Alternatives to Income Reign
Compare Income Reign alternatives for your business or organization using the curated list below. SourceForge ranks the best alternatives to Income Reign in 2026. Compare features, ratings, user reviews, pricing, and more from Income Reign competitors and alternatives in order to make an informed decision for your business.
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1
MoneyPatrol
MoneyPatrol
MoneyPatrol is a free tool designed to help you monitor your personal finances. Our users have reported an average of $5K+ positive impact on their personal finances. MoneyPatrol is a comprehensive money management, budgeting, and personal accounting application designed to easily track income, expenses, cash flow, bills, budgets, balances, debts, net worth, and credit score. MoneyPatrol offers a gamut of features and functions for effective and successful money management. The application is designed specifically to help you focus on understanding your finances better so that you can monitor spending, improve savings, lower debts, improve credit scores, grow investments, and increase net worth. View all transactions in detail and accurately track income, expenses, bills, and transfers. Easily spot unauthorized and fraudulent transactions. Get alerts about money coming in and going out of your accounts. Receive detailed insights about your spending and expense patterns.Starting Price: $1.67 per month -
2
Bluecoins
Bluecoins
Bluecoins is an incredibly simple finance app that is an excellent expense tracker, budget and money manager tool. It is the complete reporting and analysis app to manage money, expenses, income and budget. Use it for personal finance, as family budget planner, or for small business! Generate reports of monthly expenses, manage family budget with your spouse, or export finance records into spreadsheets/pdf! It is easy and be amaze at how you can be a finance and budget expert in no time. Take control of your money right now! Easy to understand reports and charts that you easily generate within the app. All finance reports of your money, budget, expenses, income and more can be readily exported in pdf, excel, html. Send reports directly to a printer for printing! The reporting feature of this money app is the best of its class!Starting Price: Free -
3
Franklin AI
Franklin AI
Franklin AI is personal finance software with a built-in AI financial advisor. Instead of manually analyzing dashboards and spreadsheets, ask questions about your money and get clear, personalized answers. Connect bank, credit card, and investment accounts from 12,000+ financial institutions. Franklin automatically analyzes your income, expenses, subscriptions, and financial habits to provide actionable insights. Ask things like: "What am I overspending on?" "How much do I spend on subscriptions?" "Am I on track with my budget?" Features include AI-driven budget tracking, expense analysis, subscription detection, savings opportunities, net worth tracking, spending trend analysis, and couples collaboration. Partners can manage finances together in one place. Franklin provides beautiful Sankey diagram visualizations that show exactly where your money flows. No spreadsheets, no manual categorization, just answers. Try Franklin free for 30 days. No credit card is required.Starting Price: $10/month/user -
4
MoneyLine
NCH Software
MoneyLine is a personal finance software that allows you to track your money, bank accounts and spending in one easy location. Control your finances by tracking your spending, bank account balances and categorizing purchase and income transactions. Digitally balance your checkbook on all personal accounts including savings and checking accounts. Track additional accounts including credit cards.Starting Price: $59.95/one-time -
5
Cashculator
Cashculator
You shouldn’t need an accountant to track your personal finances. Cashculator helps you stay on top of your income and expenses in a way that gives you all of the information you need and none of the jargon you don’t. Its intuitive spreadsheet-like interface will have you reviewing, tracking, and planning your finances in just a few clicks. Cashculator is different from other personal finance apps which are usually intricate and focus on detailed tracking of past transactions. Cashculator is designed for people who want a simple way to keep track of their budget and plan ahead. Manage your personal finances using a familiar and intuitive spreadsheet concept, simple budgeting by category, and tables that keep your income and expenses separate from one another for a less cluttered view. Use easily designed scenarios to answer life’s financial questions. Enter your transactions in no time at all without the hassle of different accounts and unnecessary setup.Starting Price: Free -
6
Finmatex
Softarex Technologies
Pay off debts, stop living paycheck to paycheck, and reach your financial freedom with your personal financial assistant. Forget about spreadsheets! With Finmatex, you can manage your cash, bank, and investment accounts all in one place. They’re always at your fingertips! You’ll be able to track every dollar by automatically getting categorized transactions from your linked accounts or creating your own transactions for cash spending. Need more info? No problem! You can split transactions, rename or change their categories, write notes, and even add photos. Creating and following a budget is the first step to financial freedom. You don't need to do a deep analysis of your finances by yourself, though! Finmatex can analyze your income and expenses over the past 12 months and create an effective budget for you.Starting Price: $7.99 per month -
