Alternatives to Kulipa
Compare Kulipa alternatives for your business or organization using the curated list below. SourceForge ranks the best alternatives to Kulipa in 2026. Compare features, ratings, user reviews, pricing, and more from Kulipa competitors and alternatives in order to make an informed decision for your business.
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Rain
Rain
Rain is a full‑stack platform that empowers fintechs and crypto‑native businesses to launch and scale stablecoin‑powered card programs globally with a single integration. As a direct Visa Principal Member, Rain issues cards that let users spend digital assets anywhere Visa is accepted, turning every transaction into real‑world revenue. Its modern, API‑driven infrastructure supports multiple markets and lets teams fully customize card design, wallet architecture, and partner integrations. Built‑in features include secure, high‑performance processing, automated DDoS protection, managed firewalls, regular SSD‑backed backups, and compliance with industry standards. Merchants gain flexible administration via cPanel‑style dashboards, robust transaction analytics, and global coverage through peering‑accelerated POPs to ensure low latency. -
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Bridge
Bridge
An entirely new payments platform, built with stablecoins, to simplify global money movement. Seamlessly integrate stablecoins into your existing flow of funds through Bridge’s Orchestration APIs. Bridge handles all of the regulatory, compliance and technical complexities. With Bridge’s Issuance APIs, you can accept USD, EUR, USDC, USDT or any other stablecoin and settle funds in your own stablecoin. Reserves are invested in US Treasuries, earning >5%. Use our APIs to move funds across the globe in minutes, and offer USD and Euro accounts for consumers and businesses globally. Integrate stablecoin payments in days. Move money between continents in minutes and for micro-cents. Move out of local currency and into stablecoins in minutes. Simplify and expedite your global treasury operations. -
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Ivy
Ivy
Ivy is a unified financial infrastructure platform designed to move money at internet speed by combining payments and banking in one solution that lets businesses receive, hold, send, and convert funds across fiat and stablecoins with a single API. It supports real-time account-to-account payments so merchants can collect funds directly from customers’ bank accounts instantly and reduce reliance on cards, wallets, or intermediaries while improving margins and eliminating chargebacks. Ivy includes products for instant payments, multi-currency accounts with local IBANs, stablecoin settlements, and real-time payouts that send funds directly to customer bank accounts. Ivy’s infrastructure connects local and cross-border fiat rails with major blockchains to enable seamless on- and off-ramps between fiat and stablecoins, empowering global and crypto businesses to manage deposits, withdrawals, settlement, and conversion in a compliant way. -
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Hydrogen
Hydrogen Platform
Embedded Finance Made Simple. Quickly embed financial services in your business using ONE connected no-code platform. Fintech is Hard. We Make it Easy and Embeddable. There are dozens of contracts, approvals, integrations, and workflows needed to build fintech. Luckily, Hydrogen has done all of the hard work for you, saving you 80% of the cost and time! Explore our embedable products: Cards Physical & Virtual Card Issuance. Cards. Issue physical and virtual debit cards with our fully built and configurable embeddable apps. No lockups, minimums, or program setup. Plus, earn revenue on every swipe! Payments ACH, Bank Auth, P2P, Roundups Payments Add ACH, bank auth, P2P, wallets, roundups, and other payments to your business, with our fully built and configurable embeddable apps. Money, Personal & Business, Finance. Add aggregation, accounting, cash flow, and budgeting analytics to your business, with our fully built and configurable embeddable apps. -
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Enfuce
Enfuce
Enfuce is a cloud-based card issuing and payment processing platform that lets financial institutions, fintechs, retailers, and non-financial businesses launch, run, and scale payment cards and digital payment products globally with flexible, modular capabilities; it supports virtual and physical debit, credit, prepaid, fleet, fuel, and EV charging card solutions with real-time transaction processing, spend controls, compliance, and fraud protection built into the service so partners can deliver seamless and secure customer payment experiences without legacy systems. It provides API-driven integration for embedding card issuing and wallet provisioning into existing apps and services, handling regulatory compliance, security (PCI-DSS, GDPR, PSD2), licensing, and scheme connectivity so partners can focus on product innovation and growth rather than backend complexity. -
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Altitude
Altitude.xyz
Altitude is a financial technology platform that helps businesses run accounts, cards, payments, and financial operations on stablecoin-based infrastructure. The platform combines multi-currency accounts, stablecoin and fiat payment rails, FX, APY rewards, enterprise controls, cards, expense management, accounts payable, accounts receivable, accounting, and financial automation in one system. Altitude is built around a self-custodial model, allowing customers to control their own funds while using software to manage treasury and transactions. Businesses can access ACH, SEPA, Wire, SWIFT, and stablecoin rails across multiple chains and operate across more than 150 countries. Its programmable treasury architecture supports multi-party approvals, spend controls, role-based access, code-enforced policies, real-time verifiability, and agent-driven finance workflows. -
