Alternatives to Gynger
Compare Gynger alternatives for your business or organization using the curated list below. SourceForge ranks the best alternatives to Gynger in 2026. Compare features, ratings, user reviews, pricing, and more from Gynger competitors and alternatives in order to make an informed decision for your business.
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Mollie
Mollie
Mollie is a money management platform that powers growth for over 250,000 businesses – from startups to enterprises. It's a single platform to get paid and simplify your finances, with online and in-person payments, subscriptions, financing, reconciliation, invoicing, and fraud prevention tools. Get started in minutes with transparent pricing, no hidden fees, and no lock-in contract.Starting Price: €0.25 per transaction -
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Alviere Hive
Alviere
Alviere’s embedded finance platform allows any organization to seamlessly integrate financial products and services into their existing offerings, and provide customers and partners with the most comprehensive embedded financial solution on the market. Alviere’s platform offers an extensive range of customizable branded products and services that include FDIC-insured virtual accounts and physical card issuing, payments, digital global money transfers, and crypto/web3 products, all through one API integration. Alviere is a fully licensed and regulated financial institution, and provides comprehensive compliance, risk management, fraud/AML montioring and security to ensure long-term program success.Starting Price: $0 -
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Vitt
Vitt
Unlock the cash trapped in your SaaS company's recurring revenues. Raise immediate, upfront growth capital, without debt or dilution! Right now, if SaaS founders want money, they have to pitch VCs (who typically haven't even worked for a startup) or try (and fail) to get money from banks. With Vitt, get upfront, non-dilutive financing against your monthly recurring revenues. Never trade growth off against dilution again. No need to waste time speaking to venture capitalists. Grow by closing customers, not investors. Money is only useful once it's in the bank. Sign up in minutes, get your cash in seconds. Don't lose weeks negotiating payment terms with your customers. Give them flexibility and still get your cash upfront. No more discounts for upfront payment. Strengthen your topline without worrying about cash flow. We analyze your financial data and give a financing decision in a matter of minutes, not months. No more searching for intros to VCs in your network. -
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Banxware
Banxware
Banxware provides the technology and the funds for business financing of any kind, fully embedded in your platform or as an affiliate solution, all managed by Banxware. Help your merchants grow their platform revenues. Provide your merchants with easy access to capital based on their most recent performance. You’re in the driver's seat. Looking for integrated business financing of any sort embedded in your platform? You define your needs, we build and run them! Offer your merchants a platform-branded cash advance program based on transaction volume, straight from your payment gateway. Increase merchant revenues on your marketplace. Offer a business lending product embedded in your merchant portal. We make integrating business financing solutions into platforms as easy as 1-2-3. We approve payout financing within 15 minutes. Banxware empowers platforms to offer financing products based on recent financial transaction history such as merchant cash advances. -
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Liberis
Liberis
At Liberis we’re experts at embedding revenue-based finance solutions into your existing customer experiences. You can provide your business customers with the intuitive, responsible finance they’re after. Our embedded finance platform empowers you to offer finance directly to your customers within your own customer experiences. We’ll handle the documentation, legal processes, and funding. Your customers need finance for many reasons, from cash flow management to business growth. Liberis’ embedded finance platform provides a fast and simple solution, with a revenue-based payment method that we know businesses owners love. -
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Float
Float
Float is the leading provider of non-dilutive capital for B2B SaaS companies across 13+ European countries. We specialize in revenue-linked credit facilities that evolve alongside your business, specifically built for the recurring revenue economy. Built by operators for operators, Float enables recurring revenue companies with €250k+ ARR to unlock growth capital without warrants, personal guarantees, or equity dilution. Whether extending runway between rounds or funding a critical GTM sprint, our platform provides the strategic capital optionality needed to scale on your own terms. -
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Jenfi
Jenfi
Asia’s most flexible growth capital. Fund marketing, inventory, and more, on your terms. Our fully online application process is fast and secure. We'll provide you with a decision in as little as 24 hours. Qualify for up to $500,000 and grow sales faster with dedicated funds to spend on marketing. We'll simply take a small % of your revenue to repay the funding. With no fixed repayment date. Qualify for additional flexible finance that allows you to grow even faster. Our financing model is 100% flexible to your sales and growth potential. We'll recoup our investment by taking a fixed % of your sales. This is much simpler than repaying a lump sum. Know the full cost up-front with a flexible repayment date. Thousands of digitally-enabled businesses in Asia are serviced by Jenfi. Businesses today are built differently. They should be funded differently. Get instant access to funds for your growth and marketing expenses. -
