Alternatives to PayEngine

Compare PayEngine alternatives for your business or organization using the curated list below. SourceForge ranks the best alternatives to PayEngine in 2024. Compare features, ratings, user reviews, pricing, and more from PayEngine competitors and alternatives in order to make an informed decision for your business.

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    Stripe

    Stripe

    Stripe

    The new standard in online payments. Stripe is the best software platform for running an internet business. We handle billions of dollars every year for forward-thinking businesses around the world. Stripe builds the most powerful and flexible tools for internet commerce. Whether you’re creating a subscription service, an on-demand marketplace, an e-commerce store, or a crowdfunding platform, Stripe’s meticulously designed APIs and unmatched functionality help you create the best possible product for your users. Millions of the world’s most innovative technology companies are scaling faster and more efficiently by building their businesses on Stripe. We believe that payments is a problem rooted in code, not finance. We obsessively seek out elegant, composable abstractions that enable robust, scalable, flexible integrations. Because we eliminate needless complexity and extraneous details, you can get up and running with Stripe in just a couple of minutes.
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    Exact Payments

    Exact Payments

    Exact Payments

    Exact Payments develops and delivers easy-to-integrate and highly scalable payments technology for SaaS companies to seamlessly embed payment flows into their software and activate a new, high-margin revenue stream. With Exact’s PayFac-as-a-Service solution, SaaS providers build frictionless buying journeys that enhance customer experience, improve retention, and increase the lifetime value of a customer by as much as 5x. Today, Exact processes nearly 1 billion transactions annually for prominent customers, including Chase, Ordway, Cineplex, Allianz, Levi’s, and Carfax. Exact is integrated with leading processors in the US and Canada, including Elavon, Fiserv, Global Payments/TSYS, Chase Canada, and Moneris. Our payment solutions are designed for performance and reliability, supporting over 10,000 merchant clients and delivering 99.99% uptime availability with transaction response times of less than 1 second.
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  • 3
    Alviere Hive
    Alviere’s embedded finance platform allows any organization to seamlessly integrate financial products and services into their existing offerings, and provide customers and partners with the most comprehensive embedded financial solution on the market. Alviere’s platform offers an extensive range of customizable branded products and services that include FDIC-insured virtual accounts and physical card issuing, payments, digital global money transfers, and crypto/web3 products, all through one API integration. Alviere is a fully licensed and regulated financial institution, and provides comprehensive compliance, risk management, fraud/AML montioring and security to ensure long-term program success.
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    Stax

    Stax

    Stax Payments

    Stax empowers software platforms, small businesses, and large businesses, through simplified, industry-leading integrated payment and recurring billing solutions. Stax Connect is an unmatched payment ecosystem that enables unparalleled portfolio growth through technology and payment monetization. Radically simplify the ability for ISVs to power their payments with Stax’s developer-friendly API, offering a single integration that provides access to best-in-breed tools needed to provide payment acceptance capabilities, eliminating the time and costs associated with other “PayFac in a box” offerings. Secure in-person and online credit card payment processing with Stax Pay. An all-in-one business management platform built to help you run and grow your business.
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    Payrix

    Payrix

    Payrix

    Payrix is on a mission to be the global leader in embedded payments for vertical software businesses. We are committed to giving our clients more freedom and peace of mind with a proven solution that helps eliminate friction, unleash their possibilities with new revenue, and make their customers’ lives easier. Payrix clients including Real Green Systems, Storable, iClassPro and SupporterHub have harnessed our unique, all-in-one platform — combined with a white-glove approach — that enables them to capitalize on the opportunities within embedded payments for growth, innovation, and transformation.
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    Sila

    Sila

    Sila

    Sila is an end-to-end payment platform that provides Banking-as-a-Service through a developer-friendly payment API that is scalable and allows for fast and secure money transfers. Sila’s payment platform streamlines building and launching fintech apps and embedded payment products for financial products, fintech, crypto, and Web3. Sila’s offerings include Virtual Accounts, Digital Wallets, KYC/KYB, and ACH payments APIs for software teams. Additional functionality is available through a network of pre-approved and pre-integrated partners (to different degrees). Sila was recognized as the Best Payments as a Service Platform by the 2022 Embedded Banking Awards of Tearsheet. Sila is headquartered in Portland, Oregon.
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    Spreedly