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Coinsbuy
Coinsbuy
Coinsbuy runs crypto acquiring and wallet infrastructure for businesses that process at volume — brokers, exchanges, marketplaces, gaming operators. Accept major coins and stablecoins, convert on arrival, settle in crypto, stablecoins or EUR via SEPA and SWIFT. No rolling reserve. No chargebacks. -
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PYMSTR
PYMSTR
PYMSTR is a stablecoin payment gateway for online and digital businesses: marketplaces, trading and forex platforms, gaming, esports, creators, cross-border sellers, and the high-risk and iGaming operators most processors refuse. We never hold your money: when a customer pays in USDC or USDT, it lands directly in your own wallet in seconds, across Ethereum, Base, Polygon, Arbitrum, and BNB Chain. The industry calls this non-custodial. Because there is no balance on our side, there is nothing to freeze, delay, or lose. You fix the exact networks and tokens you accept, so wrong-network mistakes are impossible, and stablecoin payments are final, so there are no chargebacks and no reserves held against you. 1% flat, no KYB. Add it alongside your card processor and start in minutes.Starting Price: 1% -
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Apricot
Apricot Lend
Apricot Lend provides standard lending and borrowing services: users deposit assets to earn interests, and use their deposited assets as collateral to borrow other assets. Apricot X-Farm provides cross-margin leveraged yield farming service for users to maximize yield from their existing holdings. Let's take USDT-USDC LP farming for example. In other leveraged yield farming protocols, users would need to own some amount of USDT and USDC before they can start farming the stablecoin pair. If they do not have USDT and USDC sitting in their wallet, they would have to swap other tokens into these stablecoins first. On Apricot X-Farm, users do not need to own any amount of USDT or USDC to start farming. Instead, they can collateralize their non-stablecoin assets to borrow the stablecoins with up to 3x leverage, and start farming USDT-USDC LP right away. These stablecoins will then be auto-pooled and staked for LP tokens, resulting in 3x farming yield. -
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Tomb Chain
Tomb Chain
Trade up to 50x leverage directly from your wallet. Stake your stablecoins and earn, the best place to stake your USDC or FUSDT to earn. Tomb Chain is an eco-friendly protocol built on top of the fastest blockchain, which is Fantom. You can bring your stablecoins to Fantom through Felix Exchange, or using Multichain from other chains. This website makes the process of staking and earning on DeFi much easier than going in by yourself in the traditional manner. Confirm a transaction to approve the stablecoin to be used and then you can select the amount you want to deposit. Once you insert the amount you want to deposit to earn, deposit and confirm another transaction on your wallet. Your stables can then be deposited again on this website and you can compound your farming experience. -
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Kobble
Kobble
Kobble is an innovative financial technology platform designed to accelerate the deployment of new financial products through AI-powered, modular Banking-as-a-Service (BaaS) solutions. Our platform empowers banks, non-bank financial institutions, fintechs, and retailers to build and scale financial products with agility and ease. By leveraging Kobble’s modular architecture, you can seamlessly integrate: ● Digital Wallets - Apple & Google Pay ● Retail & Corporate Ledger ● Virtual account (BSB/Acc & PayID) ● Payment rails (DE, NPP, PayTo & Acquiring) ● Card issuing (prepaid, debit & bin sponsorship) ● FX / Remittance Services* ● Multi-Currency accounts* ● Rewards & loyalty solutions* ● KYC, liveness, PEP & Sanctions ● Personal financial management & enrichment ● Transaction monitoring (AML, fraud and scam monitoring) ● Open banking* ● White label options* ● AFSL licensing -
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Fuze Finance
Fuze Finance
Fuze Finance provides the infrastructure for businesses to move value across stablecoin and fiat rails. The platform offers a regulated and secure environment for building digital asset trading experiences and wallets, enabling companies to integrate crypto-based financial services into their existing offerings. -
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Build on Bitcoin (BOB)
Build on Bitcoin (BOB)
BOB (“Build on Bitcoin”) is the first EVM rollup stack with native Bitcoin support. Build decentralized apps on top of Ordinals, Lightning, Nostr. Make your EVM smart contract available to 300 million Bitcoin users. Unlock unparalleled liquidity for BTC and stablecoins. BOB is your swiss-army-knife for all things building on Bitcoin: unified wallet experience, trustless bridges, zero-knowledge proofs, cross-chain cryptography, and much more. Bitcoin DeFi, decentralized Ordinals markets, stablecoin payments, gaming or SocialFi - whatever you're building on Bitcoin, BOB has got you covered. -
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BlueBanc
BlueBanc
