NachoNacho Alternatives

Simplify your entire purchasing journey with Purchasing Software that empowers you to Control, Request, Approve, Purchase, Pay, and Reconcile—the key to unlocking Proactive Spend Management. Take control of the entire purchasing process and supplier management. Dive into Proactive Spend Management, Track Every Penny, Eliminate Paperwork, Match Orders, and Pay Vendors — All Before Finishing Your First Cup of Coffee. Start the purchasing process by creating a purchase request. With ControlHub, your team has the best procurement software to generate and track POs in a single place. No Spreadsheets. No emails. No bottlenecks.

As a regulated financial company, Wallester holds a license and is an official partner and Principal Member of Visa. Wallester Business allows companies to open an account and instantly issue an unlimited number of Visa virtual and physical cards to manage all corporate expenses through a single platform. Wallester provides different packages to meet the specific needs of companies, including a free option. The platform is easy to use and offers efficient expense monitoring and management.

Expensya is a solution that transforms spend management. Expensya users can manage and process any type of expense: online purchases, general costs, expense reports, remote work, Per Diems, mileage expenses, and more. Thanks to its across-the-board features and expertise, Expensya currently supports more than 5000 companies and provides a comprehensive solution to its users, for flawless end-to-end management of all business spends. Expensya also integrates with your bank cards, your HR system, your ERP, your accounting system, and your Travel manager. Expensya automates every step of the process, saving time and increasing your team's productivity Our vision is to give the most complete, intuitive, and scalable solution.

Fyle is a credit card spend management platform for Finance teams and employees to easily track expenses, reconcile corporate card transactions for business credit cards, and integrate seamlessly with accounting platforms, saving hours of time and manual effort. What else does Fyle do? - Fyle does credit card reconciliations in real-time for business credit cards powered by Visa and Mastercard. Fyle sends a text for every new transaction, and employees just need to reply with a picture of the receipt to be reconciled automatically. - Direct integration with American Express cards to automate reconciliation. Issue unlimited Amex virtual cards. - With Fyle, admins can set up approval workflows across projects, locations, departments, and cost centers. - Fyle integrates with major accounting platforms NetSuite, Sage Intacct, QuickBooks, and Xero with just the login credentials making accounting seamless

Divvy has combined seamless expense management software with business cards so you never have to process another expense report. With Divvy, you can leverage faster expense reporting, enforceable budgets, and a single platform to offer real-time visibility into all spend. Ready to gain more control and streamline your spend management—in a one-stop, easy-to-use platform? Get Divvy today to empower your team and save everyone time (including yourself). Divvy provides their customers with a strong credit line and makes going over budget literally impossible. Put a stop to painful expense resorts and simplify the AP process with Divvy—all for free.

Substly helps small and medium-sized companies reduce SaaS sprawl by providing an easily accessible overview and simplifying the processes around SaaS management. The product offers enterprise-level features at an entry-level price; this tool provides insights into SaaS usage and helps identify user frustrations. It also helps optimize SaaS spending by providing alerts before renewals and eliminating spending on unused accounts. Additionally, it helps avoid unauthorized access to company data by improving employee off-boarding, allowing departments/teams to minimize SaaS sprawl and share an overview with other stakeholders. Customers highlight the following four aspects of Substly’s product: - The simplicity of the system - Easy to get started (intuitive and short learning curve) - The overview and the control it leads to (regarding costs & who has access) - Great for showcasing status/costs internally

Haslle, Spending Management Solution for Smart Teams. Haslle helps you manage company budgets, purchases and subscriptions using smart payment cards collaboratively with your team. Get a Virtual Bank Account for Spending. Approve Budgets, Purchases, Invoices and Subscriptions. Issue virtual and physical cards and control purchase process. Collect Data, Receipts and Invoices. Boost Analytics and Decision Making. Integration with your Accounting and ERP. Approvals on the go. Easily approve company budgets, purchases, payments, invoices and subscriptions, using data at the touch of your fingertips. Empower Your Teams while staying in control. Have your teams make better decisions and improve what you purchase over time. Choose vendors and aggregate invoices to get better discounts between departments. Smart Company Cards that track Expenses make chasing receipts a thing of the past.

