Form3 Alternatives

SBP Digital Banking Suite is an advanced open platform with modular banking features, providing omnichannel customer experiences & cloud-native capabilities. It covers all banking services from onboarding to day-to-day banking and beyond with open banking (Enhanced Onboarding, Credit Insights, etc.) SBP Digital Banking Suite integrates natively with leading fintech partners, utilizing API-first & microservices architecture for easy integration. It supports flexible deployment models, from SaaS to private, hybrid, and public cloud solutions. The Sopra Financing Platform (SFP) is a modular platform designed to boost the efficiency of asset financiers worldwide. It simplifies the entire lending process, from the front to the back office, making it a great fit for both new market entrants and expanding businesses. The clients of Sopra Financing Platform benefit from a wide partner network seamlessly integrated into the platform, giving them a strong competitive advantage.

Alviere’s embedded finance platform allows any organization to seamlessly integrate financial products and services into their existing offerings, and provide customers and partners with the most comprehensive embedded financial solution on the market. Alviere’s platform offers an extensive range of customizable branded products and services that include FDIC-insured virtual accounts and physical card issuing, payments, digital global money transfers, and crypto/web3 products, all through one API integration. Alviere is a fully licensed and regulated financial institution, and provides comprehensive compliance, risk management, fraud/AML montioring and security to ensure long-term program success.

Sila is an end-to-end payment platform that provides Banking-as-a-Service through a developer-friendly payment API that is scalable and allows for fast and secure money transfers. Sila’s payment platform streamlines building and launching fintech apps and embedded payment products for financial products, fintech, crypto, and Web3. Sila’s offerings include Virtual Accounts, Digital Wallets, KYC/KYB, and ACH payments APIs for software teams. Additional functionality is available through a network of pre-approved and pre-integrated partners (to different degrees). Sila was recognized as the Best Payments as a Service Platform by the 2022 Embedded Banking Awards of Tearsheet. Sila is headquartered in Portland, Oregon.

Balance is the first self-serve checkout that accepts 100% of the B2B payment complexities - from milestone payments to net terms, wires to checks, SaaS subscriptions to automatic vendor payouts - and more: 🗒 API-first! Get at them docs 💳 Go beyond cards: Accept ACH, wire, card, and even checks 💨 Instant, Risk-free Net Terms: Your customers pay Net 30/60. You get paid instantly. 🔁 Recurring payments, made easy: Make recurring invoice payments as easy as recurring CC payments 🏢 Built for all B2B payment needs. Perfected for Marketplaces, Wholesalers, Merchants, SaaS and Service Providers. 🧍🏽‍♀️ Self-serve invoicing: Your customers can pull & pay their own invoices with a click 🏋️ Automatic reconciliation & collection: Isn’t it funny you’re still doing this manually?

End-to-end solutions of payment processing, acquiring, and white label cards for banks, PSP-s, Fintech-s, and online merchants. Robust payment system to accelerate business growth. Processing, full in-house PCI Level 1 certified processing for VISA, Mastercard schemes Issuers and Acquirers in EUROPE and Asia-Pacific region. Top-edge E-commerce payment gateway solution included in the technical processing service. DECTA Gateway API. Integration for authorization switching is possible both through ISO 8583-based protocol and REST API. For live program management, DECTA Issuing API is used. Switching & Clearing. DECTA uses Active-Active deployment for all critical processing systems, which allows supporting up to 99,99.. uptime even including planned downtimes for system upgrades and ICO releases.

SDK.finance is a white-label core payments platform, serving as a backbone for building fintech products on top. Available in cloud PaaS and on-premise with the source code license versions, the platform caters to businesses of all sizes - from startups seeking affordable software to SMBs and enterprises that need scalability and independence.

Today’s bank customers demand more personalized, convenient services. That’s why financial institutions partner with First Data to make every customer interaction more valuable. First Data’s easy-to-use banking solutions help you satisfy your customers’ desires for greater convenience with technology that makes every transaction simpler and more secure. Deepen relationships and seize new opportunities for growth with our complete set of solutions for your merchant customers and consumers. Our products empower financial institutions to deliver easier, faster, safer and smarter electronic commerce. Your path to personalized banking begins here. First Data provides a single, consolidated processing platform for all of your payment cards, loans, prepaid, and commercial card products. OmniPay is First Data’s multi-currency, multi-country acquiring technology of choice for cost effective, efficient payment processing.

