Moneyhub Alternatives

The easiest way for users to connect their bank accounts to an app. Plaid provides developers with the tools they need to create easy and accessible experiences for their users. Today, tens of millions of people in North America (and counting) have successfully connected their accounts to apps they love using Plaid. With just a few lines of code, you can implement Plaid in an afternoon. Our front-end module is easy to drop into whatever you’re building and designed to optimize conversion. Plaid provides technology that enables you to connect your financial accounts to apps and services. That can help you do things like save for retirement, make a budget, and transfer money. You’ve probably already connected an account using Plaid. Over a quarter of people with US bank accounts have, and we’re growing internationally as well.

Sila is an end-to-end payment platform that provides Banking-as-a-Service through a developer-friendly payment API that is scalable and allows for fast and secure money transfers. Sila’s payment platform streamlines building and launching fintech apps and embedded payment products for financial products, fintech, crypto, and Web3. Sila’s offerings include Virtual Accounts, Digital Wallets, KYC/KYB, and ACH payments APIs for software teams. Additional functionality is available through a network of pre-approved and pre-integrated partners (to different degrees). Sila was recognized as the Best Payments as a Service Platform by the 2022 Embedded Banking Awards of Tearsheet. Sila is headquartered in Portland, Oregon.

Kinective’s OmniConnect platform allows financial executives to truly connect to banking’s future by bridging the gap between legacy systems and modern digital services through turnkey, fintech integrations across multiple use cases including loan origination, account origination, payments, mobile applications, CRMs, and more. With over 80+ Fintech's integrated to 40+ Cores, our connectivity solutions provide true choice to transform at a chosen pace without extensive internal development resources, while being able to choose a best-of-breed versus best-of-suite transformation strategy. Even further, our connections aren’t limited to a specific subset, as our intent is to provide true choice and access with the most comprehensive connective ecosystem of use cases, channels, and cores.

Instant Bank Verification provides real-time, user-permissioned financial data aggregation and verification designed for lenders. What you can do with IBV? Verify users’ identities and reduce fraud. Verify real-time account balances. Understand income and verify employment. Access detailed transaction history. Verify borrowers’ assets straight from the source. Add flexible pricing - where you only pay for services when you use them - and IBV stands apart as a right-sized solution for your loan originations. Ideal for retail loan origination, short term lending, auto financing, property rental, and more. IBV is powered by an easy to integrate web portal that can be added directly to your existing website or a fully documented API. To better understand how IBV works, check out the demo on our website.

With all your accounts in one place, track your balances in real-time, see where all your money is going, and get smart AI-insights into what you can set aside - as an individual and a family. Go beyond: track your joint accounts, current accounts, credit card, investments, ISAs, savings and more all in one money dashboard. Get a complete categorised breakdown of your income, spending and investments. Never get caught out by a pesky subscription again. Improve your habits with AI-powered notifications on how your spending is changing, and when you can afford to set some extra money aside. Whether you’re expecting a baby, just got a pet, or you’re buying a new home together - have peace of mind knowing your money is working for you and your loved ones. For far too long, expert money management has been only for wealthy individuals. We built Lumio because we believe everyone deserves the same level of personalised money management, regardless of their background and circumstances.

Whether you’re a small business or a tinkerer, bring your bank accounts to Aurelia and easily build on top of them. Select from our plugins to help you do your taxes, get paid faster, keep track of your money or build your own flows. Get started in 3 quick steps, pick from our connections and start automating. Most businesses we speak with struggle to keep track of where their money is at between their bank accounts, accounting softwares, and other tools. With Aurelia’s effortless connections, you can see up to date information no matter what bank or invoicing software you use, all in one place. With smart reconciliation, all this gets matched up and you can focus on growing your business instead of time consuming, manual updates. You shouldn’t have to share passwords just because bank accounts or your tools charge exorbitant fees for team features, if they offer them at all! We built Aurelia so that you can provide secure access to your finances.