Equip your teams with secure physical VISA cards with built-in controls that will enable them to make payments at any store. Generate instant virtual cards to pay for and manage your SaaS subscriptions, vendor payments and online spending. Send money to more than 130 countries worldwide with SWIFT & non-SWIFT payment options. Process your vendor payouts and employee reimbursements easier than ever before, at the lowest possible rates! Manage bulk vendor payouts, buy inventory, send money to vendors both domestically and internationally, all from a single dashboard. Seamlessly reimburse employees for expenses they personally incurred. Employees no longer need to wait till the end of the month. Every time a Volopay card is swiped, the transaction is visible to the spender, the budget owner, and the company admin—immediately. So you know where your company money is, at all times.

Financial software and services to fuel your growth. Brex lets you send free ACH and wires worldwide, get higher card limits, earn money-saving rewards, and track expenses easily. Built for the ones who do things differently. Scale faster by combining your deposits, spend and controls in one account. That’s the power of all-in-one finance. From employee purchases to paying vendors to accounting, expense tracking is built right in. Email or text us your receipts. We'll match them to the right expenses. Easily sync expense data across systems to automate reconciliation. Run custom spend reports to easily find cost-saving opportunities. Issue cards, search transactions, approve or follow up, and more—in one place. Create unique cards with custom limits for each subscription, vendor, and employee. All for free. Set custom limits and give users approved ways to spend for specific items, such as training or WFH snacks.

Credit cards, invoice management, and digital financial processes drive efficiency across your entire business. Whether it's cash transactions or mileage reimbursement: All out-of-pocket expenses that employees bear can be easily accounted for and reimbursed with Moss. Gain more focus and save time and effort through automated processes in accounting, and accelerate the month-end closing. Due to integration with your accounting software, data can be exported with one click. Moss provides a smooth invoicing process that benefits the entire team. Digital, automated and centralized in one place. With automated spend and approval processes, Moss helps you make the most of your time. With set approval limits, corporate credit cards for employees allow a new level of control. Track all employee spending in Moss, freeze cards and flexibly adjust limits. Moss shows you all employee expenses in one place and always in real time. This makes every payment trackable.

The only corporate card that strengthens your finances. Replace expense reports with unlimited virtual and physical cards. Automate your accounting, lower your bills, and earn 1.5% cash back on everything. Get a top line view of your company spend. Zoom into a single user or transaction the instant it happens. Forecast your spend by department, merchant, or employee. Finance teams save 5 days every month by replacing inefficient expense reports with Ramp’s complete expense management solution. Reconcile in real time and collect receipts automatically – no more chasing people down. Get notified the instant you’re charged. Ramp automatically reminds, collects, and matches receipts for every transaction that needs one. Via SMS, email and in bulk. Integrate with top accounting providers. One-click sync or export data to 100s of accounting providers for easy, centralized accounting. Integrate with top accounting providers.

Spend smarter with our all-in-one corporate payment solution. No one should ever have to wait for saving time and money. Get started in under 3 minutes. Sign-up and set up your account with a simple eKYC, no filling up tedious forms. Give your team the whole nine yards. Quick set-up, unlimited virtual cards, QR Pay, Kodo club privileges. Above all, everyone gets simplicity and ease of use. And, you get peace of mind! Paying via Kodo Pay is a breeze. Add contacts and approve payment requests in bulk. Make bank transfers directly from the Kodo dashboard. Make swift and flexible UPI payments to pay vendors on the go, while earning neat cashback. A simple, yet powerful dashboard gives you a bird’s eye-view of all transactions, trends, and access to controls for the team and spending management. Advanced search and filters grant you super powers to find exactly what you are looking for while avoiding expensive surprises.

Managing your customers’ SaaS ecosystem will save them money and give you greater visibility and control. Stop the guesswork, and start putting SaaS usage data to work for you! Easily track usage of unauthorized SaaS applications in order to enforce SaaS security policies. Quickly automate your SaaS provisioning, de-provisioning and approval processes. Complete SaaS usage reporting across the entire organization. Compare SaaS usage to licensing in order to identify areas of savings. Augmentt helps you understand SaaS usage, optimize spend, enforce security policies and improve productivity. Discover the full SaaS Applications mix used in your client’s environment to help them mitigate risk, improve productivity, and reduce spend. Quickly track users, usage and spend associated with all of your SaaS subscriptions. Take the guess work out of subscription management and start saving money today!