    Spreedly

    Spreedly

    Spreedly is a Payments Orchestration platform. Organizations rapidly growing, entering new markets, seeking to limit their compliance burden, or to lower payments costs often find that they can’t adapt their infrastructure to accept payments the way their business requires. Our Payments Orchestration platform enables payments flexibility and redundancy by allowing customers to build one integration and then route transactions through virtually any combination of payment services without ever touching end-consumer card data. Capture and secure payment methods in a portable PCI-compliant vault. Then leverage our massive ecosystem of Spreedly and third-party payment services to enable and optimize digital transactions. Connect to virtually any payment service via a single API rather than building complex integrations. Leverage our experience across billions of transactions to enhance your payments strategy.
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    Affirm

    Affirm

    Affirm

    Affirm is a pay-over-time solution that helps remove price as a barrier for shoppers, enabling merchants to see an 85% increase in average order value and 20% repeat purchase rate. Affirm’s mobile-friendly, omnichannel solution is optimized for e-commerce, in-store transactions, and telesales. Affirm provides the tools merchants need to easily integrate pay-over-time options for shoppers. Here's how it works: 1. Your customer enters a few top-of-mind pieces of information for a real-time decision. 2. Flexible payments. Customers pick their payment plan, with options ranging from 3‑36 months. 3. We settle within one business day and take on risk, from costly chargebacks to fraud. Zero risk to you.
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    Gr4vy

    Gr4vy

    Gr4vy

    Gr4vy empowers you to grow your business and implement new services and opportunities with no additional cost, resources or development time. Our cloud infrastructure manages your payment methods, services and transactions all in one place, while eliminating single points of failure, and shared infrastructure risks. From local payment methods to buy-now-pay-later solutions, Gr4vy helps you offer customers more freedom at checkout with just a few clicks. Our no-code tools help you add, test, and deploy new payment providers in minutes with zero development time. With Gr4vy you only pay for the services you use. We believe in simplicity in our platform and our pricing. No high-cost flat rates or per-transaction fees. Gr4vy grows with your business and provides more payment options, services, and providers as you need them—ensuring you’re always ready for what’s next.
    Starting Price: $248 per month
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    Finix

    Finix

    Finix

    Finix's Payments Infrastructure-as-a-Service decreases the time, cost, and headache SaaS businesses, ISVs, and marketplaces experience when bringing payments in-house. The Finix Professional Services (FPS) team wrote the book on the payment facilitation model. Simply stated, a payment facilitator is a technology company that provides a payments solution to the sub-merchants it sponsors or underwrites. We’re committed to exceeding the highest global data security standards. Our team works with regulators around the world to ensure our platform adapts to ever-changing regulatory requirements so you don’t have to. Payments ownership gives companies the ability to earn more revenue, enhance product experiences, and delight customers. Finix Flex helps fast-growing software companies monetize their payments today while putting them on the path to full payment facilitation. When you’re ready to make the transition, remain on the same Finix platform to avoid switching costs.
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    JustiFi

    JustiFi

    JustiFi

    Traditional payment processors capture the lion’s share of profits from the funds flowing through your platform with a legacy architecture that suppresses the value of your company. That’s not right. We deliver payment and embedded fintech solutions that accelerate the potential of vertical SaaS platforms. Enable sub-account architecture and control your processing costs from the beginning. Archive 100+ basis points of keeping with a team & tech that obsess over your opportunity. Give customers the financial tools they need to grow and achieve 200+ basis points of the keep. Execute the go-to-market strategy to activate your customers and optimize embedded fintech usage. Of course, you need the right sub-account architecture and below-market-rate pricing to be in the payments game. But it takes much, much more to win. The JustiFi payments & embedded fintech platform, combined with our team of strategic payment experts, will help you win the payments game.
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    Flywire

    Flywire

    Flywire

    Whether in education, healthcare, travel or technology, Flywire has vertical-specific insight and technology that enables organizations to optimize the payment experience for their customers while eliminating operational challenges—from invoicing to payment reconciliation. Flywire’s comprehensive receivables solution empowers education opportunities by enabling institutions to seamlessly receive and reconcile payments from anyone, anywhere in the world—at any time. Flywire transforms your process with flexible, patient-centric payment options that respond to patient financial needs to settle payments faster and on mutually beneficial terms. Flywire gives your guests and suppliers a safe and intuitive way to pay, so you can focus on giving them an unforgettable experience.
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    Fidel

