Alternatives to PayCafe

Compare PayCafe alternatives for your business or organization using the curated list below. SourceForge ranks the best alternatives to PayCafe in 2026. Compare features, ratings, user reviews, pricing, and more from PayCafe competitors and alternatives in order to make an informed decision for your business.

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    PayKings

    PayKings

    PayKings

    PayKings is a merchant account provider that helps businesses secure payment processing services in industries often rejected by traditional payment processors. The platform offers merchant accounts, payment gateways, and payment processing solutions designed to support businesses with specialized risk profiles. What is a high risk merchant account? A high risk merchant account is a payment processing account for merchants that are classified in a high risk category. They require high risk credit card processing solutions. The PayKings Team can get you approved today for a low to high risk merchant account for B2B, eCommerce, or Retail at reduced rates and fees. Credit repair merchant accounts are essential for companies in the credit repair space. You provide credit solutions to your customers and we’ll take care of the payment processing. Selling any type of merchandise through an ecommerce store has its risks.
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    PaidYET

    PaidYET

    PaidYET

    Simplify B2B payments for software companies with PaidYET, the ultimate solution for your payment processing needs. Tailored specifically for SaaS providers, marketplaces, and software platforms, our innovative integration enables seamless payment processing that not only reduces friction but also enhances user experience. With PaidYET, you can easily accept payments, streamline your operations, and unlock new business opportunities. Our platform supports a wide range of payment methods, ensuring you can cater to the diverse preferences of your clients. We prioritize security and compliance, so you can focus on growing your business with peace of mind. Optimizing payments has never been easier—simply integrate our gateway into your existing system, and watch your payment processes flow smoothly, allowing you to concentrate on what matters most: scaling your business and serving your customers effectively.
    Starting Price: $19/month
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    WooPayments

    WooPayments

    Automattic

    Run your business and manage your payments in one place with the solution built and supported by Woo. Accept online and in-person payments, track revenue, and handle all payment activity from your WooCommerce store’s dashboard with WooPayments. Maximize checkout conversion by providing buyers the payment methods that are most convenient and relevant to them. WooPayments gives your store flexibility to accept credit cards, debit cards, and express checkout options like WooPay. Give customers even more choice when you enable digital wallets such as Apple Pay and Google Pay. Meet your buyers where they are: WooPayments is available in 38 countries and accepts payments in 135+ currencies, no other extensions needed. Convert more sales by offering international buyers the convenience of shopping in local currency and payment methods like iDeal, P24, EPS, and Bancontact.
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    BankCard USA

    BankCard USA

    BankCard USA

    BankCard USA has been a leading provider of merchant services since 1993. We offer credit card processing products and services for new and existing businesses. Accept payments online through a payment gateway, in-store with a credit card terminal, over the phone via a virtual terminal, or on the go using a mobile credit card processing app. Whether you need a low or high-risk merchant account, omnichannel payment services for a large company, or simply a credit card machine for a small business, we work with you to find the best payment processing solution to suit your unique business needs and goals. Of the thousands of credit card processing companies, we guarantee the lowest credit card processing fees through our bank-direct program. Accept credit cards, debit cards, gift cards, electronic checks, and electronic funds transfers with a solution designed with your business in mind today. We have established payment services for over 100,000 merchants.
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    Aleran Merchant Services
    Process credit card payments securely with full PCI compliance. With Aleran Merchant Services you can securely process credit card payments anywhere, anytime, with full PCI-compliance guaranteed and no IT or specialized tech skills required. Our partnership with award-winning payments company, Payroc, allows you to securely capture and store credit card information to process payments now or later, combining the best parts of PayFac and traditional credit card processing models. Merchant services are free. No PCI, scan or monthly fees. Gets you up and running and processing payments within a few minutes. Guarantees PCI-compliant transactions. Securely captures and stores credit card info from customers to charge at a later date. Credit card readers available for in-store or in-person credit card processing. Eliminate time spent chasing down reissued, expired or compromised credit cards with the Card Auto Updater feature.
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    SecuraCart

    SecuraCart

    SecuraCart

    The Easy Way To Sell More Of Your Product Or Service Online. Grow revenue, process payments faster, and reduce development costs -- all with the click of a button. Start accepting payments in less than 5 minutes. With SecuraCart, collecting payments from your customers is easy. Get setup in minutes, even with no technical skills. No coding is required to start using our secure checkout forms. Your customers can checkout via mobile or desktop devices using any valid credit card. Match your brand. Looks great in front of you customers with a custom branded checkout experience. SecuraCart checkout forms use your company name, and your custom brand color to match your business. Easy to use even with no "tech skills". Get everything you need to streamline the checkout process for your customers. Solve your payment problems today, and quickly create new products that look amazing on desktop and mobile. Email or text your users the link to your product page and you're done.
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    Dharma Merchant Services

