FormFree
For the first time, your borrower’s rent payment history can unlock homeownership eligibility. Create more opportunities using our verification of asset (VOA) report that includes 12 months of rent payment history — at no additional cost. The pioneer of digital asset verification. For over 10 years, AccountChek has helped borrowers skip the paper chase when qualifying for a loan. Borrowers send their direct-source financial data straight to lenders in an underwriter-friendly format that reduces delays, manual errors and fraud risk. Real-time insight into borrowers’ assets, income and employment enables better credit decisioning and promotes inclusion by giving lenders an alternative to traditional credit scoring. Real-time data enables better credit decisioning, reduces processing and underwriting times and promotes financial inclusion.
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Axe Credit Portal
Founded in 2004, Axe Finance is a global market-leading software provider focused on credit risk automation for lenders looking to offer an efficient, competitive, and seamless omnichannel financing journey.
Axe Finance developed Axe Credit Portal – ACP – a future-proof, AI-driven solution that automates the loan process from KYC to servicing, including scoring, automatic decisioning, limit management, and collateral management. ACP is a locally hosted or cloud-based solution designed to help lenders deliver an efficient, competitive, and seamless omnichannel financing experience across all client segments (Retail, Commercial, Corporate, Sovereign, FIs, microfinance, embedded financing, Islamic finance, green loans, etc.)
Axe Finance is the trusted partner of leading global banking institutions such as Société Générale, OTP Bank, APS Bank, Arab National Bank, Al Rajhi Bank, QNB, ADCB, FAB, BBK, Bangkok Bank, Vietcombank, VIB, Fidelity Bank, Polaris Bank, among many others.
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Credit Pulse
Credit Pulse digitizes and automates your credit process, reducing manual effort in credit approvals, and continuously monitors your portfolio for credit risk. Go from weeks to minutes with automated bank and trade references. Optimize the allocation of credit across all customers. Extend and restrict credit as risks change to reduce bad debt by 20%. Get notified of changes like NSFs, bankruptcies, liens, bank balances, and credit score changes. Manage your entire credit operation, from applications to approvals, and continuously monitor your portfolio for credit risk. Credit Pulse provides a streamlined credit application with business pre-fill, eliminating the typical ‘back and forth’. Save over 1000 hours of manual effort per year. Gone are the days of manually sourcing third-party data. Credit Pulse centralizes credit bureau reports and 15+ other sources of reliable data. Credit Managers can feel confident making decisions with less effort, especially with SMBs.
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RiskSeal
RiskSeal is an AI-powered SaaS platform that helps online lenders prevent defaults, automate lending decisions, and identify valuable customers. Our Digital Credit Scoring System enables lenders to identify potential defaulters, fight fraud, and find valuable customers using digital footprint analysis.
By analyzing user email, phone number, and IP address data, we conduct deep user analysis and create a detailed digital profile with 300+ data points.
What online lending organizations get with RiskSeal:
- Digital footprints. 140+ social and online platforms
- Data enrichment. 400+ tailored data points.
- Real-time trust engine. Name verification, face matching.
- Risk score. Ready-to-use risk score.
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