    Fidel

    Fidel

    One API to link payment cards to your applications. Two products to build unbeatable customer experiences. Link direct to customer cards through our secure SDKs and easily surface real-time transaction data from Visa©, Mastercard© and Amex©. Eliminate friction for customers and build flexible, personalized experiences. Receive granular customer transaction data in real-time. Use location and merchant data to pinpoint exactly where and when customers are spending. Protect privacy with PCI compliant SDKs that securely tokenize card data.
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    NIUM

    NIUM

    NIUM

    Nium is a catalyst to quickly deploy new financial services for businesses of every size. Gain instant access to a global network of payout, pay in and card-issuing capabilities. Bring new services to your customers, monetize your cash flow, build your own global payment network. Move money around the world to your vendors, customers and employees on the world’s leading global network. Explore our turn-key purpose-built API suite. Built for simplicity and scalability, you can integrate Nium in as little as 4 weeks. Build your global solution using our modular, cloud-based API suite. Integrate new features and geographies with ease as you scale. RESTful methodology, HTTPS authentication & verbs, and JSON across our API suite ensures a simple integration and reliable platform. Read through documentation, explore our APIs in our sandbox environment and begin to prototype & build your solution.
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    Marqeta

    Marqeta

    Marqeta

    Our open API platform enables the world's innovators to instantly issue & process cards with more control, flexibility & scale. Marqeta is rewriting the rules for what’s possible with payment cards. With the most advanced infrastructure and tools for building highly configurable payment cards, Marqeta’s open API platform is designed for developers who want a simplified way of managing payment programs so they can create world-class experiences, innovate, and power new modes of commerce. A modern card issuing platform that powers the future of commerce, accelerates your business and helps build new and innovative products. An open API, instantly issued sandbox lets you get started in three clicks and enables you to instantly issue physical, virtual, and tokenized payments. Refined payment and authorization controls to rein in excess spending, protect your margins, and enable exceptional user experiences.
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    Razorpay

    Razorpay

    Razorpay

    Power your finance, grow your business. Accept payments from customers. Automate payouts to vendors & employees. Never run out of working capital. Mix and match products from Razorpay's payment suite to solve for your exact business use case. With the easiest integration, completely online onboarding, feature filled checkout and best in class performance, quickly go live with Razorpay and experience the future of payments. Razorpay Payment Pages is the easiest way to accept payments with a custom-branded online store. Accept international and domestic payments with automated payment receipts. Take your store online instantly with zero coding. Preparation is everything! Use hosted Event Registration to quickly register event attendees online and send automated receipts. Raising money for a good cause? Our hosted Donations page saves you valuable time by automatically sending personalized 80G receipts.
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    Solid

    Solid

    Solid

    Instantly create bank accounts, offer crypto wallets, send payments, and issue cards to your customers. Solid offers a fully integrated & compliant suite of FinTech services. Integrate in minutes to build never-before-seen experiences. Solid's Banking as a Service (BaaS) enables companies to build and launch deposit products, such as business and consumer checking accounts. It includes the ledger, statements, and everything needed to create delightful banking experiences. Solid's Card Issuance and Management platform is the first of its kind. Issue cards are the modern way, to serve the needs of your customers, with one single API. Credit, debit, and prepaid cards, both in physical and virtual form factor, are all fully managed by Solid. Engage your customers with a light & powerful experience, in your product, with Solid's instant bank /account creation API. Issue branded physical and virtual cards instantly, with the spending controls they need with Solid's /card API.
    Starting Price: Free
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    Primer

    Primer

    Primer

    Connect your favorite payment and commerce services, create beautiful customer journeys and expand into new markets fast, with one unified infrastructure. Drive more revenue with sophisticated, end-to-end workflows. Build brilliant customer journeys and keep customers happy with limitless payment options and commerce services. Integrate Primer once to boost your payment success forever. Create your own payment experience, then track and manage everything seamlessly across your payment processors. Add as many payment methods as you need in minutes and choose how, where and when customers see them at checkout. No compromises, our unified API and suite of tools optimize payments, no matter which processor you use. Unlimited apps and integrations to grow your payment and commerce stack. Smash your goals with a clear source of truth across your entire stack. Track and manage payments, reporting, and everything, from one beautiful dashboard.
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    Infinicept

    Infinicept

    Infinicept

    Many companies promise quick and simple payments acceptance. But off-the-shelf payments solutions come with trade-offs. You may be giving up payments revenue, ownership of your data, and control over your payments product and your customer experience. Offer your customers a customized payment product where they control fees, funding schedules, onboarding decisions, and the entire payment process. Build payment solutions how you choose with the ability to change if and when necessary. Generate additional payments revenue you used to hand over to third parties. This new cashflow can increase your valuation exponentially. Ongoing risk and compliance monitoring designed by those who wrote the book on risk and compliance. Industry-best KYC processes, customizable merchant application, triggered underwriting, and integrated boarding services.
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    Productfy