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Ratio
Ratio
Reimagining technology procurement and funding by combining payments, predictive pricing, financing, and a seamless quote-to-cash process into one platform. Flexible payment options to close faster, embedded into sales. Get funded now leveraging your existing recurring revenues. Get paid now even though customers pay later. Align payments to Ratio with customer payments. Unlock capital for growth from your own assets without dilution or debt. No monthly payments are required for Ratio unlike venture debt and revenue-based financing. Pick and choose which contracts to sell based on your cash flow needs. The Ratio team is made up of experienced SaaS and finance executives, serial entrepreneurs, builders, and dreamers. Equity is a critical piece to building your company and compensating your team. Taking strategic capital from Ratio involves no dilution from selling equity or issuing warrants. -
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AdvancePoint
AdvancePoint
Revenue-based loans are a type of financing that provides alternatives to traditional business financing. Revenue-Based financing (RBF) leverages the business’s sales (revenue) and net profit margins to raise money for needs such as working capital, cash flow, inventory, growth, and emergency infusions of capital. Revenue-based financing agreements can be structured in multiple ways but usually is in the form of a business loan or business advance from a designated lender. The most common types of business funding products for revenue financing are short-term business loans, invoice financing (Factoring), purchase order financing, or future receivables sale and purchase agreements (also known as a merchant cash advance or business cash advance) and royalty-based financing. There are so many funding options to choose from with revenue-based financing -so let’s take a look. -
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re:cap
re:cap
Convert up to 50% of your ARR into instant upfront cash. Complement your capital stack to increase optionality and reduce risk. With re:cap, you are no longer limited to restrictive debt or dilutive equity financing. Go ahead and unlock your recurring revenue on demand. From now on, getting financed is easier and faster than anything you have seen before. re:cap seamlessly integrates with your infrastructure – no extra work for you. We offer you a product that keeps scaling with you. Your financing terms steadily improve as your company grows and builds up a track record with re:cap over time. Your business generates predictable recurring revenue. Your product is live and used by a growing customer base. -
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N+1 Capital
N+1 Capital
Entrepreneur-friendly capital to help you grow while keeping your vision and independence intact. A data-driven process provides quick access to capital without any collateral or personal guarantee. We are a $100M fund that solves four major challenges faced in the typical fundraising process. No exposure to the entrepreneur's personal assets. Suitable for asset-light companies. Tech-driven risk scoring model. Faster capital allows faster time to market & scale. Monthly commitment based on revenue with payback tenors ranging from 1-3 years. Complements other forms of capital, provides extended runway and a continuous flexible line of credit. Investment amount up to 4x of monthly revenue. We are an investment firm that provides funding on a share of revenue basis. Investments are not collateralized; there are no equity sale requirements. Investment contracts are structured so that repayment is sourced solely from an agreed-to percentage of revenue and capped per mutual agreement. -
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Element Finance
Element Finance
Absolutely no dilution or warrants, ever. Drive your SaaS company's recurring revenue growth with up to $10m in venture finance. A long-term capital partner over the life of your business. Let’s face it, not all debt is created equal. We believe there’s a different way to grow and finance should be straightforward and tailored to the needs of the business. We take a personal, partnership-led approach to learn your business and help you build the right capital stack. Flexible, customized approach to finance structure. We'll customize what you need with no hidden terms and conditions. We are committed to helping SaaS founders build their capital stack while limiting their cost of capital equity. Growth finance simplified. No board seats, personal guarantees, warrants or equity. Financing with a fixed interest rate and payment schedule. Multiple tranches reduce your cost of capital. -
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Parafin
Parafin
Parafin supplies the crucial connective fabric that makes financial services robust and enduring. We take on sourcing, underwriting, origination, servicing, compliance and risk, and more. It starts with our superior underwriting. Our sophisticated machine learning models uses data from millions of businesses across all industries and verticals to determine offer eligibility and terms and optimize merchant experience. We created a sleek, white-labeled UI that embeds seamlessly into your existing platform experience. We take on risk and ensure that our products are compliant with various government regulations. We navigate the complexity of capital markets on your behalf. By partnering with best-in-class financial institutions, like Jefferies and Silicon Valley Bank, we always have a reliable flow of funds to support your merchants. We supply more than a framework. Our out-of-the-box solution provides an end-to-end financial services program. -
