Open Banking Suite Alternatives

The easiest way for users to connect their bank accounts to an app. Plaid provides developers with the tools they need to create easy and accessible experiences for their users. Today, tens of millions of people in North America (and counting) have successfully connected their accounts to apps they love using Plaid. With just a few lines of code, you can implement Plaid in an afternoon. Our front-end module is easy to drop into whatever you’re building and designed to optimize conversion. Plaid provides technology that enables you to connect your financial accounts to apps and services. That can help you do things like save for retirement, make a budget, and transfer money. You’ve probably already connected an account using Plaid. Over a quarter of people with US bank accounts have, and we’re growing internationally as well.

SBP Digital Banking Suite is an advanced open platform with modular banking features, providing omnichannel customer experiences & cloud-native capabilities. It covers all banking services from onboarding to day-to-day banking and beyond with open banking (Enhanced Onboarding, Credit Insights, etc.) SBP Digital Banking Suite integrates natively with leading fintech partners, utilizing API-first & microservices architecture for easy integration. It supports flexible deployment models, from SaaS to private, hybrid, and public cloud solutions. The Sopra Financing Platform (SFP) is a modular platform designed to boost the efficiency of asset financiers worldwide. It simplifies the entire lending process, from the front to the back office, making it a great fit for both new market entrants and expanding businesses. The clients of Sopra Financing Platform benefit from a wide partner network seamlessly integrated into the platform, giving them a strong competitive advantage.

Gravitee.io is the easiest to use, most performant and cost-effective Open Source API Platform that helps your organization to secure, publish and analyze your APIs. Use the power of Gravitee.io to manage identities with our OAuth2, OpenID Connect (OIDC) and Financial-grade API (FAPI) certified server. Gravitee.io APIM is a flexible, lightweight and blazing-fast open source API Management solution that helps your organization control finely who, when and how users access your APIs. With strong governance features such as API review and API quality and our market leading API designer, Gravitee.io enables you to design, manage, deploy and monitor your APIs in a secure and governed way. A branded Gravitee.io portal enables your API consumers to fully engage with your business - delivering high quality engagement for your business in the digital age.

Finicity’s open banking platform makes connecting your customers’ financial data to your app or service simple. Finicity’s open banking platform is being used by some of the largest and most innovative organizations in the world to empower their customers with better financial experiences. Data quality is essential to your experience. Our data is battle tested in the most rigorous markets. Easily code to endpoints, test data and connect to Finicity’s open banking platform for leading API coverage of banks, credit unions, payroll providers and other financial services. Our suite of APIs makes it easy to access the data you need to power your products.

Yapily helps you deliver a faultless customer experience, while staying on top of an ever-changing Open Banking compliance landscape. Designed for open banking and delivering seamless connectivity. Only technology company to be selected by IBM for open banking offering. Reaching new markets and bigger volumes as open banking API’s are released. Using a single open API, you can access the data you need to enrich the end-users experience. From aggregating, categorising and enriching account information, to initiating payments and transactions, your business gains the visibility to offer personalised financial advice. By eliminating the technical barriers, Yapily enables any business to interact with customers using one seamless, secure connection. Banks, financial providers and developers have the building blocks to build, connect and monitor their own API’s for communication within minutes.

finAPI is a secure and easy-to-use platform to connect companies, banks, and individual users. Our open banking API gives companies the possibility to access and analyze account data or even initiate payments on behalf of customers. We also offer support to banks and financial service providers with an XS2A server, which delivers a PSD2-compliant banking interface for TPPs. finAPI is flexible, adaptable, and always ready for the next challenge. We can help you to create innovative financial services that deliver real added value for you and your customers. Having easier access to data smooths innovation and process optimization. finAPI’s data intelligence modules enable comprehensive analysis of financial data including categorization, various cash flow, and risk reports as well as contract recognition. Data enrichment, artificial intelligence, and machine learning algorithms ensure the highest data quality and the best possible results.