    Dharma Merchant Services

    Dharma Merchant Services

    Let us explain the mysterious world of payment processing, and shine a light on a notoriously dark industry. No secrets here, the code word is transparency on all fronts. We strive to pull away the veil most merchant providers and merchant processors put up. Instead, we provide a credit card processing service that business owners can be proud to use for their credit card merchant accounts. What does top merchant services processing get you? Enquire about our merchant credit card services to find out. Upon request, we can provide a full-disclosure rate comparison that highlights the savings Dharma can offer. We’ll share our assumptions, and we’ll even tell you if our rates are not the most competitive. We’ll point you in the right direction regardless of how it impacts us.
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    Splitit

    Splitit

    Splitit

    Splitit powers the next generation of Buy Now, Pay Later (BNPL) through our merchant-branded Installments-as-a-Service platform. We solve the challenges businesses face with legacy BNPL while unlocking BNPL at the point of sale for card networks, issuers and acquirers, all through a single network API. Shoppers can split their purchases into up to 36 interest-free monthly payments using their existing Visa or MasterCard. Shoppers get the chance to try out items for up to 90 days and then decide if they are going to keep it. After they decide, shoppers can then go ahead and pay in in full, or start an installment-payment plan. Shoppers who do not have a sufficient available balance on one card have the option to split their installment payments on two different credit cards. This feature allows for the shopper to get what they want and not have to apply for another credit card or go into debt.
    Starting Price: 1.5% + $1.50 per installment
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    Capital One Merchant Services
    Speed up your business's cash flow with secure and reliable merchant services. Capital One has partnered with Worldpay® from FIS, a leading debit and credit card processor, to offer you flexible payment acceptance solutions. We've made getting paid easier, so you can focus on running your business. Accept payments with virtual and smart terminals, hosted web pages, and mobile readers. Enjoy peace of mind with a suite of data security tools. Stay organized with transparent reporting. Take multiple payment methods. Including swipe, EMV, contactless, keyed-in, phone order, email invoicing, PayPal® and more. Accept major credit cards, Visa®, MasterCard®, Discover®, American Express®, as well as gift and loyalty cards. Take advantage of our evolving payment-processing solutions and let us help you strategically manage your cash flow. Capital One Merchant services powered by Worldpay gives you access to new technologies for emerging payments.
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    TransNational Payments

    TransNational Payments

    TransNational Payments

    TransNational Payments is an industry leader in payment technology solutions, serving businesses nationwide. Our payment processing services allow merchants and businesses to accept in-store payments, online payments and mobile payments. Some of our merchant services include: credit card processing, mobile payments, payment gateway, gift card and loyalty programs, POS solutions and Full Service Payroll. Our payment processing comes with transparent pricing and highly rated customer service. TransNational Payments operates on the concept of full disclosure and provides simple and stress-free payment solutions to help businesses succeed. We educate and service our clients in the highest certified manner by offering 24/7 assistance with each unique business need and consistently exceeding their expectations. We invite businesses to improve their profitability by taking advantage of our competitive rates on secure credit card processing, innovative mobile payments, and cutting-edge POS.
    Starting Price: $30 per month
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    MagicPay

    MagicPay

    MagicPay Merchant Services

    Credit Card Processing & Merchant Services Simplified. Complete Payment Processing Solutions For Your Business Established in 2012, MagicPay Merchant Services has been providing merchant account services to thousands of merchants worldwide. Our credit card processing, ACH and eCheck solutions, along with our point-of-sale systems will support your business every step of the way, building successful business environment. Free EMV Terminal. Get a FREE credit card terminal, works with Dial-Up or Ethernet connection. Point-of-Sale Systems. Manage your business like a pro. Retail & restaurant POS solutions. Wireless Terminals. Take payments anywhere, with on-screen signature capture. Mobile Payments. Accept payments using your smartphone or tablet with our Bluetooth card reader. Online Payments Virtual terminal, recurring billing, electronic invoicing & E-Commerce. Multi-Currency Processing. Accept payments in 120+ currencies and settle in USD.
    Starting Price: $15 per month
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    Paycosmos

    Paycosmos

    paycosmos

    Fastest payments in the universe. Latest payment technology. Instant settlement. Increased revenue & cash flow. As a paycosmos merchant, you have the advantage of Instant Merchant Settlement. Paycosmos links your credit card processing to your bank account for Card Present and Card Not Present Solutions. Instant Merchant Settlement is the same as the credit card processing you do today, the only difference is you get paid instantly - 24/7/365. Whether you accept payments in a retail store, out in the field or from your website, we have solutions to fit your business. We offer you emerging & traditional payment options and get you paid faster. Our platform includes PCI Level 1 certification and successful Service Organization Control audits to demonstrate our commitment to data security. We offer transparent pricing or flexibility on alternate pricing models. Instant merchant settlement.
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    EPX