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Extend
Extend
A simple, powerful tool for your existing business credit card. Instantly create secure virtual cards for employees, projects and vendors. The Extend App is the most convenient and secure way to send virtual credit cards to your network. Build the products of tomorrow. API enables developers with powerful virtual credit card capabilities. Leveraging Extend APIs, a leading online lender has partnered with a destination resort to offer additional payment options to guests. From upgrades to enhanced experiences, guests have an efficient and convenient payment option with access to an immediate, flexible term loan offering. Use our APIs to create new products for payment, lending, and more. An innovative insurtech utilizes Extend APIs to optimize payment operations. They’ve eliminated cash flow issues for doctors and benefit from automated reconciliation and credit card incentives. -
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Multipli
Multipli
Your business relies on customers spending with confidence. So what gets in the way? There are many reasons why a technology-based sales deal can go south but issues with budgets and finance are common. Sticker shock, rigid payment term policies, restrictive vendor or bank finance, extended credit requests or a deal size above the sign-off threshold are just a few examples. Multipli is a financial service company that partners with B2B technology businesses. Everything we do is about simplified payment plans. We’ve created programs that boost sales, cashflow and allow founders to retain their equity. We are unique as we have digitized the finance process from start to finish. Best of all, when you Multipli your business, you enjoy the revenue and we take all the risk. Our approach to finance means even smaller, fast-growing businesses can compete more effectively with larger competitors. Businesses with traditional sales and pricing models can innovate to create a consumable offering. -
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Settle
Settle
Settle is a unified platform designed to streamline financial and operational workflows for consumer packaged goods (CPG) brands. It offers tools for procurement, inventory management, accounts payable automation, and access to non-dilutive working capital. With features like automated purchase orders, real-time inventory tracking, and seamless integration with platforms such as QuickBooks and NetSuite, Settle enables brands to efficiently manage their supply chain and financial operations. The platform also provides transparent financing options with flexible repayment terms, supporting strategic growth without equity dilution. By consolidating these essential functions, Settle empowers CPG businesses to optimize cash flow, reduce manual tasks, and scale effectively.Starting Price: $149 per month -
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365 Business Finance
365 Business Finance
365 Business Finance funds businesses in the UK, advancing SMEs finance enabling them to undertake development, purchase stock, settle unexpected bills or any other business need you may have. The flexible repayments offered by 365, which see repayments mirror credit and debit card sales, have proven popular amongst SMEs looking to protect their cash flow. 365 Business Finance works closely with payment processors and card terminal providers allowing for an extremely smooth merchant cash advance application process that does not require the submission of a business plan. Almost 90% of all applications are provisionally approved within 24 hours. With a strong team of funding specialists on hand, each applicant is allocated a dedicated funding specialist to help them through the application and ensure the finance is approved and available in the quickest time possible. -
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United Capital Source
United Capital Source
Whatever the size of your company, we’ll find funding programs designed to suit you! One of the most significant flaws of traditional small business loans is the repayment terms. You have to make a fixed payment every month, even though every company goes through ups and downs. Many companies cannot qualify for traditional bank loan products for this exact reason. Consistent revenue isn’t a possibility when your industry comes with busy and slow seasons. If this sounds like your business, revenue-based financing may be the right financing product for your needs. This unique product is very similar to a merchant cash advance, but it’s not just for businesses with high debit and credit card sales volumes. You can also access higher borrowing amounts and longer terms. Revenue-based business loans are easy to qualify for and, depending on your sales volume, even easier to pay back. -
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Drip Capital
Drip Capital
Get quick access to cash using your outstanding invoices or inventory. Drip Capital’s buyer finance solutions provide a low-cost line of credit that importers & traders can avail at the click of a button. SMBs can get the additional working capital at a lower cost and improve their cash flow to invest in technology, buy more inventory, acquire new customers, meet seasonal demands, and expand to new markets, thereby allowing them to boost sales and grow their business at a faster rate. Build a long-term reputation by offering favorable terms to your customers and on-time payments to your suppliers. Get funded within 24 hours of submitting the documents on our platform. Create a healthier, more profitable business with a shorter cash-conversion cycle. Leveraging international trade data, we have created innovative financing solutions that help small businesses grow and scale their operations.Starting Price: Free -