TrueLayer is the leading technology company providing secure, global access to financial infrastructure. Developers use our APIs to build best-in-class products that securely access data and initiate payments in real-time. Founded in 2016, TrueLayer is connected to major banks across the world, backed by leading venture capital, and trusted by some of the biggest names in fintech including Monzo, Revolut, and Zopa. By making the power of open banking accessible through our platform, TrueLayer enables developers across any industry — from startups to enterprises — to reinvent financial services. TrueLayer is available in the UK, Europe and Australia. Easily integrate next-generation payments and financial data into any app. Build powerful products your customers love. Send and receive money on the fastest rails at the lowest rates with a first-class user experience. No cards. No fraud. No chargebacks.

Built by developers, for developers. API-based technology allows you to create your applications on top of our powerful financial tools. Security is at the core of our technology philosophy. Enhanced security with two-factor authentication, secure storage and backup for robust disaster recovery, and strict internal access controls comes as standard. The ability to support massive amounts of data at scale sets TradeCore apart in the financial sector. We build systems for industry titans, and empower them to take their business even further. Access industry-leading data vendors with our asset-class agnostic trading interface. Issue your own Mastercard® virtual and physical cards with compliance made easy. Make the most of open banking without making more work for your team. Automate and secure cryptocurrency dealings with full.

Salt Edge is a leading financial API platform with PSD2 and open banking solutions for every business. The company has two main vectors of activity: 1. Enabling third parties to get access to 5,000+ bank channels via a unified gateway. 2. Developing the technology necessary for banks to become compliant with the directive’s requirements. ISO 27001 certified and open banking licenced in the UK, the company employs the highest international security measures to ensure stable and reliable connections between financial institutions and their customers. The company is integrated with thousands of financial institutions in 50+ countries and takes great pride in providing open banking solutions to various financial institutions, including ING Bank, Western Union, Finom, Pleo, Freshbooks, Hyperjar, Azimut, Odoo, MoneyWiz, and many others. Salt Edge has been named a Strong Performer in The Forrester Wave™: Open Banking Intermediaries, 2023 Report.

BANKTRON Open Banking provides a robust set of APIs and management tools to comply with PSD2 requirements and go beyond compliance demands. Our Open Banking solution focuses on PSD2 compliance needs and strictly follows the Regulatory Technical Standard, as well as regulatory requirements, specific for every market. We start with PSD2 compliance APIs first – Access to Accounts and Payment Initiation. We include commitment to comply with the regulatory requirements for the whole system lifetime, and to undertake whatever changes and enhancements necessary to keep compliant.

Join the best and brightest merchants, PSPs and banks creating new capabilities and revenue streams through Token’s broadest, Pan-European connectivity to over 3,000 banks. Token is an open banking payments platform with best-in-class, Pan-European bank connectivity, data and compliance capabilities. Initiate frictionless, real-time account-to-account (A2A) payments straight from apps and websites. All from a single interface and integration. Token Data uses a single API to seamlessly aggregate bank account and transaction data from European banks. Token Payments provides secure, unified access to European banks to initiate real-time account–to–account payments straight from apps and websites.

The easiest way to set up your mobile banking solution. Choose FinCell, a white-label solution for financial institutions that want a cost-effective and easily customizable mobile banking app. FinCell is based on open banking principles, ensuring effective integration with your core system through open APIs. FinCell’s information security and quality management are backed by ISO 27001 and ISO 9001, proving that all needed safety and compliance measures are integrated into a product. FinCell is developed by experts certified in CISSP, CDPSE, and CISA, ensuring best industry practices. Get your mobile banking app up and running in 2 months, FinCell offers pre-defined features, helping you to reach the market faster. Pay for what you actually use. FinCell works on a subscription-based pricing model, where fees are related to your customer base. Easily scalable FinCell helps you increase revenue, grow your customer base, and reduce churn rate.

Advantica Cloud Core Banking is our proprietary electronic banking system that provides a fully comprehensive core banking service. It offers multi-channel banking products and services as well as support in the implementation of business plans. The system supports the latest requirements defined in the Payment services Directive (PSD2) and Open Banking. Advantica is a secure, stable, scalable and reliable solution that Softax has implemented in the largest financial institutions in Europe.