    EPX

    Electronic Payment Exchange

    For nearly 40 years, EPX has been a pioneer in the payments industry, commercializing many innovations that have become the industry standards. EPX alleviates data security and liability concerns with cost-efficient processing solutions for credit, debit, stored value, and ACH payments on one reliable platform. Integration with our virtual terminal solutions, online shopping carts, and web-based reporting helps our clients conduct smarter, more agile business. We continue to research, build, implement, and support next-generation payment technologies that facilitate PCI compliance, protect merchants, and enhance consumer confidence. These days it seems just about everyone, from the car wash attendant to the convenience store owner on the corner, accepts credit card payments. If your business is still operating on a cash-and-carry basis, you could be missing out on thousands of dollars in sales and putting yourself at a competitive disadvantage.
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    Payment Nerds

    Payment Nerds

    Payment Nerds

    Payment Nerds is a payment processing tool that helps businesses accept credit and debit card payments across a range of environments including online, in-person, mobile, and mail/telephone orders, offering tailored solutions for low-risk, medium-risk, and high-risk accounts with advanced security, fast onboarding, and seamless integration with existing systems. It provides merchant services such as credit card processing, payment gateways, virtual terminals, integrated POS systems with inventory management and customer analytics, support for multiple payment methods including contactless and digital wallets, and APIs designed for smooth integration with ecommerce and accounting tools. It emphasizes a streamlined setup that can start processing payments in under 24 hours with instant approvals and comprehensive customer support, plus features like real-time transaction monitoring, fraud protection, customizable reporting, and multi-currency acceptance.
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    Swipe Gateway

    Swipe Gateway

    Swipe Gateway

    Real-time fraud scrubbing utility that helps to differentiate legitimate from fraudulent transactions. Helps ensure uninterrupted payments for customers, particularly those with recurring payments, by seamlessly updating card-on-file account information- requires customer vault and is supported on First Data North, First Data South and Payment Tech Salem. Allows merchants to use Verified by Visa and Mastercard SecureCode to verify payer’s authenticity through the gateway. PCI-compliant encrypted and tokenized customer credit card and ACH account data storage. Tokenization allows merchants to process transactions without transmitting credit card or ACH account data. Enables merchants to invoice customers via email. Customers can submit payments by following an embedded link. Invoices are generated with line detailed information and automatically convert to PDF’s that are attached and emailed to customers.
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    Payment Depot

    Payment Depot

    Payment Depot

    The credit card processing industry isn’t exactly transparent. Below, we uncover how the industry works and what Payment Depot is doing to save you money. Payment processors make money by marking up the fees charged by credit card networks like Visa and Mastercard. Think of it this way: the fees of Visa and Mastercard are the wholesale costs of payment processing. Your credit card processor then adds their fees on top of those wholesale rates to make a profit. With traditional credit card processing, the payment processor takes a cut out of every transaction, so the more sales you process, the more they profit. Payment Depot saves you money by giving you access to wholesale rates. Unlike traditional payment processors, we don’t profit by marking up interchange rates and we don’t take a cut of your sales.
    Starting Price: $79 per month
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    AsiaPay

    AsiaPay

    AsiaPay

    AsiaPay supports merchants to accept digital payments by credit/debit cards, bank accounts/net banking, digital wallets, buy now pay later, over-the-counter, and more in one single platform. AsiaPay is a leading digital payment service, solution, and technology provider in APAC. We provide a comprehensive array of secured, advanced, and integrated payment processing solutions to banks, payment service providers, and merchants. We have partnerships with international card associations, banks, and payment companies all over the world. Country operations and payment processing. Anti-fraud tools, mobile-ready, real-time consolidated reports, big data. Multi-lingual, multi-currencies, multi-channels, multi-cards, and multi-acquirers. High service uptime of 99.9%+ and high performance. Local account and risk operation support as well as 24/7 technical support in 17 operational offices in the Asia Pacific.
    Starting Price: Free
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    Processing Solutions

    Processing Solutions

    Processing Solutions

    Payment Processing is just the beginning. Merchant Solutions Virtual Payment processing online or over the phone. Retail. Accept credit cards at your retail & POS locations. Restaurant. Low rates for restaurants and quick-serve merchants. Fair interchange pricing. No surprises, 100% transparency. It’s the fairest pricing model in the industry, with flat and fixed margins, so you always get a fair deal. We strive to be the nations leading processing company without having to deceive merchants to earn their business. We offer no long-term contracts, no hidden fees. Our Brick & Mortar Solutions Always Feature the Latest Equipment and Highest Security. Of Course We still provide our Lowest Rate Guarantee! Credit Card Processing - Restaurants, Bars & QSR Restaurants, bars and quick serves can take advantage of special rates and hardware specific for your credit card processing needs including POS, countertop terminals and mobile solutions. Restaurants, bar and quick-service
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    ePayPolicy