BlueBanc offers scalable business banking and card issuance capabilities, empowering fintechs, media agencies, and other businesses to create their own branded financial services via robust APIs. It provides flexible card issuing options, including physical, virtual, prepaid, debit, and credit cards compatible with Apple Pay, Google Pay, and Samsung Pay, backed by features like tokenization, 3-D Secure, dedicated or shared BINs, and real-time funding that automates balance replenishment at the moment of transaction. Clients gain access to over 30 prebuilt BIN configurations to launch programs quickly while benefiting from efficient multi-company management: FDIC-insured checking accounts, team controls, split payments, 24/7/365 book transfers, and the ability to manage multiple users, roles, and accounts, all delivered via a comprehensive Open Banking API that accelerates development and deployment from concept to live. -
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Trybit
Trybit
Trybit is a global crypto payment gateway that ensures online businesses to accept and process payments in popular cryptocurrencies and stablecoins: Bitcoin, Ethereum, USDT, and others. It solves the challenges businesses face when operating in the global market: accepting payments from anywhere in the world without banking barriers, lower acquiring costs, higher conversion through convenient checkout, and protection from chargebacks. Gateway features: ➤ 40 + crypto coins; ➤ Sucess rate of 99.9%; ➤ Volume-tailored rates; ➤ Payment confirmations from 20 sec.; ➤ AML transaction checks; ➤ Mass payouts; ➤ Automatic withdrawals by schedule or amount; ➤ Payment via Web3 wallets, including WalletConnect; ➤ Cryptocurrency exchange within the personal account; ➤ Automatic conversion into all supported stablecoins.Starting Price: 0.4% per transaction -
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Highnote
Highnote
Highnote is the all-in-one card issuer processor and program management platform that gives digital-first organizations the flexibility to easily issue/process payment cards that accelerate business growth and profitability. Financial experiences are built for tomorrow, not yesterday. Highnote's developer-friendly card issuance platform smooths the path to launch with ready-to-go collateral templates and streamlined banking relationships to get your finance experience launched quickly. Highnote makes the hardest parts of fintech simple. Our issuer processor platform with its immutable double-entry accounting ledger offers full visibility and control of your financial and business operations. Built to grow, scale, and adapt to your business's needs, Highnote enables increased innovation and new revenue sources by serving as an all-in-one card issuing and program management platform. Highnote provides the tools for you to create unique card products true to your brand. -
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Obyte
Obyte
Obyte is a distributed ledger based on the directed acyclic graph (DAG). Unlike centralized ledgers and blockchains, access to the Obyte ledger is decentralized, disintermediated, free (as in freedom), equal, and open. Use Bonded Stablecoins website to issue stablecoins pegged to USD or BTC, or create new stablecoins pegged to any other asset or index. Stable+ coins that programmatically appreciate in value, you can earn interest by holding them (e.g. 16% p.a. in USD). Governance tokens whose value grows as more stable+ coins are issued. Use ODEX decentralized exchange or Oswap automated market maker to trade tokens issued on Obyte against each other. ODEX uses off-chain order matching and is as fast as a centralized exchange. Oswap allows to provide liquidity and earn fees from every trade. Obyte allows you to do something that traditional currencies can't: conditional payments. You set a condition when the payee receives the money. -
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HST has been providing EMV solutions and supporting banks and financial institutions with card issuance throughout the Americas for almost 2 decades. Whether you are a financial or retail institution looking to offer instant card issuance to your customers or you are a bureau looking for a multi-vendor centralized issuance solution, HST has the right solution and the right team to get you started on the right foot. HST offers two different options for EMV instant card issuance. HST offers 2 options for EMV instant card issuance, a cloud-based solution for all budgets and sizes of institutions and a fully customizable, local solution running on your own infrastructure. Central Issuance is a key part of a balanced, card issuance strategy. Ideally, a financial institution would take a dual approach to card issuance; centrally issued cards for large batch issues complemented by instantly issued cards at the branch for new accounts or replacements.Starting Price: Free
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Artha Fintech
Artha Fintech
Artha Fintech Platform is an API-first white-label fintech infrastructure platform that enables banks, fintech startups, payment providers, and financial institutions to launch digital financial services quickly and securely. The platform offers modular solutions including digital banking, multi-currency wallets, payment processing, card issuing, virtual accounts, Banking-as-a-Service (BaaS), embedded finance, KYC/KYB onboarding, AML compliance, and automated reconciliation. Built with secure, scalable APIs and enterprise-grade architecture, Artha integrates seamlessly with existing systems while reducing development time and operational complexity. Businesses can deploy only the modules they need, enabling faster time-to-market and lower infrastructure costs. Designed for scalability, compliance, and flexibility, Artha supports organizations building neobanks, payment platforms, digital wallets, cross-border payment solutions, and embedded finance products.Starting Price: $45000 -
