Alternatives to Guardian Financial

Compare Guardian Financial alternatives for your business or organization using the curated list below. SourceForge ranks the best alternatives to Guardian Financial in 2026. Compare features, ratings, user reviews, pricing, and more from Guardian Financial competitors and alternatives in order to make an informed decision for your business.

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    PayKings

    PayKings

    PayKings

    PayKings is a merchant account provider that helps businesses secure payment processing services in industries often rejected by traditional payment processors. The platform offers merchant accounts, payment gateways, and payment processing solutions designed to support businesses with specialized risk profiles. What is a high risk merchant account? A high risk merchant account is a payment processing account for merchants that are classified in a high risk category. They require high risk credit card processing solutions. The PayKings Team can get you approved today for a low to high risk merchant account for B2B, eCommerce, or Retail at reduced rates and fees. Credit repair merchant accounts are essential for companies in the credit repair space. You provide credit solutions to your customers and we’ll take care of the payment processing. Selling any type of merchandise through an ecommerce store has its risks.
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    Apruve

    Apruve

    Apruve

    Apruve enables global enterprises to transform their B2B trade credit, accounts receivable, and collections process by offering net terms as easy as accepting a credit card. Apruve automates your enterprise's high volume, routine B2B invoicing by combining embedded trade credit & A/R automation with guaranteed next-day financing. Whether your enterprise is looking to drive efficiencies in their long-tail cohort of smaller buyers, extend lines of credit to online customers, or needs help to expand internationally, Apruve can build the right financed credit and A/R program customized to your markets, customers, and goals.
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    BankCard USA

    BankCard USA

    BankCard USA

    BankCard USA has been a leading provider of merchant services since 1993. We offer credit card processing products and services for new and existing businesses. Accept payments online through a payment gateway, in-store with a credit card terminal, over the phone via a virtual terminal, or on the go using a mobile credit card processing app. Whether you need a low or high-risk merchant account, omnichannel payment services for a large company, or simply a credit card machine for a small business, we work with you to find the best payment processing solution to suit your unique business needs and goals. Of the thousands of credit card processing companies, we guarantee the lowest credit card processing fees through our bank-direct program. Accept credit cards, debit cards, gift cards, electronic checks, and electronic funds transfers with a solution designed with your business in mind today. We have established payment services for over 100,000 merchants.
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    PayCafe

    PayCafe

    PayCafe INC.

    PayCafe was founded on the principle that your credit card payments should be easy, consistent, and dependable. The payment processing industry is notorious for minimal reporting, poor transparency, and mediocre support. We saw a need in the industry for a credit card payment solution to reduce the complexity of your businesses. The payment processing industry has been pretty static for many years. Companies have come around with technologies to enhance aspects of your credit card payment infrastructure, but require integration and management. To solve these issues, we have combined a robust credit card payment solution, shopping cart, security, fraud protection, real-time reporting, dispute resolution systems, and customer service. We focus on making your credit card payments easier, secure, reliable, and cost-effective so you can focus on running your business. Today, PayCafe’s merchants can be confident in their payment solution.
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    Aleran Merchant Services
    Process credit card payments securely with full PCI compliance. With Aleran Merchant Services you can securely process credit card payments anywhere, anytime, with full PCI-compliance guaranteed and no IT or specialized tech skills required. Our partnership with award-winning payments company, Payroc, allows you to securely capture and store credit card information to process payments now or later, combining the best parts of PayFac and traditional credit card processing models. Merchant services are free. No PCI, scan or monthly fees. Gets you up and running and processing payments within a few minutes. Guarantees PCI-compliant transactions. Securely captures and stores credit card info from customers to charge at a later date. Credit card readers available for in-store or in-person credit card processing. Eliminate time spent chasing down reissued, expired or compromised credit cards with the Card Auto Updater feature.
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    Payment Depot

    Payment Depot

    Payment Depot

    The credit card processing industry isn’t exactly transparent. Below, we uncover how the industry works and what Payment Depot is doing to save you money. Payment processors make money by marking up the fees charged by credit card networks like Visa and Mastercard. Think of it this way: the fees of Visa and Mastercard are the wholesale costs of payment processing. Your credit card processor then adds their fees on top of those wholesale rates to make a profit. With traditional credit card processing, the payment processor takes a cut out of every transaction, so the more sales you process, the more they profit. Payment Depot saves you money by giving you access to wholesale rates. Unlike traditional payment processors, we don’t profit by marking up interchange rates and we don’t take a cut of your sales.
    Starting Price: $79 per month
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    AppStar Financial