    ePayPolicy

    ePayPolicy

    The Simplest Way to Collect Insurance Payments. Accept credit card and ACH payments online. Speed up receivables, bind policies faster, and provide an experience your clients will love. Created by insurance experts for the insurance industry, ePayPolicy provides the simplest solution for insurance agents, brokers, MGAs, and premium finance companies to collect credit card and ACH payments. Easily collect credit card and ACH payments from insureds using your own branded payment page and unique URL. Collect and send funds across the insurance industry and utilize additional features after integrating your management system. Easily collect digital payments from insureds and pass them along to your broker and MGA partners with ease. ePayPolicy is on a mission to eliminate paper checks. Our simple, insurance-centric solution lets you collect digital payments and send funds across the industry.
    Starting Price: $20 per month
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    Ikajo

    Ikajo

    Ikajo

    A payment gateway is a software that enables merchants to accept credit and debit card payments online. It acts as a mediator between a customer’s and a merchant’s bank. To integrate a payment gateway on your website, you need to open a merchant account. As a global payment provider, we offer an extensive list of payment methods. Besides Visa and MasterCard, we support 100+ other options. All the major e-wallets, cryptocurrency, remittance systems, and local credit cards of 177 countries are on the list. We guarantee a 20% increase in transaction approval ratio thanks to the high-end technology distributing declined transactions between different connectors. Enjoy up to 30% increase in conversion rate with our solution allowing to hand-pick the best provider with the most beneficial terms and rates for each transaction.
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    SwipeSum

    SwipeSum

    SwipeSum

    Discover the best credit card processing solution for your unique business and eliminate most fees associated with accepting payments. The research required to find the best solution for your unique business can take months, and merchants do not have the upper hand in negotiations. Swipesum solved that. We prove that we're the experts by sourcing the best payments solutions for you, and help pre-negotiate the most favorable terms for free. Our advice is completely free to you. We'll help negotiate and manage your payments solution, so you can focus on the growth of your company. Swipesum combines industry knowledge, proprietary software technology, and dedicated customer service to create a payments solution that will optimize card processing for your business. There is a lot of misinformation and confusion in card processing. The industry tends to obscure pricing while building the appearance of inflexibility and exclusivity into their services.
    Starting Price: $15 per month
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    Captiva

    Captiva

    Captiva

    From Belfast to Cork the leading brands in the hospitality sector choose Captiva systems to manage, develop and promote their business. Pizzeria's, Thai, Indian, Cafe franchises, Asian, American restaurants or fast food, whether it be fine dining or QSR you'll find our systems at the heart of operations. Cut the cost of providing credit card payment services to your customers. Captiva has joined up with Payzone, one of Europe's leading credit card processing houses to bring integrated credit card processing to our range of services. Available solutions include both Card present (using chip 'n' Pin readers) and Card Not Present for phone orders (using our on screen processing terminals). There is no need for extra terminals, dedicated landlines, and different paper rolls. Our integrated credit card payment processing ensures that all sales payment type recording is accurate. Captiva also provides additional EPOS & POS services to all industries and businesses throughout Ireland.
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    Uswipe

    Uswipe

    Uswipe

    Uswipe is partnered with global credit card acquirers and licensed payment institutions offering secure payment solutions to small/medium/large businesses worldwide. Our direct relationships with Visa, MasterCard, and SWIFT, through our vast partner channels, enable Uswipe to process all major credit cards, issue Prepaid Cards, digitalized e-wallets, IBAN, and process cryptocurrencies to qualified businesses throughout the world. By way of our international banking partners, we offer price competitive rates and secure, multi-currency payment options to merchants throughout the globe. All of this is supported by a secure PCI DSS Level 1 compliant payment gateway. Our 24/7 customer service team makes certain all payments are received in a thorough and smooth fashion. Our certified quality gateway system ensures the highest quality of our products and services to be supplied to our merchants!
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    MojoPay

    MojoPay

    TotalApps

    Imagine a world where electronic payments are more secure. We take care of everything from securing credit card numbers to depositing directly to your bank account. With MojoPay, accepting payments has evolved to a more efficient and more secure process that is designed to suit the needs of your business, brought to you by the electronic payment experts at MojoPay. Accepting credit card payments from your customers poses an inherent fraud risk. By optimizing your payment processes and implementing industry-leading verification and fraud protection, MojoPay provides what your business needs. Mojo Pay has a powerful fraud protection policy along with the highest level of PCI compliance. Understanding consumer trends and reacting to changes in customer behavior before they affect your bottom line are paramount to expanding your business. MojoPay has advanced reporting capabilities that allow us to help you identify trends and implement the best processes before your completion.
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    Instabill