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Slash
Slash
Slash is a financial platform that brings business banking, corporate cards, treasury, working capital, stablecoin payments, invoicing, bill pay, and global money movement into one place. Businesses can open checking accounts, send and receive ACH, wires, RTP, and FedNow transfers, create virtual accounts for separate money pools, and manage multiple entities in one workspace. Slash corporate cards include unlimited virtual and physical cards, spend insights, granular limits, merchant controls, user permissions, and multi-step approval workflows. Intelligent tools automate routine financial operations through balance-based transfers, vendor-specific ACH authorizations, scheduled payments, reimbursements, receipt collection, and accounting categorization. Teams can connect QuickBooks, Xero, and Plaid, sync transaction data, and use analytics to monitor spending and financial trends across accounts.Starting Price: $25 per month -
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Cryptorefills
Cryptorefills
Cryptorefills connects wallets and AI agents to real-world spending with Bitcoin, stablecoins and digital assets across 180+ countries. Buy gift cards, mobile top-ups, eSIMs, flights, and stays through a fast, non-custodial checkout with instant delivery. We support 100+ cryptocurrencies and 6,600+ top brands. Built for everyday wallet users and next-generation AI agents, Cryptorefills offers native support for automated, agent-driven commerce alongside deep integrations with major Web3 wallets, exchanges, and blockchain networks — keeping every transaction secure, transparent, and simple. Key Benefits: • Non-Custodial Checkout: Maintain full control of your digital funds • Massive Catalog: Access to 6,600+ brands, gift cards, and mobile operators globally • Multi-Chain Support: Pay seamlessly using 100+ crypto assets across Solana, Polygon, and more • Instant Online Shipping: Receive your digital vouchers within seconds of blockchain confirmationStarting Price: 0 -
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VaultLeap
Klydo Inc.
VaultLeap gives businesses and freelancers instant access to virtual USD, EUR, and MXN accounts with stablecoin settlement under the hood. Send and receive cross-border payments at 60-80% less than traditional banks. Self-custodial wallets, compliance-first architecture. Built on Bridge (Stripe).Starting Price: $249/month -
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Terra
Terra
Anchor Protocol allows Terra stablecoin deposits to earn stable yield, powered by block rewards of leading proof-of-stake blockchains. Terra stablecoins offer instant settlements, low fees and seamless cross-border exchange - loved by millions of users and merchants. Mirror Protocol allows the creation of fungible assets, “synthetics”, that track the price of real world assets. Mirror synthetics are intended to be used as key building blocks in smart contracts, and to bring the world’s assets to the blockchain. Build smart contracts in Rust, Go, or AssemblyScript. Run on multiple chains, connected by the Cosmos IBC. Use Terra stablecoins, onchain swaps, layer 1 oracles as primitives. Expose dApp userbases to Terra's payment services in a permissionless fashion. Terra aims to make its stablecoins available to every developer on every blockchain. Now live on Ethereum and Solana, and coming to more soon. -
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Liquid Network
Blockstream
Faster, more confidential Bitcoin transactions. Liquid is a sidechain-based settlement network for traders and exchanges, enabling faster, more confidential Bitcoin transactions and the issuance of digital assets. Bitcoin transfers on Liquid are fully settled within two minutes, allowing traders to move funds rapidly between exchanges and their own wallets without facing long, uncertain confirmation times. Anyone can issue new assets on Liquid, including stablecoins and security tokens. Each asset can be traded freely within the network, taking advantage of Liquid’s privacy, speed, and secure trading features. Asset types and amounts are hidden by default on the Liquid sidechain, keeping traders’ sensitive financial data secure from third parties, and preventing the front-running of large orders. Each asset on Liquid can be swapped for any other asset using the open source Liquid Swaps Tool. -
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Zeeve
Zeeve
Zeeve is an enterprise-grade blockchain infrastructure and enablement platform that helps banks, fintechs, institutions, and digital asset networks design, deploy, govern, and operate production blockchain systems for real-world use cases.We help organizations move from pilots to production across tokenization, stablecoins, cross-border payments, digital securities, tokenized deposits, and settlement networks.Zeeve provides the infrastructure, advisory, engineering, governance, and managed operations layer required to run these systems at scale. Our platform supports regulated digital asset programs with embedded compliance controls, privacy capabilities, legacy banking and treasury integrations, flexible deployment models, enterprise SLAs, and 24×7 production operations. Built for regulated and mission-critical environments, Zeeve is SOC 2 Type II and ISO 27001 compliant, trusted by enterprises and Web3 networks, and powers 25+ production blockchain networks proStarting Price: $199/month -
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QwickCards
MagTek