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Lunch
Reverse Contact
Lunch provides push-button net-terms financing to businesses on your platform. Grow your platform by offering flexible payment terms on every transaction. Lunch provides the capital, compliance, and technology by API to directly integrate your platform with our financing infrastructure. Earn a revenue share anytime your suppliers access instant capital via Lunch. Digital payments, instant access to capital, and a payments dashboard create an incredible value-add experience that deepens the connection with your platform. Manual processes, approval schedules, and outdated payment methods mean government agencies can take weeks or even months to pay. Provide digital payment options for buyers on your platform - government agencies using your platform receive digital payments for free. Allow buyers to securely connect their bank accounts and get paid digitally by your customers, free of charge. -
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Recur Club
Recur Club
Recur Club transforms your recurring revenue into upfront capital through subscription-based financing! Trade your monthly or quarterly subscriptions into instant upfront capital. Connect with your finance and subscription manager or share data to get your trading limit. Get your future revenue today and repay as your customers pay without investor pressure or debt covenants. The fastest way to cash in the bank. Trade to get capital whenever you need it. Get exclusive access to Recur Insiders with data-backed insights about your business & advisory from industry veterans. Recur works with a single obsession to empower founders to focus on their business as they scale. We partner with companies by unlocking fast, flexible, transparent, and non-dilutive capital at every stage of their growth journey and provide an ecosystem to amplify their growth. Share a few company details like CIN, PAN, and GSTIN to create your account on Recur Club. -
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Kapitus
Kapitus
Traditional term loans are not the right fit for every business situation. With more stringent approval criteria, higher amounts being required, longer processing and approval times, compounding interest rates, and the idea of a long-term commitment required, there are times when a traditional loan just doesn’t make sense. For those times, Revenue-based Financing just may be your ideal solution. Revenue-based financing comes with financing amounts that start as low as $10,000, approvals that are based more on a strong sales history and recurring annual revenue than they are a credit score, and because terms are shorter, you pay less in finance charges. Revenue-based financing allows you to take advantage of opportunities that you otherwise would have had to miss out on because of a lack of available funds. Both big and small disasters happen throughout the life of a business, revenue-based financing can quickly give you the money you need to quickly address any unexpected issues. -
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Pipe
Pipe Technologies
Instant access to your annual cash flow. Get up to the full annual value of your booked monthly and quarterly subscriptions. Scale your business without dilution or debt. Sync your existing billing platform. We seamlessly integrate with your billing stack to qualify and underwrite your business. There’s no disruption to your customers – they won’t even know we exist. Select your subscriptions. Pipe automatically tracks your paid subscriptions and generates offers for their full annual value. View your payout potential and access instant capital - all in one centralized dashboard. Get paid instantly. Instant transfers means cash in a few clicks. No waiting, no negotiating. Fuel growth without giving up ownership or taking on debt. Acquire and retain customers with newfound flexibility. We give you the power to offer flexible payment terms with confidence. Win more deals without the burden of delayed cash flow or discounted ACVs. -
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Stenn
Stenn
Growth on your terms, whether you need $10k or $100m. Get paid faster and win new clients. Find out if you're eligible for funding within hours and with minimal paperwork. Our global reach helps you expand into new countries or continents. Our finance products have produced results for hundreds of companies like yours. Send us your pending invoices, and we fund you for that amount. We then collect the money directly from your buyer, charging you a small percentage of the total. Access non-dilutive capital based on your future recurring revenue. Payback at your pace, with rates based on your growth. We offer seamless technology and a simple application process. To make accessing funding frictionless. We're the experts in can't-wait capital. Putting money in your account sooner, so you can invest in growth. Get funding to spend as you please, with payment terms that flex to match your revenue. -
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Velocity
Velocity
Raise up to ₹4 Crore in revenue-based financing to boost your marketing and working capital spending. Apply now and get a term sheet within 2 minutes. Share revenue and cost details about your business. Get an indicative offer within 24 hours. Securely share access to your online accounts. Get funded within 7 days. Start spending! A % of your revenues are collected until the principal plus a small fee gets repaid. Apply online and get a term sheet within 2 minutes. Get funded within 5 days through a fully digital process. Deploy flexibly and pay only for what you use. Repay flexibly as a percentage of your revenue. Founder-friendly capital with no equity, collateral, or personal guarantees. Pay just a single flat fee of 5-8%. Funding keeps scaling with your revenues. Build a repayment history and keep getting better terms. Velocity works seamlessly with platforms you already use. -