7
TaxTank
TaxTank
TaxTank is a comprehensive Australian tax and personal finance software that helps individuals, investors, and sole traders easily manage their financial activities and optimize tax filings. It provides live bank feeds, allowing users to track income, expenses, properties, investments, and budgeting in one centralized platform. The software includes features for managing property portfolios, crypto and share trading, and work-related expenses, with automated tax calculations to ensure all possible deductions are claimed. TaxTank also enables users to store documents securely, track business activities for sole traders, and generate real-time tax reports. It allows seamless collaboration by inviting accountants, financial advisors, and property groups for joint decision-making. Designed for Australian tax laws, it simplifies tax preparation, offers full transparency across financial portfolios, and minimizes the stress associated with managing personal finances and tax compliance.Starting Price: $6 per month -
8
CalendarBudget
CalendarBudget
Financial planners recommend organizing and planning your money on a monthly calendar budget. CalendarBudget is a personal finance app designed to be easy to use and to allow you to both TRACK and PLAN your money management in the past and future. It’s easy to use, user-friendly money planner with no complicated system that takes weeks to get used to - just walk up and use our budget saver app. - Never miss a bill again with calendared reminders - Know when your income, expenses, and regular spending happen - See your account balance on any day in the future - Plan ahead for upcoming major expenses - Plan to save for your future! - Mobile and browser versions stay perfectly in sync Budgeting Software: The world needs this budget planner money manager expenses calendar app- you need it too Consumer debt is at an all-time high. Managing personal finances is challenging because easy credit, impulse buying, and poor financial planning are all too common.Starting Price: $7.99 per month -
9
Flow
Flow
Forget Excel, draw, monitor and keep track of your cash flow. It is as easy as money in, money out and what left is your savings. Simulate the future state of your assets and liabilities, see how your net worth evolves over time as a function of the real estate and financial markets and inflation environment. Evaluate various investment scenarios. Simulate the outcome of your plan in various Future states of the world. From recessions to rampant inflation to job and income loss. -
10
NerdWallet
NerdWallet
Instantly see your totals for all your different account types and dig in to check the balances of any account you want. Track your short-term and long-term changes by account type to see your progress in cash, investments, property value and more. Get a complete view of your income, bills and transactions in one place. NerdWallet helps you know how much you have — and exactly how you’re spending it. Discover the insights you need to make the most of your money. Start with the big picture and see all your financial accounts on one screen. Or zoom in on the details of your cash flow, expenses, credit score and net worth. Plus, get Nerd-approved tips to build it all. Learn ways to keep building – whether it’s increasing your credit utilization or paying your bills earlier, and more. Discover ways to optimize your spending and see when something’s off.Starting Price: Free -
11
Copilot
Copilot Money
Review your recent spending, check on that refund, and see what bills are coming up. Our data-driven categorization engine creates custom rules to fit your spending. Set budgets to carry your remaining balance from one month to the next. Get a high-level overview with monthly summaries of your income and expenses. Tap to approve smart adjustment suggestions. Our categorization engine is a quick study. Create your own spending categories and groups. Define custom rules for the trickiest transactions. See transaction details from Amazon and Venmo. Make adjustments to any part of a transaction. Enter your property address and Copilot will track your home’s estimated value. Keep tabs on your net worth with consolidated views of your accounts and investments. Copilot’s smart monitoring lets you know when something needs your attention with alerts that help you. We treat your personal and financial data like we’d want ours to be treated.Starting Price: $8.99 per month -
12
Waleeto
Waleeto
Building wealth starts with mastering your budget. Without clear tracking, expenses slip through the cracks, and financial goals stay out of reach. Waleeto helps you take full control of your money by tracking every expense, optimizing your budget, and guiding you towards long-term financial growth—no matter how many currencies you deal with. Track, Save, and Grow Your Wealth: - Smart Expense Tracking: Automatically categorize transactions, visualize spending patterns, and cut unnecessary costs effortlessly. - AI-Powered Budgeting: Set personalized budgets and receive smart insights to stay on track. - Long-Term Financial Planning: Get clear reports on income, expenses, and savings to make informed money decisions. - Multi-Currency Support: Manage global finances with real-time exchange rate updates and seamless international tracking. Wealth isn’t built overnight—it’s built with financial clarity. Start mastering your money with Waleeto today!Starting Price: $0 -
13
Alwy
Alwy