Small and medium businesses deserve more attention and financial support. That’s why we’re building better business finance to drive a bigger impact for small businesses and their communities. Our relationships matter to us. So does making your life easier. Our finance solutions are designed to power growth for businesses of all sizes, across all industries. With just 2 documents, you can apply for loans digitally in minutes, receive approval and get funds within 1 day. Our next-gen finance tools, from cards and expense management to money transfers and accounting, help you enjoy upsized time and money savings. Instant working capital loans to grow your business and manage operational expenses. Track and manage all company expenses in real-time, on the go. Create unlimited virtual corporate cards for free. Add to your Google Pay wallet to use in-store. Earn cashback on all card spends. Get payment alerts on your mobile.

Whether you start with one module or adopt the whole platform, Pluto helps your business save time & money. Get smart, virtual, and physical cards for your entire team with automated budget controls, receipt policy enforcement, and compliance management. Improve your vendor relationships and reduce duplicate payments by maintaining a centralized place for all your bills, approvals, and payments. Make local or international payments via one-click wire transfer to 140+ currencies or by using Pluto corporate cards. Digitize and eliminate petty cash vouchers. Manage your employee’s cash on hand & receipts directly on Pluto. Don’t let cash leakages eat away at your bottom line. Allow your employees to submit reimbursement requests with ease. Get the right approvals in place with custom approval workflows. Instantly reimburse employees in bulk and surpass your finance team’s KPIs. Send weekly automated financial reports to your CFO and other executives.

From request to reconciliation, PayEm manages, automates and connects finance processes for company spend in one platform, giving finance teams total visibility and control. PayEm’s global spend management platform was built for multinational operations. Capture requests and invoices, create bills, schedule and send payments to anywhere in the world, in any currency, then auto-categorize and sync with your ERP. The platform allows every subsidiary to have financial and accounting autonomy while enabling holistic processes at the global level. Set rules, designate limits, and issue virtual or physical cards to make it easier to stay on track and within budget. Accelerate payment processes from beginning to end while reducing errors and saving time with AP automation and streamlined reconciliation- all fully synced with your ERP.

Bento offers two great card options, to provide you complete control and flexibility to create and use virtual cards in a manner that suits your business needs to the tee. Spend Limit virtual cards are perfect for everyday use and are ideal as the primary card type for your day-to-day business expenses. These cards are useful for those expenses that require card users or cardholders to submit receipts. Quick and easy to create cards and are automatically activated instantly. Turn cards on/off in real-time. A suite of customized card controls to ensure that you are in charge of where and how business funds are spent. Fixed Value virtual cards are useful for one-time payment requests or specific purposes, such as paying your vendors and for employee perks such as per diems. These cards are ideal for those expenses that do not require card users or cardholders to submit receipts.

The corporate card for fast-growing companies. Stripe Corporate Card is the easiest way for all staff to manage their expenses. Provision cards instantly, manage your business expenses in real time and get credit increases as your business grows. Instead of dealing with complicated rewards programs, you'll get extra cashback based on the categories you spend the most on. It is the corporate card that we all want. All you need to sign up is a Stripe account, without any paperwork or personal guarantees. Get up and running in minutes with a virtual card. We use your banking and payment history to determine your credit limit. As your business grows, so does your line of credit. Upload your logo directly from the Dashboard so that your corporate card has the same style as your brand. Your cashback balance is automatically credited to your monthly bill, so you will never lose your rewards. There are no annual fees or fees for foreign transactions or late payment.

We are a business expense management software package linked to prepaid Mastercard®, enabling hassle-free management of company expenses. Increase visibility and control over expenditure, remove manual expense reports and eliminate administrative complexity, we will revolutionize finance in your business. Empower your team to buy on the job. Control who spends what and where. Remove staff reimbursements, no more missing receipts. Accepted by more than 30 million merchants worldwide, where Mastercard® is accepted. Our prepaid Mastercard® supports in-store payments, contactless transactions, chip and pin, and online purchases. Prepaid cards work like a debit or credit card, you just need an available balance on your account to make a transaction. You can set limits and restrictions on the card and proactively monitor spending. Once a transaction is completed, the users receive a push notification to capture their receipt.

