both). Shop now and pay later by choosing tabby at checkout to split your purchases into 4 interest-free payments, billed monthly. With the tabby app, you can shop now, pay later and earn cash, with no interest, fees or hidden costs of any kind. tabby's shopping experience removes price as a barrier. Turning browsers into buyers, increasing average order value, and expanding your customer base. Shop at partner brands you love on tabby's website or app and earn cash you can withdraw. Whether you pay with tabby or not. tabby makes shopping more rewarding by empowering people with the flexibility and freedom to get what they want. tabby lets you shop now, pay later and earn cash, without the interest, fees or debt traps. Over 2,000 global brands and small businesses, including Adidas, IKEA, SHEIN, and Marks & Spencer use tabby to accelerate growth. -
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Fetch Rewards
Fetch Rewards
Fetch Rewards is the #1 rewards app with over 13 million active fetchers. Scan your receipts and earn cashback and rewards for free gift cards for Amazon, Walmart, iTunes, Target, and Starbucks. No entering promotional codes, no tracking multiple reward programs on multiple apps, and no clipping coupons or barcodes. Just scan your receipt, tap one button, and earn rewards. -
44
TransferGo
TransferGo
TransferGo makes international money transfer simpler, safer, and cheaper for millions of users worldwide. We offer fast, low-cost transfers at excellent rates, sending to 164 countries and 41 currencies (and counting). TransferGo is an international online money transfer service that provides direct currency conversion at a fixed rate. Founded in 2012, TransferGo is headquartered in Vilnius, Lithuania, with additional offices in London, Kaunas, Warsaw, and Kraków. The platform supports multiple payout options like bank, card, and wallet transfers but does not offer cash payouts through physical stores, partnering locally in some markets for cash distribution. TransferGo serves over 7 million customers across more than 160 countries. Send money to almost any country on the planet. Send money to cards, bank accounts, e-wallets, and even cash. Send money from your card or bank account.Starting Price: Free -
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Payall
Payall
Payall Payment Systems delivers purpose-built banking infrastructure to address every aspect of the cross-border payments ecosystem for regulated financial institutions. Their single-shared, global platform automates compliance, risk management, and operating workflows like KYC, KYT (“Know Your Transaction”), sanctions screening, and document collection ahead of transaction execution. The system is backward-compatible with existing core banking systems and offers payment-orchestration across multiple currencies, rails, and payout options, including bank transfers, mobile money, prepaid cards, cash pickup, and name-/email-based payouts. Organizations can process both one-to-one and mass global disbursements via API or spreadsheet uploads, supporting business-to-business, person-to-person, and government payments. Payall promises real-time or near-instant settlement, improved audit transparency, lower costs, and access for populations lacking bank accounts. -
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GraTrack
GraTrack
GraTrack is a comprehensive tip-tracking and gratuity management software application that replaces cash payouts and spreadsheets to pay tips on the payroll. GraTrack provides several methods to perform tip pooling or direct tip. Our defined process and reports seamlessly pay tip income on the payroll. Gratuity law is a very complex legal dilemma. GraTrack maintains tip compliance while using a pool or share and tracks all tip earnings. GraTrack gratuity management software is designed to simplify distributions for fine dining, full-service, and fast casual environments. GraTrack reduces the tedious tasks of managing cash due backs or spreadsheet data entry to about 30 min total time per week. No more repetitive cash counting or daily data entry by managers in tip tracking spreadsheets. Paying tips on payroll for servers, bartenders and support staff allows you to adjust the safe bank reducing exposure to theft.Starting Price: $349 per site -
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PayQuicker
PayQuicker
The PayQuicker global payout platform enables companies to grow faster by providing their participants with instant payment and purchasing power, immediately funding more business building and spending activity. Reduce cost with seamless cross-border payouts made in local currency. PayQuicker empowers businesses to payout as frequently as desired at no charge per transaction. Each payee is issued an individual insured bank account and branded debit card, allowing payments in local currency, bank transfers, and multiple spend options. Reduce data breaches, money laundering, fraud, and other business risks with our comprehensive 24/7 oversight. Reduce staffing requirements for handling payment questions and inquiries with our dedicated support via phone, live chat, and email. Efficiently verify identity and onboard payees with end-to-end secure business accounts, shifting the burden for KYC, security, and compliance to our team of experts. -
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Tinkoff
Tinkoff
Tinkoff Business offers a suite of services developed with SME customers in mind. Customers of Tinkoff Business have access to RUB and FX-denominated checking accounts, working capital and overdraft facilities, as well as credits at favourable rates for small businesses, Point of Sales (PoS) and online payments acceptance, etc. Tinkoff Business also offers auxiliary services to help small businesses grow including online bookkeeping, a website builder, invoicing and accounts receivable. The Tinkoff financial ecosystem offers a full range of financial and lifestyle services for individuals and businesses via its mobile app and web interface. At the core of the ecosystem is Tinkoff Bank, one of the world’s biggest online banks with over 12 million customers. With a focus on lifestyle banking, the Tinkoff.ru platform enables customers to analyse and plan personal spending, invest their savings, earn loyalty programme bonuses, book trips, buy movie tickets, etc. -
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FlexWage
FlexWage
Small amounts of earning or expense volatility can disrupt a thinly balanced budget, often leading to bank overdrafts or short-term loans with high fees. Financial stress has a negative impact on employee productivity, job satisfaction and retention. FlexWage provides instant access to earned wages building employee loyalty and increasing retention. You eliminate financial stress for your employees and develop a more productive, satisfied workforce. FlexWage saves your company money by driving the adoption of electronic pay to eliminate the expense of paper checks. Revolutionize your company’s financial wellness benefit program with our fully-compliant and accurate on-demand pay solutions and financial wellness tools. With FlexWage you get the first and only patented solution from the most experienced, automated and trusted company in the industry. Get early, on-demand access to your already earned wages. -
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P100
P100
Blending together traditional financial services, such as personal IBAN and debit cards, together with cryptocurrency hot and Self-Custodial wallets. Enjoy the flexibility of managing all your digital money in one convenient app. Take advantage of the P100 hot wallet to engage in activities like buying, selling, and swapping cryptocurrencies. Once the transactions are completed, promptly move your digital assets to a Self-Custodial wallet, ensuring a high level of security and a safety. Take control and ensure your protection. Earn P100 points with every transaction, and watch as your level grows. Each level dictates the percentage of your cashback and the rebate on crypto fees. By making debit card transactions, you will accumulate points that can be redeemed as cashback. These points can be utilised to claim rebates of up to 50% on all your crypto transactions. The rebates will be deposited into your Euro account.Starting Price: Free