Alternatives to Niftipay
Compare Niftipay alternatives for your business or organization using the curated list below. SourceForge ranks the best alternatives to Niftipay in 2026. Compare features, ratings, user reviews, pricing, and more from Niftipay competitors and alternatives in order to make an informed decision for your business.
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PayKings
PayKings
PayKings is a merchant account provider that helps businesses secure payment processing services in industries often rejected by traditional payment processors. The platform offers merchant accounts, payment gateways, and payment processing solutions designed to support businesses with specialized risk profiles. What is a high risk merchant account? A high risk merchant account is a payment processing account for merchants that are classified in a high risk category. They require high risk credit card processing solutions. The PayKings Team can get you approved today for a low to high risk merchant account for B2B, eCommerce, or Retail at reduced rates and fees. Credit repair merchant accounts are essential for companies in the credit repair space. You provide credit solutions to your customers and we’ll take care of the payment processing. Selling any type of merchandise through an ecommerce store has its risks. -
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Ivno
Ivno
Ivno is a modern fiat and crypto payment gateway that enables businesses to accept global payments via cards, Apple Pay, Google Pay, and direct cryptocurrency checkout. For fiat-originated payments, merchants receive payouts instantly in USDC, while crypto payments are settled in the original coin paid by the customer. Ivno supports Bitcoin (BTC), Ethereum (ETH), Solana (SOL), Tether (USDT), USD Coin (USDC), Litecoin (LTC), Monero (XMR), Dogecoin (DOGE), Cardano (ADA), and Tron (TRX). The platform offers a seamless checkout experience, fast onboarding, and tools for merchants to manage transactions, payment links, subscriptions, and payouts from a unified dashboard. Ivno supports WooCommerce and Shopify integrations, API access for developers, and flexible payment configurations. Designed for global businesses, Ivno helps reduce chargeback risks, improve cross-border payments, and unlock new revenue streams through both fiat and cryptoStarting Price: Starting at 7.9% -
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BitPolaris Payments
BitPolaris
BitPolaris Payments is a stablecoin payment gateway for payment service providers, exchanges and other businesses that want to accept on-chain payments for merchants. It provides hosted checkout and payment links, merchant and operator dashboards, payment status tracking, balance and payout management, and transaction reporting. Developers can connect through a REST API and signed webhooks, while e-commerce merchants can use plugins for WooCommerce, Shopify, Magento and OpenCart. The platform supports USDT and USDC on TRON and Ethereum, with additional networks available as configured. Operators can onboard merchants, set fees and limits, review KYB information, and monitor payment detection through settlement. Payments can be settled in supported stablecoins or converted at a quoted rate. Deployments are available as a hosted dedicated instance or self-hosted installation under a one-time license.Starting Price: €410/month -
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Ikajo
Ikajo
A payment gateway is a software that enables merchants to accept credit and debit card payments online. It acts as a mediator between a customer’s and a merchant’s bank. To integrate a payment gateway on your website, you need to open a merchant account. As a global payment provider, we offer an extensive list of payment methods. Besides Visa and MasterCard, we support 100+ other options. All the major e-wallets, cryptocurrency, remittance systems, and local credit cards of 177 countries are on the list. We guarantee a 20% increase in transaction approval ratio thanks to the high-end technology distributing declined transactions between different connectors. Enjoy up to 30% increase in conversion rate with our solution allowing to hand-pick the best provider with the most beneficial terms and rates for each transaction. -
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PaySpace
PaySpace Processing
Creating a smooth and seamless customer journey with state-of-the-art payment optimisation fine-tuned to your business needs. Enjoy cutting-edge payments technology that allows for alternative payment methods processing to meet the needs of even the most demanding clients. A high-risk merchant account is an agreement between a merchant and a bank. It acts as legal permission to accept credit card payments online. It also allows accepting wires, E-wallet payments, crypto, debit cards, and international (local) payment methods of merchant's choice. To get a high-risk merchant account, one needs to fill out the application. Once a payment system provider approves the application, a merchant receives a payment gateway, the software that allows accepting payments online. A high-risk merchant account is a must for all the high-risk merchants who are willing to accept payments online. To find out whether your business is high-risk, see the list of high-risk industries below. -
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RiskPay
RiskPay
RiskPay is a payment gateway built specifically for high-risk businesses, offering instant approvals, anonymous onboarding, and fast USDC payouts. Merchants can easily apply without KYC, integrate the platform with WooCommerce or custom APIs, and start accepting credit cards, digital wallets, and bank transfers immediately. The solution provides one-click high-converting payment gateways, real-time payout tracking, and seamless global payment acceptance. RiskPay also offers instant USDC (Polygon) transfers with no delays or hidden fees, giving merchants immediate access to their funds. High-risk companies benefit from fraud protection, PCI DSS compliance, reliable payouts, and dedicated support. Overall, RiskPay simplifies payment processing for industries underserved by traditional payment processors.Starting Price: $0 -