    AppStar Financial

    AppStar Financial

    Founded in 2002, AppStar Financial provides an array of transaction processing services, including credit, debit, EBT, check and gift cards to small to medium-sized retail, home, and internet merchants. Credit card acceptance is a necessity for today's merchants, and AppStar Financial makes it quick and easy for you. No matter your size or industry, we have state-of-the-art competitively priced credit card processing solutions to help your business succeed. Nearly one third of US consumers prefer using debit cards to make everyday purchases. AppStar Financial can process your debit transactions quickly and easily through our direct connection to regional and national debit processing networks. The retail business landscape is an evolving competitive market and businesses need to stay one step ahead to grow and thrive. Appstar is the right partner to help you reach your goals. Our tailored approach guarantees that our customers receive the best goods and services.
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    Home Inspection Report Creator

    Home Inspection Report Creator

    Professional Home Inspection Institute

    Welcome to North America's most trusted school for online home inspection training and certification. PHII has successfully trained and certified over 35,000 home inspectors in the U.S. and Canada over more than 2 decades. In fact, we founded the industry's first online home inspection training school and certification program. We provide a national online home inspection course you can complete at your own pace, and you can attend face-to-face home inspector field training at our school's classroom location for no additional fee. We provide quality home inspection training at an exceptional value with over $1,000 of value-added bonuses. All students receive free online home inspection report software for unlimited devices, a $399 savings, plus a free business website with online credit card processing and online home inspection report delivery. PHII will help you establish a turn-key home inspector business without breaking the bank.
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    MACCS

    MACCS

    Starry Associates

    MACCS© allows Federal agencies and businesses to manage and track all credit card purchases, create accounting obligation transactions at the time of cardholder entry or authorization, import card transactions received electronically or via diskette from the credit card processing center, and reconcile those transactions with the cardholder's transactions. MACCS© handles card transaction disputes, credit tracking and processing, establishes disbursement accounting transactions from reconciled records authorized for payment, and can automatically forward them into the existing enterprise accounting system for processing.
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    Processing Solutions

    Processing Solutions

    Processing Solutions

    Payment Processing is just the beginning. Merchant Solutions Virtual Payment processing online or over the phone. Retail. Accept credit cards at your retail & POS locations. Restaurant. Low rates for restaurants and quick-serve merchants. Fair interchange pricing. No surprises, 100% transparency. It’s the fairest pricing model in the industry, with flat and fixed margins, so you always get a fair deal. We strive to be the nations leading processing company without having to deceive merchants to earn their business. We offer no long-term contracts, no hidden fees. Our Brick & Mortar Solutions Always Feature the Latest Equipment and Highest Security. Of Course We still provide our Lowest Rate Guarantee! Credit Card Processing - Restaurants, Bars & QSR Restaurants, bars and quick serves can take advantage of special rates and hardware specific for your credit card processing needs including POS, countertop terminals and mobile solutions. Restaurants, bar and quick-service
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    MagicPay

    MagicPay

    MagicPay Merchant Services

    Credit Card Processing & Merchant Services Simplified. Complete Payment Processing Solutions For Your Business Established in 2012, MagicPay Merchant Services has been providing merchant account services to thousands of merchants worldwide. Our credit card processing, ACH and eCheck solutions, along with our point-of-sale systems will support your business every step of the way, building successful business environment. Free EMV Terminal. Get a FREE credit card terminal, works with Dial-Up or Ethernet connection. Point-of-Sale Systems. Manage your business like a pro. Retail & restaurant POS solutions. Wireless Terminals. Take payments anywhere, with on-screen signature capture. Mobile Payments. Accept payments using your smartphone or tablet with our Bluetooth card reader. Online Payments Virtual terminal, recurring billing, electronic invoicing & E-Commerce. Multi-Currency Processing. Accept payments in 120+ currencies and settle in USD.
    Starting Price: $15 per month
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    Dharma Merchant Services

    Dharma Merchant Services

    Dharma Merchant Services

    Let us explain the mysterious world of payment processing, and shine a light on a notoriously dark industry. No secrets here, the code word is transparency on all fronts. We strive to pull away the veil most merchant providers and merchant processors put up. Instead, we provide a credit card processing service that business owners can be proud to use for their credit card merchant accounts. What does top merchant services processing get you? Enquire about our merchant credit card services to find out. Upon request, we can provide a full-disclosure rate comparison that highlights the savings Dharma can offer. We’ll share our assumptions, and we’ll even tell you if our rates are not the most competitive. We’ll point you in the right direction regardless of how it impacts us.
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    Nochex