Basiq is the leading open banking platform enabling developers to build innovative financial solutions. We provide secure access to customer-consented financial data and powerful APIs that uncover valuable insights. We're powering the future of financial apps and services with solutions for wealth managers, banks, fintechs, and more. Get access to complete and reliable banking data to deliver more engaging, personalised digital banking experiences. Use our advanced income algorithms to reliably identify all sources of income such as regular, variable and casual income streams. Enabling you to streamline individual assessments and make faster lending decisions. Provide your customers with a rich digital experience by helping them better understand where they’re spending. Use Basiq Enrich to identify the merchant, location and category of each bank transaction.

Yapily helps you deliver a faultless customer experience, while staying on top of an ever-changing Open Banking compliance landscape. Designed for open banking and delivering seamless connectivity. Only technology company to be selected by IBM for open banking offering. Reaching new markets and bigger volumes as open banking API’s are released. Using a single open API, you can access the data you need to enrich the end-users experience. From aggregating, categorising and enriching account information, to initiating payments and transactions, your business gains the visibility to offer personalised financial advice. By eliminating the technical barriers, Yapily enables any business to interact with customers using one seamless, secure connection. Banks, financial providers and developers have the building blocks to build, connect and monitor their own API’s for communication within minutes.

Connect your app to your users’ financial data in the easiest and most secure way through a single Open Banking API. Build engaging and next-generation products your users will love. Your users' financial data comes in multiple formats, from different sources. We connect to over 90% of personal and business bank accounts in Latin America, as well as tax institutions and gig economy platforms. Our Connect Widget can be integrated into your product in just minutes. Save months of development and focus on what really matters to you. Our platform is built on top of best-in-class security infrastructure and we are currently going through ISO 27001 certification. Connect your users’ financial accounts and enrich their data in simple steps. From lending to smart saving, we’ll help you create what your users need. Access, aggregate, and interpret customers’ financial information, such as their income, to build better borrowing experiences.

DirectID is a global credit risk platform that is redefining the industry for both lenders and their consumers. By leveraging Open Finance and bank statement data, DirectID help lenders understand their customers throughout the credit risk lifecycle, from onboarding through to collections & recoveries. Today DirectID powers some of the world's biggest brands from banking, consumer and SME lending through to the gig economy, gambling and others. DirectID’s Platform provides global access to bank data through over 13,000+ connections across 65 countries supporting access to over 1.5bn people through one simple integration. The insights provide solutions to common lending questions such as affordability, income verification, expense categorisation, cash flow, emerging financial distress, and more, and are all available directly or through the platform itself. The business is authorised by the FCA to provide AISP (Account Information Service Provider) services within the UK.

We help businesses easily develop more user-friendly, innovative and inclusive digital finance products, at lower costs and without fraud. Stitch helps fintech and embedded businesses across Africa quickly onboard users and enable seamless bank-to-bank payments. Make it as easy as possible for your customers to pay with one-click checkout – and save on expensive card fees. Improve your customer and supplier onboarding experience and enable seamless payments across your marketplace or platform. With Stitch, PSPs and payments aggregators can enable their merchants to offer instant and zero-fraud pay-by-bank checkouts, at a fraction of the cost to card payments. Make paying out to customers and suppliers as easy as paying in, by leveraging the same account linking to generate a direct payout to their financial account of choice.

TrueLayer is the leading technology company providing secure, global access to financial infrastructure. Developers use our APIs to build best-in-class products that securely access data and initiate payments in real-time. Founded in 2016, TrueLayer is connected to major banks across the world, backed by leading venture capital, and trusted by some of the biggest names in fintech including Monzo, Revolut, and Zopa. By making the power of open banking accessible through our platform, TrueLayer enables developers across any industry — from startups to enterprises — to reinvent financial services. TrueLayer is available in the UK, Europe and Australia. Easily integrate next-generation payments and financial data into any app. Build powerful products your customers love. Send and receive money on the fastest rails at the lowest rates with a first-class user experience. No cards. No fraud. No chargebacks.