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SecureGlobalPay
SecureGlobalPay
SecureGlobalPay is a long-established, full-service merchant account provider for both retail and high-risk merchant services. We provide end-to-end merchant solutions for all business types while focusing on the harder-to-approve higher volume merchants seeking long-term relationships for ticketing, firearms sales, telemedicine, adult, collections agencies, travel & hospitality industries. We also assist merchants who have been previously terminated or suspended and are seeking to re-establish their processing relationships. In order to provide optimal payment processing solutions to our merchants, we operate various business units dedicated to industry segments. Staffed with knowledgeable and experienced professionals, we work closely with our merchants to determine which of the many services available today are best suited to their business needs. We maintain working relationships with all of our merchants once their merchant account solutions are implemented. -
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Durango Merchant Services
Durango Merchant Services
When it comes to credit card processing, certain industries are considered low risk, while others are considered high risk. Low-risk industries are generally those that have a low incidence of fraud and chargebacks, and as a result, they typically pay lower processing fees and have fewer restrictions on their accounts. It’s important to note that while these industries are generally considered low-risk, every business is unique and may be subject to different processing fees and restrictions based on a variety of factors. Additionally, even low-risk industries may still experience occasional fraud or chargebacks, so it’s important for businesses to take steps to minimize risk and protect themselves. Merchants can process payments, manage transactions, and generate reports on all payment processing activity from a single account. Give your merchants valuable insights into customer behavior with a single view of data across channels.Starting Price: $5 to $60/month -
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Zeno Bank
Zeno Bank
Zeno Bank is a crypto payment gateway platform that helps online businesses accept cryptocurrency payments from customers around the world. The platform enables merchants to add crypto checkout options to existing payment systems without changing their traditional fiat payment infrastructure. Zeno Bank supports stablecoin payments, Binance Pay integration, and multiple cryptocurrency tokens for fast and secure transactions. Businesses can accept crypto payments through plugins, APIs, and SDKs designed for platforms such as WooCommerce, WHMCS, PrestaShop, and custom applications. The platform offers flexible wallet management options, including managed wallets handled by Zeno or self-custody setups where merchants control their own private keys. Zeno Bank automatically detects incoming crypto payments and marks customer orders as paid in real time. The system is designed to reduce payment processing costs while helping businesses reach a growing global crypto user base.Starting Price: 0.1% Fees -
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EU Paymentz
EU Paymentz
EU Paymentz has grown from a small payment processing company to one of Europe's most respected and reliable card processors. With a fully PCI-compliant payment gateway and banking relations throughout the European Union and around the world, EU Paymentz can handle most merchants, including high-risk. High-risk merchants looking for payment processing services can turn to EU Paymentz for reliable services. As many merchants are aware, high-risk merchant accounts many times have problems from either the card associations or the banks. The long-time relationships that have been built through EU Paymentz have helped alleviate many of these concerns and paved the way for lasting payment processing services. Merchants that are in need of B2B or business-to-customer payments can work with EU Paymentz to easily and affordably send payments. Whether it's through cryptocurrency or bank wires/bank transfers, EU Paymentz has a variety of options for businesses. -
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NETS
NETS
NETS for Business offers a comprehensive suite of payment and merchant services to help Singapore businesses accept both in-store and online payments efficiently. Its in-store solutions include wired and wireless POS terminals supporting NETS debit/ATM card, QR payments, contactless cards, and overseas wallet/foreign card acceptance. Payments are settled by the next working day, and merchants have access to transaction reporting and settlement via an online Merchant Portal. For online businesses, products include eNETS Gateway (handling direct debit and all major credit cards), NETS Click, NETS QR Online, and SoftPOS. There are also self-service and motoring solutions, unified POS systems, vending solutions, solutions for F&B self-service, car park payment integrations, SGQR label support, and digital receipt management. The NETSBiz mobile app lets merchants get payment notifications and manage terminals; merchant guides and developer APIs are provided.Starting Price: Free -
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MerchantPlus
MerchantPlus