    Instabill

    Instabill

    Merchant accounts for businesses are classified as risky for many reasons, including brand new business, poor credit history, operating in a high-risk industry, processing a high volume of transactions, or high ticket transaction values. Rely on the Instabill team to get you a high-risk merchant account business, today. Expert merchant services for ecommerce businesses, POS businesses, and mobile businesses. Accept credit and debit cards, contactless payments, and online transactions with Instabill’s payment processing and merchant account solutions. ACH payment processing provides a cost-effective, secure, private electronic payment transfer system. Accept and process credit card payments in more than 160 currencies with Instabill’s international merchant accounts. A high-risk merchant account is a certain type of business bank account assigned to those merchants who present a degree of risk associated with their business.
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    ccNetPay

    ccNetPay

    ccNetPay

    Whether you run a small business or a large corporation with high volumes seeking the lowest fees, accepting subscriptions or MOTO-based sales, or if you're a high-risk merchant in the gaming or adult industry, we will arrange and place you with the most competitive and trusted acquirer. Our goal is a long-lasting and secure payment solution for your business. We accept all legal businesses wanting to accept major credit cards on their websites and businesses that need a virtual terminal to process orders taken by phone/mail. With all our acquiring banks we can also place high-risk merchants. In general, your customers can and will spend more with a credit card than with cash or checks. Consumers recognize that a business that accepts credit cards is a legitimate business, one that the credit card associations have endorsed by allowing them to participate in the credit card system. We also arrange 3rd party accounts for offshore and international business.
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    Nexio

    Nexio

    Nexio

    Nexio is an innovative payment technology designed to manage the chaos of payments. It is a leading provider of tech-enabled payment data and processing solutions for multiple verticals, including Direct Sales, SaaS, ISO's, and merchants. Nexio was built for global commerce. Nexio offers you a straightforward API that will drastically speed up your time to market. Get started today and consolidate your payment infrastructure into one single integration point. Nexio has gateways that allow you to accept these 3DS enrolled credit cards and provides the iframe for your shopping cart. When completing the transaction, the customer uses the prompt to type their additional password. If the password is invalid, then the transaction is denied. 3DS is similar to two-factor authentication. Although not required in every country, adding this feature into your payment processing allows you to accept credit cards enrolled in 3DS.
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    NDMS Merchant Account

    NDMS Merchant Account

    National Discount Merchant Services (NDMS)

    ​National Discount Merchant Services (NDMS) offers a comprehensive suite of payment processing solutions tailored for businesses across various industries. Their services encompass both in-person and online transactions, supporting credit card, debit card, and ACH payments. NDMS provides advanced features such as EMV/chip terminals, virtual terminals, mobile point-of-sale systems, and secure payment gateways. To enhance security and compliance, they offer tokenization, PCI compliance assistance, fraud prevention tools, and a secure vault for storing sensitive data. Additional services include recurring billing, chargeback management, multi-currency processing, and customizable reporting tools. NDMS caters to a wide range of industries, including retail, ecommerce, healthcare, hospitality, and high-risk sectors, ensuring flexible and scalable solutions for businesses of all sizes. ​
    Starting Price: $5.00/month
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    GSPAY

    GSPAY

    GSPAY

    We specialize in providing offshore merchant account and third-party merchant account payment solutions to international businesses. GSPAY provides a credit card and cryptocurrency payment gateway allowing you to accept payments against very competitive rates. We are experts in handling merchant payment processing for a variety of high-risk and low-risk industries, both big and small clients. GSPAY credit card processing solutions include everything you need to get started quickly and process online payments securely and in complete confidence. As part of these solutions, GSPAY offers both merchant accounts and cryptocurrency accounts for all types of businesses. Complete products, services, and membership management. Customized shopping cart and order page design. Recurring billing support as well as free trials for your clients. Acceptance of the main credit card types and quick online payment implementation.
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    QuickBooks Payments
    Work takes time. Getting paid shouldn't. QuickBooks Payments lets you accept credit cards, debit cards, and ACH bank transfers. Soon, you can spend money immediately after it hits your QuickBooks Cash account. Send invoices with a Pay Now button. Accept credit card payments and ACH bank transfers. Key in your customer credit or debit card numbers to take payments from anywhere. Our free mobile card reader lets you swipe and accept credit and debit cards. Sales automatically appear in QuickBooks in real time. Charge customers monthly or on a schedule that works for you. Start accepting credit card, debit card, and ACH payments with no upfront costs, subscriptions, or hidden rates.
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    ACH Payments