Currencycloud provides the global expertise to back you up, so you can leap boldly into tomorrow. Everything you need to move money around the world is covered; from virtual wallets and named accounts to the ability to send, receive and manage your multi-currency payments. We’re simplifying business in a multi-currency world. Use Currencycloud to quickly access virtual named accounts for your customers and collect, convert, pay and manage multiple currencies simultaneously, anywhere in the world. Cross-border and multi-currency payment infrastructure that empowers developers to innovate. Built by developers, for developers on a stable platform. Currencycloud makes it easier for entrepreneurs to launch new financial services, we lend a hand to traditional banks who want to innovate, and Currencycloud is behind the scenes of today’s biggest digital challengers. Join the long list of clients that are powered by Currencycloud.

We deliver banking data to boost your business. Business around the world transforms their services with Kontomatik. Whichever your institution type or budget, Kontomatik has the solution. If you are looking partner to empower your business with banking data or have ideas to create new product or service with open banking – we are ready to support. Check how Kontomatik features may help your business. Onboard your customers with easy-to-use widget - simplify the process and move it to online channels. Use the data from user banks accounts to remove manual actions, create a seamless customer experience and increase conversions by making the process easy and error-free. Get access to real-time and reliable data about client’s income structure and verify bank account number before making any transfers. Make more accurate assessments and increase acceptance rates.

The easiest way to connect banks, payment gateways, and financial data to your app in minutes. Syncfy performs a number of easy-to-implement, high-value functions that integrate with your existing solutions or help you develop new ones! Get seamless feeds of financial data in a unified, easy-to-use JSON format. Link to government institutions to automatically pull in issued and received e-invoices and other relevant info as well as obtain monthly and annual fiscal reports. Create and stamp invoices in bulk following all tax authority requirements using one of our certified providers. Instantly and securely verify identity and financial credentials. Offer fraud detention and prevention solutions based on transactional data. Get a complete view of applicants' financial standing and verify income so you can make sound lending decisions in minutes.

Get real-time and historical exchange rates for any currency. Get information on all global stock exchanges. Free logo endpoint for payment methods. Our goal with the Synth API is to make it as simple as possible to get up and running with the various tools Synth offers around fintech data. You can interact with the API through HTTP requests from any language. Synth provides modern fintech APIs for businesses tired of dealing with antiquated enterprise software. Production requests must be routed through your own backend server where your API key can be securely loaded from an environment variable or key management service. Translate cryptic bank transactions into merchants with logos, addresses, and more. Lists all fiat currencies, along with details about each currency. Real-time rates for any currency, are updated every 60 seconds. Provides a list of all the stock tickers supported by Synth.

The easiest way to use financial data. Build and scale financial applications faster on IEX Cloud. The easiest way to build financial applications. Institutional grade data, including real-time and historical stock prices, fundamentals, forex, crypto and more - all in one API. Full U.S. market coverage, 95,000+ securities. Get open access to a range of datasets with one subscription. No need to lock into long-term contracts with a high upfront payment. Access datasets in minutes with one easy-to-use API, so you can focus on building. Essential financial data, all in one place. Get the data you need when and where you want it. No coding necessary. Access Premium Datasets sourced from a growing community of curated partners. Use your preferred implementation method to integrate seamlessly with other tools in your workflow. High-performance architecture built for rapid growth and enterprise scale. Our platform is reliable by nature so you can build more and worry less.

Moov is a platform to accept, store, and disburse money. We exist because piecing together multiple third parties for the payment experience will cost you engineering time and money and cause accounting issues. Building on top of banking infrastructure limits your ability to provide the user experience you need to, how you need to—costing you users and money. When you eliminate intermediaries in your money movement flow, you eliminate costs, keeping more of your money in your pocket. With the user at the center of everything we do, our platform is agnostic to and directly on the payment rails, so you can build the user experience you want, when you want, and maximize your return on your money.

