Giddy

Pros: - Finally created a safer and more user-friendly solution to the seed phrase
- Free P2P crypto transfers
- Fiat to crypto rails for most of planet earth
- No monthly fees
- Transaction fees are transparent and lower than competitors
- Gas fees covered, no need to hold a balance of native token
- Just a gosh darn good user interface that anyone can understand
- They cannot freeze accounts or steal your funds (i.e. the opposite of Celsius, BlockFi, FTX, etc.)

Cons: - They're going to put centralized exchanges out of business, so I feel bad for the few that haven't gone out of business yet.

Overall: I downloaded the app and instead of getting hit in the face with a 12-word seed phrase, it prompted me to create shards of passwords. Instead I break up my private key amongst various credentials, like a multisignature wallet except it's all me. If I ever lose my phone or forget a password, Giddy can restore one shard, but never access my account. Also, that seed phrase is still there in case I do want to back it up somewhere safe or migrate it somewhere else.

Also, this is an actual Ethereum wallet, not a contract wallet. That means that as they move from Polygon to ETH main net, to other L2 and L3 chains, your address will always remain the same. And if you're a Bitcoiner, you can always wrap BTC and move it into this wallet as well.

The product allows you not only to buy and sell crypto but also stake directly into the most well-known and well-funded defi protocols to earn yield. There is always risk in any financial investment, but the difference is that this app gives you lots of information about what you're staking into before you invest so you can truly do your own research.

I'm a fan and after what happened at FTX I've drained my Crypto.com account and moved my holdings over to Giddy. Very excited to see new features rolled out each month.

Pros: Easiest way to stake into DeFi I have ever seen. Don't have to worry about gas or swap tokens into LP's to stake. Best DeFi experience I have ever had.

They have some on-ramps too, Sardine instant-ACH was great.

Cons: Doesn't show my other token balances yet. They say they're working on adding that.

Overall: DeFi is so ridiculously hard to do, most people can't even access it but Giddy makes it super easy and fun! I had a great experience chatting with support too.

Super user friendly, love the brand, love the app. Very bullish on Giddy overall.

Pros: Access to DeFi pools from Curve, Balance, AAVE etc. through a non-custodial DeFi wallet with one-tap, in-app staking.

Cons: Waiting for additional chain support, which is in the works.

Overall: Best DeFi wallet out there by far right now. The team is adding more features and is VC and angel funded with great devs doing the work. Their token provides additional security in the app, so actual utility for a token for once.