Instantly create bank accounts, offer crypto wallets, send payments, and issue cards to your customers. Solid offers a fully integrated & compliant suite of FinTech services. Integrate in minutes to build never-before-seen experiences. Solid's Banking as a Service (BaaS) enables companies to build and launch deposit products, such as business and consumer checking accounts. It includes the ledger, statements, and everything needed to create delightful banking experiences. Solid's Card Issuance and Management platform is the first of its kind. Issue cards are the modern way, to serve the needs of your customers, with one single API. Credit, debit, and prepaid cards, both in physical and virtual form factor, are all fully managed by Solid. Engage your customers with a light & powerful experience, in your product, with Solid's instant bank /account creation API. Issue branded physical and virtual cards instantly, with the spending controls they need with Solid's /card API.

Technology is reshaping the financial industries and Credics is at the forefront of the fintech revolution. As new innovations help develop businesses and expand the reach of financial services providers, Credics is successfully making financial processing more efficient for companies around the world. The Credics Issuing Solution provides a ready-to-go program for credit, debit, prepaid, private-label, and stored-value cards, all of which can be easily configured to clients' requirements. A smart management system that allows acquirers to fully manage the merchant environment from the product management level (POS, VPOS, RFID, and more), providing a flexible hierarchy for business schemes and pricing strategies on the individual merchant level A unique, cost-saving system designed to accommodate any billing scheme, the Transactor combines comprehensive billing features with a powerful transaction-processing platform.

Canopus connects you to a full spectrum of digital banking and payment functionalities. Our one-stop-shop solution includes everything you need for your Fintech business – software, open API and connections to the most important partners, e.g., banks, forex, card issuers and acquirers. We offer the most popular functionalities any Payment Service Provider, no matter the size, needs - customer onboarding and AML, digital banking, SWIFT/SEPA payments, forex, payments to card, card issuing, payment acquiring and crypto payments.

Disruptive technologies have resulted in a noticeable movement away from disintermediation and toward partnership between fintech businesses and banks in order to provide a better customer experience. Banks must provide a seamless omni-channel customer experience in order to meet changing client demands, which is another significant expression of digitalization. With the rapid pace of disruptions in the payments space, banks need to quickly embrace digitization to support innovative payment systems and manage compliance with evolving regulations. Digitization also enables big data analytics and open APIs, that opens the new possiblities for success in transaction banking technologies. Innovations in application security using A.I., Natural Language Processing and unstructured data analysis make banking safe and secure.

Bancorp has been providing nonbank companies with the people, processes and banking technology to meet their individual needs. As a result, we have become an industry-leading provider of reliable technology-forward solutions that move our partners’ businesses into the future. The Bancorp is the essential partner to help you build, maintain and grow your business. The Bancorp does more than just enable our clients’ payments innovation. We create lasting partnerships with a future-focused approach to technology and services. As a result, we don’t “settle” for solutions that are possible today. Instead, we look to evolving technologies to create more advanced, scalable and nimble services. Today and every day, we work to continuously transform the payments landscape. The Bancorp Institutional Banking business provides financial professionals with innovative lending and deposit solutions that can seamlessly integrate with their wealth management strategies.

Revogear is a software suite to manage electronic money payments, multi currencies and supports crypto currency as well. The system is based around an eWallet and provides many financial services. The Software is able to satisfy private international banks, electronic money institutions and payment service provider institutions. Thanks to diversity of modules, the system can also be used to adapt to your specific business needs. Thanks to the feature Multi-Currency, Multilingual and Multi-Region formats, Revogear can be employed worldwide. Modular structure of Revogear allows system growth parallel with your business expansion. Revogear includes several software modules: customer portal, corporate portal, mobile app, backoffice and antifraud console. The system is able to manage international Swift, SEPA and European direct IBAN transfers. Prepaid Mastercard and VISA integration with External Authorization message handling.