Mesh Payments cardless solution gives you full control and visibility over your entire corporate payments - all from one platform. Using Mesh you can get insights & real time data on your spending, automate your receipts collection and ensure that your payments, subscriptions and finances always run smoothly. Mesh is easy to set up & free. No single corporate card dependency, no charges denied. Know exactly which subscriptions you are paying for, how much, and when. Control who spends with pre-payment approvals and unique virtual cards. Seamless integrations that collect and match receipts automatically. Mesh ensures that subscription payments don’t get in the way of running your business with mission-critical subscription controls and smart notifications. Mesh on-demand payments is built to empower distributed teams and needs, without sacrificing financial security and control. Get full visibility and all the management tools you need to customize payments for your business.

Spendesk is the all-in-one company spending solution that delivers more control, visibility, and automation to today's finance teams. Combine spend approvals, virtual cards, physical cards, expense reimbursements, and invoice management into one source of truth. Establish a request and approval process to increase spend accountability without blocking employees. Enable faster purchasing by giving every employee access to the funds they need in a safe and secure manner. Save time and avoid late fees on every supplier invoice by streamlining your AP process from purchase order to bank transfer. Eliminate double entry and save hours with custom exports to your favorite accounting systems. Empower finance and budget keepers to make timely and informed spending decisions with real-time reports of what's actually been spent. Automate admin & integrate your accounting. Monitor & optimize budgets in real-time.

SaaShop is a one-stop shop for all your subscription software, all in one place, with one bill and one simple interface for literally any SaaS product. There is no cost to you; in fact, you will save money on the software you already use. Say goodbye to credit card chaos and order all your subscription software on one bill. Our prices are always the same as when buying directly from a SaaS company, and our dedicated SaaS professionals are ready to help you at no extra cost. New employee licenses are all just a few clicks away on a single service, and all changes to your order appear in the next month’s bill. We have selected top partners in case you need to build something bigger. SaaShop lets you buy all your software with one consolidated invoice and a single simple interface for managing user licenses. We also provide support and assistance with deployment, configuration, integrations, and more. It’s easy to centralize existing software you are already using.

Builders should build. Quolum can handle the rest. From getting you the best commercials to storing documents in one place. We store your contracts along with the structured meta-data such as vendor, renewal dates, cancellation window, court of law, and data retention and processing policies. Buy all your SaaS, hassle free. Backed by modern software that manages recurring expenses, cancels product trials, and controls spending. Receive a single bill for your SaaS purchases, with all invoices automatically aggregated from vendors. Accountants love us for a reason. A single dashboard for SaaS including purchases, transaction details, and invoices. One bill for all SaaS purchases. Invoices auto-aggregated from vendors. Manage cash flow with a calendar of renewals and payments.

There's no excuse for spending unnecessary budget on SaaS subscriptions with Panem. Our innovative solution is designed to help you optimize your spending and keep tabs on the subscriptions that might be shortening your financial runway. We understand that managing multiple SaaS subscriptions can be a daunting task, especially when you have to manually track each one to ensure you're not overspending or missing out on potential savings. With Panem, you can rest easy knowing that we use leading banking APIs and AI algorithms to read and classify transactions directly from your bank account. This process is fully secure and private, ensuring that your financial data is protected at all times. Our AI algorithms analyze your spending patterns, identify redundant or underused subscriptions, and provide actionable insights to help you make informed decisions about your SaaS investments.

Reduce your software spend by up to 30%. Money-back guarantee. We buy and renew SaaS, for you. Guaranteed to save. We organize your SaaS renewal dates and aggregate your contracts. Then, we work directly with your SaaS vendors to accomplish your team's objectives upon every renewal. See you later, auto-renewals. Sales conversations aren't a good use of your time and enterprise pricing is variable. We facilitate the commercial conversations, so you can remain strategic. It's easier to buy enterprise SaaS, when you're backed by data. From DPAs, Security Reviews, and MSAs, buying SaaS is a time-suck. As expert buyers, we understand your internal process and help your vendors navigate it efficiently. Get back to the strategic things. We buy software for the world's smartest companies. This allows finance and procurement leaders to prioritize the important things. Vendr is an extension of your team and works directly with your software suppliers.