MerchantPlus offers 3 major account packages, geared at startup through large-scale enterprise businesses. With 10+ years of electronic payment experience, MerchantPlus has solutions to fit a wide range of business verticals and technical needs. A brief overview of our capabilities is listed below -- please contact a payment consultant to discuss your particular requirements. The MerchantPlus support team is based in NYC and ready to support you from initial account onboarding questions, through tech integrations and into your production environment. MerchantPlus offers solutions to bridge the gaps for global eCommerce, SaaS and service businesses, including foreign currency conversion, native settlement, multi-region merchant account balancing and alternative payment options. -
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Uswipe
Uswipe
Uswipe is partnered with global credit card acquirers and licensed payment institutions offering secure payment solutions to small/medium/large businesses worldwide. Our direct relationships with Visa, MasterCard, and SWIFT, through our vast partner channels, enable Uswipe to process all major credit cards, issue Prepaid Cards, digitalized e-wallets, IBAN, and process cryptocurrencies to qualified businesses throughout the world. By way of our international banking partners, we offer price competitive rates and secure, multi-currency payment options to merchants throughout the globe. All of this is supported by a secure PCI DSS Level 1 compliant payment gateway. Our 24/7 customer service team makes certain all payments are received in a thorough and smooth fashion. Our certified quality gateway system ensures the highest quality of our products and services to be supplied to our merchants! -
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Instabill
Instabill
Merchant accounts for businesses are classified as risky for many reasons, including brand new business, poor credit history, operating in a high-risk industry, processing a high volume of transactions, or high ticket transaction values. Rely on the Instabill team to get you a high-risk merchant account business, today. Expert merchant services for ecommerce businesses, POS businesses, and mobile businesses. Accept credit and debit cards, contactless payments, and online transactions with Instabill’s payment processing and merchant account solutions. ACH payment processing provides a cost-effective, secure, private electronic payment transfer system. Accept and process credit card payments in more than 160 currencies with Instabill’s international merchant accounts. A high-risk merchant account is a certain type of business bank account assigned to those merchants who present a degree of risk associated with their business. -
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Bcon Global
Bcon Global
Bcon Global is a non-custodial P2P crypto payment gateway that lets businesses accept cryptocurrency payments directly to their own wallets. Unlike custodial payment processors, Bcon does not hold, store, or move merchant funds. Payments are sent directly from the customer’s wallet to the merchant’s wallet, keeping the transaction fully P2P and eliminating the need for withdrawals. Bcon monitors blockchain transactions and provides payment status updates to the merchant. The service supports Bitcoin (BTC), Ethereum (ETH), BNB, Solana (SOL), and TRON (TRX), plus stablecoins including USDT, USDC, USDS, and TUSD. Bcon Global is designed for eCommerce, SaaS, digital products, freelancers, and other businesses looking for a simple non-custodial crypto payment gateway with direct wallet-to-wallet payments.Starting Price: 1% of the transaction amount -
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CVPay
Fast and Safe Remittance
CVPay is a payment gateway and API for businesses that need to collect payments and send payouts in Vietnam, the Philippines and USDT. A single merchant account and API handle pay-ins and pay-outs in VND, PHP and USDT. Customers can pay through bank transfers, QR codes and e-wallets, including VietQR, MoMo, ZaloPay and Viettel Money in Vietnam, and GCash, Maya, GrabPay and QR Ph in the Philippines; methods enabled on each merchant account are confirmed during onboarding. Businesses can send payouts to local bank accounts in either market or to USDT wallets on TRC20, BEP20 and Solana. The service includes an isolated sandbox for testing, KYB onboarding, signed payment-status webhooks and API status queries. It is designed for merchants, marketplaces, gig and delivery platforms, and other businesses collecting or disbursing funds across these markets. -
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Coldtill
Coldtill
Coldtill is self-hosted software for merchants and developers who want to accept cryptocurrency payments on infrastructure they control. It provides a branded checkout, payment monitoring, deposit-address generation, automatic sweeps to merchant cold wallets, refunds and controlled payouts. Customers can pay using supported coins and networks, with optional conversion through NEAR Intents to USDC or USDT. The product includes a merchant dashboard, REST API, signed webhooks, OpenAPI documentation, a TypeScript SDK and a WooCommerce plugin. Businesses install Coldtill on a Linux server using Docker and configure their own wallets and networks. Its editions differ in one-time licence price and sweep fees; merchants retain control of payment funds and deployment.Starting Price: $0 -
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GSPAY
GSPAY
We specialize in providing offshore merchant account and third-party merchant account payment solutions to international businesses. GSPAY provides a credit card and cryptocurrency payment gateway allowing you to accept payments against very competitive rates. We are experts in handling merchant payment processing for a variety of high-risk and low-risk industries, both big and small clients. GSPAY credit card processing solutions include everything you need to get started quickly and process online payments securely and in complete confidence. As part of these solutions, GSPAY offers both merchant accounts and cryptocurrency accounts for all types of businesses. Complete products, services, and membership management. Customized shopping cart and order page design. Recurring billing support as well as free trials for your clients. Acceptance of the main credit card types and quick online payment implementation. -