    Nochex

    Nochex

    We are genuinely interested in the success of our customers. We listen to what you say and we go out of our way to understand your business. Whether you are the newest of start-ups to an experienced multi-channel enterprise entrepreneur, we have a solution for you. Nochex is the smart way to receive credit and debit card payments online. Open an account and start processing payments now. Taking card payments over the phone couldn’t be easier with Nochex. Phone payment processing add a personal element to your service, providing you with the means to receive credit and debit card payments over the phone using our web based virtual terminal for processing payments securely. Create and track professionally designed invoices. Send direct to your customers via email and get paid earlier.
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    ccNetPay

    ccNetPay

    ccNetPay

    Whether you run a small business or a large corporation with high volumes seeking the lowest fees, accepting subscriptions or MOTO-based sales, or if you're a high-risk merchant in the gaming or adult industry, we will arrange and place you with the most competitive and trusted acquirer. Our goal is a long-lasting and secure payment solution for your business. We accept all legal businesses wanting to accept major credit cards on their websites and businesses that need a virtual terminal to process orders taken by phone/mail. With all our acquiring banks we can also place high-risk merchants. In general, your customers can and will spend more with a credit card than with cash or checks. Consumers recognize that a business that accepts credit cards is a legitimate business, one that the credit card associations have endorsed by allowing them to participate in the credit card system. We also arrange 3rd party accounts for offshore and international business.
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    eCom Merchant Solutions (eCMS)

    eCom Merchant Solutions (eCMS)

    eCom Merchant Solutions

    Today’s eCommerce marketplace is extremely competitive. Providing your customers with convenient online credit card processing is as important as selling a quality product or service. Research shows that consumers increasingly choose credit cards and ATM/debit cards as their preferred method of payment, boosting Internet sales by 100%. For all credit card processing, there are two parts, the authorization and the settlement. Authorization means that the fund’s availability is verified and, if available, they are put on hold automatically. This important step defines the “approved” or “declined” status of a payment process. Settlement is the process by which the money that was put on hold is electronically captured and transferred into the merchant business bank account. In most cases, this process takes 48 business hours. eCMS is proud to offer Authorize.Net as our payment processing gateway.
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    RewardPay
    Rates: 0% credit card processing | 1.25% + $0.25 debit card processing | No contracts or termination fees| A+ BBB Rating. Enjoy zero-cost credit card processing with no contracts or termination fees. With RewardPay powered by Payroc, your business can add a credit card fee to the total price that customers pay for a product or service. From total compliance with all major card brands to promoting full-price transparency with customers, RewardPay is your solution. CashRewards, our premier cash discounting program enables a business to offset 100% of its processing costs and offer a discount to any customer paying with cash or check. Payroc offers processing that’s right for you. IC+ processing is a simple and standard way to accept payments, compatible with almost any product. The interchange rate is tailored to your business needs and payment environment. Count on a dependable payment acceptance program.
    Starting Price: 0% credit card processing
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    Concourse Financial Software Suite

    Concourse Financial Software Suite

    Baldwin Hackett & Meeks

    Concourse is a powerful and flexible back office software solution for the processing of electronic payments such as credit card, debit card, ATM, POS, and mobile transactions. Many of the features that make Concourse the preferred choice for financial service companies reside in the Concourse – Core module. These core features are leveraged across all the other modules within the Concourse Financial Software Suite. Concourse – Extended Settlement is a proven software solution that ensures the settlement and funds movement of electronic payment transactions such as credit card, debit card, ATM, POS, and mobile transactions. Its rules-based engine and continuous processing architecture combine to form one of the world’s most flexible, reliable, and cost-effective settlement processing solutions for electronic payments.
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    QuickBooks Payments
    Work takes time. Getting paid shouldn't. QuickBooks Payments lets you accept credit cards, debit cards, and ACH bank transfers. Soon, you can spend money immediately after it hits your QuickBooks Cash account. Send invoices with a Pay Now button. Accept credit card payments and ACH bank transfers. Key in your customer credit or debit card numbers to take payments from anywhere. Our free mobile card reader lets you swipe and accept credit and debit cards. Sales automatically appear in QuickBooks in real time. Charge customers monthly or on a schedule that works for you. Start accepting credit card, debit card, and ACH payments with no upfront costs, subscriptions, or hidden rates.
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    Square Card Reader
    Square’s free credit card reader works with the free Square Point of Sale app to let everyone accept payments on their smartphone or tablet. Sign up for Square and we’ll drop your free card reader in the mail—no commitments or long-term contracts. Pay 2.6% + 10¢ per swipe for Visa, Mastercard, Discover, and American Express. Get your money as fast as the next business day. With two versions of Square Reader for magstripe—one for a headset jack, the other a Lightning connector—you’re covered. Just pick the credit card reader that works for you. Take payments at the counter or on the go, remotely through invoices, or by manually entering card numbers. Square Point of Sale is a free, easy-to-use app that gives you everything you need to manage your business. Credit card information is encrypted at the moment of swipe. Square doesn’t store card data on your device after a payment has been processed.
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    Host Merchant Services