Build, test and deploy your payment solutions quickly and easily with our modular, “building-block” technology. Choose from over 100K pre-coded functions using our point-and-click, self-serve interface. Accelerate time to market and support virtually any use case with our 300+ APIs. Instantly load card credentials into cardholders’ mobile wallets and leverage tools to deliver world-class digital experiences. Flexibility and control. Quickly create and test new programs with differentiated features based on market feedback, and scale new offerings to market on a platform that’’ inherently reliable and secure— and context aware. Our highly-configurable Agile Processing platform lets you create and deploy programs with an unparalleled range of features. Launch programs in as little as 30 days without expensive investment in IT infrastructure.

Leading payments & banking as a service platform in Latin America. Conductor is the leading card issuing and banking-as-a-service software platform in Latin America. With its cloud native and open API platform, Conductor powers the leading fintechs, banks, retailers, and enterprises across the region, enabling them to launch and scale innovative digital accounts and card programs. Conductor currently powers over 85 million accounts and processes over $20 billion in payment volume across Latin America. Conductor is taking the lead in the digital revolution for the payments industry. Our technology enables companies from a number of industries in Brazil and Latin America to provide their target audience with the best solutions in payments. Dock is a payment institution offering an Open Banking platform so that other companies are able to provide financial services and quickly build their own bank or fintech, free of complications and in a while-label form.

BankingLab is a unified SaaS banking platform that provides a full stack of digital banking services. The platform has specific modules for customer account management, for payments processing, for issuing debit/credit payment cards, for providing loans and for deposits. The platform also provides access to accounts via API to web or mobile devices. BankingLab is a service provider that helps to turn good ideas into successful fintechs. We help entrepreneurs with our technology guiding you from business ideas to successful licensed financial institutions. Building the future of fintech requires talents. We are proud of our employees who deepen their knowledge daily by helping our customers to develop competitive products and services. Apply if you want to become one. Please focus on your customers, leave technology to us. Online identity verification with KYC/KYB, payment cards issuing, and banking infrastructure.

Create a fully-functioning digital bank in a matter of days. Whether you are launching your own banking or e-wallet or you want to seamlessly embed FinTech solutions into your product, Crassula Banking will get you covered. Companies that service business and private customers. Financial institutions that are reselling IBANs and payments. Currency exchange businesses. Telecoms, retailers, and crowdfunding companies that would like to open financial accounts for customers. All banking accounts are multi-currency and work for private, business customers and licensed financial institutions via API, web, and mobile interfaces. Issue and manage cards, process transactions, and set up fees, with multiple currencies supported. Offer your customers the freedom to buy online and offline, with virtual and plastic cards. Manage balances, currencies, chargebacks, and more within one service. Create your own eCommerce global payment gateway with Crassula.

Discover why banks, fintech, and others looking to launch digital payment products choose Rêv. Keep up with the pace of consumer demand and competitor activity with our digital payment products. Deliver branded banking experiences in record time. The Rêv team brings to each partnership decades of understanding and in-market experience developing and managing next-generation payment products around the globe. Our team of industry experts, in combination with our state-of-the-art payment-focused technologies, allows us to not only meet our client's needs but also contribute to the definition of what is possible in our space. We are passionate about building products that have a significant impact on the markets they serve. This is why we developed a unique platform that we and our strategic partners can use to build incredible fintech products and services. With our easy-to-configure cloud-based product platform and processing engine, we can help you get a program launched.

Everest is a decentralized platform with a massively scalable payment solution, EverChain, with a multi-currency wallet, EverWallet, a native biometric identity system, EverID, a value tracking token, the CRDT, all integrated to existing infrastructure with an easy to deploy software appliance, The Everest API Gateway. Everest delivers a complete solution for a new economy. The financial services toolbox provided by the Everest platform is able to be used to solve many different value transfer, tracking, and delivery challenges that you face every day. Below are some example solutions, contact us to tailor a solution for your specific needs. Cloud Fintech platform providing a regulatory compliance and value transfer toolkit which solves a variety of identity, value transfer, audit, reporting and agent management challenges. Everest is a decentralized platform incorporating a massively scalable payment solution, EverChain, with a multi-currency wallet, EverWallet, etc.