QwickCards is a cloud-based, digital card issuance and PIN service brought to you by MagTek. QwickCards provides an easy-to-use browser-based platform to make digital card issuance and PIN selection safe, economical, simple, and fast. We support the increasing need to provide a personalized customer experience by supporting a consumer-selected PIN. Digital card issuance with QwickCards can give you the competitive edge you need to attract and maintain deposit accounts and top-of-wallet consistency. Deliver in-branch PIN and rePIN to consumers, giving them what they want, when they want, so they feel connected. QwickCards is flexible and supports deployments on desktop and tablet PCs. PIN Encrypting Devices (PEDs) are available with USB, Bluetooth LE or 802.11 wireless interfaces. MagTek delivers scalability via its cloud infrastructure and around-the-clock performance monitoring. Software releases and upgrades are free of charge and automatically deploy when available. -
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Manage credit, debit, loyalty, and all other kinds of cards and related processes, including authorization, clearing and settling, and integration, with the card management application from SAP. Accomplish these tasks with the flexibility you need to design the right products for your customers and provide outcome-focused services. Define your own card products and bundles, and bring them to market faster, by owning the issuing process. Stay ahead of the competition by offering innovations such as token services, virtual cards, or wallet solutions with flexible configuration capabilities. Improve the customer experience by motivating your cardholders to increase active card use while attracting partners and co-branding opportunities. Use real-time card information to plan campaigns, marketing, and next-best offers. Grow your market share by building a strong customer base with cross-selling opportunities.
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Unlimit
Unlimit
Unlimit is a global financial infrastructure platform that helps businesses accept, manage, and send payments through a single integration. Merchants can connect to major card schemes and more than 1,000 local and alternative payment methods, including bank transfers, digital wallets, mobile payments, and cash-based options. The platform supports multi-currency processing, local acquiring, recurring payments, payment links, payouts, fraud prevention, 3-D Secure, reporting, and reconciliation. Integration options include APIs, hosted payment experiences, and a web-based merchant dashboard. Unlimit serves ecommerce companies, marketplaces, travel and hospitality brands, gaming businesses, subscription services, and other digital enterprises expanding across the UK and Europe, Latin America, APAC, India, and Africa. Its broader technology stack also includes Banking as a Service, card issuing, programmable financial accounts, and fiat-to-crypto infrastructure.Starting Price: Custom pricing -
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Bond
Bond Financial Technologies, Inc.
Bond allows any company to become a fintech. With Bond, you can build financial services, from KYC to account opening, money movement to card issuance, and more — all in a single, unified platform. Automation has never looked so good. Watch as Bond's system of record, Bond OS, compiles program data into a beautiful series of graphs documenting revenue, active cards, usage and much more. Bond's APIs and SDKs give developers the tools to build innovative financial solutions with just a few lines of code. Explore a playground of possibilities. Offer your consumer or commercial customers banking products (savings accounts, debit cards, ACH, etc.) or credit products (charge cards, credit builder cards, asset-backed credit cards, etc.) - with physical or virtual cards. Contact us to get started in our sandbox or to speak to someone live. -
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PlasmaPay
Plasma Alliance
DeFi for The Masses. We make decentralized finance effortless. With easy to use fiat on/off ramps, fast and free transactions, and beautiful, intuitive apps, PlasmaPay is delivering the future of finance today. We are building the financial services and infrastructure for the global digital economy of DeFi and Web 3.0. PlasmaPay Products Servicing 160+ countries with over 100,000 users and businesses since 2018. PlasmaPay Wallet. Mobile Apps. Corporate Account. Fiat on-/off-ramp. Plasma DLT Your Decentralized Bank Is Here Free, Flexible & Global Financial Freedom Powered by DeFi PlasmaPay wallet supports: Non-custodial BTC, ETH wallet, 3000+ ERC-20 tokens, Plasma DLT stablecoins, Crypto-to-crypto exchange, Decentralized financial infrastructure as anew digital economic system. Powered by Plasma DLT. Plasma is a blockchain and application infrastructure with a mission to decentralize the centralized financial services industry (CeFi). -
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Kava
Kava Labs
Kava is a DeFi platform for decentralized lending and stablecoins compatible with major cryptocurrencies. It owns a cross-chain that offers guaranteed loans and stablecoins to users of the main crypto assets, including BTC, XRP, BNB or ATOM, among others. Users can guarantee their cryptocurrencies in exchange for USDX, Kava's stablecoin. Two types of tokens can be found on the platform, the KAVA coin and the USDX stablecoin. KAVA is the native token of the blockchain and is comprehensive in the security, governance, and mechanical functions of the platform. A highly scalable and secure Cosmos SDK blockchain that connects Kava to the 30 chains and $60B+ of the Cosmos ecosystem via the IBC protocol. An EVM-compatible execution environment that empowers Solidity developers and their dApps to benefit from the scalability and security of the Kava Network. With single-block finality and unrivaled scalability, Tendermint Consensus enables Kava to support your transaction needs. -
