Audience

Lenders

About Instant Bank Verification

Instant Bank Verification provides real-time, user-permissioned financial data aggregation and verification designed for lenders. What you can do with IBV? Verify users’ identities and reduce fraud. Verify real-time account balances. Understand income and verify employment. Access detailed transaction history. Verify borrowers’ assets straight from the source. Add flexible pricing - where you only pay for services when you use them - and IBV stands apart as a right-sized solution for your loan originations. Ideal for retail loan origination, short term lending, auto financing, property rental, and more. IBV is powered by an easy to integrate web portal that can be added directly to your existing website or a fully documented API. To better understand how IBV works, check out the demo on our website.

Pricing

Pricing Details:
Flexible pricing. Contact us for details.

Integrations

No integrations listed.

Ratings/Reviews - 2 User Reviews

Overall 3.5 / 5
ease 4.0 / 5
features 4.0 / 5
design 3.0 / 5
support 4.0 / 5
More Reviews Write a Review

Company Information

MicroBilt
Founded: 1978
United States
www.ibvnow.com

Videos and Screen Captures

Instant Bank Verification Screenshot 1
Instant Bank Verification Screenshot 1 Instant Bank Verification Screenshot 2 Instant Bank Verification Screenshot 3 Instant Bank Verification Screenshot 4 Instant Bank Verification Screenshot 5 Instant Bank Verification Screenshot 6
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Product Details

Platforms Supported
SaaS
Training
Documentation
Live Online
Support
Phone Support
24/7 Live Support
Online

Instant Bank Verification Frequently Asked Questions

Q: What kinds of users and organization types does Instant Bank Verification work with?
Q: What languages does Instant Bank Verification support in their product?
Q: What kind of support options does Instant Bank Verification offer?
Q: What type of training does Instant Bank Verification provide?
Q: What pricing for support is available for Instant Bank Verification?
Q: What pricing for training is available for Instant Bank Verification?

Instant Bank Verification Product Features

Banking

Risk Management
Transaction Monitoring
ATM Management
Compliance Tracking
Corporate Banking
Credit Card Management
Credit Union
Investment Banking
Multi-Branch
Online Banking
Private Banking
Retail Banking
Securities Management

Financial Risk Management

Credit Risk Management
Compliance Management
For Hedge Funds
Liquidity Analysis
Loan Portfolio Management
Market Risk Management
Operational Risk Management
Portfolio Management
Portfolio Modeling
Risk Analytics Benchmarks
Stress Tests
Value At Risk Calculation

Financial Services

Risk Management
Analytics
Branch Optimization
Channel Management
Compliance Management
Customer Engagement
Performance Management

Fraud Detection

For Banking
Access Security Management
Check Fraud Monitoring
Custom Fraud Parameters
For Crypto
For Insurance Industry
For eCommerce
Internal Fraud Monitoring
Investigator Notes
Pattern Recognition
Transaction Approval

Loan Origination

Audit Trail
Customer Database
Amortization Schedule
Closing Documents
Compliance Management
Digital Signature
Document Management
Fee Management
Loan Processing
Online Application

Online Banking

Electronic Statements
Fraud Detection
Transaction Monitoring
Brokerage
Cash Management
Chat / Messaging
Credit Card Management
Loan Management
Marketing Automation
Retail Banking
Single Sign On

Instant Bank Verification Reviews

Write a Review
  • Tejas .
    VP Marketing
    Used the software for: 6-12 Months
    Frequency of Use: Daily
    User Role: User
    Company Size: 100 - 499
    Design
    Ease
    Features
    Pricing
    Support
    Probability You Would Recommend?
    1 2 3 4 5 6 7 8 9 10

    "Save time in accounts verification"

    Posted 2020-10-26

    Pros: Its real time verification with banks allowed the lender's verification process in less time. It directly cross verify with the depositor bank details, its account linked, transactions, and MOD balance to confirm the financial strength.

    Cons: Its api integration is only with limited devices and sync error displays when open with multi devices.

    Overall: Overall a nice software for the stores, firms to verify the bank accounts, and transactions for reduce fraud chances. Real time cross verification helps the user to check and confirm the process of stabilization. Api links also available.

    Read More...
  • Cheryl C.
    Director of On-Line Services
    Used the software for: 2+ Years
    Frequency of Use: Daily
    User Role: Deployment
    Company Size: 100 - 499
    Design
    Ease
    Features
    Pricing
    Support
    Probability You Would Recommend?
    1 2 3 4 5 6 7 8 9 10

    "IBV"

    Posted 2020-08-26

    Pros: We love that we are able to have an efficient and automated way for customers to provide us bank data and verification both in our stores and on-line. This reduces time for both our customers and our CSR's.

    Cons: What we feel is missing from this service:
    Our number one request is real time balance/available balance check.
    Full account #
    All accounts tied to the log in.
    More accurate income identification (Direct Deposit amount, frequency and depositor.)
    Better transaction tags/groupings

    Overall: We have been using IBV since 2013 or 2014. We have watched the evolution of this product internally and in the market place. We just want to make sure that Micro-Bilt is continuing to build on this platform and keep time or even lead in the industry.

    Read More...
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