The mission of SwooshTransfer is to make cross-border payments and collections easy, secure, fast, and cost-effective. We bring integrity and security. Aim to increase conversion rates at every step of the payment process Smart payment solutions that automatically reduce fraud and non-payment through machine learning. Developed to make the collection and reconciliation of payments from anyone, anywhere in the world, a straightforward and cost-effective process for both institutions and students. Dedicated to removing the pain points of both patients and healthcare providers by streamlining the cross-border payment process and improving customer experience. SwooshTransfer Ltd is an FCA-regulated FinTech that provides secure, convenient, and inclusive cross-border payment services to users worldwide. We provide the ability of upgraded technical capabilities such as blockchain and AI risk control. We can provide lower cost, faster, more secure global payment services.

UltimaBanq is an all-in-one banking software that provides a white-label solution for FinTech institutions, including Banks and Electronic Money Institutions. It offers IBAN accounts, SEPA and SWIFT, and card processing services, and accepts clients globally, even those that are considered high-risk such as eCasinos and unregulated financial institutions. The software is designed with built-in security features, complies with EU PSD2 regulations, and has multi-level access for clients and various roles and permissions for employees and management. The back-office is easy to use and can be integrated with additional features and add-ons. UltimaBanq also has modules for Forex and CFD trading, and can be used as a Crypto Wallet or payment platform. A demo is available for users to try and test.

Enabling our clients to deliver financial solutions that empower consumers anytime, everywhere. Technology is at the core of what we do. It’s changing the way our fintech partners do business. Streamlined payments solutions including ACH, wire, card disbursement and money transfer-all through APIs, while maintaining a strong focus on compliance. Provide loan origination services for leading marketplace lending platforms, providing greater access to credit in the market. Our API-driven banking platform, Cross River operating system, will allow fintechs to plug in and access multiple banking services that will be customizable and secure. Sophisticated financing options including off-balance-sheet, and asset-backed credit facilities to help our partners grow. Committed to meeting the needs of our communities through a personalized, full-service banking experience. Risk assessments, diligence, testing, monitoring, and oversight form a trusted internal compliance management system.

MX helps financial institutions and fintechs utilize their data more effectively to outperform the competition in a rapidly evolving industry. Our solutions enable clients to quickly and easily collect, enhance, analyze, present, and act on their financial data. MX puts a user’s data on center stage, molding it into a cohesive, intelligible, and interactive visualization. As a result, users engage more often and more deeply with your digital banking products. The Helios cross-platform framework gives MX clients the ability to offer mobile banking across a range of platforms and device types — all built from a single C++ codebase. This dramatically lowers maintenance costs and powers agile development.

Nelito's comprehensive FinCraftTM banking suite and support services offer significant value addition to Banks through our experience, domain expertise and delivery excellence. Our solutions are available in Opex as well as Capex models. Incumbent banks do not have to depend on solutions from the bigger or multiple solution providers for their evolving requirements; instead they can take advantage of our solutions which provide affordable excellence. Nelito is thus placed well and committed to be an ideal technology partner of trust for the Banks. Nelito has developed its own Intellectual Properties for solutions under the FinCraftTM brand in the areas of Transactions Management, Payments, Regulatory & Risk Reporting, Mobility, Data Management and BI & Analytics. The development is supported through industry best quality management processes.

Temenos Transact is the most successful and widely used digital core-banking solution in the world. Using cloud native and agnostic technology, Temenos Transact provides the most extensive and richest set of banking functionality across retail, corporate, treasury, wealth and payments with over 1000 banks in 150+ countries relying on it to provide market leading and innovative products and services to their customers. Innovate in minutes and launch products in days using core banking SaaS. Temenos Transact can be accessed in The Temenos Banking Cloud, bringing together the world’s favorite banking services, an innovation sandbox, and a rich fintech marketplace. Build with everyone's banking system. We give developers the tools and reference materials they need to build, test and publish new banking products and services. Prepare for launch with our GTM framework, support resources and sandbox access.

We human are strange in behavior. First, we look for various options, and then we look for one option that serves to all. Don’t believe me? A single Windows login to access all your office systems? A single FB /Google login to access most of the third-party applications? An OS that runs on phones, tablets, and desktops? A device that allows you to make audio and video calls? A universal language? And the list could go on. Talking about the new technologies, while people are trying to put Bitcoin as the global currency, we @Teknospire working on a payment switch FinX that has the potential to serve as a global switch connecting different markets, channels, and partners. Vishal Gupta the CEO of Teknospire says – We are living in the age of inventions and innovations, while NPCI is emerging as a National Transaction Switch [NTS], there is a dire need of a global transaction switch that connects countries, continents, oceans that is compliant and follows regulation.