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Venus
Venus
Venus enables the world's first decentralized stablecoin, VAI, built on Binance Smart Chain that is backed by a basket of stablecoins and crypto assets without centralized control. Funds held within the protocol can earn APY's based on the market demand for that asset. Interest is earned by the block and can be used as collateral to borrow assets or to mint stablecoins. You can now tokenize your assets utilizing the Binance Smart Chain and receive portable vTokens that you can freely move around to cold storage, transfer to other users, and more. Use your vToken collateral to borrow from the Venus Protocol instantly with no trading fees, no slippage and directly on-chain. With Venus, you have on-demand liquidity available globally. -
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CoreCard
CoreCard Software
CoreCard's platform offers transaction processing and account management software. We bring unparalleled payments industry experience and first class end-to-end software to our clients. CoreCard enables processors, merchants and banks across the global payment industry to create and manage all aspects of their card programs including prepaid, fleet, credit card (private label and branded networks) and accounts receivable. New account creation, card issuance, transaction processing, loyalty programs, AR billing, loans. Merchant account management, transaction processing and settlement. Case management, recovery strategies, collections automation. We recognize the importance of a successful project. Whether you are looking to license your own system and integrate with 3rd parties or you want to issue cards from our processing environment, we can help with all the checkboxes. Our implementation teams are comprised of industry veterans. -
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Marqeta
Marqeta
Our open API platform enables the world's innovators to instantly issue & process cards with more control, flexibility & scale. Marqeta is rewriting the rules for what’s possible with payment cards. With the most advanced infrastructure and tools for building highly configurable payment cards, Marqeta’s open API platform is designed for developers who want a simplified way of managing payment programs so they can create world-class experiences, innovate, and power new modes of commerce. A modern card issuing platform that powers the future of commerce, accelerates your business and helps build new and innovative products. An open API, instantly issued sandbox lets you get started in three clicks and enables you to instantly issue physical, virtual, and tokenized payments. Refined payment and authorization controls to rein in excess spending, protect your margins, and enable exceptional user experiences. -
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M2P Fintech
M2P Fintech
We handle opening of user/bank accounts, customer onboarding, compliance checks, and regulatory requirements, end-to-end. We guarantee industry standard compliance and a frictionless user experience. Roll out future-ready, customer-relevant banking services with our holistic core banking system. We help businesses provide smooth payment experiences to their end customers. Whatever the payment requirement, our solutions can handle it. We help organizations and banks issue branded physical and virtual cards. We configure requirements and co-create card programs specifically for your needs. We connect finance, technology, and commerce, with our capabilities like collection tech, payouts, plug-ins for merchants, payment gateway, and more. Our solutions are end-to-end, meaning we do all the heavy lifting, enabling you launch cards, programs, any fintech product in no time at all. -
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Dots
Dots
Dots is a global payouts platform for companies that pay large numbers of contractors, creators, sellers, gig workers, data annotators, and other non-employees. Businesses can send individual or batch payouts from a dashboard, upload a CSV, share a payout link, or automate payments through an API. Dots reaches 190+ countries through 300+ payment rails, including bank transfers, real-time payment networks, digital wallets, mobile money, cards, gift cards, and stablecoins where available. The platform collects payee details, verifies identity, runs KYC and sanctions checks, manages payout preferences, and tracks payment status. It also collects W-9 and W-8BEN forms, supports 1099 filing, provides branded onboarding, and handles payee support. Teams can monitor payouts, returns, fees, and reconciliation in one place. Its ledger supports payment splits, holds, reserves, and clawbacks for complex payout workflows. Dots is SOC 2 Type II compliant and has moved $2bn+ to 1m+ payees.Starting Price: $19/month -
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Torpago
Torpago
Power growth and strengthen customer relationships with our program management solutions. Our turnkey technology platform solution lets banks launch a branded business credit card quickly and without costly software development investments. With our bank admin tool, banks get real-time access to their program data and a no-code solution for managing their credit card program. Launch and manage your credit programs seamlessly with the help of our team of experts, with services ranging from risk and underwriting to marketing and customer support. Our platform can be tailored to your program needs and can cover every stage of the process. Your customers can manage all aspects of their business's finances, including spending, approvals, bill pay, and reimbursements, easily through our white-labeled platform and mobile app. Your customers can effortlessly issue your branded physical or virtual credit cards and instantly add them to digital wallets.Starting Price: $33.33 per month -
