FairFigure

Imprint offers co-branded financial products, including credit cards, deposit accounts, and installment loans, designed to help partner brands achieve tangible business outcomes. Their proprietary platform, Imprint Core, allows for the configuration of products tailored to a brand's unique needs, goals, and specifications. This modular and flexible technology delivers customer experiences that align with specific brand requirements. Rewards can be customized at the customer and SKU levels to drive desired business outcomes, and tailored marketing partnerships ensure effective communication with customers while consistently reflecting the brand's identity. Imprint's products are built with transparency and fairness in mind, featuring intuitive user experiences that provide clear insights into payments, fees, and rewards. The application process is designed to have no impact on credit scores if declined or if the offer is not accepted.

StellarFi is a fintech platform focused on helping users build or improve their credit by turning everyday bill payments into credit-building opportunities. The core of StellarFi is a white-labeled payment card and accompanying bill-payment and credit-reporting infrastructure; users link their regular bank account, designate recurring bills (rent, utilities, subscriptions, etc.), and StellarFi pays those bills on their behalf when due, then debits the user’s account the same amount. Each payment is reported monthly to major credit bureaus (e.g., Experian, Equifax, and TransUnion) as a credit-account payment, effectively converting ordinary bills into positive payment history that boosts credit scores over time. StellarFi’s card behaves like a line-of-credit account: by regularly paying bills through the card and having them reported, users can build a consistent payment history, potentially improve their credit-use ratio, diversify their credit mix, and establish a credit account.