Payment and financial infrastructure for all. Enabling simple and powerful payment tools for your business. IBM Leverages Stronghold's Blockchain Infrastructure to transform payments. Maintain ownership of your customers and their experience by programming your ACH payments. Clearing and settlement in seconds, not days. Real time clearing, settlements and micropayments. Create your own payment network or join StrongholdNET. Stronghold’s Automated Clearing House functionality can be embedded into your interface, allowing you to maintain ownership of your customers and their experience. Stronghold captures and verifies bank details as well as payment authorization via APIs. Accept and initiate ACH payments through Stronghold’s integrated product, Stronghold Pay. ACH payments through Stronghold are simple and secure, allowing electronic bank-to-bank transfers for retail payments and B2B payments.

jaris makes it simple to offer private-label embedded financial services your small business customers need, within one platform. Increase customer satisfaction with private-label, high-value financial solutions businesses rely on. Implement in-demand solutions like Credit as a Service in months (not years) with jaris’ purpose-built API. From underwriting to financing and servicing, jaris offers a complete, all-in-one, full-stack financial solution. Be indispensable to your customers by providing easy-to-use financial services they simply can’t live without. Deliver modern, fast financial services to customers exactly when and where they need them. Offer embedded financial solutions to gain greater market share while leapfrogging the competition. Deliver quick, highly competitive financing solutions within your own customer application, providing a seamless and innovative user experience.

Provides the necessary ingredients to harvest the open banking APIs out there. Connect to multiple banks with the effort of one. Provides the nuts and bolts to connect to a number of banks. Transforms the ever-changing APIs of each bank to a unified and simplified protocol. One API infinite possibilities in a homogenous experience. Connects new banks every day. We could rearrange our priorities to accommodate your plans. And you don’t need to learn new things to onboard them. Our API is built on top of the Berlin Group protocol. Comes pre-bundled with Consent handling, Account balances, Transactions and Payment Initiations with a plethora of supported banks and standards. More features are added constantly. It is a stateless API, ready to be installed on your premises next to your web and mobile banking back-ends, for your exclusive use, in compliance with your policies. We will update your SDK when needed.

Almost every company that has to integrate with legacy banking institutions faces several challenges when it comes to their product cycle. Not only are their APIs and documentations old and incomplete, but they are also riddled with multiple errors and loopholes. We are a full-stack API banking platform where you can come, select your desired modules, integrate in the sandbox, and launch your product with just a few lines of code in a couple of weeks! Not only that, but we also take care of all upcoming fixes, iterations, and updates without breaking any flow. Enable your consumers and partners to authenticate & register themselves seamlessly via any method. Interact with our APIs of the banking ecosystem to enable various account aggregation, linking, and creation. Prevent fraud before it strikes your platform with sanction lists and tackle it with our automated engines. Integrate with a single solution and build your own capabilities for loan assessment, processing, and recovery.

Flinks is the creator of a powerful no-code platform and financial data APIs that make it easy and efficient for your team to build with financial data. Trusted by millions of individuals accessing financial services at world-class companies, our purpose is to make the struggles of open banking a thing of the past. Flinks’ products at-a-glance: Enrichment — Get actionable insights on financial data for credit, fraud, and behavior; Connectivity — Let users connect their bank accounts to your products; Outbound — Deliver a winning Open Banking program. Flinks also supports financial service providers across industries and sizes — from consumer and commercial lending, payments, digital banking, fintech, to wealth management, we power different use cases and enable financial innovation for you and your customers.

Powerful accounting and business management software. Handle invoices, expenses and payroll – plus inventory, multi-currency and detailed job tracking. AccountRight software for PCs keeps you on track and in control. Notify the ATO and help prepare monthly ATO declarations. Be in the know with automatic exchange rates, manual rate comparisons, and easily linked foreign bank accounts. Keep an eye on how much time and money you're spending and how it stacks up against your plans and profits. Spot best sellers and poor performers ahead of time with advanced and intuitive inventory management features. Customize and send professional-looking invoices and quotes. Send invoices and quotes from any device. Set automated invoice reminders. Track invoices to know when they've been seen, opened and paid. Let your customers see all unpaid invoices at once. Get paid through invoices with AMEX, Visa, Mastercard and BPAY. Cashflow updates as soon as you've been paid.