    Host Merchant Services

    Host Merchant Services

    We provide merchant services payment systems for all businesses. Get a credit card processing system customized for mobile payments, point of sale, e-commerce credit card processing, EMV terminals, and more. We will greatly reduce your merchant services fees while substantially improving the customer service you receive. Our excellent customer service and low rates retain customers, not termination fees. Experience the freedom of locked-in credit card processing rates that won't increase over time. Qualify for a free EMV-compliant mobile swiper or terminal with a merchant account. You’ve created an app but need to integrate payment processing. You’ve come to the right place! We offer custom direct integrations with an easy-to-use API and a broad range of terminal solutions.
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    Helcim

    Helcim

    Helcim

    Helcim is on a mission to build the world’s most loved payments company by making it easier for businesses to get paid and grow. Helcim delivers a better payments service by making it easier to sign up, providing smarter payment tools, and making it more affordable to get paid. The Helcim Card Reader is EMV and NFC enabled, accepts all major credit and debit cards, and does everything a traditional credit card machine can do and more. Let your customers go contactless and pay in seconds by tapping their credit card, debit card, or smartphone with Apple Pay or Google Pay enabled. Your customers can insert their chip card and securely enter their PIN on the reader to protect larger purchases.
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    North American Bancard

    North American Bancard

    North American Bancard

    Looking to accept credit card payments online or currently accepting payments but looking for a new payments partner? Either way, North American Bancard is here to help. We realize that accepting payments online is no longer a nice-to-have, but rather a need-to-have, and we want to make it as simple and affordable as possible for you. You can use your existing website to offer a completely customizable checkout experience with your branding while simultaneously freeing yourself from liability for sensitive cardholder data with our PCI Plus Program. Our ecommerce solutions allow you to have integrated point of sale software for online credit card processing. We partner with the most popular point of sale and shopping cart plug-ins. So no matter what you need, we can help with quick and easy online payment processing.
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    Nickel

    Nickel

    Nickel

    Nickel is an innovative payments and credit platform tailored for small and midsized B2B businesses. With its all-in-one solution, Nickel empowers business owners and finance teams to optimize cash flow and streamline operations across AR, AP, and trade credit. Key products and features include: Payment Processing: Unlimited free ACH transfers and 2.9% card processing. Deposit checks directly in Nickel and handle high-value transactions up to $1M. Accounts Receivables: Fully branded Payment Links and Payments Portals for seamless payment collection. Accept payments via cards, ACH, or checks from over 14,000 banks. Enable one-click payments with securely saved buyer payment methods. Accounts Payables: Streamline vendor onboarding with a branded Vendor Portal. Automate bill approvals and pay vendors via card, ACH, or mailed checks. Trade Credit: Digital Credit Application for faster customer onboarding and vetting. Trade credit program offering buyers 60-day term
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    ACH Payments

    ACH Payments

    ACH Payments

    ACH Payments provides multiple methods for ACH processing, from the easy-to-use ACH Virtual Terminal to API integration methods. No matter your company’s requirements, we have the solutions you need to automate payment collection. Integrating ACH and credit card processing into your software or Internet ASP solution can make your payment processing cycle seamless. We have the documentation, code samples and technical assistance that will make this process easy. Offering an ACH processing option is becoming mandatory for recurring payments. The combination of much lower processing fees and much lower payment decline rates compared to credit cards make ACH payments a compelling addition to your payment options. The ACH Virtual Terminal (VT) provides a secure, PCI compliant, web-based application for the processing and management of both ACH and credit card transactions. Compliant solutions that make it simple to add 24/7/365 ACH payment options.
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    Transaction Services (TRX)

    Transaction Services (TRX)

    Transaction Services

    For a business to compete in today’s market, accepting credit card payments is a must. What may seem like small transaction fees from VISA, MasterCard and other card networks can start to add up. Processing fees can now be passed on directly to the consumer, using our merchant surcharge solutions. Merchants can build the fee into the cost of the item or let customers know that there will be an extra 3-4% charge to use cards. This is great news for non-profits, municipalities, school lunch and government programs that can not afford to pay these fees. By passing the fee onto the consumer, merchants can offset the cost of credit card processing, saving valuable time, money and resources.
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    Agile Payments