Get more visibility on your vendors, automate procurement and spend less on every tool with our SaaS Buying and Optimization Platform. SaaS is a growing expense, but your teams simply do not have the bandwidth to evaluate, negotiate and track renewals for 150+ tools. ‍ This means you’re paying exorbitant prices for every single software you use—and occasionally on tools you don’t even use. We help you get fair prices on all your SaaS tools, and eliminate the back-and-forth negotiations from your procurement. Get direct access to expert buyers and managers via Slack, and ensure seamless onboarding and clear communication. Know when your contracts are up for renewal, who owns them, and how much you’re saving on them. Track procurement status within the dashboard, and avoid delays stemming from lost emails and duplicate spreadsheets.

Privacy gives you control over who can charge you and how much. Create virtual payment cards for one-time purchases or subscriptions, directly from your browser. Set spend limits, pause, unpause, and close cards any time you want. Shield your card details and your money by creating virtual payment cards, instead of using your regular debit or credit card, for each place you shop online. Save time at checkout with our browser extension. Create and auto-fill secure card numbers at checkout with a one-click experience. Privacy Cards lock to the first merchant they are used at. If the merchant is ever compromised, your card number can never be used anywhere else, giving you an extra layer of protection. Create a Spend Limit on each card to block hidden fees and double charges on recurring expenses. If a transaction goes over the limit, it will automatically decline.

Conductiv's solution is a one-stop-shop for managing your third-party service relationships. With Conductiv, you can manage daily tasks, like renewing contracts and building stakeholder consensus and reaching long-term goals, such as hitting savings targets and adhering to on-contract compliance. Accelerate negotiations on service agreements using our group purchasing contract portfolio, saving you time, money, and effort. Create an 18-month roadmap, illuminate savings opportunities, track department performance, and negotiate competitive contracts with ease. Our dedicated experts can implement bespoke sourcing solutions to lessen your workload and improve your outcomes. Comprehensive lifecycle management fuses your supply chain with suppliers, contracts, and marketplace intelligence at every point of the sourcing lifecycle. Reliance on third-party services has surged, and the need for procurement intelligence and spend expertise has increased.

Instant Virtual and Physical Cards for Business Expenses. Track and Control Spending. Emburse's clients employ distributed teams across multiple offices, each of which has a manager who enforces budgets for supplies, meals, and perks. With Emburse, these businesses are able to set budgets for each expense category and delegate control of these budgets to employees at each location. For each purchase, businesses can optionally require the collection of receipts and categorization of expenses. Meal cards are restricted use cards that can be issued to employees to use towards food purchases. Meal cards give the employee freedom of choice and even let them order delivery from sites like DoorDash or Uber-Eats. Emburse’s API enables the setup and creation of expense cards at scale for custom business solutions and third-party app integrations. New cards can be created instantly with set spending limits and merchant category restrictions, assigned with just an email.

Business spend, reinvented. With Payhawk’s corporate visa cards, you can automate manual processes, maximise efficiency, and accelerate business expansion. Join the finance teams, in 32 countries, that trust us with a single global solution.

Easily build and issue your own customized corporate card with unprecedented controls, limits and features with integrated software that manages it all for you. Eliminate expense reports, reimbursements and receipt tracking all-together. Fully brand the solution to your company’s look and feel, including the physical and virtual cards, web dashboard & mobile apps. We can quickly customize or integrate the solution for your unique business needs. The entire out of the box solution is at no cost to you. We make our money splitting the existing interchange fee’s charged to merchants on the Visa/Mastercard Network. We own all the intellectual property, and can fully customize or integrate the solution for your unique business needs. You can fully brand the software to your company's look and feel, including the physical & virtual cards, web dashboard & mobile apps. Up to $100K in SpendHub dollars on your first year spending.