One API to link payment cards to your applications. Two products to build unbeatable customer experiences. Link direct to customer cards through our secure SDKs and easily surface real-time transaction data from Visa©, Mastercard© and Amex©. Eliminate friction for customers and build flexible, personalized experiences. Receive granular customer transaction data in real-time. Use location and merchant data to pinpoint exactly where and when customers are spending. Protect privacy with PCI compliant SDKs that securely tokenize card data.

End-to-end solutions to empower your business over banking enriched data. Contact us to discover our products. We have a wide range of modular solutions that come from the user’s date to the solutions that solve your problems. Technological layer that allows to our clients to access to raw information about their user’s banking information. We focus on a wide range of products offering much more than payment accounts. Automated feeds to custodians, fund administrators and proprietary data warehouses and allows for data management through the application. We track the most granular transactions and holdings level detail across any asset class, including alternatives, in any currency across the most complex of ownership structures. Flanks runs comprehensive performance and risk metrics on your portfolio with ease. This includes support for target allocation management and extensive benchmark analysis, including custom and blended options.

With embeddable features backed by unified due diligence and a flexible general ledger, companies have access to a unified platform that provides the building blocks to accelerate innovation and launch world-class products. Use our application builder to configure your application. We’ll generate a customized guide to make your integration quick and easy and an implementation timeline so you’ll know what to expect. We’ll build your sandbox environment. You can deploy a white-labeled turnkey solution, integrate with our API or SDKs, or use any of the UI widgets to build your own product. Optionally, we can deploy the application inside your existing cloud infrastructure so you can maintain full control of compute, storage, and version. Depending on your application, you can deploy in as little as three weeks. We’re committed to help you launch a world-class product! Bundle account verification, linking, and ACH transfers with a unified solution.

Green Dot is a financial technology and registered bank holding company focused on making modern banking and money movement accessible for all. Our proprietary technology enables faster, more efficient electronic payments and money management, powering intuitive and seamless ways for people to spend, send, control and save their money. Our proprietary technology enables faster, more efficient electronic payments and money management, powering intuitive and seamless ways for people to spend, send, control and save their money. Our Banking as a Service (“BaaS”) platform enables a growing list of America’s most prominent consumer and technology companies to design and deploy their own customized banking and money movement solutions in the US and internationally. Founded in 1999 and headquartered in Pasadena, CA, Green Dot has served more than 33 million customers directly and many more through its banking partners, and now operates primarily as a “branchless bank”.

Modern Treasury’s payment operations platform and flexible APIs enable you to add money movement and tracking to your products without the heavy lifting. There's a lot more to money movement than just moving money. Our APIs automate money movement at scale, including bank integration, payments, and reconciliation, while the web app provides complete control over fund flows with approval workflows, notifications, reporting, and more. We integrate directly with your bank instead of sitting in the flow of funds, so payments move 2x faster. Set up approval rules and track payments from initiation to reconciliation, with support for ACH, RTP, Wire and global payment methods through a single API and web app. We automatically reconcile completed payments to transactions on your bank statement as they are posted and match returns and reversals to the original payment, streamlining cash reconciliation.

Salt Edge is a leading financial API platform with PSD2 and open banking solutions for every business. The company has two main vectors of activity: 1. Enabling third parties to get access to 5,000+ bank channels via a unified gateway. 2. Developing the technology necessary for banks to become compliant with the directive’s requirements. ISO 27001 certified and open banking licenced in the UK, the company employs the highest international security measures to ensure stable and reliable connections between financial institutions and their customers. The company is integrated with thousands of financial institutions in 50+ countries and takes great pride in providing open banking solutions to various financial institutions, including ING Bank, Western Union, Finom, Pleo, Freshbooks, Hyperjar, Azimut, Odoo, MoneyWiz, and many others. Salt Edge has been named a Strong Performer in The Forrester Wave™: Open Banking Intermediaries, 2023 Report.