    Agile Payments

    Agile Payments

    You provide the use cases; we provide the solutions and integration tools. Complex processing configurations are our specialty. Single solution for ACH and Canadian EFT. Set up recurring payment for funds originating in both the US and Canada, seamlessly. Super fast, PCI compliant platform for credit card, ACH/EFT, anti-fraud and risk-mitigation tools. Build a credit card processing solution for both US and Canadian transactions. Fast, agile, smart: Accept nearly anywhere, anytime. Agile solutions to help you mitigate risk. API integration tool with parameters to build solutions including identity verification and live check verification. API integration tool with parameters that allow developers to schedule & forget about recurring transactions and reports each time one has been scheduled. Ready to become a PSP /PayFac? Let us consult you on the pros and cons of underwriting your own credit card portfolio!
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    borderless

    borderless

    borderless

    We are an online bank payment processor bringing you local and international direct debit, a pull-payment method. Accept bank payments online and save up to 67% in processing fees. Collect and make payments as a local without the need to open foreign bank accounts. Request/Checkout Create payment links or integrate our e-commerce plugin. Get Paid! Customers pay directly from their bank with a single click. Funds are delivered directly to your bank account. Track Payments Always know where your payments are in real time. By 2021, bank transfers will be the 2nd most popular alternative payment method for e-commerce. Increase your conversion rate by 30% using borderless. Businesses increase their conversion by 30% by offering 3 top methods of payment. Credit cards on the decline by 16% - borderless. Online credit card usage has declined by 16%, and consumers’ preference for credit cards has reduced by 7%.
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    Paycosmos

    Paycosmos

    paycosmos

    Fastest payments in the universe. Latest payment technology. Instant settlement. Increased revenue & cash flow. As a paycosmos merchant, you have the advantage of Instant Merchant Settlement. Paycosmos links your credit card processing to your bank account for Card Present and Card Not Present Solutions. Instant Merchant Settlement is the same as the credit card processing you do today, the only difference is you get paid instantly - 24/7/365. Whether you accept payments in a retail store, out in the field or from your website, we have solutions to fit your business. We offer you emerging & traditional payment options and get you paid faster. Our platform includes PCI Level 1 certification and successful Service Organization Control audits to demonstrate our commitment to data security. We offer transparent pricing or flexibility on alternate pricing models. Instant merchant settlement.
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    Ardent Payment Solutions

    Ardent Payment Solutions

    Ardent Giving Solutions

    Provide payment processing solutions for ministry and non-profit focused software companies. By integrating our ACH solution, donors will be empowered to set-up one time or recurrent transactions from their bank account without the hassle of writing a check. Donors can choose to give using their Credit or Debit card via your online, mobile app or text giving solution. For those ministries who prefer not to have members tithe using a credit card, we developed an award-winning Debit Card Only solution that will redirect donors to try again using their Debit Card. Our e-commerce solutions were developed to be a safe, reliable suite for any organization. Our solutions assist developers in designing giving and e-commerce solutions providing for a secure and seamless experience. With our card swipe solution, organizations can accept donations and payments from anywhere using their mobile device.
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    Gotmerchant.com

    Gotmerchant.com

    Gotmerchant.com

    Gotmerchant.com is a credit card processing provider for Visa, MasterCard, Discover & Amex. We offer a wide variety of credit card equipment so your business can accept cards. We have been providing a level of personal service unmatched by most merchant providers since 1998. Sign up today by filling out our online application and receive approval within 24 hours! We are now offering the fully loaded Harbortouch POS system for free and it doesn't matter how many you need. Why not upgrade to a POS system and take advantage of this offer! Many retailers sign up for our Casio electronic cash register with integrated credit card processing. It acts as a register while giving you the ability to take credit card payments. Internet and ecommerce merchants can accept credit cards using an Internet gateway service such as Authorize.net. It also includes the virtual terminal feature.
    Starting Price: $39.00/month
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    Tranzila

    Tranzila

    Tranzila

    Your payments are in good hands. Comprehensive data security for receiving payments. PCI DSS LEVEL-1 standard and SSL encryption to the most stringent standards of international credit card companies. Production of digitally signed invoices for email, with the execution of a credit card transaction, PayPal, or bank direct debit. Possibility to generate invoices manually for cash or cheque. The invoice system is approved by the income tax authority. Free application for every customer, both for Android and iPhone. Operations of debit, credit, viewing transactions, and more. Option to connect an EMV credit card reader using Bluetooth technology. A payment solution that grows with your business needs. It allows the clearing of credit from a mobile phone, from an independent clearing terminal, from any computer and tablet, from management software, a virtual store in ecommerce, and more. Full integration for receiving payments from PayPal, including automatic invoice generation.
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    CCStorage