Join Portfolio+, an ecosystem that connects customers with financial service providers for a personalized banking experience. Our consumer-directed banking platform and robust APIs provide bespoke financial services while safeguarding customer privacy. Secure and industry-proven financial software solutions. Let us help you drive business for tech-savvy, hyper-connected financial institutions. Our open banking ecosystem empowers customers as well as monetizes products of financial service providers. Our core banking platform ensures clockwork efficiency in transactions across the banking in Canada. We support our clients with training and consulting services for finance professionals to capitalize on fintech. Portfolio+ is at the forefront of the open banking movement in Canada and has been providing core banking services for 30+ years. Our team of finance and technology professionals develops innovative financial products and services.

Connect your app to your users’ financial data in the easiest and most secure way through a single Open Banking API. Build engaging and next-generation products your users will love. Your users' financial data comes in multiple formats, from different sources. We connect to over 90% of personal and business bank accounts in Latin America, as well as tax institutions and gig economy platforms. Our Connect Widget can be integrated into your product in just minutes. Save months of development and focus on what really matters to you. Our platform is built on top of best-in-class security infrastructure and we are currently going through ISO 27001 certification. Connect your users’ financial accounts and enrich their data in simple steps. From lending to smart saving, we’ll help you create what your users need. Access, aggregate, and interpret customers’ financial information, such as their income, to build better borrowing experiences.

We provide banks with end to end services, working alongside them to spread digitalization in Europe and to favour progress and growth for all. We help more than 1000 partner Banks and Financial Institutions across Europe to manage their customers’ payment cards through modular and made-to-measure services such as Processing, Card Management, dispute resolution, security services, fraud prevention and Customer Value Management. We also provide Financial Institutions with highly efficient technology solutions and services for access to domestic and pan-European clearing infrastructures, interbank payment and collection management and advanced capital markets systems.

Path Solutions is a Fintech solution provider of Digital & Social Banking, Mobility, Business Analytics, Risk Management, Compliance and AAOIFI-certified Core Banking software. Its multi-award winning Islamic core banking platform iMAL, developed in Java EE with an Open Architecture is highly reliable, cloud-ready, deployable on a fully scalable, multi-server n-tier architecture, and supports open banking through open APIs and web services. Path Solutions’ total commitment to open standards enables its clients to benefit from the latest technology advances ensuring business agility, continuity, data integrity and availability, and low downtime, delivering a significant and immediate ROI.

Access to the full potential of open banking in one place. The Banking API aggregator allows quick integration with all banking APIs in Europe using a single interface. Fast and optimal connection to banking APIs without the need to take care of implementation differences between banks. With 6+ sandboxes built for our clients, we have gained experience that allowed us to create a solution that is quick and easy to implementation. We provide a connection to the API, and you can focus on your business. We can provide services as time-and-material staff outsourcing (engineers, architects, PMs) but we mostly deliver fixed-price projects with defined scope, timeframe and budget – also in the near shore model. This makes our services exceptionally effective and competitively priced. We’ve delivered over 5000 integration services and 1500 successfully integrated systems.

With the services of FTS you can leverage the financial data of your customers to create a holistic understanding of your clientele. This enables you to drastically improve customer experience by creating customized and needs-based offers. Improve customer understanding by analyzing real-time financial data through machine learning. Enable real-time decisions through access to account information. Better customer understanding through prepared and structured financial data. Intelligent online payments for maximum reliability. Via our digital bank statement, we enable automated and fully digital financing decisions. By transferring risk characteristics relevant to the payment, you minimize the risk of fraud and creditworthiness for direct debits, purchases on account and installment payments. Differentiate yourself with a transfer system in your own look & feel.

Secure access to financial data in real time, through a simple API integration. Implement any of our APIs with just a few lines of code. Companies can access real-time and standardized data directly from banks and other institutions through a proprietary API connection.