Yordex is the easiest way for employees to submit company card expenses while providing budget owners and finance teams full visibility and real-time control. It's is a better way for organisations to simplify financial control to manage spend; taking the guesswork out of financial decision making by giving insight and control over future spend insights. Company cards, expenses, invoices and budgets can all be managed in one place. Our easy-to-use software effortlessly manages company cards, expenses, invoices and budgets with smart approval rules, all in one place. Whether you’re 25 or 500 employees, start-up or well established, Yordex has the right solution for your needs. Our fully modular solution grows with you, so you only pay for what you need, when you need it. Never worry about chasing receipts again. Yordex combines a company card, expenses management, fully customisable approval rules and simplified entry into your accounting system all in one.

Airbase is the top-ranked modern spend management platform for businesses with 100-5,000 employees. It’s the best way to control spending, close the books faster, and manage financial risk. Airbase software combines accounts payable automation, expense management, and corporate cards. It guides procurement for all purchases — from initial requests to payment and reconciliation. Bring efficiency to complex business processes and accounting needs like multi-subsidiaries and purchase orders. Flexible intake and approval workflows ensure multi-stakeholder oversight and a culture of spend compliance. Airbase integrates with your other business systems and seamlessly syncs to general ledgers. Employees and accounting teams love using Airbase.

Smarter business spending starts here. Take control of company spending with Soldo, the prepaid Mastercard® that does your expenses for you. The smarter way to manage company spending. Manage expenses before they happen with customizable budgets and rules. Help your team to do their jobs with controlled access to company funds. Simplify expense management and reporting with a mobile app for employees. 60,000+ businesses trust Soldo for spending and expenses. Everything you need for effortless expense management. Give all staff smart payment cards with built-in budgets and rules. Capture receipts on the spot with the mobile app. Paid plans only. See company-wide spending in real time, in one place. Export to any accounting system for a complete view of finances. Soldo integrates seamlessly with Xero, flowing transactions and enriched data straight into the books. Export expenses into any other accounting system in two clicks.

Teampay’s distributed spend management platform provides a conversational interface that guides employees through requests, automatically enforcing the correct policy. By unifying the entire process from request to reconciliation, Teampay’s automated workflows reduce manual work, ensure accurate data, and eliminate the frustration of month-end close. This allows Finance to have confidence in their numbers, and the organization can make better decisions, faster. With Teampay, you can manage all types of purchasing, made by anyone, from end-to-end. Employees love the effortless experience, and Finance teams can breathe easy knowing that all spending is pre-coded & pre-approved. Teampay directly integrates with Quickbooks Online, Xero, Intacct and Netsuite.

Streamline your business with Rippling’s all-in-one platform for HR, IT, payroll, and spend management. Effortlessly manage the entire employee lifecycle, from hiring to benefits administration. Automate HR tasks, ensure compliance, and streamline approvals. Simplify IT with device management, software access, and compliance monitoring, all from one dashboard. Enjoy timely payroll, real-time financial visibility, and dynamic spend policies. Rippling empowers your business to save time, reduce costs, and enhance efficiency, allowing you to focus on growth. Experience the power of unified management with Rippling today.

Take charge of business finances with Rho’s automated spend and cash management platform, integrating the tools and support you need for speed, savings, and control. Get the highest possible credit limit, flex your payment terms, and assign unlimited virtual and physical cards across your team and cost centers. Safely manage payments and deposits with groundbreaking software and up to $75M in FDIC insurance with the Rho Treasury Management Account. Run live AP with automated invoice flows, smart approvals, and real-time expense reporting, so you can reconcile with speed. Stop paying your card down daily. Rho’s unique underwriting finds you a higher, scalable credit limit that supports your spending and grows with your business. Tailor credit terms to meet your needs. Choose a one-day card and earn up to 1.75% cash back, or flex up to 60 days to pay. Rho syncs seamlessly with your accounting software and automates everyday tasks, from data entry to invoice approvals.

Take control of your business expenses with Equals Money cards to use around the world and monitor spending in real time. With a deep understanding of your industry, dedicated service, and a flexible product offering, the enterprise model fits your unique requirements. Empower your teams to spend around the world, wherever they’re working, while you stay in control of balances and permissions. Set permissions based on team roles, manage balances, and order cards for new staff, all in a matter of clicks. Cards can be used in over 190 countries at 35 million locations, so your team can spend securely wherever they’re needed. Save on the fees that come with using credit cards overseas and wave goodbye to discovering hidden charges when working through expenses. Your team can earn up to 3.5% cashback at major UK retailers that will automatically be credited to your business’s account. Make global business payments to suppliers, partners, staff, and clients.