Alwy is a mobile‑first, GDPR‑compliant personal finance platform designed to help individuals effortlessly track income, expenses, debts, and investments by connecting all bank accounts and credit cards. It automatically categorizes transactions up to ten times daily, builds and updates real‑time budgets, offers personalized saving tips (like canceling subscriptions or lowering fixed costs), and displays debt overviews with comparisons for better loan terms. Users receive financial‑health insights and recommendations to build emergency funds, diversify portfolios, or improve interest rates. Alwy also offers a B2B version that enables financial advisors, insurers, and mutual fund companies to provide clients with a unified CRM, trading and custody services, digital onboarding, automated compliance alerts, and integrated portfolio management.Starting Price: Free -
14
WalletSync
WalletSync
WalletSync is your all-in-one budget planner and expense tracker, designed to help you manage money smarter. Track daily expenses, plan monthly budgets, and monitor income with ease. Create custom categories, set spending limits, and get insights with powerful charts and summaries. Choose weekly, monthly, or yearly budgets with options to carry forward leftover funds. Easily add, edit, or close budgets anytime. Stay organized with reminders, secure cloud sync, and offline support. Export your data as PDF or CSV and lock your app with PIN or biometrics. Ideal for individuals, couples, students, and freelancers. Whether you're saving for a goal or controlling overspending, WalletSync keeps you in control. Upgrade to Premium for unlimited budgets, advanced analytics, cloud backup, and an ad-free experience. Simple, secure, and smart—WalletSync is your personal finance companion.Starting Price: $30/month -
15
FinArt
FinArt - Automated Money Management
FinArt is an automated money management app which helps users to track and manage their expenses, income, budget and due bills automatically based on sms alerts and bank app notifications. It helps individuals, couples and small business owners to manage their money seamlessly. This is available most of the countries across the world. Some of the other features include automatic categorisation, currency conversion, subscription tracking, group expense split, multiple devices etcStarting Price: $10 -
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Maxint
Maxint
Maxint is an all-in-one personal finance platform designed to serve as your digital financial analyst. It aggregates data from over 5,000 banks covering income, expenses, assets, and liabilities to track net worth in real time and automatically categorize transactions by merchant, location, tag, or custom category. The app features intuitive budgeting tools, enabling you to set financial goals while receiving personalized deposit account and credit-card recommendations. With multi-factor authentication and end-to-end encryption, it’s built across platforms for a consistent experience. Hardware-accelerated UI and responsive design ensure smooth performance whether on mobile or desktop, and AI-powered insights detect spending patterns, alert for bills, and flag purchasing-power loss from dormant cash. In essence, Maxint gives you one central view of your financial life, intuitive automation, and actionable recommendations.Starting Price: Free -
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Beem
Beem
Beem is a U.S.-based financial app designed to make everyday money management easier and less stressful. Its core feature, Instant Cash, helps eligible users access funds quickly to cover bills, groceries, or unexpected expenses without interest or credit checks. Access Money Before Payday. Emergencies rarely wait for your next paycheck. Beem Everdraft allows eligible users to access up to $1,000 instantly by tapping into future deposits. Unlike traditional lending products, Beem Everdraft offers: ✅ No interest charges ✅ No credit checks ✅ No income restrictions ✅ No hidden surprises Explore Beem AI Agents: ✅ JobsGPT – Discover personalized side gigs and remote job opportunities in seconds. ✅ DealsGPT – Find the best discounts on everyday essentials. ✅ PriceGPT – Compare prices across stores to shop smarter. ✅ BudgetGPT – Track spending and stay on budget with AIStarting Price: FREE -
18
Money
Money
Managing accounts and transactions made easy. Oversee any number of accounts, keep track of all the transactions, easily manage finances with multiple currencies - Money brings all the expert features in a beautiful and easy to use package! Oversee and control your accounts, plan budgets, easily generate informative reports, and schedule transactions. All this is presented in a sleek and intuitive interface, while iCloud keeps everything in sync across your devices. Money is a family-finance powerhouse! With iCloud, you can keep your accounts in-sync not only across your own devices, but choose to share accounts with a partner for collaborative viewing and editing! It’s automagic! Be aware of your expenses and savings, set budgets and achieve your financial goals with clear and beautiful visualization of your income, expenses, and how you are doing in terms of your financial goals.Starting Price: Free -
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GnuCash
GnuCash
Designed to be easy to use, yet powerful and flexible, GnuCash allows you to track bank accounts, stocks, income and expenses. As quick and intuitive to use as a checkbook register, it is based on professional accounting principles to ensure balanced books and accurate reports. GnuCash is developed, maintained, documented, and translated entirely by volunteers. We have some suggestions. Please help translate GnuCash into your language at Weblate. Every transaction must debit one account and credit others by an equal amount. This ensures the books balance: the difference between income and expenses exactly equals the sum of assets and liabilities. The GnuCash checkbook-style register provides a custom, convenient and familiar interface to entering financial transactions.Starting Price: Free -