    Productfy

    Productfy

    With embeddable features backed by unified due diligence and a flexible general ledger, companies have access to a unified platform that provides the building blocks to accelerate innovation and launch world-class products. Use our application builder to configure your application. We’ll generate a customized guide to make your integration quick and easy and an implementation timeline so you’ll know what to expect. We’ll build your sandbox environment. You can deploy a white-labeled turnkey solution, integrate with our API or SDKs, or use any of the UI widgets to build your own product. Optionally, we can deploy the application inside your existing cloud infrastructure so you can maintain full control of compute, storage, and version. Depending on your application, you can deploy in as little as three weeks. We’re committed to help you launch a world-class product! Bundle account verification, linking, and ACH transfers with a unified solution.
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    Zum Rails

    Zum Rails

    Zum Rails

    Merging open banking and instant payments, Zūm Rails all-in-one payments gateway allows our clients to seamlessly utilize the payment rails that best fits their needs in the fastest, safest and most efficient way possible. Zūm Rails supports the entire payments journey, from the customer onboarding process to providing advanced data aggregation and KYC tools, moving funds in real-time with fraud prevention and account validation, as well as managing payment operations and simplifying the reconciliation process – all from a single API.
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    Processing Solutions

    Processing Solutions

    Processing Solutions

    Payment Processing is just the beginning. Merchant Solutions Virtual Payment processing online or over the phone. Retail. Accept credit cards at your retail & POS locations. Restaurant. Low rates for restaurants and quick-serve merchants. Fair interchange pricing. No surprises, 100% transparency. It’s the fairest pricing model in the industry, with flat and fixed margins, so you always get a fair deal. We strive to be the nations leading processing company without having to deceive merchants to earn their business. We offer no long-term contracts, no hidden fees. Our Brick & Mortar Solutions Always Feature the Latest Equipment and Highest Security. Of Course We still provide our Lowest Rate Guarantee! Credit Card Processing - Restaurants, Bars & QSR Restaurants, bars and quick serves can take advantage of special rates and hardware specific for your credit card processing needs including POS, countertop terminals and mobile solutions. Restaurants, bar and quick-service
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    AllayPay

    AllayPay

    AllayPay

    At AllayPay, we specialize in high-risk and high-volume merchants. But we’re also proud to service thousands of low-risk and card-present merchants across all industries, including hotels, restaurants, bars, retail stores, salons, electricians, lawyers, consultants, and much more. Give customers the option to choose what works best for them. Our processing platforms take payments from any preferred method of transaction. As a high-risk industry, finding the right payment processor can be challenging. Whether it’s a reputational risk, bad credit or strict regulations, getting approved for a merchant account is no easy feat. What you need is a payment processor who understands your industry and the risks you face each day.
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    Method

    Method

    Method

    Embed loan repayment, data, balance transfers and automation - all through a single API. Method allows developers to engage with their users’ debts with our debt-agnostic solution. Lower lending risk and increase revenue by engaging directly with your users' debts. Method connects to all student loan, credit card, auto loan, mortgage, and utility bill merchants out there. Method's APIs don't break and the users never have to re-authenticate. Method handles compliance requirements, identity verification, and bank partnerships so you can focus on building. Initiate payments to any of a user's liabilities. Settlement in as little as a couple of minutes. Instantly retrieve all their liabilities - no credentials required. Method will return real-time data for all liabilities for a user. Attract top talent and retain employees by addressing one of their top concerns: financial wellness.
    Starting Price: $2,000 per month
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    Forward

