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One API that enables split payments, PSD2 compliancy, multi PSP set-up, automated reconciliation, out-of-the-box KYC, and other cool stuff that will help you run your marketplace. Payaut helps online platforms and marketplaces to accept and collect payments via any PSP of choice. We take care of the seller onboarding process, split payments, and payouts through one API. Accept payments from the PSPs of choice and have the ability to choose from 100+ payment methods and expand globally. Split every transaction into the platform’s commission and the seller fee according to your needs. As the payment providers will settle to Payaut the platform is out of the money flow and therefore PSD2 compliant. Multiple incoming payment flows will be reconciled into a single payout to the seller or the platform. Transfer funds in the Payaut environment between the marketplace and seller accounts balance to charge for corrections or monthly fees.

Finswitz is an African financial infrastructure platform that helps businesses collect payments, manage funds, issue cards, handle compliance, and embed financial services through a unified platform. The platform provides both developer APIs and no-code tools. Businesses can accept payments, create hosted payment pages, generate payment links, manage settlements, automate payouts, route transactions across multiple payment providers, and monitor activity through a centralized dashboard. Key features include: Unified Payment APIs No-Code Collections and Payment Links Smart Payment Routing Wallet & Ledger Infrastructure Split Payments & Vendor Settlements Escrow & Treasury Management Compliance as a Service (KYC/KYB) Virtual Card Issuance Reporting & Reconciliation Developer & Admin Console Finswitz is designed to reduce the complexity of building and operating financial products across Africa by providing a single platform for payments, compliance, treasury.