    ACH Payments

    ACH Payments

    ACH Payments provides multiple methods for ACH processing, from the easy-to-use ACH Virtual Terminal to API integration methods. No matter your company’s requirements, we have the solutions you need to automate payment collection. Integrating ACH and credit card processing into your software or Internet ASP solution can make your payment processing cycle seamless. We have the documentation, code samples and technical assistance that will make this process easy. Offering an ACH processing option is becoming mandatory for recurring payments. The combination of much lower processing fees and much lower payment decline rates compared to credit cards make ACH payments a compelling addition to your payment options. The ACH Virtual Terminal (VT) provides a secure, PCI compliant, web-based application for the processing and management of both ACH and credit card transactions. Compliant solutions that make it simple to add 24/7/365 ACH payment options.
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    Host Merchant Services

    Host Merchant Services

    Host Merchant Services

    We provide merchant services payment systems for all businesses. Get a credit card processing system customized for mobile payments, point of sale, e-commerce credit card processing, EMV terminals, and more. We will greatly reduce your merchant services fees while substantially improving the customer service you receive. Our excellent customer service and low rates retain customers, not termination fees. Experience the freedom of locked-in credit card processing rates that won't increase over time. Qualify for a free EMV-compliant mobile swiper or terminal with a merchant account. You’ve created an app but need to integrate payment processing. You’ve come to the right place! We offer custom direct integrations with an easy-to-use API and a broad range of terminal solutions.
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    Finical

    Finical

    Finical

    Finical delivers powerful, cutting-edge payment solutions to help grow your business. Our merchant services will allow you to accept all major credit cards and debit cards, even EBT. Let us show you why smart business owners double down on our expertise. It only takes a few minutes to get set up with your new terminal to start accepting all forms of payments. We’re obsessed with security, fraud prevention, and offering the newest technology to hit the streets. Get access to clear, easy-to-manage reports that give you detailed information about your transactions. At Finical, we understand that your business is one-of-a-kind, and your commitment to your customers is unparalleled. Therefore, we know that you are looking for more than an average, out-of-the-box credit card payment service to help you build your dream.
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    NETS

    NETS

    NETS

    NETS for Business offers a comprehensive suite of payment and merchant services to help Singapore businesses accept both in-store and online payments efficiently. Its in-store solutions include wired and wireless POS terminals supporting NETS debit/ATM card, QR payments, contactless cards, and overseas wallet/foreign card acceptance. Payments are settled by the next working day, and merchants have access to transaction reporting and settlement via an online Merchant Portal. For online businesses, products include eNETS Gateway (handling direct debit and all major credit cards), NETS Click, NETS QR Online, and SoftPOS. There are also self-service and motoring solutions, unified POS systems, vending solutions, solutions for F&B self-service, car park payment integrations, SGQR label support, and digital receipt management. The NETSBiz mobile app lets merchants get payment notifications and manage terminals; merchant guides and developer APIs are provided.
    Starting Price: Free
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    SnapPay

    SnapPay

    CDI Technology

    SnapPay is the leading North American payment gateway. Not only enable traditional payment solutions like Visa, Mastercard, also have the Chinese payment instruments Alipay, WeChat Pay, and China UnionPay acceptance for North American merchants, permitting safe and secure online, in-store, in-app and mobile transactions. The marketing solutions of SnapPay also help merchants expand their reach to new customers and generate more in-store and online revenue. It is the largest card payment organization (debit and credit cards combined) in the world offering mobile and online payments based on total value of payment transactions, ahead of Visa and Mastercard.
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    MACCS

    MACCS

    Starry Associates

    MACCS© allows Federal agencies and businesses to manage and track all credit card purchases, create accounting obligation transactions at the time of cardholder entry or authorization, import card transactions received electronically or via diskette from the credit card processing center, and reconcile those transactions with the cardholder's transactions. MACCS© handles card transaction disputes, credit tracking and processing, establishes disbursement accounting transactions from reconciled records authorized for payment, and can automatically forward them into the existing enterprise accounting system for processing.
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    eCom Merchant Solutions (eCMS)

    eCom Merchant Solutions (eCMS)

    eCom Merchant Solutions

    Today’s eCommerce marketplace is extremely competitive. Providing your customers with convenient online credit card processing is as important as selling a quality product or service. Research shows that consumers increasingly choose credit cards and ATM/debit cards as their preferred method of payment, boosting Internet sales by 100%. For all credit card processing, there are two parts, the authorization and the settlement. Authorization means that the fund’s availability is verified and, if available, they are put on hold automatically. This important step defines the “approved” or “declined” status of a payment process. Settlement is the process by which the money that was put on hold is electronically captured and transferred into the merchant business bank account. In most cases, this process takes 48 business hours. eCMS is proud to offer Authorize.Net as our payment processing gateway.
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    North American Bancard