    Forward

    Forward

    Embedded payments built by software people for software people. Every SaaS company is looking for the next feature or capability to propel their business forward. A feature to close a sale, improve user experience, and re-fact technical debt, all competing for valuable roadmap priority. Monetizing payments first will double revenue per customer, enabling you to fund additional roadmap capacity. Payments is a spectrum of services, and at Forward, we’re adding more solutions to support you wherever you are in your journey. Our process starts with a free payment consultation, and we mean free, we’ve made it super easy to understand how to move forward with your payment journey. You could build your own data center but probably use a large cloud provider, think of payments similarly. Our team can help you to focus on what you do best, which is selling software.
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    Stripe Connect
    Stripe Connect is the fastest and easiest way to integrate payments into your platform or marketplace. Our APIs enable you to build and scale end-to-end payments experiences, from instant onboarding to global payouts and create new revenue streams, all while having Stripe handle payments KYC. Get to market faster without the upfront costs or development time usually required for payment facilitation, with Stripe-hosted onboarding. Make payments a powerful source of revenue with our revenue share program, or mark up payments to earn on every transaction. Reach more customers worldwide with a global payments platform, and support 135+ currencies and local payment methods through a single integration. Monetize Stripe’s complete suite of financial services products by offering financing, expense cards, or money management accounts to your users. Whether you use Connect’s pre-built, optimized UIs or build your own custom flows, it’s easy to get your users up and running quickly.
    Starting Price: $2 per month
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    Lunch

    Lunch

    Reverse Contact

    Lunch provides push-button net-terms financing to businesses on your platform. Grow your platform by offering flexible payment terms on every transaction. Lunch provides the capital, compliance, and technology by API to directly integrate your platform with our financing infrastructure. Earn a revenue share anytime your suppliers access instant capital via Lunch. Digital payments, instant access to capital, and a payments dashboard create an incredible value-add experience that deepens the connection with your platform. Manual processes, approval schedules, and outdated payment methods mean government agencies can take weeks or even months to pay. Provide digital payment options for buyers on your platform - government agencies using your platform receive digital payments for free. Allow buyers to securely connect their bank accounts and get paid digitally by your customers, free of charge.
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    Highline

    Highline

    Highline Technologies

    Highline is a new payments platform that automates bill payments directly from payroll. Lenders can decrease missed payments by up to 2/3rds, reduce credit losses, expand customers’ credit options, and better support financial wellness. Highline supports all forms of recurring bill payment, from personal loans and credit cards, to rent and utilities. Simply drop the Highline API into your customer experience and give qualifying customers instant access to a better way to pay. Highline mitigates risk behind the scenes. When a customer’s employer sends their paycheck, Highline divides it as needed. The loan payment flows through the customer’s virtual Highline account directly to the lender, and the rest flows normally into their checking account.
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    Stitch

    Stitch

    Stitch

    We help businesses easily develop more user-friendly, innovative and inclusive digital finance products, at lower costs and without fraud. Stitch helps fintech and embedded businesses across Africa quickly onboard users and enable seamless bank-to-bank payments. Make it as easy as possible for your customers to pay with one-click checkout – and save on expensive card fees. Improve your customer and supplier onboarding experience and enable seamless payments across your marketplace or platform. With Stitch, PSPs and payments aggregators can enable their merchants to offer instant and zero-fraud pay-by-bank checkouts, at a fraction of the cost to card payments. Make paying out to customers and suppliers as easy as paying in, by leveraging the same account linking to generate a direct payout to their financial account of choice.
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    Extend

    Extend

    Extend

    A simple, powerful tool for your existing business credit card. Instantly create secure virtual cards for employees, projects and vendors. The Extend App is the most convenient and secure way to send virtual credit cards to your network. Build the products of tomorrow. API enables developers with powerful virtual credit card capabilities. Leveraging Extend APIs, a leading online lender has partnered with a destination resort to offer additional payment options to guests. From upgrades to enhanced experiences, guests have an efficient and convenient payment option with access to an immediate, flexible term loan offering. Use our APIs to create new products for payment, lending, and more. An innovative insurtech utilizes Extend APIs to optimize payment operations. They’ve eliminated cash flow issues for doctors and benefit from automated reconciliation and credit card incentives.
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    Caliza

    Caliza

    Caliza

    Our technology helps you embed digital dollar accounts and real-time payments into your products and services, unlocking new financial opportunities for your customers. Straightforward API or online dashboard that gives you full control and customization of your experience. US-based digital dollar accounts with segregated funds, real-time cross-border settlements, savings, and competitive FX rates. Bring borderless payments and digital dollars to your business with our simple, secure, developer-friendly API. Enable businesses to access international goods and services faster. Enable companies to manage treasuries across borders without delays or errors. Help your customers accept payments from their own users across borders. Provide US banking credentials and dollar accounts with instant liquidity for your customers. Help businesses pay their global workforce accurately and compliantly. Provide quick and inexpensive transfers for customers sending and receiving money.
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    OpenPayd