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Corefy
Corefy
Corefy is a payment orchestration and white-label infrastructure platform designed for payment institutions, PSPs, fintech companies, large merchants, and digital platforms managing complex payment operations. The platform consolidates fragmented payment stacks into a single configurable system for managing payments and payouts, routing and cascading logic, analytics, tokenisation, anti-fraud controls, and operational workflows. Instead of building and maintaining multiple direct integrations, businesses connect once to Corefy and gain access to 600+ pre-built connectors with global PSPs, acquirers, and alternative payment providers. At the core of the platform is a routing and cascading engine powered by 100+ attributes — including metadata — enabling granular control over transaction flows. Businesses can configure routing strategies based on geography, BIN, currency, risk parameters, or provider performance to optimise approval rates and manage risk.Starting Price: €2500/month -
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AllPays.co
AllPays.co
AllPays.co delivers instant approval and instant payouts for merchants who need to get paid now. No lengthy reviews, no waiting periods—just apply and start accepting payments within minutes. Access your funds immediately so cash flow never holds you back. Platforms We Support: - WooCommerce – Seamless WordPress payment integration - OpenCart – Ready-to-use payment modules - Custom API – Build your own integration - Payment Links – Generate instant payment links directly from our website - Instant Approval – Get started in minutes, not days - Instant Payouts – Receive your funds immediately via USDC or bank transfers - Multi-Currency & Global Payments – Accept payments from customers worldwide - Cryptocurrency Support – Accept Bitcoin, USDC, and other digital currencies - High-Risk Friendly – Specialized payment processing for forex, crypto, and high-risk industries - KYB/KYC Verification – Built-in compliance tools - Secure & PCI Compliant – Advanced fraud protectionStarting Price: $0 -
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High Risk Solutions
High Risk Solutions
When a business type is determined to be a high-risk business, it requires a credit card processor with intricate knowledge of the industry it serves. At High Risk Solutions we know the best way to structure your high-risk merchant account to save time and money. High-risk merchant services is provided for all legal forms of high-risk business types. It should be the aim of every high-risk business to have a merchant account. With our high-risk services, businesses can accept credit cards and other forms of payment for their products and services. Since high-risk businesses do not qualify for traditional merchant services, a high-risk solution is what we solely focus on. Traditional payment processors are simply not allowed to process credit cards because of their sponsoring bank’s rules. Each high-risk merchant service provider has to have a sponsoring bank in order to be a payment processor. -
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BankCard USA
BankCard USA
BankCard USA has been a leading provider of merchant services since 1993. We offer credit card processing products and services for new and existing businesses. Accept payments online through a payment gateway, in-store with a credit card terminal, over the phone via a virtual terminal, or on the go using a mobile credit card processing app. Whether you need a low or high-risk merchant account, omnichannel payment services for a large company, or simply a credit card machine for a small business, we work with you to find the best payment processing solution to suit your unique business needs and goals. Of the thousands of credit card processing companies, we guarantee the lowest credit card processing fees through our bank-direct program. Accept credit cards, debit cards, gift cards, electronic checks, and electronic funds transfers with a solution designed with your business in mind today. We have established payment services for over 100,000 merchants. -
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AllayPay
AllayPay
At AllayPay, we specialize in high-risk and high-volume merchants. But we’re also proud to service thousands of low-risk and card-present merchants across all industries, including hotels, restaurants, bars, retail stores, salons, electricians, lawyers, consultants, and much more. Give customers the option to choose what works best for them. Our processing platforms take payments from any preferred method of transaction. As a high-risk industry, finding the right payment processor can be challenging. Whether it’s a reputational risk, bad credit or strict regulations, getting approved for a merchant account is no easy feat. What you need is a payment processor who understands your industry and the risks you face each day. -
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2Checkout
Verifone
The 2Checkout Monetization Platform is comprehensive and flexible, so you can quickly pursue new market opportunities and deliver exceptional user experiences. The all-in-one monetization platform that maximizes your revenues and makes global digital sales easier. We enable merchants to accept mobile and online payments from buyers worldwide. Our payment processing is seamless, safe, reliable, no matter where you are on the map. This is the all-in-one monetization package that helps global businesses grow digital commerce revenue streams. Get in front of new customers worldwide via our niche affiliates from across the globe, and use our channel manager solution to multiply your global distribution network online. Reach out through the channels where your customers are buying.Starting Price: 4.5% + $0.45 per sale -