The Venmo Credit Card lets you earn custom cash back to send, spend, or even to auto-purchase the crypto of your choice from your Venmo account. Syncing seamlessly with the Venmo app, it’s the simplicity, convenience, and fun you know and love — only more. For a limited time - score a $100 cash back bonus after you spend $1,000 in the first 6 months of account opening. Automatically earn up to 3% cash back on your eligible top spend category, 2% on the next, and 1% on the rest — we’ll do the math. All that, with no annual fee. Turn your cash back into crypto. Just toggle on the Purchase crypto feature and choose your favorite of four types of crypto. When cash back is transferred to your Venmo account at the end of every month, we’ll use it to automatically purchase crypto without any crypto transaction fee.

Mobile banking the world loves. Think banking can't be fast, flexible, and transparent? Think again. Open an account today to experience mobile banking the world loves. Enjoy cashback on subscriptions from brands you know and love, and unlock exclusive discounts on travel, wellness, entertainment, and more. Open an N26 account directly from your phone in 5 minutes and experience banking with no hidden fees. Yes, really — no minimum account balance, no maintenance charges, no insufficient funds fees, no problem. Get unlimited free ATM withdrawals at over 55,000 Allpoint locations across the US, Canada, Puerto Rico, Australia, Mexico, and the UK. Out-of-network? No problem. Enjoy 2 additional free ATM withdrawals per month from any network, anytime, anywhere in the US. Hate waiting for payday? Get paid up to 2 days earlier¹ with direct deposit. With N26, Wednesday is the new Friday.

Grow faster and achieve your goals with SaaS growth metrics and keep your business humming. All key subscription metrics, cash flow management and financial forecasts in one easy-to-use platform. Connect all your data sources to Calqulate and get all the metrics and KPIs that matter to subscription businesses. MRR, LTV to CAC ratio, retention and more. Always know what’s up (or down. But mostly up!) with your business. Calqulate’s automated cashflow forecasting tracks your SaaS subscription payments, staff expenses, loans and equity. Understand your cash runway, and watch your business take off. Plan ahead and finance your growth targets. Forecast your recurring revenues, expenses, cash and other SaaS metrics and always have a forward-looking view. In business it’s ok to be a know-it-all.

Based on all your receipts, vendor invoices and actions, the Yokoy tool learns and is able to automatically fill out expense forms and invoices including VAT for you. Yokoy finds outliers, rule violations and potential fraudulent cases and sends them for manual review. The rest - from submission to exporting to your accounting system - is fully automated. Yokoy is the only expense management tool that allows you to map your individual company-specific process flow without a team of developers to code and maintain it for you. Robust integrations are key to automating the data flow between different tools. Yokoy integrates with all major third-party tools and also provides the free "OpenAPI" platform to all partners and customers.

Software as a Service (SaaS) is one of the fastest-growing areas of cloud computing, in some cases predicted to outpace platform and infrastructure services. Gartner predicts strong growth of SaaS technologies reaching revenue figures of $85 billion by the end of 2019. The growth comes at a 17.8 percent increase from previous years and accounts for a majority proportion in the public cloud revenues forecasted to reach $278 billion by the year 2021. Despite this accelerating SaaS adoption, most enterprise IT departments don’t know what SaaS apps are running in their environments or how they’re being utilized. It’s time you got a handle on your organization's SaaS usage. Flexera has enabled clients to save hundreds of millions of dollars with our software spend optimization solutions, and now we’re bringing that expertise to the fast-growing SaaS universe.

Setyl is a comprehensive solution to track and manage IT devices, applications and spend across an organization, a modern, intuitive alternative to spreadsheets. The platform seamlessly integrates with any IT pipeline; more than 30 integrations, with Google and Microsoft, MDMs, HR and accounting packages, it’s a solution that’s simple to implement and easy to maintain, providing significant cost and time-saving benefits, as well as the scalability and adaptability required for businesses now and in the future. Setyl compiles employee, device, organizational and financial data from integrated software into three comprehensive registers: People, Assets and Applications. Link units from each register to each other to create a full picture of asset and license distribution and access across your organization, their location, security and cost. QR-coded asset labels can be affixed to any item to use in conjunction with the platform to link assets to their online profile.