We enable companies to build and launch best-in-class financial products. Issue and service white-labeled Cards for individual and business accounts. Our customizable virtual or physical Cards are available with dynamic spending limits and zero incremental fees. Enable users to earn interests on their funds with high-yield Savings Accounts. Choose between Savings Deposit Accounts or Savings Sub-Accounts. Interest is accrued daily and paid monthly. Service and Issue One-Time Loans for your customers with our developer-friendly APIs. One-Time Loans are highly customizable with capped APR accrued interest and no late fees. Build a customized payment flow to enable ACH payments or to connect and verify a user’s ACH account. We offer Regular ACH and Same-Day ACH. Both types support debit and credit transactions. Enable support for Domestic and International Wires with our automated back office.

Dwolla, Inc. is a payment services provider powering innovations with sophisticated account-to-account payment solutions. Dwolla’s modern API simplifies the complex process of integrating with the various payment networks to create a single end-to-end solution. Built with developers in mind, Dwolla’s technology gives businesses the ability to program payments on the same day, next day or in real-time directly to bank accounts. Dwolla’s technology can help businesses use a simplified API to help navigate the ACH and RTP® networks without having to start from scratch. Integrating with a white label API is ideal for businesses looking to get their solution to market quickly without having to batch Nacha files. With minimal development, start-ups to Fortune 500 companies can gain efficiency, flexibility and improved cash flow by working with Dwolla.

Our cloud based solution incorporates industry leading security, reducing your expenses and giving you peace of mind. This single platform promotes organic growth through our vast library of open APIs, feature rich functionality and extensive reporting capabilities. For over 40 years, ACI has powered electronic payments for companies around the globe serving more than 5,000 banks and businesses in more than 80 countries. Our digital channels solution Universal Online Banker processes: Allows banks to make domestic and international payments, as well as receive payments of any type. New payments types added frequently to future proof payment functionality. Information is available how and when your customers need it, including user-driven balance and transaction information reports. Capabilities include panel authorization, cash pooling and extensive global payment types.

Meet TapiX, Dateio’s API-based service that enriches payment data in real-time and returns precise information about transaction identification. TapiX REST API enriches payments data with the company logo, accurate company name, GPS, business category, google place ID, company URL, and detects subscriptions. We are also recently piloting income detection and transfer enrichment. The enriched data provides a thorough source to make real-life business decisions based on a true understanding of their clients.

Financial Institutions are redefining their bank operating models to become customer-first, while fintechs and developers are searching for new routes to market. An open banking platform utilizes APIs that allow different products and solutions to work together in inspiring new ways. A one-stop portal that is flexible and scalable makes financial institutions more agile, competitive, and generates growth. Customize the services your customers need and provide the cutting edge technology we all expect in our digital experiences. From Retail Banking, Payments, Lending, Corporate Banking and Treasury & Capital Markets access Finastra’s breadth of proven banking solutions. Be ready today and fit for the future. Are you a developer or fintech looking to disrupt the market? Or a financial institution looking to build new innovations for your clients? Access APIs from Finastra’s core systems to start developing new apps or integrating your existing apps.

The premier source for financial, economic, and alternative datasets, serving investment professionals. Quandl’s platform is used by over 400,000 people, including analysts from the world’s top hedge funds, asset managers and investment banks. Quandl delivers market data from hundreds of sources via API, or directly into Python, R, Excel and many other tools. Save time and money by getting the data you need in the format you want. Our unparalleled consumption experience frees your analysts to do what they do best: analysis. With Quandl no one wastes time searching for, cleaning or transforming data. They go from needing data to working with data in seconds. Registering for an account provides you with an API key so that you can use our data via all tools, directly through the API and the web interface. Our platform is used by over 400,000 people, including thousands of analysts from the world’s top hedge funds, asset managers and investment banks.

Digitap's AI-powered FinTech API platform empowers banks & FinTech with a comprehensive suite of solutions. Our onboarding suites (Aadhaar & PAN verification) streamline customer acquisition & ensure compliance (especially in India). Leverage alternative data (mobile data, bank statements) for user profiling & risk assessment with advanced fraud detection. Become an Account Aggregator enabler & facilitate secure data sharing. Deliver exceptional experiences with our PFM platform. We also simplify digital onboarding & verification for any online business, ensuring secure identity & financial profile checks. Partner with Digitap & unlock the future of FinTech!