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SaturnShift
SaturnShift Inc
SaturnShift is a unified payments platform for small businesses. Merchants can send invoices and payment links and accept credit and debit cards, ACH bank payments, and stablecoins including USDC and USDT from one platform. SaturnShift includes automated invoice reminders, customer management, refunds and payment reporting, plus native QuickBooks Online integration that synchronizes customers and invoices and automatically records payments, fees and refunds. A native WooCommerce plugin lets online stores accept supported payment methods directly through their checkout. SaturnShift is designed to simplify payment acceptance and reconciliation without requiring businesses to manage separate systems for traditional and stablecoin payments.Starting Price: $49/month -
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SMG Global
SMG Global
Cut through the hassle of getting approved and get merchant services that fit your unique business. We are a one stop shop for all of your payment processing needs. Our trusted banking solutions with the industry’s finest allow us to create payment solutions for all types of merchant accounts, both domestic and international. Excessive chargebacks can cause legitimate businesses to be considered high risk. Our chargeback prevention suite helps you identify chargebacks before they occur. Our robust ACH platform helps you optimize your processing while providing flexible payment options for your customers and giving you peace of mind. We understand how complicated merchant payment processing services can be. -
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High Risk Merchant Account LLC (HRMA-LLC)
High Risk Merchant Account LLC
Payment software for virtual credit card transactions and eCommerce merchants. Process both credit card and debit cards, as well as ACH transactions. High Risk Merchant Account LLC 915 Folly Road, Suite 49, Charleston SC 29412 Phone: (877) 493-4622 hrma-llc.comStarting Price: Free -
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AxxonPay
AxxonPay
AxxonPay is a premier payment solutions provider and a direct bank card acquirer for high risk merchants. We offer a range of payment services, including Visa, Mastercard, JCB, UnionPay, and alternative payment methods to clients across the globe. Our data-driven technologies are customized to suit the needs of our e-commerce clients, making online payments simple, secure and hassle-free. Our payment gateway facilitates an omnichannel payment process, combining acquiring capabilities, over 100 payment methods, mass payouts, and technological innovation within a single, seamless integration. AxxonPay guarantees swift money movement in a single click. Our clients benefit from reduced operational costs, reduced time-to-market for business expansion, and the perfect balance between conversion and security. With over 700 employees, AxxonPay has a global presence with four offices worldwide. We are licensed by the FCP of the UK.Starting Price: $0 -
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Axcess Merchant Services
Axcess Merchant Services
When arranging your merchant account, we use our established relationships with hundreds of reputable card processing banks to find the best match, best rates, and the right acquirer for your business. Our merchants include many profitable household-name brands, but we also help merchants who have been declined, had their merchant accounts closed down by banks, or have high chargeback rates. We’ll provide you with a combined merchant account and gateway services with secure encrypted connections. We also offer recurring billing and mobile billing. Our payment gateways are secure, with fraud protection to ensure your business is protected with 60 different types of risk settings. Our gateways provide you with all of the tools, systems, and technology required to effectively run your business. If your business deals with payments from a variety of countries, we can provide processing across 179 different currencies. -
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Host Merchant Services
Host Merchant Services
We provide merchant services payment systems for all businesses. Get a credit card processing system customized for mobile payments, point of sale, e-commerce credit card processing, EMV terminals, and more. We will greatly reduce your merchant services fees while substantially improving the customer service you receive. Our excellent customer service and low rates retain customers, not termination fees. Experience the freedom of locked-in credit card processing rates that won't increase over time. Qualify for a free EMV-compliant mobile swiper or terminal with a merchant account. You’ve created an app but need to integrate payment processing. You’ve come to the right place! We offer custom direct integrations with an easy-to-use API and a broad range of terminal solutions. -
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TailoredPay
TailoredPay
A high-risk merchant account is a specialized payment processing account designed for businesses that operate in industries with a higher risk of chargebacks or fraud than traditional businesses. TailoredPay’s merchant accounts are custom-tailored for high-risk industries, with fraud prevention and chargeback mitigation services built in. A robust fraud and chargeback mitigation strategy is essential for every high-risk business. Each TailoredPay merchant account comes with a range of services and specialized tools crafted to help your business reduce risk, mitigate chargebacks, and optimize profits. We work with leading payment gateway providers to help you accept payments online, over the phone, and in person. Whether you want to accept credit cards, eChecks, or contactless payments, TailoredPay has the right high-risk payment gateway to help your business grow. -