    OpenPayd

    OpenPayd

    Build, upgrade, and grow with easy access to an entire financial ecosystem. Accounts, FX, domestic and international payments, acquiring, open banking, and more - all delivered through a single, developer-first API. Create new and exciting customer experiences by embedding financial services within your products. Your customers never need to leave your ecosystem again. Improve customer-facing and back-office operations with seamless integrations with your existing systems. Move all your services to OpenPayd and enjoy market-leading rates, coverage, technology, and support. Scale at speed by accessing local payment rails, unrivalled FX management, an extensive network of global licences, and much more. Make and receive payments locally or internationally with access to OpenPayd's global banking network.
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    Routefusion

    Routefusion

    Routefusion

    Through our global banking APIs, fintech expertise, and customer support, decrease your time to market, reduce the cost of global payments and expand your products and services internationally. Opening up international bank accounts is challenging. We'll do it for you - making direct debiting, global reconciliation, and a unified global banking experience simple. Do international business like a local. Pay international vendors and customers with ACH, SPEI, SEPA, SWIFT wires, and more. Our global payment and FX institutions network gives your customers access to rates that have traditionally only been reserved for the largest corporations. With our new approach to cross-border payments, no one gets left behind. We believe in tearing down financial barriers to growth so that every business has the opportunity to thrive.
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    Paystand

    Paystand

    Paystand

    Never pay transaction fees again. Get your money faster, more efficiently, and at a lower cost. B2B payments are more than just transactions. With Paystand, you can finally digitize your receivables and move your manual financial processes to the cloud. Speed up time-to-cash and decrease DSO by 60% or more. Reduce fraud and chargebacks with real-time fund verification. Improve customer experience with seamless, easy B2B payment options. This is B2B payments re-imagined for today's digital landscape. Our B2B Payments-as-a-Service model transforms revenue operations so you can put your teams to work on projects that matter, access cash and working capital faster, and grow with confidence. Save over 50% on the cost of receivables. Offer zero-fee payment options to your customers. Move to flat-rate plans that reduce your costs and increase margins.
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    TrueLayer

    TrueLayer

    TrueLayer

    TrueLayer is the leading technology company providing secure, global access to financial infrastructure. Developers use our APIs to build best-in-class products that securely access data and initiate payments in real-time. Founded in 2016, TrueLayer is connected to major banks across the world, backed by leading venture capital, and trusted by some of the biggest names in fintech including Monzo, Revolut, and Zopa. By making the power of open banking accessible through our platform, TrueLayer enables developers across any industry — from startups to enterprises — to reinvent financial services. TrueLayer is available in the UK, Europe and Australia. Easily integrate next-generation payments and financial data into any app. Build powerful products your customers love. Send and receive money on the fastest rails at the lowest rates with a first-class user experience. No cards. No fraud. No chargebacks.
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    Cadana

    Cadana

    Cadana

    The world's largest payroll platforms and talent marketplaces use Cadana's APIs to build compliant hiring products in Africa, Asia, and Latin America. Deploy Cadana's no-code white-label solutions to your customers in your brand. Mitigate local labor non-compliance and fraud risks by leveraging Cadana's local entities & expertise. Validate the market with a full-suite product without spending millions of dollars building. Reduce operational overhead with Cadana L1 & L2 support to help you scale with your customers. Customize and integrate with existing workflows using modular UI components. Pay compliantly to millions of local banks, mobile money accounts, and e-wallets in Africa, Latin America, and Asia. Mitigate fraud with account validation lookups & AI-powered transaction monitoring for emerging markets. Save on average 50% on FX rates to emerging markets compared to global payment aggregators.
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    Cambr

    Cambr

    Cambr

    Cambr’s vendor-agnostic approach opens up new monetization channels, scalable cash storage, and FDIC-insured safety to any business that holds cash for its customers. Earn market-leading yield on balances; you decide how much to pass through to end customers. Eliminate bank balance sheet constraints and reduce the risk of a single point of failure via our network of community banks. Integrate seamlessly. Integration hub is simple and fast, and only needed if we don't already work with your service providers. No software, no hassle. Create new product offerings and hooks while earning revenue on your programs' deposits. Our network of community banks allows you to scale compliantly while protecting your balance sheet and without sacrificing economics. Easily deploy and implement full package solutions for your clients while earning fee income.
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    BBVA