    CCStorage

    CCStorage

    Managing a self-storage property has never been simpler. Track units, customers, payments and more. Provide your tenants with a secure online portal. Get started in 5 minutes. No set up fees, no monthly fees. One flat rate for credit card transactions. Your customers visit your custom URL to login, manage payments and view invoices. 100% Free Software - Pay Only When You Process Credit Card Payments. Pricing based on monthly credit card processing volume. We offer one flat percentage rate to process both credit card and ACH transactions. Automate your self storage property and give your tenants the convenient payment options they want. We believe that every succesful self storage property will move to automated electronic payments. We understand this process takes time. Track cash & check payments for free in order to keep all your billing in your system. We only charge one flat rate for credit card transactions. Automate billing and increase convenience.
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    Capital One Merchant Services
    Speed up your business's cash flow with secure and reliable merchant services. Capital One has partnered with Worldpay® from FIS, a leading debit and credit card processor, to offer you flexible payment acceptance solutions. We've made getting paid easier, so you can focus on running your business. Accept payments with virtual and smart terminals, hosted web pages, and mobile readers. Enjoy peace of mind with a suite of data security tools. Stay organized with transparent reporting. Take multiple payment methods. Including swipe, EMV, contactless, keyed-in, phone order, email invoicing, PayPal® and more. Accept major credit cards, Visa®, MasterCard®, Discover®, American Express®, as well as gift and loyalty cards. Take advantage of our evolving payment-processing solutions and let us help you strategically manage your cash flow. Capital One Merchant services powered by Worldpay gives you access to new technologies for emerging payments.
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    Zift

    Zift

    Zift

    Payments as a Service Zift is that harmonious place where technology merges with payments. ISV’s, developers and software platforms can infuse Zift’s processing technology into their core business offering, thus creating a simple and seamless user experience. Partner with Zift and make payments part of your offering with full support for credit/debit card and ACH transactions with EMV ready credit card terminals connected to our terminal cloud.
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    CyberCom Pay
    CyberCom Pay is an innovative online credit card payment facility for businesses that is easy and simple. If you mainly transact online or have an ecommerce website, this is for you. You can get paid in one click by sending e-invoices, accepting credit card payments through your website, and processing recurring payments. We have merchant terms and conditions for legal reasons but beyond that, we won’t hold you to anything. Our banking partners will also have a merchant agreement with you for legal purposes. All you need is your CyberCom Pay merchant account to start accepting credit cards online. Take control of your business and sell anywhere and manage your inventory, customers, and money with our point-of-sale system. Take your business where your customers are without wires. Sell using the CyberCom Pay mobile app and never miss out on a sale. Collect purchase data, integrate with email marketing and build relationships that grow your business.
    Starting Price: $99 one-time payment
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    MojoPay

    MojoPay

    TotalApps

    Imagine a world where electronic payments are more secure. We take care of everything from securing credit card numbers to depositing directly to your bank account. With MojoPay, accepting payments has evolved to a more efficient and more secure process that is designed to suit the needs of your business, brought to you by the electronic payment experts at MojoPay. Accepting credit card payments from your customers poses an inherent fraud risk. By optimizing your payment processes and implementing industry-leading verification and fraud protection, MojoPay provides what your business needs. Mojo Pay has a powerful fraud protection policy along with the highest level of PCI compliance. Understanding consumer trends and reacting to changes in customer behavior before they affect your bottom line are paramount to expanding your business. MojoPay has advanced reporting capabilities that allow us to help you identify trends and implement the best processes before your completion.
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    Spire Payment Solutions

    Spire Payment Solutions

    Spire Payment Solutions

    Partnering with Spire Payment Solutions makes for painless fundraising. We offer turnkey solutions for ticket sales and quick checkouts that will help simplify your entire fundraising process! The Spire Portal payment system was developed to handle all your fundraising needs, no matter the size of your event. Your volunteers can step right in and operate our system with ease, even if they have little to no computer experience. Best of all, the Spire Portal payment system is compatible with any event management software on the market. Spire Portal is a PCI-compliant payment solution, providing full data security protection. Spire Payment Solutions takes every precaution to secure your guests’ financial data. The Spire Portal never stores your guests credit card data on any of our Chromebooks or servers. The Spire Portal uses cutting edge technology of tokenization to store your guests credit card data.
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    paysafecard