As diverse as zeb.control is, so are our customers. We offer banks and FinTechs as well as insurance companies individually tailored solutions in the area of control. The solutions can be operated in the cloud or on-site. The era of zero interest rate levels seems to be over, but banks are currently not dealing with an isolated and gradual rate increase. What is the total impact of these developments on European banks and how do capital markets assess the new, potential opportunities for the sector? With zeb.control, you create the basis for the efficient control of your house. From controlling income and risks from the top management's point of view to analysis and planning at customer and account level, you will be supported by the solution in an integrated form in order to fulfill a bank´s or fintech´s very own transformation functions. Our bank management system is individually adapted to your needs.

EBANQ® is the most user friendly white-label online banking software app on the market. It is a turn-key solution for Banks, Neobanks, Electronic Money Institutions, Payment Institutions, Remittance Companies, Asset Managers, Cryptocurrency Exchanges and anyone else managing client accounts. The EBANQ banking app loads fast on all devices and works great with all major browsers. No additional investment required for Mobile Banking. You can easily customize the EBANQ Online Banking Software by uploading your own logo, changing colors and icons, achieving your own look and feel in seconds. State-of-the-art cloud technology, microservices and modular architecture. Scalable and future proof to meet your requirements whether you have five end-users or five million.

Temenos provides SaaS first next-generation payments technology for accelerated business growth, increased process efficiencies, and enhanced service innovations. Our products cover the complete payments lifecycle from order intake to clearing and settlement. These solutions are designed to work successfully both separately or together, via SaaS, cloud, or on-premise, providing the flexibility to tailor payment solutions to suit simple, complex and diverse needs. At Temenos, our laser focus on innovation and customer value is supported by the highest levels of investment in R&D in the industry and has enabled Temenos to create a unique market offering, advanced SaaS first Next-Generation Payments Processing on the number 1 technology platform in banking. Our leading position in the market is based upon us continually combining the richest end-to-end functionality with the most advanced cloud-native, cloud-agnostic, AI, and API-first payments technology.

Paya's smart, easy-to-implement payment platform becomes a natural extension of a client's business system. We securely accept transactions, anywhere, anytime, via any payment method, and clients can choose what's right for them. Business needs evolve crazy-fast, and payments need to happen crazy-fast, too. Paya Connect helps you help your clients, no matter the industry, with simple, smart technology and solutions that help deliver awesome transaction experiences. Paya’s payment platform puts businesses and their customers at ease. No matter your industry, we provide developers a simple way to deliver valuable experiences and payment capabilities to your customers. Paya’s offers a secure, cloud-based smart solution, which allows clients to take EMV® payments anywhere and everywhere. People are on the move and transactions are, too. Our mobile payment solutions help you meet the demands of your business, so you can securely accept payments through the Paya mobile payment gateway.

Path Solutions is a Fintech solution provider of Digital & Social Banking, Mobility, Business Analytics, Risk Management, Compliance and AAOIFI-certified Core Banking software. Its multi-award winning Islamic core banking platform iMAL, developed in Java EE with an Open Architecture is highly reliable, cloud-ready, deployable on a fully scalable, multi-server n-tier architecture, and supports open banking through open APIs and web services. Path Solutions’ total commitment to open standards enables its clients to benefit from the latest technology advances ensuring business agility, continuity, data integrity and availability, and low downtime, delivering a significant and immediate ROI.

Join the best and brightest merchants, PSPs and banks creating new capabilities and revenue streams through Token’s broadest, Pan-European connectivity to over 3,000 banks. Token is an open banking payments platform with best-in-class, Pan-European bank connectivity, data and compliance capabilities. Initiate frictionless, real-time account-to-account (A2A) payments straight from apps and websites. All from a single interface and integration. Token Data uses a single API to seamlessly aggregate bank account and transaction data from European banks. Token Payments provides secure, unified access to European banks to initiate real-time account–to–account payments straight from apps and websites.