    BBVA

    BBVA

    BBVA wants to help your small business. Discover our market-leading checking accounts designed to support your small business. Earn interest on the money your small business makes, plus get the added security of being able to “sweep” funds to your business checking account when you need them. Find business loans for every project—no matter how big or small—tailored to your unique business needs. Manage your business’ spending and cash flow, plus earn rewards on Qualifying Purchases you make with our Visa® credit card options. Find everything you need to keep business running smoothly, including POS systems and the ability to accept more payment types. Explore special programs built for your business or non-profit, with offers exclusive to BBVA customers. The dream of small business takes a can-do attitude. The pandemic shook that self-reliance. It was our honor to be there and help those dreams continue.
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    Belvo

    Belvo

    Belvo

    Connect your app to your users’ financial data in the easiest and most secure way through a single Open Banking API. Build engaging and next-generation products your users will love. Your users' financial data comes in multiple formats, from different sources. We connect to over 90% of personal and business bank accounts in Latin America, as well as tax institutions and gig economy platforms. Our Connect Widget can be integrated into your product in just minutes. Save months of development and focus on what really matters to you. Our platform is built on top of best-in-class security infrastructure and we are currently going through ISO 27001 certification. Connect your users’ financial accounts and enrich their data in simple steps. From lending to smart saving, we’ll help you create what your users need. Access, aggregate, and interpret customers’ financial information, such as their income, to build better borrowing experiences.
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    Host Merchant Services

    Host Merchant Services

    Host Merchant Services

    We provide merchant services payment systems for all businesses. Get a credit card processing system customized for mobile payments, point of sale, e-commerce credit card processing, EMV terminals, and more. We will greatly reduce your merchant services fees while substantially improving the customer service you receive. Our excellent customer service and low rates retain customers, not termination fees. Experience the freedom of locked-in credit card processing rates that won't increase over time. Qualify for a free EMV-compliant mobile swiper or terminal with a merchant account. You’ve created an app but need to integrate payment processing. You’ve come to the right place! We offer custom direct integrations with an easy-to-use API and a broad range of terminal solutions.
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    Praxis Cashier

    Praxis Cashier

    Praxis Cashier

    A cashier with over 300 PSP integrations that is modular, responsive, executes smart routing, high-level risk management rules and more. Customize your deposit limits and methods per country, currency, campaign or any parameter you want. Optimize your business with us today. Praxis links various merchants with payment providers globally. We'll suggest processors to strengthen specific (GEO)-targets and expand your reach. We were once in your shoes; managing an operation that is constantly facing processing hurdles. Here is the one tool to overcome all the hardships you face. Our software helps you maintain several processors, load balance volumes, route specific customers to desired payment solutions and do the kind of risk management that will bring you industrial peace. Managing several websites in multiple currencies, doing proper reconciliation, increasing approval rates, withdrawals and keeping out the fraudsters has never been easier.
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    GPS Apex

    GPS Apex

    Global Processing Services

    Our unique combination of payment processing functionality, technology and expertise enables GPS to provide leading payment technology and alternative banking services to a diverse client base from large established players, well-funded fintech innovators to cutting edge start-ups. The award-winning GPS ApexTM platform is central to the delivery of some of the most demanding programmes in the industry and our team of experts throughout the business is dedicated to ensuring optimum performance for every programme we enable. GPS is committed to ongoing investment in its technologists and the GPS ApexTM platform to continually improve the core processing and service capabilities. GPS ApexTM is a powerful and scalable payments processing platform that has been certified by Mastercard and Visa, and for single/dual message format to facilitate swift issuer integrations in all regions.
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    SDK.finance

    SDK.finance

    SDK.finance

    SDK.finance is a white-label core payments platform, serving as a backbone for building fintech products on top. Available in cloud PaaS and on-premise with the source code license versions, the platform caters to businesses of all sizes - from startups seeking affordable software to SMBs and enterprises that need scalability and independence.
    Starting Price: Contact us
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    Preferred Payments

    Preferred Payments

    Preferred Payments

    A secure platform and API to accept payments, grow revenue and scale your business. Straight forward API documentation and dedicated developer support to integrate ECRYPT's powerful payment solutions to your software. Accept payments, manage customers and build a powerful payment stack on the ECRYPT platform. Integrate secure and simple card-present payment solutions with ECRYPT’s Cloud EMV devices. Secure hosted payment fields for software applications and websites. Reduces PCI scope and offers more customization. A secure solution to manage customers, store payment methods and keep sensitive financial data safe. Secure and store sensitive payment data with ECRYPT’s tokenization and P2PE solutions. A payment platform built for enterprises, developers and innovators. ECRYPT gives businesses the tools to manage, scale and monetize payments services. Card-present transactions are now easier and faster than ever before.
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    Spinwheel