Provides the necessary ingredients to harvest the open banking APIs out there. Connect to multiple banks with the effort of one. Provides the nuts and bolts to connect to a number of banks. Transforms the ever-changing APIs of each bank to a unified and simplified protocol. One API infinite possibilities in a homogenous experience. Connects new banks every day. We could rearrange our priorities to accommodate your plans. And you don’t need to learn new things to onboard them. Our API is built on top of the Berlin Group protocol. Comes pre-bundled with Consent handling, Account balances, Transactions and Payment Initiations with a plethora of supported banks and standards. More features are added constantly. It is a stateless API, ready to be installed on your premises next to your web and mobile banking back-ends, for your exclusive use, in compliance with your policies. We will update your SDK when needed.

Flinks is the creator of a powerful no-code platform and financial data APIs that make it easy and efficient for your team to build with financial data. Trusted by millions of individuals accessing financial services at world-class companies, our purpose is to make the struggles of open banking a thing of the past. Flinks’ products at-a-glance: Enrichment — Get actionable insights on financial data for credit, fraud, and behavior; Connectivity — Let users connect their bank accounts to your products; Outbound — Deliver a winning Open Banking program. Flinks also supports financial service providers across industries and sizes — from consumer and commercial lending, payments, digital banking, fintech, to wealth management, we power different use cases and enable financial innovation for you and your customers.

We’re bridging the gap between the information and the insight, helping you serve more customers, build better products, and make smarter decisions. A revolutionary new approach to financial status and creditworthiness. Leverage cash flow underwriting to accurately predict credit default risk, and score missing- and thin-file consumers. Refine, categorize, and enrich disorganized transaction data to generate clean, simplified, and accurate account activity. Surface key insights and features describing consumer financial status like liquid assets, financial obligations, spending patterns, and more. Analyze banking transactions to identify gross and net pay, income stability, employment, and income sources. The future of open banking is here. Whether you’re in banking, lending, real estate, personal finance, or insurance, Prism Data provides you with a powerful opportunity to do more with your data.

With the entry into force of the PSD2 Directive on January 13, 2018, the digital transformation of the banking world has officially begun. This revolution impacts the whole ecosystem of payments, including banks and companies defined as banking service suppliers. This brings a new scenario into play, where Third Party Providers (TPPs) can access account information and payments, as instructed by users (called Payment Service Users (PSU)), after having granted an explicit PSU consent. If you are a TPP, or if you are planning to be, and want to join our API platform, refer to our “Get started” section and follow the instructions. The platform for the future of digital payments. WWS Open API is the platform for seizing opportunities created by Open Banking and PSD2. The WWS Open API sandbox is available for testing purposes by TPPs and is where they can trial all the functions available on the platform via sandbox APIs.

Financial Institutions are redefining their bank operating models to become customer-first, while fintechs and developers are searching for new routes to market. An open banking platform utilizes APIs that allow different products and solutions to work together in inspiring new ways. A one-stop portal that is flexible and scalable makes financial institutions more agile, competitive, and generates growth. Customize the services your customers need and provide the cutting edge technology we all expect in our digital experiences. From Retail Banking, Payments, Lending, Corporate Banking and Treasury & Capital Markets access Finastra’s breadth of proven banking solutions. Be ready today and fit for the future. Are you a developer or fintech looking to disrupt the market? Or a financial institution looking to build new innovations for your clients? Access APIs from Finastra’s core systems to start developing new apps or integrating your existing apps.

Regulated businesses use NorthRow to accelerate their onboarding processes and increase effectiveness of their Client Due Diligence. Improve customer experience and meet your compliance requirements with our client onboarding solutions. Continually monitor for relevant changes in your customer profiles to proactively manage your regulatory risk. Efficiently remediate your existing customer base with our API-driven solution to help ensure compliance. Compliance is about more than ticking boxes, making quick, effective decisions about your customers is critical. Northrow’s SaaS platform allows clients to consume a range of data and make intelligent decisions on who to transact with and how. Open Banking is a new, secure way for customers and SMEs to take control of their financial data. Open Banking chose NorthRow to deliver its onboarding processes, as they set the standard for securely managing customer financial data.