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Levenue
Levenue
Levenue is the only fintech company in Europe that enables subscription-based businesses to trade their recurring revenue for upfront capital. On the other side of the platform, Levenue enables investors to buy recurring revenue from subscription-based businesses at a discount, making it a great investment option. The financing process is very quick due to the integrations and automated underwriting, so you can expect to receive an offer as soon as 48 hours after applying. The is no dilution, no equity deals, and no collateral or personal guarantees, making Levenue the ideal financing option for your subscription-based business. How it works: 1. The subscription company signs up and connects their financial data 2. Levenue analyzes the data 3. A trading limit is set for the applicant's account 4. The applicant can request several trades 5. The investors see and bid for the trades 6. The most affordable offer wins 7. Both sign a contract, and the wire is sentStarting Price: 1% of the financing -
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Modernbanc
Modernbanc
Modernbanc offers an AI-driven finance platform that acts as your virtual finance team by enabling natural‑language chat to query business finances and generate real‑time dashboards and projections. It centralizes and harmonizes financial data by integrating all payment processors in one unified ledger and orchestrating money flows across accounts, while robust APIs, including the Encryption Vault API, securely store and tokenize payment data to achieve PCI‑DSS compliance in minutes. Modernbanc automates end‑to‑end financial processes such as transaction reconciliation, reporting, and profit & loss and cash flow statement generation with dynamic, spreadsheet‑like visualizations called Charts. Users benefit from real‑time runway calculations, customizable revenue trackers, and automated alerts that detect anomalies. Designed for flexibility, it provides RESTful APIs, webhooks, and customizable modules to embed secure financial operations into any application.Starting Price: Free -
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Behalf
Behalf
Whether you’re a merchant looking to provide financing to your business customers, or a small or medium-sized business looking for cash flow solutions, Behalf is the proven and trusted partner to help you finance your business purchases with each approved transaction. Behalf’s experience and depth of knowledge allow us to empower your business on day 1 and evolve with you as your business grows in the years to come. Behalf was founded on the belief that affordable access to capital is essential to growing any business. Financing preferences are tailored to each unique business customer. Advanced decision models. Over 21,000 merchant partners served to date. Over 135,000 small-medium-sized business customers served. Dedicated account management and support. Full-service marketing. Customized onboarding and launch planning. Purchasing limits from $3,000 to $1,000,000. Seamless customer enrollment and checkout. Flexible integration options designed with merchants in mind. -
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actyv.ai
actyv.ai
Embedded finance offerings for the B2B ecosystem orchestrated on a single platform enable enterprises, distributors, and retailers, and financial institutions to rapidly grow their business. actyv.ai brings together cutting-edge technology and embedded financial offerings, catering to each of the B2B supply chain ecosystem stakeholders. Onboard business partners rapidly in a completely digitized process using actyv Go. Ensure data-backed decision-making and remove subjectivity while onboarding business partners leveraging actyv Score. Get access to embedded buy-now-pay-later payment options for your working capital needs through actyv PayLater and secure your BNPL credit through bite-sized actyv Insure. actyv.ai’s platform provides quantifiable benefits to all stakeholders in the B2B ecosystem. A seamless onboarding and scoring experience with access to embedded finance offerings on a single platform. -
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Fleximize
Fleximize
We’re an industry-leading digital business lender with a genuine passion for supporting UK SMEs. Our customers have named us Best Business Finance Provider at the British Bank Awards, twice. In short, we’re the cream of the crop, dedicated to bringing you industry-leading products and the best experience possible. Our team will get to know the person behind the business, listen to your needs, and match you with the best product, rates and loan terms. You’ll also be greeted by the same point of contact if you return to us for another round of funding later on. Both our Flexiloan and Flexiloan Lite come as either unsecured or secured, depending on your business needs. We understand that you may need a little breathing space, which is why we offer top-ups and repayment holidays during your loan term. During these unprecedented times, your community relies on you, and you can rely on us.Starting Price: 0.9% Fee -
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Stripe Connect
Stripe