Nium is a catalyst to quickly deploy new financial services for businesses of every size. Gain instant access to a global network of payout, pay in and card-issuing capabilities. Bring new services to your customers, monetize your cash flow, build your own global payment network. Move money around the world to your vendors, customers and employees on the world’s leading global network. Explore our turn-key purpose-built API suite. Built for simplicity and scalability, you can integrate Nium in as little as 4 weeks. Build your global solution using our modular, cloud-based API suite. Integrate new features and geographies with ease as you scale. RESTful methodology, HTTPS authentication & verbs, and JSON across our API suite ensures a simple integration and reliable platform. Read through documentation, explore our APIs in our sandbox environment and begin to prototype & build your solution.

Flexible, tailored, valuable commercial banking. Power the success of your commercial clients with tailored financial experiences for businesses of every size. Your commercial account holders have unique and often complex needs. Provide digital banking experiences that fit their size, vertical, and expectations. Understand their challenges, meet their requirements, and become an indispensable resource to your most important clients. With the right partner, you can do this. Legacy tech treats all businesses the same and provides clunky, counter-productive interfaces. It’s time for something better. Cash management for your largest commercial clients can be very complex. Legacy tech creates additional complications, with rigid workflows and cumbersome features that don’t consider user experience. Our commercial banking platform changes all that, providing a robust and sophisticated, yet simple, solution for every user and task, no matter how unique or complex.

Envestnet | Yodlee, the leading data aggregation and data analytics platform, helps consumers live better financial lives through innovative products and services created for more than 1,400 financial institutions and FinTech companies, including 16 of the top 20 U.S. banks. We're powering the future of financial apps and services with solutions for wealth managers, banks, merchants, and more. Find out how we can help you grow. Our data aggregation platform enables financial institutions and FinTechs to help consumers achieve better financial outcomes. We adhere to leading industry practices for data security, regulatory compliance, and privacy. View the latest update from Bill Crager on Envestnet's intention to remain committed to action. Browse our library of white papers, on-demand webinars, eBooks, case studies, and more–all packed with product information, actionable advice and invaluable insights.

The Ninth Wave Platform is a single, comprehensive open banking solution that enables financial institutions to securely and efficiently share permissioned data with a wide array of third-party applications including aggregators, fintechs, accounting and ERP solutions, personal financial management and wellness tools, tax prep software, and other consumer and business solutions. With Ninth Wave, retail and commercial banks, credit unions, wealth and investment managers, and other financial services firms can give their customers fast, convenient access to their data on their terms – at any time, through whatever app or solution they choose. The result is an enhanced digital experience that boosts satisfaction and loyalty, attracts new customers, opens up new revenue streams, reduces risk, and ensures regulatory readiness for our clients.

Knot is the missing link to interoperability between online accounts. Build a more interconnected future for everyone. Automate everyday online actions on behalf of your users in just a few seconds (create accounts, cancel services, switch payment methods, etc.) Programmatically update card on file information, cancel subscriptions, and change passwords with Knot. Knot fits into your existing tech stack in hours, not weeks. Simple and beautiful screens that maximize conversion and make the experience enjoyable. Knot uses top-tier security. Your data is always protected and only shared with your consent. Knot provides developers with simple tools they can use to create great experiences for their customers. Card issuers use KnotAPI to automatically switch saved payment methods on behalf of their users. Accelerate customer spend from day 0 with just a few lines of code. Knot fits into your existing tech-stack in hours, not weeks.

A simple, powerful tool for your existing business credit card. Instantly create secure virtual cards for employees, projects and vendors. The Extend App is the most convenient and secure way to send virtual credit cards to your network. Build the products of tomorrow. API enables developers with powerful virtual credit card capabilities. Leveraging Extend APIs, a leading online lender has partnered with a destination resort to offer additional payment options to guests. From upgrades to enhanced experiences, guests have an efficient and convenient payment option with access to an immediate, flexible term loan offering. Use our APIs to create new products for payment, lending, and more. An innovative insurtech utilizes Extend APIs to optimize payment operations. They’ve eliminated cash flow issues for doctors and benefit from automated reconciliation and credit card incentives.