The first step to engaging a client or hiring someone new is to check they are who they say they are. Turn hours of paperwork into minutes of frictionless and secure online activity. Compare client information against multiple government databases and sources for compliance with the latest UK and EU anti-money laundering requirements. Request document verification with face-match scanning to check the authenticity of documents from over 195 countries. Screen domestic and international, politically exposed persons (PEPs) and sanctions lists, as well as adverse media data from 500 million web pages, with option for ongoing monitoring. Securely verify balances, transactions, payees, income and affordability through FCA-regulated open banking technology. Instantly verify current address and date of birth against bank and credit providers' records in real time.

The Ninth Wave Platform is a single, comprehensive open banking solution that enables financial institutions to securely and efficiently share permissioned data with a wide array of third-party applications including aggregators, fintechs, accounting and ERP solutions, personal financial management and wellness tools, tax prep software, and other consumer and business solutions. With Ninth Wave, retail and commercial banks, credit unions, wealth and investment managers, and other financial services firms can give their customers fast, convenient access to their data on their terms – at any time, through whatever app or solution they choose. The result is an enhanced digital experience that boosts satisfaction and loyalty, attracts new customers, opens up new revenue streams, reduces risk, and ensures regulatory readiness for our clients.

With connection to more than 3500 European banks in 21 countries, we help you to unlock the potential of Open Banking and advance your business through a single open banking API. From open banking Account to Account (A2A) payments, to IBAN checking, credit scoring, and business financial management, Worldline's industry leading open banking capabilities have made them the supplier of choice for multinational banks and payment providers.

Build, upgrade, and grow with easy access to an entire financial ecosystem. Accounts, FX, domestic and international payments, acquiring, open banking, and more - all delivered through a single, developer-first API. Create new and exciting customer experiences by embedding financial services within your products. Your customers never need to leave your ecosystem again. Improve customer-facing and back-office operations with seamless integrations with your existing systems. Move all your services to OpenPayd and enjoy market-leading rates, coverage, technology, and support. Scale at speed by accessing local payment rails, unrivalled FX management, an extensive network of global licences, and much more. Make and receive payments locally or internationally with access to OpenPayd's global banking network.

Basiq is the leading open banking platform enabling developers to build innovative financial solutions. We provide secure access to customer-consented financial data and powerful APIs that uncover valuable insights. We're powering the future of financial apps and services with solutions for wealth managers, banks, fintechs, and more. Get access to complete and reliable banking data to deliver more engaging, personalised digital banking experiences. Use our advanced income algorithms to reliably identify all sources of income such as regular, variable and casual income streams. Enabling you to streamline individual assessments and make faster lending decisions. Provide your customers with a rich digital experience by helping them better understand where they’re spending. Use Basiq Enrich to identify the merchant, location and category of each bank transaction.

Qlower is the smart assistant for landlords. It simplifies property management by leveraging open banking and machine learning technologies. Also, it automates property management without any manual entry and saves you time and money. Tracking payments, identifying savings, and preparing tax declaration, just follow suggested journeys and optimize the management of your real estate portfolio. Qlower simplifies your life as a real estate investor * Automatic and free receipts & reminders * Automatic accounting in real time thanks to the bank connection * Tax declaration of your rental income * Identification of possible savings and heritage advice You rent one or more empty properties , furnished, short or long term, car parks, buildings, SCI? Qlower automates all administrative and accounting tasks up to optimized tax reporting. From the bank data or the operations entered, Qlower understands each expense and feeds your accounting as it goes.

Ethereum is the community-run technology powering the cryptocurrency, ether (ETH) and thousands of decentralized applications. Ethereum is a technology that's home to digital money, global payments, and applications. The community has built a booming digital economy, bold new ways for creators to earn online, and so much more. It's open to everyone, wherever you are in the world – all you need is the internet. Today, billions of people can’t open bank accounts, others have their payments blocked. Ethereum's decentralized finance (DeFi) system never sleeps or discriminates. With just an internet connection, you can send, receive, borrow, earn interest, and even stream funds anywhere in the world. Today, we gain access to 'free' internet services by giving up control of our personal data. Ethereum services are open by default – you just need a wallet. Stake your ETH to become an Ethereum validator.