Stripe Connect is the fastest and easiest way to integrate payments into your platform or marketplace. Our APIs enable you to build and scale end-to-end payments experiences, from instant onboarding to global payouts and create new revenue streams, all while having Stripe handle payments KYC. Get to market faster without the upfront costs or development time usually required for payment facilitation, with Stripe-hosted onboarding. Make payments a powerful source of revenue with our revenue share program, or mark up payments to earn on every transaction. Reach more customers worldwide with a global payments platform, and support 135+ currencies and local payment methods through a single integration. Monetize Stripe’s complete suite of financial services products by offering financing, expense cards, or money management accounts to your users. Whether you use Connect’s pre-built, optimized UIs or build your own custom flows, it’s easy to get your users up and running quickly.Starting Price: $2 per month -
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Karmen
Karmen
Karmen natively integrates to your existing tools in a few clicks. Easily share your data through secured and confidential API connections. Karmen analyses your data and provides detailed performance dashboards. Based on your score, Karmen will propose the most competitive financing offers to accelerate your growth. Receive your growth capital in less than 48 hours. With Karmen, grow your business on your terms. Karmen doesn’t disrupt the billing workflow or interfere with customer relationships. You continue to collect payments from your customers as normal, then they’re automatically sent to Karmen each month. Your customers don’t even know we exist. -
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Flow Capital
Flow Capital
When and when not to use RBF during your journey. Explaining the structure of RBF loans, including cost and duration. What to look for and what to avoid when choosing a lender. Which terms you should look out for and negotiate. Revenue-based financing, also known as revenue sharing or royalty-based financing, is a method of raising capital for emerging and high-growth businesses. Investors inject growth capital in exchange for a percentage of monthly revenues. Revenue-based financing, also known as revenue sharing or royalty-based financing, is a method of raising capital for high-growth businesses in which investors inject growth capital in exchange for a percentage of future monthly revenues. -
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LendAPI
LendAPI
LendAPI is a highly flexible, infrastructure-first lending and financial services platform that enables organizations to build, launch, and scale custom credit products without the drag of legacy systems. Its Product Studio offers a visual no-code interface to design and publish new lending products in days, while the Decision Engine, Rules Studio, and integrated Pricing Engine allow dynamic rule-configuration, underwriting logic, and pricing strategies to be updated instantly. It includes core modules for Loan Origination and Loan Management, supports embedded-finance use cases such as point-of-sale financing, BNPL (Buy Now Pay Later), real-estate lending, and virtual cards, and offers deep integrations with KYC/KYB, credit-bureau data, fraud-prevention tools, and document-automation. With more than 270 pre-built integrations and a fully API-driven architecture, LendAPI enables fintechs, banks, and retailers to reduce manual review by ~30%. -
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Capchase
Capchase
Make fundraising a thing of the past, tap into non-dilutive growth capital on-demand. Receive up to a year of upfront capital immediately, giving you the flexible funding you need to grow your business and scale. Select unpaid invoices or recently paid expenses, and choose repayment terms of 3, 6, 9, or 12 months. As much funding, or as little, when you need it. We accept monthly, quarterly, even yearly contracts, adapting to meet your demands. We provide the necessary funding you need at that moment. Your money works for you rather than sitting idle. Within 24 hours, we assess the funding needed and deposit it instantly to your account. Our easy-to-use interface allows you to understand and manage all your transactions and accounts. Access more capital as you scale. We are your partner every step of the way, reducing our rates the longer we work together. Your data enables us to quickly provide you with the right amount of capital your business needs. -
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Stripe Capital
Stripe
Stripe Capital provides access to fast, flexible financing so you can manage cash flows and invest in growth. There's no personal credit check and no complicated application process. Eligibility is based on factors like your payment volume and history on Stripe. Funds typically arrive the next business day, directly into your Stripe account. Pay one flat fee that never changes. There are no compounding interest charges, collateral obligations, or late fees. Repayment is fully automated and adjusts to your daily sales. Stripe deducts a fixed percentage of your sales until the total owed is repaid. Select the amount that’s right for your business needs. The fee and repayment rate are set based on the accepted amount. After our team reviews your selection, the funds will be deposited into your Stripe account, typically the next business day. You’ll automatically repay the loan with a fixed percentage of your daily sales until the total amount is repaid. -
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Unlimitd
Unlimitd
Benefit from a year of cash flow thanks to your recurring income and facilitate the financing of your growth. Unlimitd turns your recurring revenue into immediate cash. Without dilution and without a personal guarantee. Unlimitd provides entrepreneurs with a unique alternative to dynamically finance their growth without losing control of their business. Unlimitd allows you to convert your recurring income into immediate cash. Our service is therefore aimed at SaaS and subscription-based companies. -