20
Monee
Monee
Monee makes tracking your personal and shared finances fast, simple, and efficient. Just enter the amount, pick a category, and optionally add a note — you’re done. Monee gives you a clear overview of your income and expenses and helps you understand where your money goes each month. Designed for individuals and groups, Monee lets you create unlimited accounts, invite others, add recurring transactions, and organize everything with custom categories. Analyze your finances using advanced filters and work with any currency. You can also export your data whenever you like. The app is free to use with no registration, no ads, and no tracking. Your data stays in your control. You can protect access with Face ID, Touch ID, or a passcode. And with countless options for individualization, Monee adapts to your unique way of managing money. Whether you're managing your own budget or coordinating with others, Monee makes money management easier.Starting Price: $0 -
21
Simplifi
Simplifi
Create and track your progress toward short and long-term goals. Include those goals in your spending plan to ensure you set aside enough each month. Know where your money is going, from essential expenses to occasional splurges. Uncover hidden subscriptions to make sure you’re not paying for things you don’t need. Get a personalized budget that’s automatically generated based on your income, expenses, and savings. It’s highly customizable and tracks your progress as you spend. Use insights to maximize your savings, optimize your spending, and reach your goals faster. Key notifications, built-in reports, and cash-flow projections make it easy to plan ahead. Simplifi creates an adjustable spending plan just for you. Add your own watchlists and savings goals to customize it even more. Check in with the app throughout the month to make smart choices and stay on top of your money the simple way!Starting Price: $2.99 per month -
22
Current
Current
Current is a financial technology company offering a mobile app designed to help users manage their finances effectively. Key features include Cash Advance, allowing eligible users to access up to $500 instantly without interest, late fees, or credit checks; Thrive, a line of credit ranging from $200 to $400 aimed at building good credit history; AutoSave, which analyzes income and expenses to automatically set aside savings; and tools for budgeting and credit score monitoring. Current charges an $8 monthly subscription fee for access to its services.Starting Price: Free -
23
MoneyManager Ex
MoneyManager Ex
Financial management can become complicated when there is no clear understanding of how much money we are getting, regarded as income as opposed to our expenses. The first step towards better financial health is to maintain good financial records: it's only when we have a clear understanding of where our money goes, that we can make an informed decision of where to cut back on our expenses. Of course, there is no right or wrong answer to how to spend money: here's where personal finance software comes in. They help to slice/dice the financial data to give better insight into what is going on. Always remember the software can only be as good as the data it has to process. But if you have started thinking of even using personal finance software, you are well on your way to making every dollar count.Starting Price: Free -
24
Lumio
Lumio
With all your accounts in one place, track your balances in real-time, see where all your money is going, and get smart AI-insights into what you can set aside - as an individual and a family. Go beyond: track your joint accounts, current accounts, credit card, investments, ISAs, savings and more all in one money dashboard. Get a complete categorised breakdown of your income, spending and investments. Never get caught out by a pesky subscription again. Improve your habits with AI-powered notifications on how your spending is changing, and when you can afford to set some extra money aside. Whether you’re expecting a baby, just got a pet, or you’re buying a new home together - have peace of mind knowing your money is working for you and your loved ones. For far too long, expert money management has been only for wealthy individuals. We built Lumio because we believe everyone deserves the same level of personalised money management, regardless of their background and circumstances.Starting Price: $4.80 per month -
25
Wallet Story
Wallet Story
Let's record expense and income. Getting started is the easiest financial plan. Some of the features that Wallet Story provides are adding a photo and tag on transactions, categories and subcategories, chart and graph expense and export data for backup. With Wallet Story you can revenue receivables, saving money target, support the buddhist/christ era, export data for backup, recurring transactions, add a photo and tag on transactions and categories and sub-categories.Starting Price: Free -
26
Actual
Actual