Spending Over $10k A Month On Ads? Here’s why you need a dedicated card specifically for your ad spend. Replace ad-hoc budget requests and approvals with virtual cards with no spend caps. Track & control ad spend across all accounts, networks, and campaigns at the card level. Unlimited cards with unique addresses and names so you can stabilize your ad accounts at scale. Control ad spend with AdCards for each ad network and marketing channel.

Citi helps make my credit card number virtually impossible to steal by generating a random Citi card number that I can use while shopping online. When shopping online or by mail order, you can use a randomly generated Citi card Virtual Account Number instead of your real account number. Simply click Enroll in/Get below to begin using Virtual Account Numbers. All purchases made with your temporary number will appear on your monthly statement with your other purchases and will include the Virtual Account Number that was used for each transaction. The Virtual Account Numbers benefit is not available for all Citi cards. If you currently have a Citi card, you can view benefits for your specific card by logging in or registering for Card Benefits.

Bond allows any company to become a fintech. With Bond, you can build financial services, from KYC to account opening, money movement to card issuance, and more — all in a single, unified platform. Automation has never looked so good. Watch as Bond's system of record, Bond OS, compiles program data into a beautiful series of graphs documenting revenue, active cards, usage and much more. Bond's APIs and SDKs give developers the tools to build innovative financial solutions with just a few lines of code. Explore a playground of possibilities. Offer your consumer or commercial customers banking products (savings accounts, debit cards, ACH, etc.) or credit products (charge cards, credit builder cards, asset-backed credit cards, etc.) - with physical or virtual cards. Contact us to get started in our sandbox or to speak to someone live.

Track how much each employee utilizes their subscriptions and unlock your optimization score. Say hello to potential cost savings as you explore canceling underutilized tools or consolidating on shared accounts. Maximize efficiency and watch your productivity soar. Streamline your onboarding process with our Slack integration. Say goodbye to manual data entry. Step one is a breeze, effortlessly add existing subscriptions with prefilled data from our extensive database. Get up and running in no time, saving hours of administrative work. SubCompass actively involves your team in the subscription management process, ensuring you only pay for essential tools. Equip your employees with the right tools for success. SubCompass verifies if subscriptions are still needed, empowering your team with the resources they require. Optimize your software stack effortlessly. With real-time insights and proactive recommendations, SubCompass streamlines your SaaS landscape for peak efficiency.

A simple, powerful tool for your existing business credit card. Instantly create secure virtual cards for employees, projects and vendors. The Extend App is the most convenient and secure way to send virtual credit cards to your network. Build the products of tomorrow. API enables developers with powerful virtual credit card capabilities. Leveraging Extend APIs, a leading online lender has partnered with a destination resort to offer additional payment options to guests. From upgrades to enhanced experiences, guests have an efficient and convenient payment option with access to an immediate, flexible term loan offering. Use our APIs to create new products for payment, lending, and more. An innovative insurtech utilizes Extend APIs to optimize payment operations. They’ve eliminated cash flow issues for doctors and benefit from automated reconciliation and credit card incentives.

KAPED is the only service provider offering everything you need to run your credit card business under one umbrella, use all or only what you need. Prevent erroneous applications from being sent to your underwriters. Offer cashback, crypto, travel rewards, and discounts +more! Card issuance, transaction data, & portfolio monitoring. Automate customer service and collections. The ultimate reporting tool to track and monitor the flow of funds. Approve applications faster by setting your parameters. Use our proprietary profit calculator to view how much your revenue will increase. KAPED takes care of the collections & customer service under your brand. Earn on interchange, cashback, and cardholder fees. See pricing for more info. Give your clients a no-penalty LOC and allow them to carry a balance. Issue cards in the US, UK, Canada, Mexico, & Brazil. KAPED is a financial technology company, not a bank. Use our technology to issue branded credit cards in 5 days or less.