CSI is a leading fintech, regtech and cybersecurity solutions partner operating at the intersection of innovation and service. We excel at driving business forward with a unique blend of cutting-edge technology, effortless integration and a commitment to authentic partnerships defined by our customer-first culture. Our cloud-based core banking solution simplifies bank operations and provides the foundation for everything you do, from onboarding and servicing loans to processing withdrawals and deposits. As a competitive and growing financial institution, your bank needs a reliable, efficient and integrated core bank processing platform. CSI’s core processing solution is automated, integrated and cloud-based, allowing you and your staff to focus on the business of banking, while we focus on functionality, compliance and security.

Choose a domestic or worldwide bank among 32 partner banks. We provide clients with multiple acquiring solutions and a Master account to manage and aggregate all of their MIDs. Keep your business up and running and forget about traffic loss or revenue drops. Grow your business globally with seamless and secure gateway services. We offer completely customizable payment forms, checkout pages, and payment processing using local currencies for your customer's convenience. Get a 360° analytics for your subscription business with customizable fit reports, chargeback tracking, and churn control. Pick any parameter you want to measure or track and receive real-time reports to grow your conversions. Increase card acceptance ratio and process transactions through a bank with the best approval rates using our payment portal. We provide in-depth business analysis and provide acquiring solutions suitable for any risk merchants.

Welcome to Covercy... where banking meets investment management. Save time with our automated distribution & capital call payment processing, gain your LPs’ trust with our intuitive Investor Portal, and generate interest from capital funds held in your Covercy Wallet – all in one platform. Your investors can access their account to view portfolio info, transactions, documents & reports. Call capital in your investment currency. Investors fund them in their select currency. Slash the risk of phishing and wire-fraud with our secure platform and payments. View the positions of your investors in all assets & funds. Slice and dice as you wish. Complete all distribution payments in a click. We’ll auto debit your account. Our partner banks or payment partners will open accounts under your fund/asset names to automate processing of capital calls & distributions. Our strict anti-money-laundering tests & policies help you stay compliant. Share documents like K1s, agreements & financial stats

For companies with high-volume transactions. Built on seamless integration between banks and ERP’s. Proven to increase cash flow, eliminate manual processes, reduce DSO, and improve cash visibility. Automate complex financial processes and transform your finance department. One central hub to log all notes, see lockbox images, eliminate deductions and add attachments with real-time information. Intelligent software forecasts payments based on historical performance highlights overdue accounts and automatically creates user-defined dunning letters. Expect higher collections efficiency and expect your companies DSO to plummet. Revenue and profits are lost in the deductions processes. Deductions are claimed by large and small companies with customer-specific codes and reasons. Adapt deduction management to any bank file or remittance format and route deductions for speedy review and approvals. Create reason and deduction codes directly from remittance data, regardless of ERP.

PayX is a world's most comprehensive multi-agent, multi-channel, multi-currency and multi-lingual transactions processing software to meet the growing demands of the financial sector including banks, money transfer operators (MTOs), Small and Medium Enterprises (SMEs) and other remittance companies. PayX is a state-of-the-art online remittance system. PayX covers the complete life cycle of a typical remittance transaction. PayX is designed to service any business model within MSB/MTO operations for clients & customers worldwide. It covers the whole spectrum of users and stakeholders including senders, agents, compliance, ledgers and accounting. Its rich functionalities, prompt and reliable support ensure the smooth processing of critical financial transactions of the business. Our product enjoys a true global footprint with thousands of users across Europe, Americas, Africa, Middle East and Asia Pacific implemented at the leading banks, enterprises and money transfer businesses.

TransNational Payments is an industry leader in payment technology solutions, serving businesses nationwide. Our payment processing services allow merchants and businesses to accept in-store payments, online payments and mobile payments. Some of our merchant services include: credit card processing, mobile payments, payment gateway, gift card and loyalty programs, POS solutions and Full Service Payroll. Our payment processing comes with transparent pricing and highly rated customer service. TransNational Payments operates on the concept of full disclosure and provides simple and stress-free payment solutions to help businesses succeed. We educate and service our clients in the highest certified manner by offering 24/7 assistance with each unique business need and consistently exceeding their expectations. We invite businesses to improve their profitability by taking advantage of our competitive rates on secure credit card processing, innovative mobile payments, and cutting-edge POS.