Automated finance tools are great, except when they aren’t. We provide you with tools that are quick to use, but ultimately you are in control. We help you learn, instead of dictating. A beautifully designed interface is fine-tuned to get out of your way and make it as fast as possible to explore your finances. Your data is synced in the background so all devices have access, but the app totally works regardless of your network connection. Save hundreds of dollars a year (at least!) by tracking your spending. Based on tried and true methods, our budgeting system is based off of your real income instead of made up numbers. This makes you face your real spending, and clearly shows how much you are saving each month. Breeze through your transactions and update them easily with a streamlined, minimal interface. Categorizing your transactions correctly is important and we’ve optimized this process. Manage split transactions and transfers all in the same editor.Starting Price: Free -
27
MoneyWiz
MoneyWiz
MoneyWiz is not like other finance apps. It's packed with features for the pro-user, yet it's easy to use for the beginners. It doesn't tell you how you should manage your money, instead it's so versatile that it allows you to manage them the way that makes sense to you! Works offline and syncs completely automatically when online. Backed by 256bit military-grade encryption for both data transfer & storage! Whether you want to import data from another app you've been using, connect to your banks or just manage things manually, we've got you covered! Stay on top of your spending and easily achieve your saving goals. MoneyWiz offers both income & expense-based budgets with automatic detection of new transactions based on categories or tags. You can easily rebalance the budgets at any time by moving money from one budget to another. The built-in budget progress view shows you exactly where you are vs where you should be.Starting Price: $4.99 per month -
28
Planswell
Planswell
Planswell provides a free, web-based financial planning engine that delivers personalized retirement, debt, investment, and insurance strategies in about three minutes. By inputting current savings, contribution levels, desired retirement age, and risk tolerance, its engine forecasts total nest‐egg growth, designs an optimized lifelong drawdown plan, and allocates funds across account types to minimize taxes and maximize savings. It aggregates existing debts, recommends consolidation at the lowest available interest rates to improve cash flow, and calculates insurance needs to protect income in the event of death or critical illness. It offers interactive dashboards, scenario‑driven calculators (including budgeting, child affordability, and insurance/investment needs), and detailed, exportable reports, all accessible through a secure online interface. Users can opt for a free review with a local financial advisor without sharing highly sensitive information. -
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Lenme
Lenme
Lenme is a peer-to-peer lending platform that connects borrowers seeking quick personal loans or cash advances with financial institutions, lending businesses, and individual investors interested in the smaller loan market. By leveraging technology, Lenme eliminates unnecessary costs, providing borrowers with transparent and immediate access to capital, while offering lenders the same data and tools typically available to large financial institutions. Borrowers can request loans ranging from $50 to $5,000 through a simple three-click process, specifying the desired amount and repayment period. Lenders then compete to offer the most favorable interest rates, regardless of the borrower's credit score. For investors, Lenme provides access to over 2,000 data points on each borrower, including credit reports, banking data, income, and payment history, enabling informed investment decisions.Starting Price: Free -
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Albert
Albert
Albert is an all-in-one financial app designed to simplify personal finance management by integrating budgeting, saving, spending, and investing features into a single platform. The app automatically creates custom budgets, tracks spending, monitors bills, and identifies savings opportunities. Albert offers banking services, including cash back on spending, early paycheck access, and fee-free ATMs, through its partnership with Sutton Bank, Member FDIC. The app also provides automated saving tools, personalized investment options in stocks and ETFs, and 24/7 identity protection with features like dark web monitoring and credit report alerts. Additionally, users have access to a team of finance experts for personalized advice, making Albert a comprehensive solution for managing finances efficiently. -
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Balance Pro
Balance Pro
Take charge with Balance Pro's powerful features. Connect banks for automatic syncing or use the digital register for manual control. Track spending across multiple accounts - checking, savings, credit cards, and investments. Set custom budgets and goals with intuitive progress tracking. Never miss bills with comprehensive payment reminders. Scan receipts with your camera for instant transaction attachment. Gain insights through detailed spending reports and cash flow analysis. Create custom categories to organize your way. Switch between currencies for global money management. Export data to CSV for spreadsheet analysis. Get help from Fin, your AI financial assistant. Find transactions instantly with powerful search. Enjoy bank-level security while accessing your finances on any device - iOS, Android, and web. Start free and upgrade for premium features. Balance Pro: where clarity meets simplicity in your financial journey.Starting Price: $3.99 per month -
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Bright Money
Bright Money