    paysafecard

    paysafecard

    Buy a paysafecard closed loop gift card (issued by The Bancorp Bank) at a sales outlet near you and use the 16-digit PIN to pay at participating games partners and licensed online gambling partners. Safe and secure without a credit card or bank account. It’s never been easier to pay cash online. Simply find the nearest sales outlet in your area. Buy one of our branded gift cards and enter the card number and PIN to complete the purchase. Spend your money online without a credit card or bank account. There’s no need to share any of your financial details with us. As easy and as fast as cash. Pay at our participating partners. Download our app for an even better experience. Upload your cash on the go and make payments anytime and anywhere. Pay online using our branded gift cards. Generate incremental revenue with new customer segments currently inaccessible to you with other payment methods.
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    Paidy

    Paidy

    Paidy

    With "Paidy," which does not require a credit card, you can prevent the basket from dropping and increase sales by making payments that meet the needs of users. Many users have supported pre-screening of credit cards, pre-payment at convenience stores, waiting at home for cash on delivery, and simple usage that eliminates the "messy" of shopping, and the number of accounts has exceeded 4 million. Not only will it prevent withdrawal, but it will also support increased sales by expanding the customer base, including non-credit cards and young people. With Paidy, which does not require a credit card, it is possible to acquire non-creca groups, mainly young people. 100% deposit guarantee for sales. Paidy bears the unpaid amount, so there is no risk to the merchant.
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    Ikajo

    Ikajo

    Ikajo

    A payment gateway is a software that enables merchants to accept credit and debit card payments online. It acts as a mediator between a customer’s and a merchant’s bank. To integrate a payment gateway on your website, you need to open a merchant account. As a global payment provider, we offer an extensive list of payment methods. Besides Visa and MasterCard, we support 100+ other options. All the major e-wallets, cryptocurrency, remittance systems, and local credit cards of 177 countries are on the list. We guarantee a 20% increase in transaction approval ratio thanks to the high-end technology distributing declined transactions between different connectors. Enjoy up to 30% increase in conversion rate with our solution allowing to hand-pick the best provider with the most beneficial terms and rates for each transaction.
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    KUBRA EZ-PAY
    The KUBRA EZ-PAY on-demand payment application is an all-inclusive solution that supports both enrolled and non-enrolled customer payments. By implementing KUBRA EZ-PAY, you will allow customers to make last-minute, on-demand payments through digital, voice, or in-person channels such as online and mobile, automated IVR and call centers, and retail cash and self-service kiosks. Not only will your customers gain the flexibility of payment channels, but KUBRA EZ-PAY will also broaden their payment type options to include credit cards, ACH, PIN-less debit, Visa® debit, and debit MasterCard®. KUBRA EZ-PAY provides real-time account and authorization tools, and direct feeds into multiple credit card processors, debit ATM networks, and ACH originators. To make account management easier, you gain access to a consolidated dashboard that supports payer reconciliation, returns management, reporting, and payment administration.
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    PicPay

    PicPay

    PicPay

    With PicPay it's like this: you can pay your bills in up to 12 installments, have a secure and free digital account, credit card with no annual fee and even earn money back on your purchases. Using your physical or virtual credit and debit card, you pay for everything and everyone and can even pay in installments on credit. In addition, you can still earn cashback, that is, cashback. In addition to making your money work, you can use it whenever you want for payments, transfers and withdrawals. At PicPay you control everything that goes in and out on time, easily and directly from your cell phone. At PicPay Store you will find your favorite stores in one app. Take advantage of exclusive discounts and you can still earn cashback. You can also recharge your cell phone, and transport card and pay for your series and movie streaming directly from your cell phone.
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    ePayPolicy

    ePayPolicy

    ePayPolicy

    The Simplest Way to Collect Insurance Payments. Accept credit card and ACH payments online. Speed up receivables, bind policies faster, and provide an experience your clients will love. Created by insurance experts for the insurance industry, ePayPolicy provides the simplest solution for insurance agents, brokers, MGAs, and premium finance companies to collect credit card and ACH payments. Easily collect credit card and ACH payments from insureds using your own branded payment page and unique URL. Collect and send funds across the insurance industry and utilize additional features after integrating your management system. Easily collect digital payments from insureds and pass them along to your broker and MGA partners with ease. ePayPolicy is on a mission to eliminate paper checks. Our simple, insurance-centric solution lets you collect digital payments and send funds across the industry.
    Starting Price: $20 per month
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    etransfer

    etransfer

    EFT Corporation

    We offer you a "One Stop Shop" money processing solution, providing many convenient electronic donation and payment solutions that you can use today, or incorporate into your money processing systems in the future as well, including; electronic funds transfer (ACH / EFT), credit card processing, debit card processing, website payment solutions, swipe terminal, virtual terminal and email marketing services. We deliver world-class service through knowledgeable and experienced professionals, innovative solutions, and unsurpassed attention to client needs. We operate this company with a commitment to rigorous ethical standards, and with a firm commitment to confidentiality.
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    Uswipe