One PSD2 compliant platform, endless opportunities. Build the future of financial services. Access a broad range of high-quality financial data from banks across Europe through a single API. So you can provide smart financial services – or engaging new customer experiences. If you’re a big bank looking for a custom-built solution, a growing fintech looking for a technology partner or a small business looking for the tools to enable your ideas – we’ve got you. Our platform is built to enable ideas of all shapes and sizes.

Unify your business workflow end-to-end with Enapps. A UK company delivering a world-class ERP by providing a cost-effective and fully customisable business management software solution to the SME market. Being a software author, Enapps can deliver a personalised approach and a new level of efficiency and profitability. Operating in industries such as manufacturing, distribution and project-based business, as well as offering rich capability within product configuration, warehousing, e-commerce and more. Enapps can truly offer bespoke solutions to empower businesses , by providing modular core products, such as HR, Accounting, Sales, CRM and Business Intelligence, along with a suite of world-class integrations, such as Phocas, InShip, Open Banking and Onfleet. The Enapps platform is easy to use and can be delivered as Saas, cloud-based or on premise. Streamline your processes and start your digital transformation today by speaking with our experienced and passionate team.

We offer the services and technologies needed and have extensive experience in designing, implementing and operating large-scale loyalty programs, including merchant-funded programs across the globe. We offer a modular approach on services and technology based on your business objectives and budgets. We have a partnership mindset and offer fully outsourced solutions where you may leave everything in our hands. We also have clients who benefit from our market-leading technology, our concepts or our know-how while operating their program with existing internal resources - The choice is yours, we adapt to you. Modular and scalable SaaS platform. Complete end-to-end solution for merchant-funded programs. No IT projects are needed – it can work as a standalone solution. Easy integration to your existing systems if needed. PCI DSS level 1 certified and GDPR “store on soil” compliant. Real-time integrated to Visa, American Express and Mastercard. Open banking certified.

Capital Banking Solutions is a leading provider of end-to-end integrated banking software solutions for financial institutions across Europe, Africa, Middle East and America. Founded in 1997 with the purpose of helping financial institutions innovatively drive market change, Capital Banking Solutions supports over 200 Banks and financial Institutions worldwide. Capital Banking Solutions offers a full suite of open-architecture and modular products for Financial Services Industry covering Universal, Retail, Corporate, Private, Family offices, Management Companies and Islamic banks. Ranked among the top vendors by IBS Intelligence and global players by Forrester, Capital Banking Solutions is being recognized as one of the most powerful Financial Technology Providers. Capital Banking Solutions also provides a full portfolio of best of breed products to bolster key banking functions such as Wealth Management, Compliance and Risk management, and Digital Banking.

ICS BANK is a comprehensive banking and financial software solution that provides a modular menu to choose from and create your own customized system. ICS BANKS Universal Banking enables the bank to service its customers by providing essential digital features, utilizing facilities, and the latest technologies such as; Cloud availability, - Open APIs, Agency Banking, BPM, DMS, Artificial Intelligence and Robotics, Blockchain, Cash Management System (CMS), Chatbots, Smart Contracts, Cardless Payments, Customer onboarding, and Wearable Banking. ICS BANKS comprehensive touchpoints and omnichannel capabilities enable banks to have the opportunity in leveraging data and acquiring desired customer information at any time in any place. On the other hand, ICS BANKS supports AML, FATCA, and CRS whilst its holistic APIs connect to local and regional authorities for further regulatory and compliance processing.