Bright Money is a financial app designed to help users reduce debt and build credit history. By connecting your checking account and credit cards, Bright analyzes your income, spending habits, and debts to create a personalized plan. Utilizing its proprietary MoneyScience system, which comprises 34 algorithms, Bright makes automatic, optimized payments toward your credit cards, ensuring timely payments and minimizing interest charges. This approach not only helps in paying off debt faster but also contributes to improving your credit score by maintaining a positive payment history and lowering credit utilization. Additionally, Bright offers the Bright Builder feature, which sets up a small line of credit used to pay off your credit cards. Bright manages the repayment of this line of credit automatically, building a fresh, positive payment history and improving your credit utilization ratio, both of which can boost your credit score.Starting Price: Free -
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Maxim Money
Wildfire Software Ltd
Maxim Money is the ultimate personal finance solution — beautifully designed, incredibly powerful, and built to make managing your finances effortless. Whether you’re tracking spending, planning investments, or simply trying to understand where your money goes, Maxim Money puts everything you need at your fingertips. Maxim Money isn’t just another finance app — it’s your complete financial command center. Spend less time clicking and more time living, knowing that every detail of your financial world is under control. Take charge today — download Maxim Money and experience the difference.Starting Price: £20 -
34
Quicken
Quicken
Keep your finances organized with Quicken and make this tax season the easiest one yet. Get your complete financial picture at a glance. With Quicken, you can view your banking, investment, retirement, and credit card accounts - all in one place.* Stay on top of your spending by tracking what’s left after the bills are paid. Make more informed money decisions by creating custom budgets you’ll stick to. See what’s coming in and what’s going out. Check what your balances will be after paying bills. And get alerts so you never miss a due date.* Review your portfolio, monitor performance, and see market comparisons to have more confidence in your buy/sell decisions.* Over 17 million members have trusted Quicken to plan and grow their finances for over three decades.Starting Price: $29.99 per year -
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Juta
Juta
Juta is a powerful and easy-to-use finance tracker app that helps you stay on top of your money, no matter where you are or what currency you're using. With Juta, you can quickly see where your money is going, track your expenses, and create a budget that works for you. Our app offers custom categories, secondary currency support, loan tracking, and a powerful analysis tool that helps you gain insights into your spending habits. Juta also offers a currency converter, export to PDF feature, auto-sync, and multiple themes to choose from. Whether you're using your phone, tablet, or computer, Juta is compatible with multiple devices, so you can access your financial data anytime, anywhere. Stay in control of your finances and download Juta today!Starting Price: $3/month/user -
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Money Pro
Money Pro
Money Pro® is the one place for bills, budgets and accounts to manage your money properly. If you have a spending side to you this expense tracker is just what you need. Money Pro works great for home finance management, control of travel budget and even for tracking business expenses. The app exists from 2010 on iOS/Mac (over 2.5 mln downloads worldwide) and now is available on Windows. Money Pro is a simple tool to track and manage your finances with ease and deep understanding. It will help you cut spending, achieve financial goals and become financially free. Money Pro® is the one place for bill planning, budgeting and keeping track of your accounts. Easy sync and iPhone/iPad versions combined in one app. Money Pro works great for home budgeting and even business use.Starting Price: Free -
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Fyenance
Fyenance
Fyenance is a desktop application tailored to simplify personal finance management with a strong focus on privacy and user control. Unlike many other financial applications, Fyenance operates entirely offline, meaning all financial data is stored locally on the user's device. This ensures the utmost data security as no information is shared with external servers or the cloud. The application is available through a one-time purchase, offering lifetime access to features and updates without recurring subscription fees. Key functionalities include a Smart Dashboard for an instant overview of the user's financial state, management systems for regular transactions, and comprehensive reports to understand spending patterns. Users can set and track financial goals related to savings or investments, fully control how financial data is managed, and maintain all data entries manually. Furthermore, Fyenance facilitates the integration of bank statements for easy transaction imports, and more.Starting Price: $12 one-time payment -
38
PocketGuard
PocketGuard
The main idea behind PocketGuard is to help customers spend less than they earn. That’s why we have made the IN MY POCKET feature. We crunch the numbers to show how much spendable money you have after setting aside enough for bills, goals and necessities. Organize your bills and other spending into sections. Customize your budget the way you want by creating as many sections as you need. Analyze what merchant you spend the most and cut off that expense out of your budget. You can't even imagine how much you spend on morning coffee every day! Link your banks, credit cards, loans & investment in one place, to keep track of your account balances, net worth and more. We won't ask you to enter bank credentials just to use the app. Feel free to discover PocketGuard by tracking transactions manually. You can connect bank accounts anytime later.Starting Price: Free -