This portal provides a sandbox to test APIs and manage partners, clients, and your processing preferences. Our Open*CP Fintech API Marketplace is one of the only ‘REAL Banking-as-a-Service’ platforms powered by a full-scale, digital payments bank. Open*CP Fintech API Marketplace is simplifying the way that established brands and fintech acquire single-source access to the full payments ecosystem in lieu of expending the resources or acquiring the expertise to piece together all of the individual parts. Open*CP’s features of technology, charter and choice make it the solution for entrepreneurs who long for a complete integration from a trusted payments bank that leads in innovation. Central Payments is focused on making financial experiences better for all, particularly serving people of modest means who historically have not enjoyed the benefits of affordable and accessible financial products.

Designed for both analysts and senior decision-makers, our platform empowers teams to rapidly build insight and make key decisions with confidence across a number of business areas, including payments and liquidity optimization. Automatically connect and combine data from online APIs and data sources. Validate, clean and resolve datasets for further analysis. Monitor and explore complex networks via interactive dashboards. Simulate settlement and payment systems to transform your data into actionable insights. FNA’s platform includes a sophisticated set of automated data visualization algorithms, providing real-time mapping and network capabilities that enable users to rapidly build meaning from their data. With the ability to simulate any global payment or settlement system, organizations using the FNA platform can quickly respond to transformational changes such as regulatory requirements and new market entrants including CBDCs.

If you own the payment channel, you “own” the relationship. But payments are evolving at an unprecedented rate. Innovators like Square and Venmo are working hard to disenfranchise financial institutions with faster, more engaging payment services. Meanwhile, fintech companies have intriguing innovations on their drawing boards. Retailers like Amazon and service providers like Netflix have changed the level of convenience and speed-of-service consumers expect. And today’s mobile mentality means consumers and businesses expect to conduct most of their interactions and transactions on mobile devices. Owning the dynamic payments channel is getting more difficult with new competitors, new payment alternatives, and new end-user expectations. But when you choose the Jack Henry Payments, you gain fully integrated solutions that support virtually every payment channel and the entire lifecycle of virtually every payment type.

Customers have strayed. But it’s not really their fault. Every new subscription, utility, loan, or obligation came with its own "convenient" payment method. Before they knew it, their financial lives were fragmented into a dozen or more pieces. It’s time to bring customers back where they belong to their financial institution, where payments are consolidated in one place, saving time and hassle. Payveris is your gateway to the Paymentus Instant Payment Network® for faster, simpler, and more engaging digital payments, money movement, and money management. Offer your customers simpler, faster, and more convenient digital payment and money movement services from any device, anywhere, anytime, and across any channel. Payveris makes it easier for small businesses to pay bills and invoices with the flexibility and control offered through robust money movement services.

The Banking & Treasury Automaton Suite is a premier add-on solution for Microsoft Dynamics 365 and Microsoft Dynamics AX, greatly enhancing bank & cash management, treasury, and payments processing, with direct integrations to banks and payment gateways across the globe. Save time and money processing your AP invoices, with OCR support. Branded customer portals and secure credit card and eCheck processing w/ integrated settlement. Protect your printed checks, protect your electronic payments, and maintain PCI compliance. Fully integrated direct debit with mandate support. Gain automation, efficiency, visibility & control with our cross-industry solution for organizations large and small. Bank integrations are supported around the world. Microsoft President’s Club 12 consecutive years. Over 1,600 customers across the globe.

ClickSWITCH solves the age-old problem that has confounded and prevented new business development for financial institutions – switching account holders from one institution to another. ClickSWITCH’s mission is to empower consumer choice while enabling competitive, profitable financial institutions. Headquartered in Minneapolis, ClickSWITCH has quickly grown to support hundreds of financial institutions and Fintechs in all 50 states as well as Puerto Rico and Canada. Q2 makes it easy to engage with new, existing, and even idle accounts. Our automated solutions for switching direct deposits, recurring payments, and online card payments to your FI can bring your account holders fully onboard—and turn you into their primary financial services provider. Marketing and digital account opening acumen might get account holders in the door, but building profitable primary relationships takes more.