Disruptive technologies have resulted in a noticeable movement away from disintermediation and toward partnership between fintech businesses and banks in order to provide a better customer experience. Banks must provide a seamless omni-channel customer experience in order to meet changing client demands, which is another significant expression of digitalization. With the rapid pace of disruptions in the payments space, banks need to quickly embrace digitization to support innovative payment systems and manage compliance with evolving regulations. Digitization also enables big data analytics and open APIs, that opens the new possiblities for success in transaction banking technologies. Innovations in application security using A.I., Natural Language Processing and unstructured data analysis make banking safe and secure.

ClearEdge offers all the core banking services, payments, digital, image, processing, decision and regulatory solutions you need. It’s growth for your business, a seamless experience for your customers and frictionless workflows for your employees. No lengthy contracts, only one low flat fee, month-to-month subscription. No hidden fees or red tape. No negotiations are required. Access every category of APIs through code connect, so you can enhance any solution. With FIS® ClearEdge, financial institutions have a clear partner in FIS and a clear edge in the market. ClearEdge delivers the solutions you need when you need them. From fast implementation, simple pricing and clear contracts, ClearEdge is the future of banking now. One-stop marketplace for all FIS APIs, API management and publication, multiple channel integration, accelerated innovation, increased speed to market, and secure testing environment.

We’re building the world’s first global real-time payment network. Move money at lightning speed, wherever you are. Real-time payments, everywhere. Discover what you can achieve by plugging into the world’s first real-time payment network. We’re accelerating a global real-time revolution by creating a single gateway to a world of account-to-account payments. The result is an unrivaled open payments power grid, where money flows and conversion are expertly optimized. This network of networks, powered by open banking, is transforming how money moves on a global scale. Welcome to next-gen eCommerce. By uniting real-time open payment systems to one harmonized standard, we give businesses the power to offer customers everywhere the same frictionless payment experience. By being obsessive in detail, we’ve created elegant, intuitive experiences for customers who crave convenience. With intelligent bank searches and mobile-optimized UI, our checkout is as much about speed as simplicity.

As payment channels have multiplied, so have the routes open to fraudsters; increasing banks’ potential liabilities. Adoption of real-time payments, Open Banking and digital-led interactions exacerbates these problems. Traditional anti-fraud practices find it all but impossible to efficiently prevent payment fraud. Most rely on hundreds of static, reactive rules that fail to detect new fraud patterns and trigger too many poor hits. Leveraging award-winning 3D artificial intelligence (3D AI) technology, NetGuardians’ platform NG|Screener monitors all of the bank’s payment transactions in real-time catching more fraud with fewer false positives. It identifies suspicious payments coming from social engineering techniques or scams (such as invoice redirection, love scams, CEO-fraud) and ties this in with digital banking fraud indicators (such as eBanking/mBanking sessions redirected by malware, hijacked by hackers or account takeover fraud resulting from identity theft).

Apron is the partner that every small business needs, pulling together and paying your invoices, fast. So instead of wading through admin, you can get back to moving your business forward. Payments and approvals live together, so payments keep moving. Click click click and you’ve picked who to pay. Payments go out directly from your bank. Set up roles and workflows to improve communication and keep payments moving. Payments are reconciled instantly in your accounting app, and you’re done. Sign up using Xero or QuickBooks. Complete 3-minute security checks. Make your first payment. Every app in your stack is a potential security failure point. With Apron, you can handle payments in one place. We’re one app that removes a few others. In order to move any money, clients need to authorize payments directly in their bank. Apron works with all UK banks, with no exceptions or limitations. If a bank does not support open banking, customers can still pay easily via bank transfer.

Receive payments instantly, straight to your bank account, with automatic invoice reconciliation integrated directly with your favorite accounting software. Pay or receive international payments via Crezco directly from and to your existing local bank account. No need to create virtual IBANs or local wallets. Crezco integrates seamlessly with the main accounting software to provide an easy-to-use account-to-account payment solution. Our API is designed to make life easy for your team so your customers can send and receive account-to-account payments immediately. Users create a batch payment and initiate payments with a single authentication. All payments show as individual lines within bank statements. Crezco integrates and recognises CSV files from the most popular accounting and payroll software but also lets you manually import files if needed.