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Kado
Kado
Kado is building payments infrastructure for web3 and the future of digital money. We're providing solutions for easier access to and utility for stablecoins, for consumers and businesses. Kado allows you to spend what you want without giving up an arm and a leg. Get crypto to your self-custody wallet instantly. Say goodbye to the long hold times & slippage on centralized exchanges. Available and fully compliant in 100+ countries to give you access wherever and whenever. Our widget is easy to integrate, allowing your users to buy or sell crypto directly from your web or mobile application. -
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Cards on the Spot (COTS)
Matica Technologies Group
Offer your cardholders the convenience of instantly issuing debit, credit, and ATM cards in your branches. Instantly issuing payment cards has never been so easy. Visa and MasterCard, credit, debit, and ATM cards, whether contact or contactless, are instantly issued and instantly activated in as little as three clicks with Matica’s instant issuance software, Cards on the Spot™. The Cards on The Spot™ software provides a complete, fully integrated browser-based platform that can instantly issue multiple high-quality printed card types. Matica’s Cards On The Spot™ outshines all competitive products. We make it faster, easier, and more accurate than any other solution. Simply deploy, update and maintain browser-based for any card issuance need. The software integrates directly with cores and transaction processing networks. Perpetual-use branch licensing means unlimited users per branch, no cost per card, and no annual license fee. -
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SaturnShift
SaturnShift Inc
SaturnShift is a unified payments platform for small businesses. Merchants can send invoices and payment links and accept credit and debit cards, ACH bank payments, and stablecoins including USDC and USDT from one platform. SaturnShift includes automated invoice reminders, customer management, refunds and payment reporting, plus native QuickBooks Online integration that synchronizes customers and invoices and automatically records payments, fees and refunds. A native WooCommerce plugin lets online stores accept supported payment methods directly through their checkout. SaturnShift is designed to simplify payment acceptance and reconciliation without requiring businesses to manage separate systems for traditional and stablecoin payments.Starting Price: $49/month -
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SnowSwap
SnowSwap
SnowSwap is a new decentralized exchange for swapping yield bearing stablecoins, built for yield bearing Yearn Finance assets. The aim is to eliminate steps from swapping stablecoins, when you want to swap to a different Yearn DeFi Vault. Instead of having to withdraw and deposit assets again, wasting Eth to high transaction fees. SnowSwap lets you trade between Yearn vaults directly, saving users a lot of trouble, cost, and time. SnowSwap uses Curve’s pooling algorithms but it goes well beyond just being a simple copy and paste fork. SnowSwap is an innovative use case for yield bearing stablecoin assets. -
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Pismo
Pismo
A truly cloud-native API platform to help you respond to market changes at lightning speed, all with the scalability and security you demand. Our all-in-one platform offers a variety of products in a cloud-native environment to help you future-proof your business. Take advantage of our fully featured platform for Visa, Mastercard, and private labels to issue credit, debit, and pre-paid cards. Issue plastic cards, virtual cards, and one-time cards for specific merchants and transactions. Create the best digital experiences and products regardless of whether you are building a new bank or dealing with legacy technology. Our platform offers you the freedom to innovate seamlessly. Build a proprietary digital wallet to compete with the most iconic wallets in the market. Manage both sellers and buyers on any device or platform. Offer innovative loan products with scalability and a quick time to market. Leverage the Pismo platform for booking, disbursement, auto-repayment, etc. -
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Celo
Celo
Celo is an open platform that makes financial tools accessible to anyone with a mobile phone. Global payments infrastructure built for mobile. Thousands of organizations and individuals are developing, growing, and governing Celo, an open-source platform that enables anyone to build borderless applications. Hyper-efficient light client and full node incentives allowing for scalability to 6 billion smartphones. Full EVM compatibility making it easy to get started. Growing family of native stablecoins, like Celo Dollars, which follow the value of fiat currencies. Pay transaction fees with stablecoins or your own tokens. Users can easily send currency to any mobile number, enabled by Celo’s decentralized phone verification protocol, and get access to a growing ecosystem of global cash-in cash-out options. Explore, build, and ship ideas for your community using Celo’s developer tools. -
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Polygon
Polygon Labs