Silverflow's cloud-based card payment processing platform offers a direct connection to the card networks with real-time insights based on enriched data sources via easy-to-use APIs. Clients receive automatic updates and core features include 3D-secure, network tokenization, direct-to-card payouts, a dispute management portal, and more. We provide the technology to support the latest payment innovations. As your business evolves it’s important to have a payment technology provider who understands your needs and equips you with the latest technology and tools to scale and enhance your business. Silverflow provides you with cutting-edge technology, allowing you to become the payment foundation for your customers. To keep up with the ever-evolving payment landscape, Acquirers need to be equipped with the right tools to support their merchants. Silverflow provides cutting-edge payment technology with a membership to innovation.

PSD2 aims to regulate innovative digital payment services, guarantee transparency, and enhance the security of online payments. It also opens the paying markets for competition and requires the achievement of PSD2 compliance of all banks. To meet the growing demand for all-in-one solutions, we designed an Open Banking Suite with a modular structure, that consists of an API hub, called Up2Connect, a strong customer authentication (SCA) module, called Up2Seal, and a payment terminal, called Up2Pay. The solution covers not only the Berlin Group standards but also the local regulations for the users. The financial organizations can choose between the integration of the module they need or bundle integration. Sirma can be a trusted technological partner in delivering open banking compliance through the Up2Connect module and enhanced security with the Up2Seal module. We believe the changes that PSD2 imposes will lead to the digital revolution in the financial market.

TrueLayer is the leading technology company providing secure, global access to financial infrastructure. Developers use our APIs to build best-in-class products that securely access data and initiate payments in real-time. Founded in 2016, TrueLayer is connected to major banks across the world, backed by leading venture capital, and trusted by some of the biggest names in fintech including Monzo, Revolut, and Zopa. By making the power of open banking accessible through our platform, TrueLayer enables developers across any industry — from startups to enterprises — to reinvent financial services. TrueLayer is available in the UK, Europe and Australia. Easily integrate next-generation payments and financial data into any app. Build powerful products your customers love. Send and receive money on the fastest rails at the lowest rates with a first-class user experience. No cards. No fraud. No chargebacks.

Payfabric® is a cloud-based payment acceptance engine and storage hub that can be integrated with any application, platform, and back office environment with ease and simplicity. Take payments and connect data across all your platform, websites and applications using a centralized hosted solution. Remove sensitive payment data from your local environment and simplify PCI compliance. Use our RESTful API with easy documentation and sample codes for Rapid Payment Application Development. PayFabric provides developers with a powerful, yet simple solution to accept payments from anywhere. Connect payments and share data across platforms. Achieve freedom from gateway dependency. Accelerate coding and development. Customize for seamless User experience. Reduce PCI Compliance challenges. Cultivate growth and scale easily. One-click payment hyperlinks that allow customers to view their outstanding invoices and submit payment information without logging into an account.

IntelliPay is a robust cloud-based payment processing and recurring billing platform for SaaS, subscription-based, and service-based businesses. We offer traditional, and no-cost cardholder pays the fee models. We integrate with the leading payment gateways and offer Online Payments, Virtual, On-Demand, Recurring Installments, EMV, and Custom Portals. Up to now, if your business accepted payments, you paid (absorbed) the cost of payment processing. New rules and our technology give you a choice. Continue to absorb the fees or shift the processing costs to the customer, and keep more of every sale. We have fee reducing or eliminating payment options for every organization. We serve multiple industries. Please select from the list below to learn more. Our enterprise payment platform is infinitely scalable, fully integrable and drives revenue growth. Providing patients with every payment method available without burdening your staff.

The element that fuel the cross-border payments. Supercharging working capital efficiency for businesses operating in global economy. Procuring education on consulted assurance in do. We are a fintech company with aspirations to change the world of global commerce. We plan to bring the best of technology innovations to create an unparalleled user experience for our customers. Our founding team has spent years helping businesses navigate and optimize global banking. With over a decade at big banks helping build out the future of Corporate Treasury creating the algorithms and platform that drove cross-border liquidity management at largest corporates that include FANG and other global businesses, we are on a mission to help streamline global commerce.