Audience
Canadian users looking for a tool to manage their finances effectively
About KOHO
KOHO is one seamless platform for your money and life. We are a forward-thinking fintech company dedicated to financially empowering a generation of Canadians. With a Mastercard and innovative tools, we provide our users with the ability to earn, spend, borrow, build credit, and budget, all in one convenient app. Driven by a genuine desire to help people make financial progress, KOHO has touched the lives of over 1.7 million users. Our mission is to make finance accessible, engaging, and user-friendly, ensuring that everyone has the resources they need to take control of their financial future. We insure deposits up to $100K with CDIC coverage and keep your money locked up tight. We take the necessary steps to protect your account. We use 256-bit encryption, which is exactly what the banks use. We’re proud to offer a product that our users love, and we remain committed to innovating and evolving to meet their needs.
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KOHO Verified User Reviews
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"Total Disappointment " Posted 2026-04-10
Pros: They talked a big game about helping me. and then used their expertise to completely screw up my credit over $100. NOTHING POSITIVE! NO PROS
Cons: Just when you thought the banks were scummy, along comes the most scumbag organization I have ever had to deal with. These so called "Credit report" fixers screwed me over $100. I worked for 16 months to fix my credit and without warning, without them contacting me, they have claimed I owe them $100 and registered an R9 on my credit. This amazing corporation that claims to help people in need of credit repair turned around and completely screwed me. Scumbag central, you've all been warned.
Overall: They used their industry expertise and inside knowledge of the credit system to screw me over $100...
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