    Uswipe

    Uswipe

    Uswipe is partnered with global credit card acquirers and licensed payment institutions offering secure payment solutions to small/medium/large businesses worldwide. Our direct relationships with Visa, MasterCard, and SWIFT, through our vast partner channels, enable Uswipe to process all major credit cards, issue Prepaid Cards, digitalized e-wallets, IBAN, and process cryptocurrencies to qualified businesses throughout the world. By way of our international banking partners, we offer price competitive rates and secure, multi-currency payment options to merchants throughout the globe. All of this is supported by a secure PCI DSS Level 1 compliant payment gateway. Our 24/7 customer service team makes certain all payments are received in a thorough and smooth fashion. Our certified quality gateway system ensures the highest quality of our products and services to be supplied to our merchants!
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    National Cash Management Systems (NCMS)

    National Cash Management Systems (NCMS)

    National Cash Management Systems

    No matter what size merchant you are NCMS has the right solution to help process your single and recurring ACH transactions quickly and efficiently. Our complete suite of ACH processing tools are easy to use and unmatched in the industry. Give us a try and join the thousands of NCMS merchants that have simplified their ACH processing activities. Offering an honest and straight forward approach to processing all forms of credit card payments. Process payments online, through terminals, or software integration and more. Let NCMS take the confusion out of credit card processing. It's simple, no other firm offers more cutting edge verification tools than NCMS. Real time funds verification, real time account status verification, account owner verification, customer identification, and customer authentication. NCMS is your one stop source when it comes to protecting your bottom line.
    Starting Price: $25 one-time payment
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    TSecurePay

    TSecurePay

    TSecurePay

    Record cash sales, process credit cards and electronic checks in a single app. Transaction data is uploaded securely to the server and processed via transaction gateways that provide seamless secure transport of the encrypted card data. Send email receipts instantly and track the location of where the transaction was recorded. Companies with a mobile workforce can centralize all the transaction processing with up-to-the minute reporting using our web based back-end interface.
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    ProPay
    Securely accept credit card payments on your phone or tablet using ProPay’s credit card processing app. Accept payments from all major credit card brands (Visa, MasterCard, Discover and American Express) at rates as low as 1.99% per transaction and no hidden fees. Quickly process credit card payments at low rates with a mobile card reader. Accept chip cards (EMV) and swipe cards. Manually enter card numbers if you aren’t near your card reader. Securely store a customer’s payment information to be charged for future purchases. Accept a credit card payment when you don’t have data coverage and process it as soon as you get back into coverage. Even more processing options are available with your ProPay account online. Access your funds with a ProPay Prepaid debit MasterCard. Quickly transfer funds to your bank account within the mobile app. Include sales tax and allow customers to add a tip to their order.
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    Naturepay

    Naturepay

    Naturepay

    Cannabis merchants must have the same payment options as any other legitimate legal business. The acceptance of credit cards helps build trust and validates the medical and retail marijuana industries. These are common forms of payment which will move the cannabis industry towards the mainstream and public acceptance. We have made the ability to provide merchant accounts to marijuana dispensaries and other cannabis industry businesses our primary goal. We saw the need, put our collective experience and know how to work, and developed a legitimate workable cannabis credit card processing solution. Our system is proprietary and has been established through strategic partnerships, and alliances within the credit card processing industry. We have a solution that will provide any dispensary or marijuana related business with the ability to accept Visa, MasterCard, Discover, American Express, debit and check cards.
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    EPX

    EPX

    Electronic Payment Exchange

    For nearly 40 years, EPX has been a pioneer in the payments industry, commercializing many innovations that have become the industry standards. EPX alleviates data security and liability concerns with cost-efficient processing solutions for credit, debit, stored value, and ACH payments on one reliable platform. Integration with our virtual terminal solutions, online shopping carts, and web-based reporting helps our clients conduct smarter, more agile business. We continue to research, build, implement, and support next-generation payment technologies that facilitate PCI compliance, protect merchants, and enhance consumer confidence. These days it seems just about everyone, from the car wash attendant to the convenience store owner on the corner, accepts credit card payments. If your business is still operating on a cash-and-carry basis, you could be missing out on thousands of dollars in sales and putting yourself at a competitive disadvantage.