PayConex

PAR Payment Services is an omnichannel payment solution designed for restaurant, retail, and experience businesses. It supports EMV credit, EMV debit, and gift cards; contactless payments; and newer options like Text to Pay and QR Code payments. The platform is gateway-agnostic, meaning you can use PAR’s own gateway or plug in a processor of your choice. It integrates across channels, physical, mobile, and online, and consolidates all payment data into unified reporting and analytics for real-time business insight. PAR also offers PAR Gift, which enables both physical and digital gift cards (reloadable, branded, mobile wallet compatible) with built-in loyalty features like point earning and redemption. On the security front, PAR ensures compliance with industry standards, uses encryption, and maintains up-to-date devices to reduce fraud and risk. The system is built to integrate closely with PAR’s POS and restaurant tools, but is also compatible with other POS systems.