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Hydrogen
Hydrogen Platform
Embedded Finance Made Simple. Quickly embed financial services in your business using ONE connected no-code platform. Fintech is Hard. We Make it Easy and Embeddable. There are dozens of contracts, approvals, integrations, and workflows needed to build fintech. Luckily, Hydrogen has done all of the hard work for you, saving you 80% of the cost and time! Explore our embedable products: Cards Physical & Virtual Card Issuance. Cards. Issue physical and virtual debit cards with our fully built and configurable embeddable apps. No lockups, minimums, or program setup. Plus, earn revenue on every swipe! Payments ACH, Bank Auth, P2P, Roundups Payments Add ACH, bank auth, P2P, wallets, roundups, and other payments to your business, with our fully built and configurable embeddable apps. Money, Personal & Business, Finance. Add aggregation, accounting, cash flow, and budgeting analytics to your business, with our fully built and configurable embeddable apps. -
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Aria
Aria
Easily embed Aria’s financing solution into your product with our APIs. We enable instant payments and maintain your cash flow while you grow. They often seek an alternative way to get paid faster, because their business runs on tight cash flows. Adding financing features into your product would fix that, but it’s quite far from your core activity. Risk assessment is made ahead of contract, based on ARR metrics and forecasts. Our lending solution lets marketplaces and vertical SaaS embed instant advance payments into their product. -
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Fundmates
Fundmates
Fundmates' mission is to empower creators by converting their future revenue streams into immediate capital, enabling them to maximize their growth potential without sacrificing ownership. Creators can reinvest their funds however they like—hiring a team, investing in heavy equipment, or even making a partial exit—while keeping full control over their catalogs and channels. Fundmates also provides detailed data insights and advanced growth technologies to analyze current content performance, helping creators maximize their growth potential. Our Values * Creators-First: We prioritize the needs and growth of our creators, providing tailored financing solutions. * Transparency: Clear, straightforward terms with no hidden fees or conditions. * More than just Funding: Offering advanced growth technologies and detailed data insights to help creators optimize content and maximize potential. Key Benefits * Immediate Growth Capital: Access funds without giving up ownership. -
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Modern Treasury
Modern Treasury
Modern Treasury’s payment operations platform and flexible APIs enable you to add money movement and tracking to your products without the heavy lifting. There's a lot more to money movement than just moving money. Our APIs automate money movement at scale, including bank integration, payments, and reconciliation, while the web app provides complete control over fund flows with approval workflows, notifications, reporting, and more. We integrate directly with your bank instead of sitting in the flow of funds, so payments move 2x faster. Set up approval rules and track payments from initiation to reconciliation, with support for ACH, RTP, Wire and global payment methods through a single API and web app. We automatically reconcile completed payments to transactions on your bank statement as they are posted and match returns and reversals to the original payment, streamlining cash reconciliation.Starting Price: $499 per month -
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GetVantage
GetVantage
Entrepreneurship is tough and founders often need help. GetVantage is designed to empower founders like you to grow your business, on your terms. Fast, unbiased, data-driven, and non-dilutive funding up to US$ 500K in < 7 days. Powerful business intelligence and optimization tools to give you the inside edge. From marketing and logistics to payments and growth, work with only the best. Access to our wide network of mentors to help you overcome growth challenges. We are excited to partner with like-minded entrepreneurs and businesses regardless of size or sector. Access to capital does not have to be cumbersome, complex, or based on who you know. Founders deserve better. Get an indicative term sheet in minutes and a bespoke offer within days. We collect a share of your future revenue directly from your payment gateways. Scale-up with equity-free funding up to US$ 500k in < 7 days. -
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RITMO
RITMO
At RITMO we are bringing fundraising into the modern age through data and technology to make capital more accessible and transparent to Southern-European entrepreneurs. We are committed to making capital more accessible to female entrepreneurs and sustainable-oriented businesses. We allow founders to raise growth capital without giving up control of their business. We fund their marketing campaigns of between 50k Eur and 3m Eur for a flat fee recouped through a revenue share model. We do not charge interest or hidden fees, allowing founders to access fair and flexible finance. RITMO is not only a revenue-based finance provider, we are a technology platform to help our clients grow fast with the easiest and fastest way to get funded. -
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Novel Capital
Novel Capital