    Spinwheel

    Spinwheel

    Embed consumer debt solutions in your application. Spinwheel makes it easy to offer full-featured debt use cases in your app, starting with student loans. Our APIs and drop-in modules are built to address the American debt crisis directly from users native financial habitats. All the components you need to offer full-featured student loan products. We do the heavy lifting to deliver complete, clean data, and layer on insights like loan priority scores. With Spinwheel, payments are embedded, so borrowers know what and when to pay, and can do it easily from your app. Our beautiful, white-label drop-in modules make it a snap to create compelling end user flows. User-permission connectivity to comprehensive data and complex functions enable your app to do almost anything a user can do at a loan servicer. Intuitive APIs, low-code modules, clear documentation, and outstanding support. Pay down or payoff, we make it easy to create a payment and apply it correctly.
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    Modulr

    Modulr

    Modulr

    Business payments are clunky, costing you time, resources and customers. We provide an API payments infrastructure so you can efficiently automate and embed payments. Unlocking operational efficiency and revenue drivers. Automate your B2B payment flows, including receivables, payables, collections and disbursement. Maximize the efficiency of your teams and reduce operational costs. Put payments at the heart of your platform, workflows and customer experiences. Embed access to UK, EU, international and card payment schemes within your software. We're the 'out of the box' payments plumbing you need to build the next best bank or payment service. Grow faster and go further supported by our platform. Securely disburse loans and collect repayments into segregated accounts on an automated, real-time and 24/7 basis. Pay workers on time, every time with a real-time view of cash flow, instant emergency payments and robust approval controls.
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    Payroc

    Payroc

    Payroc

    Payroc helps you supercharge your business with best-in-class payment processing options, all backed by our world-class agent and merchant support teams. We empower business owners to get back up and running and process payments – fast! Building a business and helping small business owners each day is what being an agent is all about. We provide the products, resources, and support. You make it happen. Experience what it’s like to work with a processor with incredible scale. We serve our clients at the scale they need with a global team of local people. Our API provides global terminal certification to over 50 types of terminals in over 50 countries. Provide your customers with seamless onboarding and advanced reporting.
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    VoPay

    VoPay

    VoPay International Inc

    VoPay’s Fintech-as-a-Service platform allows any company to embed financial services and payment capabilities into their existing applications, product, or services through a single and scalable API. VoPay offers a simple technology layer that enables businesses and software companies to seamlessly offer secure, fast, and direct bank account payments. By integrating a single API, businesses can securely connect to all major payment rails and leverage customer-centric, data-rich information for better decision-making. Our goal is to eliminate all payment inefficiencies, so businesses can focus on what they do best in today’s fast-paced digital economy.
    Starting Price: $895 per month
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    Modern Treasury

    Modern Treasury

    Modern Treasury

    Modern Treasury’s payment operations platform and flexible APIs enable you to add money movement and tracking to your products without the heavy lifting. There's a lot more to money movement than just moving money. Our APIs automate money movement at scale, including bank integration, payments, and reconciliation, while the web app provides complete control over fund flows with approval workflows, notifications, reporting, and more. We integrate directly with your bank instead of sitting in the flow of funds, so payments move 2x faster. Set up approval rules and track payments from initiation to reconciliation, with support for ACH, RTP, Wire and global payment methods through a single API and web app. We automatically reconcile completed payments to transactions on your bank statement as they are posted and match returns and reversals to the original payment, streamlining cash reconciliation.
    Starting Price: $499 per month
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    Aeropay

    Aeropay

    Aeropay

    Aeropay is a financial technology company that helps people move money with bank-to-bank (ACH) transfers. We enable businesses to accept compliant, digital payments, giving customers the freedom to spend. Leaving cash and cards behind and paying with a personal mobile device promotes safety, convenience and a modern lifestyle. Filter payments to view, adjust, void or refund transactions. Capture pre-authorized payments from your customers and adjust payment amounts. Offer monthly subscriptions for recurring revenue. Add multiple locations, and send out location-specific payment links. Create your own branded payment experience. Test the experience in our sandbox environment. Work hand-in-hand with our development teams. Accept digital payments at point-of-sale. Customers simply scan a QR code, link to their bank and pay. Accept online pre-payments for delivery, buy online, pick up in-store and orders. At checkout, customers choose Aeropay to simply link to their bank and pay.