39
Emma
Emma
Leverage the power of Open Banking to track all your accounts in one place and budget in the 21st century. Emma analyses your transactions to give you the full list of recurring payments across your accounts. Emma automatically tracks and categorises your expenses across accounts. Get advanced insights into your spending behaviour. Investing is one of the best ways to grow your savings over the long term. Explore accessible investing with beautifully built investment tools. Move money across multiple banks, split a purchase or topup your investment account in seconds. Your friends forgot to pay their share of rent? Remind them in one tap.Starting Price: Free -
40
Savvly
Savvly
Savvly is an innovative retirement solution designed to provide lifelong financial security with simplicity and peace of mind. Its unique dual-account model ensures consistent income until age 80 and continued protection beyond, offering a reliable solution for those who fear outliving their savings. With a low entry cost starting under $150, Savvly makes financial security accessible for everyone, from go-getters and early adopters to those new to financial planning. Unlike traditional retirement plans that often fall short, Savvly is built to adapt to the realities of longer lifespans, offering a streamlined, “retirement in a box” experience. It empowers users to secure their financial future without complexity or high costs, making retirement planning simple, efficient, and effective. Whether you’re just starting to save or looking for a comprehensive retirement strategy, Savvly offers a stress-free, reliable path to lifelong financial security. -
41
Mint
Intuit
Financial management solution that helps create budgets, track investments, manage bills & receive reminders for upcoming payments. Experience a fresh way to manage money. Reach your goals with personalized insights, custom budgets, spend tracking, and subscription monitoring—all for free. See where all your money goes by easily adding your cash, credit cards, investments, and bills. Personalized Mintsights™ make your money go further. We’ll automatically find savings you missed. Improve your spending habits with custom goals that keep you going. Save for a home, crush debt, and prepare for the future. Don’t pay more than you need to. We’ll track bills to help make sure you never miss a due date. Plus, get overdraft protection alerts. Say goodbye to spreadsheets with customizable budgets. Easily add and update your categories. Get 24/7 access to your score for free. Plus, we’ll let you know of any important changes on your report.Starting Price: Free -
42
Expense Trend
Expense Trend
Expense Trend aims to help people save money, gain control of their financials, and eliminate any financial strain they are experiencing. Expense Trend is a financial management platform that offers a wide range of tools and features to provide users with a comprehensive solution for tracking expenses, lowering bills, and achieving financial goals. Through personalized deals, personal finance visuals, and improving financial literacy, you can find easier ways to save.Starting Price: $2.99/month/user -
43
Plootus
Plootus
Plootus is an AI-powered financial planning platform that helps users manage their finances and optimize retirement accounts such as 401(k), 403(b), 457, and TSP plans. The platform provides tools to track financial accounts, analyze spending, and receive personalized investment insights designed to reduce hidden fees and improve long-term retirement outcomes. By linking multiple bank, credit card, and investment accounts into one dashboard, Plootus gives users a complete view of their financial health while helping them make smarter decisions about saving and retirement planning. -
44
Refresh.me
Refresh.me
Track your account balances, transactions, investments, and credit. Manage your privacy and protect your identity for complete peace of mind. Refresh.me integrates with over 12,000 banks and institutions, making it easy for you to see a clear view of your entire financial landscape. See a breakdown of all your transactions in once place. We'll notify you if you're spending more than usual, so you can stay on track with your financial goals. Connect your investment accounts to know how your portfolio is performing, all consolidated into one view for the full picture. Track your historical performance and allocation. By bringing your account balances, transactions, investments, and credit together in one place, Refresh.me gives you insights you simply won't get anywhere else. Managing your financial health means staying on top of your credit score, protecting your identity, and managing your online privacy.Starting Price: $12 per month -
45
Stash
Stash
Stash is a personal finance app that simplifies investing, making it easy and affordable for everyday Americans to build wealth and achieve their financial goals. Fractional shares make it easy to invest what you can afford on a set schedule. We can help you bank better with no hidden banking fees and access to early payday through direct deposit. The everyday card that helps you earn stock while you shop. Take stock of your life, our three subscription plans help make it affordable and easy. Our retirement options can help you ease into a more secure future. Stay focused on their long-term goals with our children’s investment accounts. Stash was built with a simple philosophy, everyone should have access to investing. Thanks to fractional shares, anyone can invest in the stock market with $5 or less. Stash helps more than 5 million people reach their financial goals. Stash can give you everything you need to build wealth for the long-term.Starting Price: $3/month -