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FroogalPay
FroogalPay
FroogalPay is a user-friendly Virtual Terminal/Invoicing System/Pay Now Button (Hosted Payment Page) platform for merchants that turbocharges how 135+ payment gateways process credit cards and ACH. Your sales expertise and connections are important because FroogalPay sells through you. It's our job to make great payment processing software. FroogalPay relies on your talent to place our software into the hands of merchants. Your sales expertise and connections are important because FroogalPay sells through you. It's our job to make great payment processing software. FroogalPay relies on your talent to place our software into the hands of merchants. This is a payment platform for developers who are looking to create secure payment experiences for retail, eCommerce, and business applications. -
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B2Broker Merchant Solution
B2Broker
Access customers across the globe by providing a stepping-stone to crypto payments. Expand your horizons and grow your user base with our industry-leading Merchants Solution payments technology. Just one single integration connects you to endless possibilities. We make crypto payments simple! Our Merchant Solution allows businesses to accept crypto payments in all major coins and exchange everything into one currency: Fiat, Coin or StableCoin. Offer your customers Bitcoin (BTC), Ether (ETH), Ripple (XRP), Bitcoin Cash (BCH), Litecoin (LTC) and many more as a payment option! Attract new customers to your business with an attractive payment method that will make you stand out against your competitors by using our popular crypto gateway for your business. We handle the whole crypto payments flow from checkout to settlement, enabling businesses to benefit from this payment method. -
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Fianto
Fianto
Fianto provides stablecoin subscriptions for SaaS businesses, API providers and memberships. Businesses can accept recurring stablecoin payments with automatic renewals on Solana. Customers authorize payments up to a cap per billing period, and payments settle directly from the buyer wallet to the merchant wallet. Fianto currently supports USDC on Solana. Hosted checkout, a merchant dashboard, developer SDKs and signed payment webhooks help businesses add subscription billing to their products and connect payment events to access-management workflows. -
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MagicPay
MagicPay Merchant Services
Credit Card Processing & Merchant Services Simplified. Complete Payment Processing Solutions For Your Business Established in 2012, MagicPay Merchant Services has been providing merchant account services to thousands of merchants worldwide. Our credit card processing, ACH and eCheck solutions, along with our point-of-sale systems will support your business every step of the way, building successful business environment. Free EMV Terminal. Get a FREE credit card terminal, works with Dial-Up or Ethernet connection. Point-of-Sale Systems. Manage your business like a pro. Retail & restaurant POS solutions. Wireless Terminals. Take payments anywhere, with on-screen signature capture. Mobile Payments. Accept payments using your smartphone or tablet with our Bluetooth card reader. Online Payments Virtual terminal, recurring billing, electronic invoicing & E-Commerce. Multi-Currency Processing. Accept payments in 120+ currencies and settle in USD.Starting Price: $15 per month -
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Verifone
Verifone
The world’s best-known retail brands, major financial institutions, and millions of merchants worldwide trust Verifone for tech-forward, simple, and secure ways to accept payments from anyone at any time. Our passion is to empower you with the systems and data you need to refine your customer journey and accelerate growth. Start accepting online payments today with a flexible and scalable commerce solution. Verifone’s eCommerce API is a merchant-hosted solution built on Verifone REST architecture that enables merchants to securely accept online and mobile payments A quick, easy, and secure way to start accepting online payments without extensive web development, our Hosted Checkout solutions are easy to integrate and offer merchants multiple options. Virtual Terminal is also an out-of-the-box payment interface and can be used to process mail order and telephone order (MOTO) card transactions on behalf of customers through Verifone’s Central Portal. -
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Cardflo
Cardflo
Cardflo is a payments company with offices in the UK and Spain. Through our network of more than 50 acquiring partners and 400 payment methods, we connect businesses with the right payment solutions for their industry, risk profile and target markets. We manage the acquiring and approval process on the merchant’s behalf, helping businesses access competitive processing rates, improve payment acceptance and expand into new markets. Our connected payment platform brings acquiring, payment methods, routing, reporting and risk controls together in one place. From mainstream e-commerce and subscription businesses to regulated and high-risk industries, Cardflo provides the acquiring coverage and payment technology businesses need to accept, manage and optimise payments globally. -
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SecurionPay
Online Payments Group AG