Connect your accounts, see your trades and balances in one place, and make decisions about your portfolio in real time. Connect via API or upload historical files from all of your exchanges, wallets, OTC desks or other sources of transaction data. One screen to see all of your accounts, connect your APIs, and upload data in the blink of an eye. See your portfolio by asset, account, or exchange all valued at their USD Fair Market Value, even when 30 exchanges are give you different prices. Collect, view and manage your data so that your balances, and more importantly, your taxes can be done correctly. Add multiple users and manage their access, permissions and abilities individually. Create sub-accounts within Lukka to individually manage entities, business lines, or client data. Features to help you automate and manage business processes involving crypto assets.

Pinwheel is the leading payroll connectivity API company used by the biggest financial institutions to securely update direct deposits and access income and employment data. Pinwheel’s platform offers a suite of products to empower innovators of all sizes to leverage payroll account connectivity. Switching direct deposits is usually a painful process involving paper forms and HR teams. Make it easy with Pinwheel’s digital drop in solution. View a real-time feed of your customers' direct deposit allocations and get notified when they change. Use this knowledge to better understand your customers and to craft engaging experiences for them. Access source data from payroll systems to streamline and automate income and employment verification, improve your underwriting models, and more. Reduce loss rates and increase your serviceable market by enabling your customers to pay their loans directly from their paycheck.

UniBit is your single source for all financial information. By leveraging our technologies in NLP, ML, and cloud computing, we deliver the most advanced and comprehensive market data to you faster, easier and more accessible than ever. UniBit designs and deploys unique data feeds for your team to make better decisions. Explore our market search engine that indexes all important market insights for you. We customize market insights exclusive to each client. UniBit Terminal helps you manage your data assets like no other system. No need for coding and technical expertise, you can design and deploy your own information streams in just a few clicks. From identifying market opportunities to mitigating risk, UniBit helps you build an analytics project in days that used to take weeks. Build your own data feed and customize your API. Integrate it with any application with ease. Take ownership of your data assets. Instantly download them with a click of a button.

Smart API is the smartest way to connect to the credit and verification services you need. The number of credit resellers and verification service providers has boomed in recent years. But how much time can you spend integrating your platform to each one? Do you have the resources it takes to develop three, five, or ten different APIs to retrieve the data your business needs to succeed? Instead of investing in wasted development time, connect to a single API to access credit and verification data from dozens of resellers and service providers. Take advantage of our customizable response layouts, merge technology, attribute data, and dedicated support staff to save resources and gain an edge over the competition. Enables you to pull 3 credit bureaus data in seconds into one report. Connect to dozens of credit resellers & verification services via API. Easy and secure requests sent via HTTPS with 128-bit SSL encryption.

Free banking data & premium insights. All-in-one banking data API for building powerful banking, lending and finance apps. All-in-one API for account information, transaction categorization and insights.

Merging open banking and instant payments, Zūm Rails all-in-one payments gateway allows our clients to seamlessly utilize the payment rails that best fits their needs in the fastest, safest and most efficient way possible. Zūm Rails supports the entire payments journey, from the customer onboarding process to providing advanced data aggregation and KYC tools, moving funds in real-time with fraud prevention and account validation, as well as managing payment operations and simplifying the reconciliation process – all from a single API.

Manual Bank Verification (MBV) helps confirm banking information before initiating an ACH debit or when a lender is trying to determine the credit limit for an individual. Manual Bank Verification uses proprietary data from a vast network of financial institutions, small and community banks and credit unions. When requested, manual calls are added to provide the highest available level of verification of funds. MBV offers unlimited validation attempts without harming the consumer’s credit and is available at two levels of verification. Basic verification is available for batch processing or via a flexible API and does not require consumer authorization of participation with the bank. Data is usually returned within 24 hours of submission. MBV Premium evaluates the same data as MBV and then adds a direct, 3-way call between consumer, their financial institution and an MBV representative.