    North American Bancard

    North American Bancard

    Looking to accept credit card payments online or currently accepting payments but looking for a new payments partner? Either way, North American Bancard is here to help. We realize that accepting payments online is no longer a nice-to-have, but rather a need-to-have, and we want to make it as simple and affordable as possible for you. You can use your existing website to offer a completely customizable checkout experience with your branding while simultaneously freeing yourself from liability for sensitive cardholder data with our PCI Plus Program. Our ecommerce solutions allow you to have integrated point of sale software for online credit card processing. We partner with the most popular point of sale and shopping cart plug-ins. So no matter what you need, we can help with quick and easy online payment processing.
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    PayPal Checkout
    Use PayPal Checkout to receive payments online or in an app. Connect with buyers from all over the world and let them pay how they want. With a simple integration, you can accept credit and debit cards, PayPal, and more than 10 local payment methods in more than 100 currencies from more than 200 markets worldwide. In addition, you can increase your sales and attract new customers with the monthly payment options included in PayPal Checkout. Customers can pay with PayPal in a variety of ways, including interest-free monthly payment plans. Sell ​​more around the world by providing the regional payment methods that your international customers often use. From simple to completely custom, there is an integration for you. Regardless of the integration you choose, PayPal Checkout will intelligently present you with the most relevant payment methods for your customers, making it easy to pay with PayPal, credit or debit cards, monthly payments, and other forms of payment.
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    Concourse Financial Software Suite

    Concourse Financial Software Suite

    Baldwin Hackett & Meeks

    Concourse is a powerful and flexible back office software solution for the processing of electronic payments such as credit card, debit card, ATM, POS, and mobile transactions. Many of the features that make Concourse the preferred choice for financial service companies reside in the Concourse – Core module. These core features are leveraged across all the other modules within the Concourse Financial Software Suite. Concourse – Extended Settlement is a proven software solution that ensures the settlement and funds movement of electronic payment transactions such as credit card, debit card, ATM, POS, and mobile transactions. Its rules-based engine and continuous processing architecture combine to form one of the world’s most flexible, reliable, and cost-effective settlement processing solutions for electronic payments.
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    CyberCom Pay
    CyberCom Pay is an innovative online credit card payment facility for businesses that is easy and simple. If you mainly transact online or have an ecommerce website, this is for you. You can get paid in one click by sending e-invoices, accepting credit card payments through your website, and processing recurring payments. We have merchant terms and conditions for legal reasons but beyond that, we won’t hold you to anything. Our banking partners will also have a merchant agreement with you for legal purposes. All you need is your CyberCom Pay merchant account to start accepting credit cards online. Take control of your business and sell anywhere and manage your inventory, customers, and money with our point-of-sale system. Take your business where your customers are without wires. Sell using the CyberCom Pay mobile app and never miss out on a sale. Collect purchase data, integrate with email marketing and build relationships that grow your business.
    Starting Price: $99 one-time payment
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    Orchid Pay

    Orchid Pay

    Orchid LLC

    Whether you’re a manufacturer, retailer or eCommerce merchant, you can reliably accept credit card payments wherever you sell firearms. Don’t get cut off by Square, PayPal or other non-firearm-friendly banks. Our leadership has served over 2,000 firearm industry merchants. Locked pricing and no contracts or early termination fees makes Orchid Pay flexible and safe. Select from mobile, handheld, countertop and POS payment card devices fit for your business. Pair payment devices seamlessly with Orchid POS™, Orchid Pay™, Orchid ERP™ and Orchid eBound™. We help the shooting sports industry profitably manufacture, distribute and sell products with great efficiency and the utmost compliance. Say goodbye to Square, Vend, PayPal and others. Accept credit cards for gun sales in-store and online. Accept B2B / ACH vendor payments. Unrestricted processing for FFLs. Funding in as little as 24 hours.
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    Tranzila

    Tranzila

    Tranzila

    Your payments are in good hands. Comprehensive data security for receiving payments. PCI DSS LEVEL-1 standard and SSL encryption to the most stringent standards of international credit card companies. Production of digitally signed invoices for email, with the execution of a credit card transaction, PayPal, or bank direct debit. Possibility to generate invoices manually for cash or cheque. The invoice system is approved by the income tax authority. Free application for every customer, both for Android and iPhone. Operations of debit, credit, viewing transactions, and more. Option to connect an EMV credit card reader using Bluetooth technology. A payment solution that grows with your business needs. It allows the clearing of credit from a mobile phone, from an independent clearing terminal, from any computer and tablet, from management software, a virtual store in ecommerce, and more. Full integration for receiving payments from PayPal, including automatic invoice generation.
    Starting Price: Free
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    Helcim