Particeep is a fintech that provides banks, asset management firms, insurances and their distributors tunkey solutions enabling them to distribute their financial products and services online. The company offers, in addition to its open API, white-label platforms to distribute financial services online in less than one month. Our Particeep Plug solution allows you to create a digital version of your existing banking products and make them accessible to third parties through a Rest open banking API. With our solution, you quickly deploy your online distribution channels and allow your partners to distribute your offers online by personalizing it according to their graphic charter and their authorizations. Our Particeep Plug white label solution allows you to create a digital version of your existing insurance products or to quickly create new products.

PM1 is used by several of the world's largest private wealth banks to manage assets on a global scale across multiple booking centres. The manifest reasons are grounded by PM1 offering the most comprehensive capabilities of any product in the front-/mid-office category, covering full life-cycle management within the private banking business. From full client regulatory handling, through multi-booking centre consolidated reporting, to an unparalleled user experience, PM1 is simply the only complete software capable of meeting the needs of today's modern banks demanding digital supremacy combined with the human touch. As no software exists in isolation, PM1 also offers best-in-class interfacing capabilities to integrate with core banking systems, order execution systems, and the myriad of other applications in common use. Hosting options include on-premise, in the PM1 Cloud, and via our partnership with the Finstar Open Banking platform.

We collaborate with forward-thinking organizations to design customer-led digital banking propositions from the ground up. It's not about the technology you use to serve your customers, but about how you use technology to make your customers feel like Number 1. It's all about making banking convenient, easier, accessible and rewarding for your customers. Our proprietary digital banking backbone fOS enables you to do that. Our live clients and the multiple awards we received prove it. Fidor provides all the expertise you need to bring your digital banking project to life. We think, design, test, build and go to market. Our innovative digital banking platform, fidorOS (fOS), packs all the necessary banking functions you need, from onboarding, card and account management and credit products to analytics. One platform manages them all! As a first adopter of Open Banking principles and API, we designed our fidorOS platform to be light-years ahead of traditional solutions.

Envestnet | Yodlee, the leading data aggregation and data analytics platform, helps consumers live better financial lives through innovative products and services created for more than 1,400 financial institutions and FinTech companies, including 16 of the top 20 U.S. banks. We're powering the future of financial apps and services with solutions for wealth managers, banks, merchants, and more. Find out how we can help you grow. Our data aggregation platform enables financial institutions and FinTechs to help consumers achieve better financial outcomes. We adhere to leading industry practices for data security, regulatory compliance, and privacy. View the latest update from Bill Crager on Envestnet's intention to remain committed to action. Browse our library of white papers, on-demand webinars, eBooks, case studies, and more–all packed with product information, actionable advice and invaluable insights.

Spend less time managing your receivables. Enrol your clients and replace outdated manual processes with automated digital collection strategies and communications. Provide your clients with multiple digital payment options (ACH, Credit Card, Open Banking) making it easier to complete payments and reconcile your books. Receive regular automated reports and analytics to fit your business needs and stay on top of your cash position. Obtain proprietary customer ratings based on credit checks and engagement data to facilitate informed decision-making and optimize payment plans. Predict your future cash position based on current and historic payment data. Streamline your workflows and prioritize easily. Leverage customizable communication templates, strategies, and a white-labeled approach.

The global payment solution for cryptocurrency that is simple, powerful, and painless to integrate. Boost revenue and defeat fraud with an on-and-off-ramp that’s simple, highly customizable, and builds seamless journeys for customers all over the globe. MoonPay powers the world's leading cryptocurrency wallets, applications, and websites with a total on-and-off-ramp solution. Your customers can also pay with instant bank transfers using Open Banking in the UK and EU (ACH coming soon!). Our KYC flow makes your customer's onboarding journey a breeze, making it easy to grow your user base and eliminate those crucial pain points leading to customer drop-off. We can easily sync your existing data with our pass-through KYC feature, meaning your customers will never be asked to verify their identity twice. We’ve battle-tested the widget in hundreds of integrations and pulled together everything you need to integrate with ease and start accepting payments sooner.