SecurionPay is a technologically advanced online payment platform with a strong focus on customer experience and first-rate solutions. The team of professionals understands merchants’ needs and pain points — from superior user experience, top-level security and smooth payments to mobile conversion, chargebacks, and fraud issues. Cutting-edge technology and versatile APIs give our clients ultimate freedom, flexibility and full control over both the development process (no matter of the merchant’s technology stack) and every payment activity.Starting Price: $0.25/one-time -
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NOWPayments
NOWPayments
NOWPayments is one of the best crypto payment gateway solutions for businesses, created by ChangeNOW. Accept crypto payments and send global payouts in 350+ cryptocurrencies and 30+ stablecoins, including USDT and USDC across multiple blockchain networks. Integrate via API, invoices, payment links, widgets, buttons, or subscriptions. Customers choose a currency, send funds to the generated payment address, and you receive the supported currency of your choice through automatic conversion and flexible settlement. NOWPayments also supports Mass Payouts via API, CSV, or email, as well as zero-fee ecosystem payouts to ChangeNOW Pro wallets with near-instant transfers in under one second. The platform offers reliable APIs, high uptime, 24/7 support, and transparent transaction fees from 0.3% to 1%.Starting Price: 0.3% per transaction -
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Paycosmos
paycosmos
Fastest payments in the universe. Latest payment technology. Instant settlement. Increased revenue & cash flow. As a paycosmos merchant, you have the advantage of Instant Merchant Settlement. Paycosmos links your credit card processing to your bank account for Card Present and Card Not Present Solutions. Instant Merchant Settlement is the same as the credit card processing you do today, the only difference is you get paid instantly - 24/7/365. Whether you accept payments in a retail store, out in the field or from your website, we have solutions to fit your business. We offer you emerging & traditional payment options and get you paid faster. Our platform includes PCI Level 1 certification and successful Service Organization Control audits to demonstrate our commitment to data security. We offer transparent pricing or flexibility on alternate pricing models. Instant merchant settlement. -
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eMerchantGateway
eMerchantGateway
Built on one of the largest payment gateway platforms in the world, eMerchantGateway is a trusted solution for accepting payments online, over the phone, or by mail. Secure, fast, and reliable, eMerchantGateway offers a variety of payment gateway features for processing and managing card-not-present payments. Full PCI-DSS compliance payment security. A convenient management console accessed through a web browser or an app. A virtual terminal function for orders by phone or mail. The ability to create invoices or web forms for online payment. Recurring billing options are customizable by the customer. 18 fraud modules with a variety of settings to suit your exact business needs. Detailed reporting to manage transactions by the minute. Batch and real-time payment processing options with mobile connections. Industry-specific software in a range of categories; examples include furniture, restaurants, and non-profits.Starting Price: Free -
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Clearly Payments
Clearly Payments
Clearly Payments provides low-cost credit card processing services and software for online payments, payment terminals, credit card machines, mobile payments, and recurring billing and invoicing. The Clearly Payments mission is to drive down the cost for merchants to accept payments. Period. Our first step in the plan is to build a payment processor with an incredibly low-cost structure. That takes innovation, so we need a strong corporate culture. We keep costs low with: - Virtual teams, cloud software, and a metrics-driven culture to operate our business - Working with the best and lowest cost payment technology providers in the world - Customer acquisition through communities, word-of-mouth, and partnerships. Our low-cost structure allows us to pass on the savings to merchants to cut their costs. We are growing on this front, making merchants happy and saving them money every day. https://www.clearlypayments.comStarting Price: $10.00/month -
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PayU
PayU
PayU is a payment processing platform, that enables merchants to accept cross-border and local payments with full payment methods coverage for any type of market and customer. PayU helps merchants improve their approval rates with the lowest fees while ensuring the highest level of security for their transactions – all through a single connection. As a provider of payment processing solutions, PayU helps merchants grow their sales. Once onboarded, merchants gain access to hundreds of local and global payment methods, seamless checkout experiences, and anti-fraud and security capabilities that will make customers return to their stores. No matter how complex your eCommerce business is, PayU covers multiple integration scenarios. -
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Zen Payments
Zen Payments
We offer custom merchant accounts tailored to high-risk industries. Whether your business sells unique products, is prone to fraud, or has chargebacks, we have a payment processing solution for you. Zen Payments, a top high-risk merchant account provider, offers industry-specific solutions to help businesses facing financial challenges due to their transaction history or industry designation. We provide a comprehensive range of merchant services for businesses across all industries, with extensive experience in processing high-risk volumes nationwide. Entrust us with your high-risk merchant services and leverage our vast network of 15+ direct bank and processor relationships to find the ideal long-term home for your merchant account. Contact us today and to learn about our same-day approvals, high-risk industries, and gateway solutions. -