    Helcim

    Helcim

    Helcim is on a mission to build the world’s most loved payments company by making it easier for businesses to get paid and grow. Helcim delivers a better payments service by making it easier to sign up, providing smarter payment tools, and making it more affordable to get paid. The Helcim Card Reader is EMV and NFC enabled, accepts all major credit and debit cards, and does everything a traditional credit card machine can do and more. Let your customers go contactless and pay in seconds by tapping their credit card, debit card, or smartphone with Apple Pay or Google Pay enabled. Your customers can insert their chip card and securely enter their PIN on the reader to protect larger purchases.
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    PaymentCloud

    PaymentCloud

    PaymentCloud

    Here at PaymentCloud Merchant Services, we provide credit card processing for businesses of all types. From Fortune 100 companies to small, local storefronts, ecommerce or retail, and all levels of risk, we can support each and every business. We have a robust toolset of integrations with nearly any platform, shopping cart, and CRM, unified fraud detection software, and chargeback mitigation tools that allow you to reduce your risk and amplify your reward. Talk with one of our dedicated account managers to get personalized care and a real person every single time. PaymentCloud lays the foundation businesses need to thrive. With 50+ years of combined experience within the payments industry, we look forward to paving the way to your business’ success. Free cost comparison. Seamless setup. Chargeback and fraud prevention. Hundreds of integrations. Low risk and hard to place industries accepted.
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    CCBill

    CCBill

    CCBill

    As an expert in online payments, you can trust CCBill to securely handle your transactions from any location in the world. Built to care for shoppers and merchants alike, CCBill continuously raises the online payment processing bar by instantly protecting personal buying data and providing expert around the clock support on behalf of over 30,000 internet businesses, each day. CCBill Pay is the quick, easy and instant way to pay online and on mobile. No need to take out a credit card at checkout with CCBill. CCBill Pay payment information is securely stored for use on any website that trusts CCBill. All it takes is one click. Instantly log in and securely pay with CCBill Pay. No need to take out a credit card at checkout. With CCBill Pay payment information is securely stored for use on any website that trusts us. All it takes is one click. No matter your industry, we can accept your online payments.
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    Guardian Financial

    Guardian Financial

    Guardian Financial

    Guardian Financial has been in the credit card processing industry for over 19 years and we have been specifically working with Home Inspectors for most of that time. We have helped Thousands of Home Inspectors just like you with their credit card processing needs. Here at Guardian, we understand your business and we understand all the different inspection software systems. When you choose us as your credit processor, you can feel confident that our service will allow you complete compatibility, unbelievable simplicity and guaranteed affordability. We provide Credit Card solutions for every application. If you are looking to process credit cards at your place of business, on the go, or over the Internet, we have a solution that will accommodate you and your customers needs. We can help you integrate your credit card processing giving you the ability to include payment links on your electronic contracts and invoices as well as take credit card over the phone and in the field.
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    Nochex

    Nochex

    Nochex

    We are genuinely interested in the success of our customers. We listen to what you say and we go out of our way to understand your business. Whether you are the newest of start-ups to an experienced multi-channel enterprise entrepreneur, we have a solution for you. Nochex is the smart way to receive credit and debit card payments online. Open an account and start processing payments now. Taking card payments over the phone couldn’t be easier with Nochex. Phone payment processing add a personal element to your service, providing you with the means to receive credit and debit card payments over the phone using our web based virtual terminal for processing payments securely. Create and track professionally designed invoices. Send direct to your customers via email and get paid earlier.
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    Chase Merchant Services
    As an industry leader in merchant services , we focus on being transparent and simple, so you can focus on your business. Whether you need to accept payments in your store, online, or on-the-go, we have the right solution, no matter how your customer wants to pay. Simple and secure payment solutions to accept all major debit and credit cards. Software solutions to help you run your business with Chase payments built in. Chase is the leading provider of merchant services with over $1 trillion in annual processing volume.¹ We have been serving the world's largest brands, new e-commerce start-ups, and thousands of small businesses for more than 25 years. Security and fraud prevention is at the core of our business. We secure your transactions, leaving you less susceptible to a breach. When it comes to your business, we know there's no such thing as 9-5. You're always on the clock. That's why our help desk team is available 24/7/365, so that you can find the answers and support you need.
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    PaySpace

    PaySpace

    PaySpace Processing

    Creating a smooth and seamless customer journey with state-of-the-art payment optimisation fine-tuned to your business needs. Enjoy cutting-edge payments technology that allows for alternative payment methods processing to meet the needs of even the most demanding clients. A high-risk merchant account is an agreement between a merchant and a bank. It acts as legal permission to accept credit card payments online. It also allows accepting wires, E-wallet payments, crypto, debit cards, and international (local) payment methods of merchant's choice. To get a high-risk merchant account, one needs to fill out the application. Once a payment system provider approves the application, a merchant receives a payment gateway, the software that allows accepting payments online. A high-risk merchant account is a must for all the high-risk merchants who are willing to accept payments online. To find out whether your business is high-risk, see the list of high-risk industries below.