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ProjectionLab
ProjectionLab
ProjectionLab captures the important details in life that other planners miss. You’ll find it easy and intuitive to build simple but rich financial plans that truly represent you, your loved ones, and the paths you choose. Simulate your financial future and chart a course toward your best life. Build a living model of your whole life's finances and discover the spectrum of possible outcomes. Identify trade-offs, backtest against historical data, and experiment with different investment strategies, account types, contribution orders, drawdown options, and portfolio blends over time. ProjectionLab has no link to your real financial accounts and the data you enter stays in your browser unless you choose otherwise. If you upgrade to Premium, you can choose between several data persistence options. Journal and visualize your actual progress over time and compare it against your initial projections.Starting Price: $9 per month -
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Moneydance
Moneydance
Moneydance is easy to use personal finance software that is loaded with all the features you need: online banking and bill payment, account management, budgeting and investment tracking. Moneydance handles multiple currencies and virtually any financial task with ease. Moneydance can automatically download transactions and send payments online from hundreds of financial institutions. It learns how to automatically categorize and clean up downloaded transactions. This is an overview of your finances. The information shown includes account balances, upcoming and overdue transactions and reminders, and exchange rate information. Clicking on an account or choosing an account from the drop-down account list will take you to the register for that account, where you can enter transactions or reconcile the account against a statement. Clicking on a transaction reminder will display a window where you can automatically record the transaction.Starting Price: $53 one-time payment -
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Maybe
Maybe
All the interactive tools and calculators you need to visualize and navigate your financial journey. See how much your 401k balance and payout amount in retirement will work for you. See how long your savings will last by accounting for your monthly expenses and savings growth rate. Calculate the return on your investments and evaluate the gain or loss. See how to easily plan your loans and understand your repayment schedule. Understand how inflation is impacting an asset’s future price and your future buying power. See how your investments grow over time by earning interest on interest and letting your money work for you. Jargon-free, in-depth articles on everything you need to know about personal finance and wealth management. The goal is to let you run the app yourself, for free, and use it to manage your own finances and eventually offer a hosted version of the app for a small monthly fee. Join the waitlist to get notified when a hosted version of the app is available.Starting Price: Free -
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Basil
Basil Finance
Basil is an intuitive and feature-rich portfolio tracker and investment research app designed to serve both novice investors and seasoned finance professionals. At its core, Basil is equipped with robust tools to monitor and manage investment portfolios, offering a seamless and dynamic user experience that demystifies the complexities of financial markets. Portfolio Tracking: Basil provides real-time data and analytics on users' investment portfolios. It offers a comprehensive dashboard that displays asset allocation, investment performance, and historical growth. Users can track stocks, bonds, mutual funds, ETFs, and other securities, all updated continuously with market data. Customizable alerts keep users informed of significant changes and opportunities in their portfolio. Investment Research: In addition to tracking features, Basil serves as a powerful research tool. It aggregates financial news, market data, and in-depth analysis, giving users access advanced statistics.Starting Price: $5.99/month/user -
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Lunch Money
Lunch Money
Lunch Money is a personal finance tool with multicurrency support for the modern-day spender. Meet your biggest cheerleader in budgeting today! Delightfully simple personal finance & budgeting. Made for you, the modern-day spender. Split, group, tag, and categorize transactions the way you want. Track every dollar, euro, and yen and see it all add up in your home currency. Track your net worth over time for an overall view of your progress towards your goals. Build up a system of rules to put organizing your transactions on autopilot. Set an attainable budget every month with the help of useful historical data. Track your monthly, yearly, and weekly recurring expenses easily. Run queries against your transactions to get spending insights. Invite unlimited collaborators to your budget. Need assistance? We're just a message away and we're always happy to help. Stay secure with two-factor authentication and data encryption at rest.Starting Price: $10 per month