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Gattera
Gattera
Gattera is a multi-PSP payment orchestration platform built specifically for non-traditional industries that require flexible, resilient, and intelligent payment routing. It sits between merchants and multiple payment service providers, directing each transaction to the best-performing gateway based on cost, success rates, geography, card type, and real-time conditions. With features like decline recovery, soft-decline rescue, and intelligent failover, Gattera maximizes approval rates while minimizing customer friction. Merchants can integrate once with Gattera’s unified API and instantly access 15+ PSP connectors and 20+ payment methods—including cards, wallets, banks, and crypto. The platform also centralizes risk management, analytics, reconciliation, and compliance tools, allowing businesses to maintain full visibility into fees, routing logic, and processor performance.Starting Price: $0 -
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Virtuous Payments
Virtuous Payments
Virtuous Payments is a leading payment provider in North America, offering transparent pricing and tailored payment processing solutions for businesses across Canada. We provide a variety of smart terminal solutions, including the full suite of Clover terminals, which offer numerous apps alongside full-service and quick-service point-of-sale systems. Their services encompass in-person payment options, smart terminal payment options, and cryptocurrency payment terminals, simplifying the acceptance of payment cards through smart payment terminals. Virtuous Payments is committed to transparent rates, honoring cost-plus pricing by using the pass-through from Visa and Mastercard and adding a small surcharge on top of the whole cost of credit cards. They do not charge setup fees, disagreeing with other providers that impose hefty fees to start a merchant account. With extensive experience, Virtuous Payments serves as a premier provider of merchant services. -
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Mondo
Mondo
Mondo is a PSD2-compliant Open Banking payment platform that enables businesses to accept secure, instant payments directly from customer bank accounts—no cards required. It eliminates chargebacks and reduces transaction fees while offering real-time settlement via SEPA Instant and UK Faster Payments. With bank-grade security and GDPR compliance, Mondo ensures full protection of customer data and regulatory alignment across Europe. Its API allows for seamless integration with just a few lines of code, making it simple for developers to get started quickly. By connecting with over 3,000 banks across the EU and UK, Mondo provides broad coverage and exceptional reliability. Designed for the digital economy, it’s a faster, safer, and more cost-effective alternative to traditional card payments.Starting Price: 2% -
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OxaPay
OxaPay
OxaPay is a crypto payment gateway that makes it easy to accept crypto for webmasters, merchants, and telegram channels and makes it useful for all. The fee structure of OxaPay is fixed at a rate of 0.4% transaction fee for numerous transactions which is among the lowest fees on the market. To set up an OxaPay account and start using crypto in your business, just need an Email. Sign up in a few seconds and choose desired integration (Payment link, donation feature, Telegram channel gateway, or merchant web service) and now enjoy getting profit. Businesses can use the below features as free in OxaPay and expand their projects by using crypto. -
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Payop
Payop
Payop is a powerful terminal and payments operational system which comprises traditional terminal management functions, such as device firmware updates, along with advanced features including asset tracking, transaction analytics and providing operational insight. Payop allows you to establish independence from terminal manufacturers. Here are 10 compelling business reasons why this is important. Payments is a critical component of any merchant’s business and any disruption to service will have a direct impact on their business and their end customers. Once a payments solution goes live, merchants or service providers have the responsibility to make sure it stays up-and-running and up to date. They require an easy to use operational toolset that proactively manages payment applications and terminals thereby helping to prevent downtime. This includes dealing with routine maintenance operations like updates as well as unforeseen circumstances. -
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QuadraPay
QuadraPay
At QuadraPay, we leverage our extensive network of trusted acquiring banks and processors to deliver the most suitable merchant account solutions for your business. Whether you're an established brand, a startup, or a high-risk merchant who has faced declines or account closures, we help match you with the right acquirer, best rates, and reliable processing partners. Our solutions include fully integrated merchant accounts and payment gateways, backed by secure, encrypted connections. We support ecommerce, retail, recurring billing, mobile billing, and multi-channel payment environments. Our advanced payment gateways feature industry-leading fraud prevention tools with over 60 configurable risk filters to safeguard your business. With processing support for 179 currencies, QuadraPay helps businesses operate seamlessly across global markets. From chargeback management to recurring payments and multi-currency support, our platform equips you with the tools you need.Starting Price: $10