Polygon (MATIC) is a leading blockchain infrastructure designed to bring the speed, scalability, and efficiency of the internet to global finance. With over 5 billion transactions, 117 million active addresses, and a 99.99% uptime record, Polygon has become the trusted foundation for real-time payments, stablecoin transfers, and decentralized finance. The network enables instant settlement at near-zero cost, powering billions in digital asset movement worldwide. Its enterprise-ready infrastructure includes built-in wallets, onramps, and compliance tools that simplify blockchain adoption for businesses. Powered by POL, Polygon’s native token fuels transactions, staking, and security across its multi-chain ecosystem. Built for scalability, Polygon delivers the reliability and performance that modern financial systems demand. -
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Cryptomus
Cryptomus
Cryptomus makes working with crypto simple and accessible—for both individuals and businesses. Easy-to-use interface with useful tools for work, as well as 2FA and AML measures as security, make the experience pleasant and reliable. Key features of Cryptomus: Personal wallet: Storing, sending and receiving of over 100 cryptocurrencies with zero-fee internal transfers. Spot exchange: Trading highly liquid crypto pairs inside the platform. Payment gateway: Accepting crypto payments via APIs and 20+ plugins, with instant conversion to stablecoins. Staking & rewards: Earning up to 20% APR with flexible periods and fast rewarding. Converter & blockchain explorer: Real-time crypto-to-crypto conversion and tracking transactions’ statuses. Virtual card: Spending crypto via Apple Pay & Google Pay, anywhere Visa/Mastercard is accepted. -
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Ardana
Ardana
Ardana is a decentralized stablecoin hub which will bring the necessary DeFi primitives needed to bootstrap & maintain any economy to Cardano. Allows users to borrow stablecoins against locked collateral. Secure store of value preserving value even in volatile markets. Built utilizing Cardano’s speed, scalability and security. Unbiased, collateral backed and pegged to the US Dollar. -
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Utila
Utila
Utila is the secure, all-in-one digital asset operations platform for institutions. Utila empowers organizations of all sizes to securely manage and build on digital assets. Institutions can efficiently manage digital assets across multiple blockchains, wallets, teams, and users on our secure, chain-agnostic, enterprise-grade MPC wallet platform. Developers can leverage our robust APIs to build custom solutions on top of our multi-chain wallet and gas management infrastructure. Utila’s platform meets the complex needs of financial institutions and payment providers engaging in digital asset operations. Designed for PSPs, stablecoin issuers and products, neobanks, OTC desks, custodians, exchanges, institutional investors, and Web3 builders, Utila offers secure MPC wallets, granular policy controls, robust APIs, payments and tokenization engine, and seamless integrations with banking, AML, exchanges, DeFi, and more. -
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Topper
Uphold
Topper is a user-friendly fiat-to-crypto on-ramp and off-ramp platform that enables users to seamlessly purchase and sell over 200 digital assets directly to and from their self-custodial wallets. It supports various payment methods, including debit and credit cards, Apple Pay, Google Pay, and PIX, providing flexibility and convenience. Topper's off-ramp feature allows for instant conversion of cryptocurrencies to fiat currency, with funds withdrawable directly to debit cards, ensuring quick access to cash. The platform is designed to simplify the crypto transaction process, offering a secure and efficient solution for both individual users and businesses aiming to integrate crypto transactions into their services. From Bitcoin and Solana to stablecoins and meme coins, Topper offers the ultimate crypto variety in one place. Easily buy cryptocurrency online and add it to your wallet with a few clicks. -
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Sentz
Sentz
Sentz is a global digital wallet that allows users to send, receive, save, and earn money instantly using stablecoins. It enables users to hold and transact in eUSD, a stablecoin designed to maintain a 1:1 value with the US dollar. With Sentz, users can send and receive money globally in seconds using just a phone number, without needing a traditional bank account. The platform offers low transaction fees, helping users keep more of their money. Sentz Earn allows users to grow their balance by earning up to 8% annually with no lockups and full control over their funds. Funds can be deposited or withdrawn via local banks or USDT and USDC. Built with end-to-end encryption, Sentz prioritizes privacy, security, and ease of use.Starting Price: Free -
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Elysium
Elysium
Elysium is the next-gen digital assets wallet, increasing security ownership in a simple experience. It is made for the daily activities of people as well as the operations of financial institutions. The time has come to make finance globally accessible and give control back to the people. The safest and easiest way to use Bitcoin and stablecoin with no compromise. Say goodbye to complex key management, data loss risks, transaction approvals, network configurations, and reliance on centralized systems. Seamlessly manage major stablecoin, Bitcoin, and payments layers with a single Account for superior efficiency. Be authentic, whether in the digital realm or real life, with seamless web3 integration. This user-friendly feature caters to both novice and experienced users, making Elysium the go-to platform for all. Eliminates the necessity for traditional key storage while significantly enhancing security and ease of use.Starting Price: Free