Novel Capital is here for revenue-focused entrepreneurs like you. Our fair, flexible, and simple growth capital options will allow you to seize your market opportunity. Just like you, we were founders who needed capital to grow our companies. So we get it. That’s why our funding approach is more than just an algorithm. Yes, we have the tech to crunch the numbers, but more importantly, we strive to understand you and your business to ensure we’re the best fit for your continued success. No equity or warrants. Increase your company’s value while retaining your equity. By giving you access to fair capital options to capitalize on your momentum without diluting your business, we free you of constraints and artificial growth expectations to focus on sustainable revenue growth. -
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Defacto
Defacto
Finance stock, marketing, and B2B receivables so you can grow on your own terms. Defacto leverages different sources of data to feed the underwriting algorithm to define the limit of the line of credit. In general, there are 4 levels of data Defacto leverages (public, financial, historical and peripheral data). The initial credit limit will evolve dynamically as your financial data changes and that we are building an history together. -
46
Bloom
Bloom
We help digital brands unlock their potential with founder-friendly capital and tools that accelerate growth. We analyse your sales data and accounts to offer custom growth financing that is easy, flexible, and fair. When you connect your accounts, we‘ll assess your eligibility and send an offer that is right for your business. Once approved, you’ll get funding right away and you’ll only pay it back when your customers pay you. Bloom uses the best-in-class security practices and encryption technologies to always keep your data safe. We regularly complete third-party penetration testing to ensure we keep ourselves honest and secure, our systems are hosted in Amazon's data centers with the highest certifications, and data is encrypted in transit, and at rest. Use Bloom to fund your supply chain and pay for inventory, shipping, packaging, and logistics. -
47
Find Venture Debt
Find Venture Debt
The complexity of the landscape reinforces our view that “venture debt” is an umbrella term for many types of debt available to startups and other fast-growing businesses. We have identified more than 20 types of venture loans. These range from working capital revolvers to synthetic royalty loans, with most venture lenders providing more than one type. Determining the type of debt that is the best fit for a startup or other fast-growing business is case-specific. The table below provides general guidance for pre-revenue, SaaS, life science, and other businesses that should serve as a starting point for consideration. In the examples, we refer to “equity sponsor,” which means that the company has institutional shareholders such as a venture capital fund or private equity fund. Sponsored companies generally have access to more debt financing options. To obtain debt capital, pre-revenue startups need either collateral or venture capital sponsorship. -
48
Marco
Marco
Marco empowers trade buyers and sellers with a better and faster alternative to legacy trade financing options. Flexible trade financing is made simple. Pay or get paid on your own terms. Get paid instantly, while offering payment flexibility to your buyers. Supercharge your sales by providing deferred payment options to your buyers. Optimize your growth strategy with deferred payment terms from your US and global suppliers. Improve cash flow for both you and your suppliers. Get net terms to free up working capital, without using up your available line of credit. Provide buyers with deferred payment options to supercharge their sales. Don't let your company suffer from the limitations of traditional and slow bank offerings. Marco understands the dynamic pace of your business and empowers you with control over your financing. Advance funds as needed and expand your line of credit whenever necessary. -
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Klub
Klub
Flexible repayments as a percentage of your brand’s revenues with transparent fees. Build a network of patrons who can turbocharge your brand value. Enter the world of alternative investments with a hassle-free investment experience. Robust financial assessment, operational risk mitigation, and legal frameworks to protect your investments. Get above-market returns while building your favorite brands. Klub was founded with the vision of revolutionizing growth capital for Asia’s most loved brands. We are a platform for investors to support local brands in their communities while enjoying above-market returns. Klub’s investment platform utilizes financial innovation, community engagement, and deep data-driven analytics to provide skin-in-the-game growth capital to entrepreneurs of much-loved brands across sectors. Fintech platform providing growth capital for loved brands through revenue-based financing. -
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Founderpath
Founderpath
We’re the only company that will give you more than 12 months to payback. You'll always know how much capital you have available. Unlock more capital at better terms with Founderpath. Connect with your favorite tools. We generate your Founderpath Score (high 1,000). A higher score means more capital, better terms. Money gets wired in under 24 hours. We’re available in most countries and have already done deals with founders in Canada, South America, Europe, and Asia. Our fastest deal went from signup to money wired in 23 hours. Our longest deal took 9 days. We’re advancing you money against your future receivables. We predict how long customers are likely to keep paying you based on historical churn rates. This is not debt so there is no interest rate. Founderpath wants to make sure we can offer you fresh capital in minutes and the amount available will grow with your MRR. It’s best to keep your account up to date and at a minimum refresh your account monthly.Starting Price: $250 per month